Selling second-hand clothing

Francis Barasa

Nairobi, Kenya

54% repaid

Entrepreneur

Name

Francis Barasa

Location

Nairobi, Kenya

On-time repayments

210 weekly installments  •  76%

About Me

my name is Francis Barasa , I was born in Western part of Kenya a place called Bungoma. I schooled at Machwele primary school and went to Bukembe Friends secondary school , after that I joined Sang'alo institute of science and technology but I I did not complete my education due to lack of school fees.
I am married to my beloved wife and we are blessed with two kids.
I later decided to start a small business that would enable me to provide for my family and our younger brothers and sisters from both sides. my aunt supported me with 3000 kenyan shillings of which I began small grocery that have finally grown in to a retail shop for the last five years. I am a christian by religion and I teach my kids how to grow and walk in the fear of the lord.

My Business

i sell home supplies like branded food vegetables and other retail shop accessories that are useful to the people living in my area. I buy on whole sale and sell them at retailled price. the business is good for you have to walk a long distance for you to get a nother shop. I sell my goods at a cheaper price and tha't;s why i have more customers. to some poor people i give them on credits and they faith fully pay during the a greed time.
So if supported with a loan then my area will develop properly thanks even as you prepare to fund my loan

Loan Proposal

lenders i have learnt a lot in business uncertainty. in business there is things you can not avoid are are dynamic therefore i have an idea to add this second clothes into my business. in our country foam products always have the increase in goods demanded from October to march and the rest of the year very less of the goods are demanded therefore you sell less. in this off peak season you cant be to meet all the expenses. this is the season why i think when i have this additional business i sell this during off peak season and i will not suffer as if i had one kind of business. am asking for 167182 and from this i will buy 5 bales of mtumba each costing 20000 and 7000 for transportation. the rest which is 20000 i will add blankets and mattresses to my existing business. this business is going to help me improve my living standard and for other people's. am going add 2 people and that will be their source of income.from research i have made from the market each bale can give me 60000 profit. therefore i expect to sale to sell 5 bales per month and therefore i will 25000 plus my current 30000 and therefore i will make a profit of 55000. thanks in advance as you look forward for this issue . help me as i also help others to improve the society and will grow the economy of the country.

Feedback

2

None

None

  • guenter    Jan 26, 2019

    Francis payed back very well!

    Log in to reply • Share
  • Mary    Jan 25, 2019

    Hello Francis,
    thanks for repaying your previous loan. It was a pleasure supporting you again. Best wishes for continued success.

