Entrepreneur
Name
Veronicah
Member since
July 2010
On-time repayments
149 installments • 70%
About Me
My name is Veronicah Muthoni Kamanja.
Aged 38 years and have been married with four kids, living together.
The children attend a day primary school allocated in our home area.
We live in Naivasha district, Gilgil division Kiambogo location, Njeru village.
I did my KCSE exam in 1991 ie four course later joined a college of accounting.
Currently lam working at Mugaa secondary school as a accounts clerk.
I started a business of hair dressing which was at home,because l needed more money to cater and educate my children
My Business
I started a business of hair dressing which was at home,because l needed more money to cater and educate my children As time went l started attending more customers where l end up shifting from home hair dressing and hired a bigger room in a near by shopping center called Kiptangwanyi where electricity was available and means of communication and transport were good as compared to our home area.
Fromthe businessearning l was able to expand the work by buying more working tools and employed one saloon.
However the kind of goods that l sell are for the ladies eg ornaments, handbags, cosmetics and so on.Services are plainting of hair and nail painting.Most ladies working in different areas eg in businessis or in offices like to look beatiful, therefore their is need to apply cosmetics.My customers prefer my business because l charge fairly and the busines is always open.
Due to area allocation of business we make more profit only when the farming (harvest is good) because most people relie on farming even though they are employed.The risk the business faces is when their is no harvest.
Loan Proposal
to expand the existing business of hair dressing that l have prevoiusely been operating l would like to buy two new broad dries for straightening the hair for shs 5,000 each. I want also to buy two new seats that are much more comfotable for my customers at shs 3,000 each.I want also to recarpet the floor of my salon because it is dilapidated at shs 10,000. I want also to buy suplus cosmetics for the remaining shs 4,000 to keep me going for some two weeks or so.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$303.00
Date disbursed
Oct 20, 2011
Repayment status
On Time
Projected term
12 months
Other loans
Lenders
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Summary
Amount repaid
$320.33
Amount remaining
$0.00
Date repaid
Oct 22, 2012
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Dec 20, 2011 | $29.12 | Dec 20, 2011 | $29.12 |
| Jan 20, 2012 | $29.12 | Dec 20, 2011 | $0.98 |
| Jan 17, 2012 | $28.14 | ||
| Feb 20, 2012 | $29.12 | Jan 17, 2012 | $2.16 |
| Feb 18, 2012 | $26.96 | ||
| Mar 20, 2012 | $29.12 | Feb 18, 2012 | $3.34 |
| Mar 22, 2012 | $25.78 | ||
| Apr 20, 2012 | $29.12 | Mar 22, 2012 | $4.02 |
| Apr 22, 2012 | $25.10 | ||
| May 20, 2012 | $29.12 | Apr 22, 2012 | $5.20 |
| May 20, 2012 | $20.20 | ||
| Jun 9, 2012 | $3.72 | ||
| Jun 20, 2012 | $29.12 | Jun 9, 2012 | $16.48 |
| Jun 24, 2012 | $12.63 | ||
| Jul 19, 2012 | $0.01 | ||
| Jul 20, 2012 | $29.12 | Jul 19, 2012 | $28.78 |
| Aug 20, 2012 | $0.34 | ||
| Aug 20, 2012 | $29.12 | Aug 20, 2012 | $29.12 |
| Sep 20, 2012 | $29.12 | Aug 20, 2012 | $0.84 |
| Sep 21, 2012 | $28.28 | ||
| Oct 20, 2012 | $29.12 | Sep 21, 2012 | $2.02 |
| Oct 21, 2012 | $26.26 | ||
| Oct 22, 2012 | $0.81 | ||
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