To buy seeds and fitilizer for this planting season
Morris
Gilgil, Kenya
100% repaid
Entrepreneur
Name
Morris
Member since
April 2013
On-time repayments
204 installments • 95%
About Me
My name is Morris Gathomi Githinji I was born in 1963 at thaita location ndia, Kirinyaga County I joined kiamutugu primary school and later kirinyaga boys high school for my o levels. After school I joined kerugoya polytechnic for a course in agriculture. From there I worked with various government institutions until 2003. With my savings, I bought a piece of land at Marewa River in the outskirts of Gilgil town where I carry out commercial farming activities up to date. I am married and blessed with 4 children who are all out the nest. i look forward to be a zidisha member.
My Business
My daily business is farming. I own a piece of land at the banks of liver marewa which is in the outskirts of Gilgil town. I grow green vegetables, maize, beans, castor seeds, etc apart from growing crops I also keep dairy cattle’s which I currently have 10 heads that produces milk which i sell and for my own domestic consumption. I deal with this kind of farming when I realized there is great demand of these commodities in the nearby town of Gilgil and beyond. I sell my crops at farm gate price to retailers from Gilgil and Nairobi. For the milk I sell to Brookside dairies who normally correct it outside my farm every morning I receive the payments at the end of the month I usually get ksh 45000 after deducting my overheads I am left with ksh 25000. Buyers prefer my farm produce because they are of high quality since I have been doing this for the rest of my life; I have enough skills to produce the same. the only challenge I face is luck a modern spraying machine for crop spraying my produce when growing in the farm. Also luck of a deep freezer to preserve my milk before buyers arrive to collect it. With zidisha platform I will be able to overcome this challenge and hence improve my living standard
Loan Proposal
Thanks to all my lenders, for this loan i am intending to buy more seed and fertilizer for this planting season. i will spend 150 dollars to buy seed of various crops that i plant in my farm e.g Cabbages, Carrots, Maize, capsicums etc. i am also intending to spend another 100 dollars to buy subsidized fertilizer to boost my crops. the remaining 180 dollars will go to purchasing fodder for my milk cows to boost milk production. by so doing i will be guaranteed to remain in business for the whole season which goes for the next 6 months. it will increase my profits to a better margin, i look forward to your contribution to wards filling my bids in time. Thanks.
Feedback