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,647.45

Date disbursed

Oct 1, 2019

Repayment status

Late

Projected term

21 months

Cost to entrepreneur

Service fee: 5% of $1,647.45 = $74.06

Credit risk payment: $444.36

Lenders

A

Anninymouse

Southampton, United Kingdom

G

GalantnostS

Hong Kong, Hong Kong

W

WilsonLending

Atlanta, United States

Feldborg

Stuttgart, Germany

Brian

Midhurst, Canada

S

Sander

Borsbeek, Belgium

EricDWalters

Rochester, Mn, Usa, United States

R

Raabo

Rungsted, Denmark

investor

Candiac, Canada

Elinor

Maple Lake, MN, United States

tycho

Madison, WI, United States

mbunifu

San Jose, United States

BrassHat

Boston, United States

W

Witlof

Tsukuba, Japan

BelleStarr

Albuquerque, United States

AltruisticSelfishnes

Chicago, United States

K

Kireva

Helsinki, Finland

Johnny

shanghai, China

DeanDropshot

Oslo, Norway

Elijah

Hamilton, United States

KivaTom

Tillamook, Oregon, United States

J

JBosshardt

Redmond, United States

S

soren

Göteborg, Sweden

ErikN

Stockholm, Sweden

S

staktrace

Toronto, Canada

MaxEmerika

Sonoma County, California, United States

MarktheMormon

Sandy, Utah, United States

L

ldron7

Utah, United States

Martin

Manama, Bahrain

R

rcmssr

Woodbury, United States

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

AF

a f

washington, United States

johnandmoliehi

Canton, New York, United States

T

ToddK

Indianapolis, IN, USA, United States

C

cjmenchaca

Austin, United States

E

elkbrett

Bradenton, United States

P

pmyadlowsky

Charlottesville, United States

J

JaMinLu

Concord, United States

Apmay

Melbourne, Australia

S

SelvaMarcus

Green Cove Springs, United States

CharlieBfl

Vaduz, Liechtenstein

C

cflint

Springville, United States

J

jjonas

berlin, Germany

T

tmsaddress

Orlando, Florida, United States

Karilynn

Mountain View, United States

T

tonilends

catalonia is not:, Spain

G

graememoss

Amsterdam, Netherlands

indeh

London, United Kingdom

athomas

Chevy Chase, United States

J

Jaslogic

Castle Rock, United States

J

JoycaLeplae

Gent, Belgium

Sundstroms

Falun, Sweden

ElWal

Kirn, Germany

E

explosionsky

Brooklyn, United States

DEWANDELAAR

westouter, Belgium

andreasol

Bielefeld, Germany

rasmus

Bern, Switzerland

DLarson

Morris, United States

Erica

Caledon, Canada

kickerofelves

Sao Paulo, Brazil

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

element

Trondheim, Norway

IA

Ismini and Jerry

Stamford, USA, United States

J

jzidi

Los Angeles, United States

P

pillepalle

Osnabrück, Germany

E

EnhanceLife

Heber City, United States

lorello

Vicopisano, Italy

D

davide

Vallentuna, Sweden

Jouni

Finland

AdvancingCompassion

San Diego, United States

S

SvenWaage

Stavanger, Norway

RobinW

Bonn, Germany

pentatonicscale

Niiza-shi, Japan

G

Goodwill

Oakland, United States

B

bileiro

Mandaluyong, Philippines

B

BobJames

Toulouse, France

ads68

Melbourne, Australia

Christopher

Copenhagen, Denmark

dhulsterwim

LIER, Belgium

H

hchsmicroloans

New York, United States

D

Dionne

Pembroke, Bermuda

swendl

Iowa, United States

A

Aaron

Zurich, Switzerland

D

darkpella

Correggio, Italy

Cadwah

Barcelona, Spain

P

pignolet

zurich, Switzerland

Y

Yevrahs

Dallas, Texas, United States

Ingela

Falun, Sweden

S

spesalvi

Houston, United States

H

halisi

assenede, Belgium

P

Peksa

Espoo, Finland

Sunnyside

Stafford, United Kingdom

M

mkellerman

Shanghai, China

V

Valis

Singapore, Singapore

IM

Isak Maaseide

Tromso, Norway, Norway

1

1711mp

Brooklyn, United States

C

cngilkd

gaithersburg, United States

A

Andy

Berlin, United States

nakamura

United States

8

8chrono8

London, United Kingdom

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

