To purchase a bale of second hand clothes

Lilian

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Lilian

Member since

June 2014

On-time repayments

52 installments  •  50%

About Me

I am 21 one year old and a holder of diploma in community health from african institute of research and development.I live in kenlands estate,migori road,nakuru west location,nakuru town.I sell second hand clothes a business i have now done for the past two years.this business i started from the earnings l got in my internship.I started this as a form of employment as i could not get formal employment immediately after college.moreover people like the second hand clothes because they are affordable and they are able to get a variety of them.the earning from this business i use to buy more stock and also pay my bills.My hobbies are reading novels, hiking and community service.

My Business

i sell second hand clothes at kaptembwa market, nakuru west location nakuru town stall number 10.I sell variety of clothes both men and ladies clothes and even kids clothes. i have a strong customer base being that l provide variety of clothes and also i have a good customer relation with my customers who are regular.the challenge that i face is the change in prices of the clothes that are dependent on the transport costs that are influenced by fuel prices in kenya.the profits that i get from the business ranges between USD 100 TO USD 120 per month.the profit got i use to buy new stocks; which l source from nairobi and also pay my bills.

Loan Proposal

thanks zidisha team and lenders as well for loans that are affordable when l get this loan l will use 70 dollars to purchase a bale of ladies clothes and also purchase a bale of children clothes that is fst moving at a cost of 60 dollars l will also build a display so that clothes can be seen by my customers at cost of 20 dollars the money that l get from selling this clothes l will use thm to expand my business and improve my living standard around nakuru due to high cost of living

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Aug 29, 2014

Repayment status

On Time

Projected term

13 months

Lenders

J

jeffb

United States

D

drjofleming

UK, United Kingdom

T

treyh

San Diego, CA, United States

T

tonilends

catalonia is not:, Spain

mraph

Virginia, United States

Kenji

Panamá, Panama

Sarasota

Sarasota, Fl, United States

Scotts5320

New York, United States

dlpringle

Denver, United States

T

thebonseung

Republic of Korea

L

lamar

lamar colorado, United States

Matching Fund

Sterling, United States

P

Prometheus

Duisburg, Germany

LouisB

ZIDISHA, Mozambique

J

JessicaAna

Maputo, United States

KieranB

Ireland

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  • Lilian    Sep 13, 2015

    I would like to increase the amount to finish the loan early.its been good on my side to work with zidisha

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  • Lilian    Jul 30, 2015

    thanks zidisha team.it has been hard getting the whole amount pay and complete the loan.i would like to reduce the repayment.so that i can be able to pay easily

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  • Lilian    Apr 14, 2015

    thanks for always being there for the small businesses .i would like to reduce my repayment so that i can be able to pay and complete the payment in a more easy way.this will help me manage my business well and be able to ask for more in future.

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  • Lilian    Jan 30, 2015

    thanks lenders and zidisha team for always being there to assist small businesses to grow and have muscle in the business world.that is why we thanks you for improving our lives.i would like to increase my repayments and also be able to to increase my ontime payment percentage this will help me reduce the period of payment and reduce the interest charged.

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  • Lilian    Jan 28, 2015

    thanks lenders and zidisha team for always being there to assist small businesses to grow and have muscle in the business world.that is why we thanks you for improving our lives.i would like to increase my repayments and also be able to to increase my ontime payment percentage this will help me reduce the period of payment and reduce the interest charged.

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  • Lilian    Jan 9, 2015

    Thanks lenders of always hellping us those low in society to rise to the level of others better placed in society and can not get loans because of lack of collateral.my business is not doing well after the festive season.l will increase the amounts when the situation improves.but l hav to thank zidisha team for providing us the chance to reschedule and make it readjust.

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  • KieranB    Dec 27, 2014

    Good news. Thanks for the update

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  • Lawrence    Dec 27, 2014

    hi lenders
    i have just talked with lilian obuya and we agreed on 2 things:
    1. she will reschedule his installments to manageable bits
    2. next week as from january 1st she is going to make payments.

    regards
    lawrence

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  • Lilian    Nov 14, 2014

    thanks zidisha team for being able to afford us loans that are of low interest.i would like to revise that loan that i am repaying downwards.this will enable me pay well the loan.this is due to the reason that the clothes that i had bought to sell are moving but at slower rate but that will change as we are heading festive season where people buy more of the clothes

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  • KieranB    Oct 21, 2014

    Hope you are making good progress with good demand for your mitumba? Have you been able to do all that you planned?

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  • Lilian    Oct 3, 2014

    thanks for the support that the zidisha team has granted to me.i would like to reschedule my loan upwards so that i can be able to pay early.i have made proifts in this period that i have has the money and that y i would like to reschedule upwards.thanks for being flexible on us borrrowers.i will endeavour to pay up the next loan when given because this loan has really assisted me to make my business grow.i can now open more clothe bales because of zidisha

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  • Lilian    Sep 4, 2014

    i would like to reschedule this loan downwards to be able to commit the money to the buying of the bales of clothes and the bales have delayed to reach so l will wait for a while to make sure that i get the bales to that l can sell them well in the festive season that is coming up.but l will will consistently pay the rescheduled amount.

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  • Lilian    Aug 29, 2014

    Thanks lenders for funding me lm so much grateful as this loan will help me boost my business

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  • KieranB    Aug 29, 2014

    Good luck in your business

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    • Lilian    Aug 29, 2014

      thanks kieranB.this loan will help me boost my business.

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  • Lilian    Aug 28, 2014

    Thanks lenders for showing trust on me by funding my loan lm really grateful for your support hop l make it 10hrs remaining and lam 91% funded

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  • Denis    Aug 28, 2014

    With zidisha loan your business will definately get a boost.

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  • Lilian    Aug 27, 2014

    thanks so much lenders l hope my loan would fully funded on time

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  • Adama    Aug 24, 2014

    Thank you for your words to me. I will also wish you good luck on your loan. Hope is permitted ...

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  • Lilian    Aug 10, 2014

    It is supporting the green project in a way as customers buy the second hand clothes otherwise known as mitumba in kenya.

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  • TomF925    Aug 9, 2014

    I consider this to be a "Green Project" because *reusing* stuff (in this case clothing) uses less energy and resources.

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