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$382.00
Date disbursed
May 30, 2016
Repayment status
On Time
Projected term
23 months
Other loans
Lenders
United States
United States
United States
Recife, Brazil
United States
San Ramon, CA, United States
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Summary
Amount repaid
$401.10
Amount remaining
$0.00
Date repaid
Apr 28, 2018
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 10, 2016 | $4.06 | Jun 10, 2016 | $4.06 |
| Jun 17, 2016 | $4.06 | Jun 16, 2016 | $4.06 |
| Jun 24, 2016 | $4.06 | Jun 23, 2016 | $4.06 |
| Jul 1, 2016 | $4.06 | Jun 30, 2016 | $4.06 |
| Jul 8, 2016 | $4.06 | Jul 7, 2016 | $4.06 |
| Jul 15, 2016 | $4.06 | Jul 14, 2016 | $4.06 |
| Jul 22, 2016 | $4.06 | Jul 21, 2016 | $4.06 |
| Jul 29, 2016 | $4.06 | Jul 28, 2016 | $4.06 |
| Aug 5, 2016 | $4.06 | Aug 4, 2016 | $4.06 |
| Aug 12, 2016 | $4.06 | Aug 11, 2016 | $4.06 |
| Aug 19, 2016 | $4.06 | Aug 18, 2016 | $4.06 |
| Aug 26, 2016 | $4.06 | Aug 25, 2016 | $4.06 |
| Sep 2, 2016 | $4.06 | Sep 1, 2016 | $4.06 |
| Sep 9, 2016 | $4.06 | Sep 8, 2016 | $4.06 |
| Sep 16, 2016 | $4.06 | Sep 15, 2016 | $4.06 |
| Sep 23, 2016 | $4.06 | Sep 22, 2016 | $4.06 |
| Sep 30, 2016 | $4.06 | Sep 29, 2016 | $4.06 |
| Oct 7, 2016 | $4.06 | Oct 6, 2016 | $4.06 |
| Oct 14, 2016 | $4.06 | Oct 13, 2016 | $4.06 |
| Oct 21, 2016 | $4.06 | Oct 20, 2016 | $4.06 |
| Oct 28, 2016 | $4.06 | Oct 27, 2016 | $4.06 |
| Nov 4, 2016 | $4.06 | Nov 3, 2016 | $4.06 |
| Nov 11, 2016 | $4.06 | Nov 10, 2016 | $4.06 |
| Nov 18, 2016 | $4.06 | Nov 17, 2016 | $4.06 |
| Nov 25, 2016 | $4.06 | Nov 24, 2016 | $4.06 |
| Dec 2, 2016 | $4.06 | Dec 1, 2016 | $4.06 |
| Dec 9, 2016 | $4.06 | Dec 8, 2016 | $4.06 |
| Dec 16, 2016 | $4.06 | Dec 15, 2016 | $4.06 |
| Dec 23, 2016 | $4.06 | Dec 22, 2016 | $4.06 |
| Dec 30, 2016 | $4.06 | Dec 29, 2016 | $4.06 |
| Jan 6, 2017 | $4.06 | Jan 5, 2017 | $4.06 |
| Jan 13, 2017 | $4.06 | Jan 12, 2017 | $4.06 |
| Jan 20, 2017 | $4.06 | Jan 19, 2017 | $4.06 |
| Jan 27, 2017 | $4.06 | Jan 26, 2017 | $4.06 |
| Feb 3, 2017 | $4.06 | Feb 2, 2017 | $4.06 |
| Feb 10, 2017 | $4.06 | Feb 9, 2017 | $4.06 |
| Feb 17, 2017 | $4.06 | Feb 16, 2017 | $4.06 |
| Feb 24, 2017 | $4.06 | Feb 23, 2017 | $4.06 |
| Mar 3, 2017 | $4.06 | Mar 2, 2017 | $4.06 |
| Mar 10, 2017 | $4.06 | Mar 9, 2017 | $4.06 |
| Mar 17, 2017 | $4.06 | Mar 16, 2017 | $4.06 |
| Mar 24, 2017 | $4.06 | Mar 23, 2017 | $4.06 |
| Mar 31, 2017 | $4.06 | Mar 30, 2017 | $4.06 |
| Apr 7, 2017 | $4.06 | Apr 6, 2017 | $4.06 |
| Apr 14, 2017 | $4.06 | Apr 13, 2017 | $4.06 |
| Apr 21, 2017 | $4.06 | Apr 20, 2017 | $4.06 |
| Apr 28, 2017 | $4.06 | Apr 27, 2017 | $4.06 |