M

mtaylor

Houston, United States

GH

Gav H

Langley, Canada

N

netsirkd

Highland, United States

F

flaguy999

Tampa, United States

joaoferraz

RINCHOA, Portugal

P

prehders

Hamburg, Germany

Patrick

Berlin, Germany

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

F

Freya

Adelaide, Australia

G

Goldrivermob

Gold River, Canada

M

miriamg

Toronto, Canada

indrayudha

Jakarta, Indonesia

F

fredrikahl

Stockholm, Sweden

C

Colmena

Chicago, United States

G

greendave

Manchester, United Kingdom

Hedwich

Gorssel, Netherlands

Zal0m0n

Atlantis!!!! x), Mauritania

A

AndrewC

London, United Kingdom

Generaal

Antwerp, Belgium

H

HobbyCollector

Beach City, United States

gseletko

South Perth, Australia

F

Forfex

Zurich, Switzerland

JFais

Atlanta, United States

lemonadestand

Brisbane, Australia

L

Leonora

TÄBY, Sweden

R

run426

DeBary, United States

T

tlsbreck

United States

JOKer

Weisendorf, Germany

O

Ohio

Ohio, United States

JonB

London, United Kingdom

Mrdressup

Brisbane, Australia

dmirpuri

Bangkok, Thailand

G

Galbania

Toowoomba, Australia

ibc123

Seattle, United States

C

cranejoad

cazenovia, United States

xtrahardware

Cazenovia, United States

B

BMcDermott

Washington, DC, United States

lizandsteve

guelph, Canada

M

markus61

cologne, Germany

MrMichigander

Marquette, United States

mikeice

Kohler, United States

K

ksiebrandt

Omaha, United States

C

Clben7

Cincinnati, United States

N

neumans7

Vienna, Austria

G

GanSatya

United States

D

dj9812

United States

sderickson

Berkeley, CA, United States

G

GoughGirl

Washington, Dc, United States

M

martyb

United States

pvilliger

Zurich, Switzerland

Shemuel

New Jersey, United States

L

lamar

lamar colorado, United States

K

Kendah72

United States

D

drorm

United States

MalcolmL

San Francisco, United States

T

Trooperdan

United States

R

roozbeh

United States

T

tlbtlbtlb

United States

B

beckynagel

United States

raychieng

Sibu, Malaysia

B

benlenarts

Netherlands

DavidHS

United Kingdom

BuckeyeBob

Ohio, United States

N

Nijntje

Netherlands

G

gerard

Netherlands

P

plhughes

United States

J

jdallatezza

United States

K

karthich

Austin, United States

bb4dogs

United States

L

Lallarahiq

United States

trincowski

Vilar, Vila do Conde, Portugal

S

sarah4d2

Saint Louis, United States

smastermind

Jerusalem, Israel

E

ewaters1

Australia

Agerfar

Aarhus, Denmark

mepster

San Francisco, Ca, United States

chriseyre

Fremont, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

A

AaltvM

Netherlands

J

JimiK

Australia

TyWee

Manila, Philippines

B

bscent

Hong Kong

AndrewNeu

Ho Chi Minh, Vietnam

V

vbud

United States

M

Manley

Windermere, United States

W

wesbh89

United States

J

JonAlec

United States

H

HLCharityFund

United Kingdom

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

ThomasJosef

Berlin, Germany

T

Tim47

United States

M

Medagan

San Franciso, United States

K

kennychit

United States

J

Joggele

Austria, Austria

Pascal Coyles

Ghent, Belgium

utdream

United States

N

Nicolaas

Doha, Qatar

SV

sven vdk

Twickenham, United Kingdom

H

hayek

Stuttgart, Germany

TheGoodData

London, United Kingdom

PolarBearCapital

United States

S

Stormcrow

Johannesburg, United States

M

Madtowner

United States

T

Tony1

Australia

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

LL

Bulgaria

KM

Kirsty M

United Kingdom

S Masler

Tennessee, U.S.A., United States

S

Sven

Netherlands

Frank Termathe

Frankfurt Main, Germany

T

Tim

Cologne, Germany

E

Erich

Zurich, Switzerland

Dave Bogard

New York, United States

AA

Adam Atlas

Montreal, QC, Canada, Canada

R

Robert

Berlin, Germany

J

Jane

United States

Anne Randt

