To construct a shed and feeding troughs for my cows

Entrepreneur

About Me

My names are George Ngugi Born in the year 1985 in Nyahururu. I am the second born in the family of six. I started my early education in Nakuru where I used to stay with my Aunt as my parents were more in business. I was late to attend my Secondary Education at Kagumo Secondary School and completed in the year 1998. I am married with three children who are in primary school. My interest in business can be traced back when I was still young and this is through inspiration parents who have been in farming for as long as i can remember. Its with this inspiration that upon completion of my Secondary school I enroled for a Diploma course in Agricultural Extension. With 5 Years and no job forthcoming, i ventured into farming, something I am proud of todate.

My Business

I am in farming business growing a variety of crops mainly Irish potatoes, Carrot, cabbages and French beans. I also rear Dairy cows of Fresian Breed which does produce about 15kgs of milk every day we use about 2kg for the family and sell on average 13kgs per day to Dairymen co-operative society getting an average of 120 USD per month. My main activity is with milk production as with crops,require more time looking for market and same time market prices keeps on changing and frequent exploitation by middle men. Whenever this happens I convert the crop farming produce to cow feeds, e.g when cabbages are fetching low prices, I feed them to my cows. Currently I have one cow with one quality breed heifer about 1 ½ years old. My monthly turnover is on average USD 300 from my other farming business and this is what use for family upkeep and what remains is taken back to areas of priority in business.

Loan Proposal

I intend to borrow Zidisha loan so as to construct a permanent cow shed in my farm. The one that I am having is not permanent and requires frequent repairs. I feel my two cows are not comfortable since when it rains the shed seems to be in a mess and even when milking, the shed looks a mess. With this I require the following
600 feet stones @ USD 58
Sand @USD 25
Ballast @USD 18
Cement @USD 35
Offcuts @USD 30
Timber @USD 28
10 Iron sheets @USD 45
Nails @USD 0.8
Labour @USD 60
This means that I require about USD 300, I understand my first loan from Zidisha may not cover all the costs and there fore will set aside some funds from personal savings.
I will construct a large shed that will accommodate about 4 cows as this is my current plan.

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