| May 5, 2017 | $4.06 | May 4, 2017 | $4.06 |
| May 12, 2017 | $4.06 | May 11, 2017 | $4.06 |
| May 19, 2017 | $4.06 | May 18, 2017 | $4.06 |
| May 26, 2017 | $4.06 | May 25, 2017 | $4.06 |
| Jun 2, 2017 | $4.06 | Jun 1, 2017 | $4.06 |
| Jun 9, 2017 | $4.06 | Jun 8, 2017 | $4.06 |
| Jun 16, 2017 | $4.06 | Jun 15, 2017 | $4.06 |
| Jun 23, 2017 | $4.06 | Jun 22, 2017 | $4.06 |
| Jun 30, 2017 | $4.06 | Jun 29, 2017 | $4.06 |
| Jul 7, 2017 | $4.06 | Jul 6, 2017 | $4.06 |
| Jul 14, 2017 | $4.06 | Jul 13, 2017 | $4.06 |
| Jul 21, 2017 | $4.06 | Jul 20, 2017 | $4.06 |
| Jul 28, 2017 | $4.06 | Jul 27, 2017 | $4.06 |
| Aug 4, 2017 | $4.06 | Aug 3, 2017 | $4.06 |
| Aug 11, 2017 | $4.06 | Aug 10, 2017 | $4.06 |
| Aug 18, 2017 | $4.06 | Aug 17, 2017 | $4.06 |
| Aug 25, 2017 | $4.06 | Aug 24, 2017 | $4.06 |
| Sep 1, 2017 | $4.06 | Aug 31, 2017 | $4.06 |
| Sep 8, 2017 | $4.06 | Sep 7, 2017 | $4.06 |
| Sep 15, 2017 | $4.06 | Sep 14, 2017 | $4.06 |
| Sep 22, 2017 | $4.06 | Sep 21, 2017 | $4.06 |
| Sep 29, 2017 | $4.06 | Sep 28, 2017 | $4.06 |
| Oct 6, 2017 | $4.06 | Sep 28, 2017 | $4.06 |
| Oct 13, 2017 | $4.06 | Sep 28, 2017 | $2.03 |
| Oct 5, 2017 | $2.03 | ||
| Oct 20, 2017 | $4.06 | Oct 5, 2017 | $4.06 |
| Oct 27, 2017 | $4.06 | Oct 5, 2017 | $4.06 |
| Nov 3, 2017 | $4.06 | Oct 12, 2017 | $4.06 |
| Nov 10, 2017 | $4.06 | Oct 19, 2017 | $4.06 |
| Nov 17, 2017 | $4.06 | Nov 3, 2017 | $4.06 |
| Nov 24, 2017 | $4.06 | Nov 22, 2017 | $4.06 |
| Dec 1, 2017 | $4.06 | Nov 29, 2017 | $4.06 |
| Dec 8, 2017 | $4.06 | Dec 6, 2017 | $4.06 |
| Dec 15, 2017 | $4.06 | Dec 14, 2017 | $4.06 |
| Dec 22, 2017 | $4.06 | Dec 21, 2017 | $4.06 |
| Dec 29, 2017 | $4.06 | Dec 21, 2017 | $4.06 |
| Jan 5, 2018 | $4.06 | Dec 21, 2017 | $2.03 |
| Dec 29, 2017 | $2.03 | ||
| Jan 12, 2018 | $4.06 | Dec 29, 2017 | $2.03 |
| Jan 19, 2018 | $2.03 | ||
| Jan 19, 2018 | $4.06 | Jan 19, 2018 | $4.06 |
| Jan 26, 2018 | $4.06 | Jan 19, 2018 | $1.01 |
| Feb 2, 2018 | $3.04 | ||
| Feb 2, 2018 | $4.06 | Feb 2, 2018 | $1.01 |
| Feb 9, 2018 | $3.04 | ||
| Feb 9, 2018 | $4.06 | Feb 9, 2018 | $4.06 |
| Feb 16, 2018 | $4.06 | Feb 9, 2018 | $3.04 |
| Feb 28, 2018 | $1.01 | ||
| Feb 23, 2018 | $4.06 | Feb 28, 2018 | $4.06 |
| Mar 2, 2018 | $4.06 | Feb 28, 2018 | $4.06 |
| Mar 9, 2018 | $4.06 | Mar 20, 2018 | $4.06 |
| Mar 16, 2018 | $4.06 | Mar 20, 2018 | $4.06 |
| Mar 23, 2018 | $4.06 | Mar 20, 2018 | $1.83 |
| Mar 31, 2018 | $2.23 | ||
| Mar 30, 2018 | $4.06 | Mar 31, 2018 | $4.06 |
| Apr 6, 2018 | $4.06 | Apr 4, 2018 | $4.06 |
| Apr 13, 2018 | $4.06 | Apr 14, 2018 | $4.06 |
| Apr 20, 2018 | $4.06 | Apr 22, 2018 | $4.06 |
| Apr 27, 2018 | $3.49 | Apr 28, 2018 | $3.49 |
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