United States

Mark

Nijmegen, Netherlands

MD

Miles Dodge

CORVALLIS, United States

SMOICE

Berlin, Germany

MW

Matt Willis

United States

W

Wade

United States

DN

Don Nichols

United States

Jake Badger

Roskilde, Denmark

JM

John Meserve

United States

BS

Bart Sturm

Amsterdam, Brazil

Kate Courteau

United States

SK

Stefan Kruell

Muenster, Germany

Lou Kaucic

Sanbornton, NH, United States

ES

Ed Sikorski

United States

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

Tanner Schachtel

Victoria, Canada

AT

avni trivedi

United Kingdom

moursund

Beaver Nation, United States

Julia

United States

Kevin

San Francisco, United States

JC

JD Conley

United States

M

Marc

Newcastle upon Tyne, United Kingdom

KD

Kent Don

United States

Jennifer Weber

Canandaigua, Ny, United States

Mouhamed

United States

Sam

Earth, United States

MH

Matt Harris

United States

Cameron Graham

Nashville, TN, United States

NH

N Holt

United States

JD

Jeff DePree

United States

George

Corvallis, Oregon, United States

Caroline Cress

Seattle, WA, United States

Carla

Amsterdam, Netherlands

Andri K

Baden, Switzerland, Switzerland

M

Mart

United Kingdom

N

Nick

Greater London, United Kingdom

RV

Rob Van Dam

United States

AH

ajay hampapur

United States

E

eriklonnroth

United Kingdom

wissam

Jeddah, Saudi Arabia

B

BM

London, United Kingdom, United Kingdom

A

Adam

United Kingdom

AK

Achim Königs

Bonn, Germany

Eugen Stamm

Zurich, Switzerland

Taylor

Memphis, United States

Cliff

United States

GN

Gabriel N

Switzerland

AO

Ahana Ogle

United Kingdom

R

Ryan

United States

Elise E

United States

SH

Steven Huntington

London, United Kingdom

CH

Cris Higham

South Africa

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

MG

Michael Guthrie

United Kingdom

Stanislas L

London, United Kingdom

V

Vyas

United States

KE

Karen Epolito

Syracuse, NY, United States

T

tonym

Australia

V

Vidar

Oslo, Norway

Claire

San Fransico, United States

P

Phips

Switzerland

D

derek

United States

I

isaac

United Kingdom

RC

Rudi Chen

United States

Carla

United States

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

E Mac D

Luxembourg

E

EABF

Netherlands

RH

Robert Hamner

United States

SA

Steve A

Newbury, United Kingdom

NM

Neil M

London, United Kingdom

BW

Betty Waweru

United States

A

Adam

United Kingdom

KirstenAlana

Los Angeles, United States

Angela Linwood

Minneapolis, Minnesota, United States

RT

Rob Torti

United States

United States

B

Brett

Australia

AM

Ann Menier

United States

JA

Jan Andresen

Hamburg, Germany

SA

Shar Alamdari

Los Angeles, United States

MP

Matt Patton

United States

Stuart

London, United Kingdom

RE

Richard Ellis

United Kingdom

Ed

Howells, United States

Ren

Minneapolis/StPaul, United States

L

Lucy

Australia

SH

Stephanie He

United States

WS

Warren Shen

United States

Andrea

Rome, Italy

chessplayer

Berlin, Germany

Geoguillot

California, United States

Gerrit

Palm Harbor, FL, United States

Richard Benyon

United States

MC

Mike Collura

United States

NM

Nitya Marepally

San Ramon, CA, United States

JV

Jose Vidal

New York, United States

Day Family

Melbourne, Australia

Vratik Krocik

Prague, Czech Republic

VC

Victor Chong

United States

Grégoire

Zurich, Switzerland

R

Ryan

Albuquerque, NM, United States

BP

Bill Piper

United States

Ellen

Michigan, United States

Ken

Mequon, WI, United States

HH

Heather Hill

United States

D

Dalton

San Francisco, United States

CJ

Chris Jones

Seattle, United States

hervey liu

United States

Haroon S

United States

Melissa K

Portland, Oregon, United States

Dean Suminski

Portland, Oregon, United States

Diane U

Olympia, Wa, Usa, United States

