Entrepreneur
Name
Njeru
Member since
December 2014
On-time repayments
45 installments • 100%
About Me
Am Rose Waruguru Njeru,i was born in 1976 at Kirinyaga county central province in Kenya.I started school in 1984 at Getuya primary school where i did my primary school examination and passed.I joined south tetu girls secondary school in 1993 where i did my form four examination in 1996.I joined Kilifi institute of agriculture from 1997 to 1999 and from there i worked in Homegrown flower farm between 2000 and 2006.From there i shifted to Maridadi flowers between 2007 and 2009.I left work in 2010 and started my business at Naivasha town which i have been doing to date
My Business
My business is called Supreme dailies and retailers.It is located in Naivasha town at Kabati estate.I major in selling milk and also sell foodstuffs and utensil.I have a small pickup vehicle which i transport milk from upcountry to Naivasha.I the sell the milk at a profit.The rest i store in a deep freezer and sell it on demand.I also distribute the milk to other shop keepers.I might buy a liter of milk at Ksh35 and sell it to consumers at sh50 making a gross profit of sh15.I might also sell to other shop keepers at Ksh45 making a gross profit of Ksh10.In good week i might sell 1000 liters of milk to both consumer and other shop keepers making net profit of about Ksh6000.I also make profit of about Ksh 2000 selling other items making total profit of Ksh8000.I will not get problem paying your loan since the profit is enough.
1 US$=KSH85
Loan Proposal
When i get sh 7916 i will use sh3000 to add to the stock of utensils.This will help me since there are varieties of utensils that my customer ask and i don't have due to low capital.I will be able to sell wall clocks and vacuum flask which are in very high demand here.I will use sh3000 to ad to the stock of milk.I will be able to carry milk of the whole pickup capacity.Something i have not been doing due to lack of capital.This has lead to loss due to making many trips.The rest i will buy food stuff from upcountry like maize and potato to sell in my shop.This will increase my weekly profit from sh 8000 to sh12000.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Dec 28, 2014
Repayment status
On Time
Projected term
12 months
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