To plough, weed, buy seeds, manure and labor for new season

Jenifa

Central Alego, Kenya

7% repaid

Entrepreneur

Name

Jenifa

Member since

June 2016

On-time repayments

201 installments  •  60%

About Me

I am 76 years old and i am a grandma. I have lived for a long time and I thank almighty god for my life. I am a widow having lost my husband very many years back. Since my husband's death i have never found a stable job or income generating activity worth mentioning. However, i have been selling grass which is used for roofing most houses. unfortunately, business has been bad. Most people in the neighborhood are now using iron sheets for roofing. most of them got GiveDirect funding which helped them buy iron sheets. My grass business is now down. i have now decided to look somewhere else, move into commercial farming. I want to do horticultural crops like vegetables, onions and tomatoes in addition to grains because I have a large piece of land.

My Business

My initial business, as mentioned above was selling of grass. however, this business did not do well when people got funding for iron sheets. Now I have resorted to commercial farming because the area needs food crops like vegetables , onions and tomatoes. Moreover, maize has become so expensive so i believe i would gain from selling my farm harvests. With help from Zidisha, i believe I can clear more ground for farming so that my income would increase. Thanks.

Loan Proposal

My dear lenders, you have helped me very much and I am very thankful, i also thank Zidisha too. I had planted part of my farm which requires weeding, I also need to plough another part of the farm and I need to plant seeds on another part of the same farm, i had extended it and production is encouraging, i kindly request for a loan to employ labor to help me with weeding, ploughing and planting, I also need loan for buying manure, fertilizer and seeds, all these will cost me 1180 dollars, this will enable me do this activities before the rains disappear, thank you.

Feedback

1

None

None

  • Margaret    Sep 20, 2017

    Jenifa paid off her loan quickly. I would gladly lend to her again and encourage others to do the same.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,147.00

Date disbursed

Oct 4, 2017

Repayment status

Late

Projected term

54 months

Lenders

JimVandegriff

Trinidad, California, United States

PG

Paul Graham

United States

Craig Newmark

United States

Ellen

Michigan, United States

M

Margaret

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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  • Jenifa    Apr 3, 2020

    lockdown in transport

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  • Jenifa    Jan 31, 2020

    difficult financial period

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  • Jenifa    Dec 21, 2019

    excess rain caused flooding

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  • Jenifa    Oct 26, 2019

    poor weather

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  • Jenifa    Sep 2, 2019

    difficult times but i am back

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  • Jenifa    Jun 8, 2019

    Reduced income has affected me

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  • Jenifa    May 11, 2019

    drought cost me a bit

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  • Jenifa    Mar 31, 2019

    extended drought has affected my sales

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  • Jenifa    Feb 18, 2019

    I'm till selling my grains

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  • Jenifa    Jan 8, 2019

    poor sales due to focus on school fees but it will come around

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  • Jenifa    Dec 15, 2018

    tough times in he business but I'll come around

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  • Jenifa    Nov 4, 2018

    poor rains affected my crops but i'm selling some to pay off, thanks.

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  • Jenifa    Sep 10, 2018

    my income has reduced but it will come around

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  • Jenifa    Jul 10, 2018

    I have requested to help me adjust at this moment when business is low, thank you!

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  • Jenifa    Jun 11, 2018

    i have been sick but i'll resume as soon as practicable, thank you

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  • Jenifa    Mar 16, 2018

    i'm trying to repay faster

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  • Jenifa    Nov 1, 2017

    i have planted the farm

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  • Jenifa    Sep 29, 2017

    Thank you so much lenders, I am pleased with your continued support in this loan, I will do my best to repay your faith in me, thanks.

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  • Margaret    Sep 22, 2017

    Hi Jenifa,
    I am happy to work with you again through Zidisha! best of luck to you as always. With Regards, Margaret

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  • Jenifa    Sep 22, 2017

    Dear lenders, i am grateful for your continued help, my farm produce is increasing well, my income is also increasing, i am very grateful, even to the Zidisha group, thank you and please keep on with me.

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