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my name is Francis Barasa , I was born in Western part of Kenya a place called Bungoma. I schooled at Machwele primary school and went to Bukembe Friends secondary school , after that I joined Sang'alo institute of science and technology but I I did not complete my education due to lack of school fees.
I am married to my beloved wife and we are blessed with two kids.
I later decided to start a small business that would enable me to provide for my family and our younger brothers and sisters from both sides. my aunt supported me with 3000 kenyan shillings of which I began small grocery that have finally grown in to a retail shop for the last five years. I am a christian by religion and I teach my kids how to grow and walk in the fear of the lord.
i sell home supplies like branded food vegetables and other retail shop accessories that are useful to the people living in my area. I buy on whole sale and sell them at retailled price. the business is good for you have to walk a long distance for you to get a nother shop. I sell my goods at a cheaper price and tha't;s why i have more customers. to some poor people i give them on credits and they faith fully pay during the a greed time.
So if supported with a loan then my area will develop properly thanks even as you prepare to fund my loan
lenders i have learnt a lot in business uncertainty. in business there is things you can not avoid are are dynamic therefore i have an idea to add this second clothes into my business. in our country foam products always have the increase in goods demanded from October to march and the rest of the year very less of the goods are demanded therefore you sell less. in this off peak season you cant be to meet all the expenses. this is the season why i think when i have this additional business i sell this during off peak season and i will not suffer as if i had one kind of business. am asking for 167182 and from this i will buy 5 bales of mtumba each costing 20000 and 7000 for transportation. the rest which is 20000 i will add blankets and mattresses to my existing business. this business is going to help me improve my living standard and for other people's. am going add 2 people and that will be their source of income.from research i have made from the market each bale can give me 60000 profit. therefore i expect to sale to sell 5 bales per month and therefore i will 25000 plus my current 30000 and therefore i will make a profit of 55000. thanks in advance as you look forward for this issue . help me as i also help others to improve the society and will grow the economy of the country.
Oct 1, 2019