Jean Wren Chan

United States

Samuel

Ottawa, Canada, Canada

GS

Gary Sinard

Franklin, TN, United States

ED

Eunan Doherty

donegal ireland, Ireland

Menno

Adelaide, Australia

PS

praful shah

United States

Doron Elinav

Ramat Gan, Israel

TP

Tirzah Prince

United States

JF

J Fister

United States

Emily

San Francisco, United States

R

RMIM

United States

A

Aaron

United States

MM

Mike McGary

United States

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

WC

Walter Clarke

Phoenix, United States

B

Brian

Rancho Cordova, United States

S

SD

Japan

P

Peter

United States

Maggie Rouse

Cheyenne, Wyoming, United States

Tyler Metcalf

Utah, United States

Jane

Ontario, Canada

K

Katherine

United States

S

Sarah

Arlington, United States

A

Alex

United States

ZS

Zach Silveira

Asheville, Nc, United States

John Barnett

United States

Sean Richards

Wilmette, United States

Nethanel Kohen

NYC, United States

B

Bartl

United States

MR

Micky Richards

United Kingdom

MC

Melissa Corrigan

Richmond, California, United States

ML

miriam levine

United States

C

Corran

United Kingdom

JS

jackson silvey

United Kingdom

Edwin

Switzerland

Theo

Zürich, Switzerland

Darren Jeppson

Denver, Colorado, United States

Mai Phuong Nguyen

Nashville, United States

Masato

Utah, United States

J

Johanna

Zürich, Austria

PB

Powered by me

European Union, Netherlands

RD

Roel De Meester

Antwerpen, Belgium

LM

Lee Montecucco

Washington State, United States

D

Daniel

Hong Kong

AM

Andy Marston

United Kingdom

Claire Lewis

Wales Uk, United Kingdom

MB

MW Brown

United Kingdom

AA

Andrew and Kim

Nashville, TN, United States

PA

Peter A

New York City, United States

petter

Finland

Ahmad

United Kingdom

FP

Fred Pratt

United States

J

JB

Germany

Theo

Germany

NC

Noah Cohen

United States

Richard Paulin

Melbourne, Australia

GP

Giacomo Poderi

Copenhagen, Denmark

MH

Matt Hodges

United Kingdom

Marcelo De Polli

São Paulo, Brazil

Genuine Interest

Singapore, Singapore

Remo

Switzerland

DO

Denis Ontiveros

Guildford, United Kingdom

B

Ben

United States

BR

Brian Rickman

United States

HW

Harry Wegert

United States

AO

Ahmed Omar

Netherlands

We Not Me

St. Paul, Minnesota, United States

VD

Vince Darley

United Kingdom

MV

Michael Vereb

United States

United States

Girolamo Marroccoli

Basel, Switzerland

LT

Lisa Taylor

California, United States

E

EllisWMiller

United States

KC

Karen Case

United States

JL

Julia Loose

United States

J

John

United States

Anke Baltussen

Utrecht, Netherlands

CL

Chris Lee

United States

James Liao

San Francisco, United States

EA

Eric Ayers

Atlanta, United States

Adrian

Liverpool, United Kingdom

KA

Kate and Tom

United States

DK

David Kirsch

United States

M

Mika

Switzerland

Dustin Lape

Lynchburg, United States

Peter Collins

Darmstadt, Germany

P

PatrickZisha

United States

Outi

Finland

A

Ana

Australia

matthewstephen

Houston, United States

P

Patto

United States

AA

Andrea Aerts

United States

Nathan

Columbus, United States

RS

Ralph Smyth

United Kingdom

GF

Gammon Family

United States

NB

Nikolaus Bührer

Karlsruhe, Germany

Angela Chu

Toronto, Canada

L

Lauren

Sacramento, United States

E

eoghan

Switzerland

P

PS

United States

Noel Hamill

Halifax, Canada

CT

Chev T

Australia

S

Sam

New Zealand

SK

Steven Kardos

United States

KL

Kerry Lane

United States

AG

Augusto Gesualdi

Berlin, Germany

J

John

Minneapolis, United States

J

Jacqueline

United States

AN

Alex N

Australia

E

Eduardo

Paraguay

M

Melissa

United States

CB

Chris Baker

United States

DB

David Buchanan

Ilmenau, Germany

M

MSH

United Kingdom

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