Ruth
Gilgil, Kenya
26% repaid
Name
Ruth
Member since
May 2013
On-time repayments
233 installments • 64%
My name is Ruth Nduku Thiongo. I was born on August 24th 1980 at Lare in Njoro Nakuru county. I attended Subuku Primary School and later St. Martins Secondary School for my O levels. After school I joined Njoro Home Craft for a course in basic of agriculture. I was employed by a large scale farmer in Elburgon which is far from my home for 6 years. It is in this farm that I was able to very much advance my farming skills. In 2010 I went back to my parents home who had relocated to Gema farm in the out skirts of gilgil town and started commercial farming and in 2 years down the line I was able to purchase a piece of land where I do the same to date. I look forward to be a zidisha member.
My business is basically farming at my farm in Gema scheme in gilgil town. I grow green vegetables, kales, cabbages, potatoes, onions, tomatoes and more recently I am growing asparagus and mushrooms which is become more popular among many communities in Kenya. I started commercial farming after I realized there was a great demand for these produce in all urban areas where no food is grown. I also carry out dairy farming. I have 8 milk cows which gives me between 20 and 28 liters of milk daily. I sell my produce at farm gate prices to retailers who came to correct from as far as Nairobi. For the milk it is collected every morning by Brookside dairies were I am paid at end month. The income I get from the farm is substantially good because I am able to educate my son and support my aging parents. I have also been able to build a house where I live in. The only challenge I face is luck of a proper cooler to preserve all my produce from going into waste during hot seasons. With zidisha platform I will be able to overcome these challenges.
Thanks once again, I am borrowing my forth loan from you all my lenders, I am intending to spend US$ 450 to hire purchase a milking machine to help me in milking my cows instead of doing it manually, a method that has always been very slow and tiresome. Again this will improve the quality of my milk in terms of hygienic purposes. The remaining US$120 will go into purchasing fodder and vitamins supplements for my cows. The money I get through sale of milk will help me clear the remaining balance and pay back my loan. I urge you to stretch your generous hands by contributing towards filling my bids in time. Thanks in anticipation.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$580.00
Date disbursed
Aug 22, 2016
Repayment status
Late
Projected term
23 months
Other loans
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Amount repaid
$158.30
Amount remaining
$450.70
Expected completion
Aug 3, 2018
Status
Repaying late
Installment amount
$6.05
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 2, 2016 | $6.05 | Sep 11, 2016 | $6.05 |
Sep 9, 2016 | $6.05 | Sep 11, 2016 | $6.05 |
Sep 16, 2016 | $6.05 | Sep 11, 2016 | $3.02 |
Sep 27, 2016 | $3.02 | ||
Sep 23, 2016 | $6.05 | Sep 27, 2016 | $6.05 |
Sep 30, 2016 | $6.05 | Sep 27, 2016 | $3.02 |
Oct 17, 2016 | $3.02 | ||
Oct 7, 2016 | $6.05 | Oct 17, 2016 | $6.05 |
Oct 14, 2016 | $6.05 | Oct 17, 2016 | $6.05 |
Oct 21, 2016 | $6.05 | Oct 17, 2016 | $3.02 |
Nov 10, 2016 | $3.02 | ||
Oct 28, 2016 | $6.05 | Nov 10, 2016 | $6.05 |
Nov 4, 2016 | $6.05 | Nov 10, 2016 | $6.05 |
Nov 11, 2016 | $6.05 | Nov 10, 2016 | $5.04 |
Nov 24, 2016 | $1.01 | ||
Nov 18, 2016 | $6.05 | Nov 24, 2016 | $6.05 |
Nov 25, 2016 | $6.05 | Nov 24, 2016 | $6.05 |
Dec 2, 2016 | $6.05 | Nov 24, 2016 | $5.04 |
Dec 19, 2016 | $1.01 | ||
Dec 9, 2016 | $6.05 | Dec 19, 2016 | $6.05 |
Dec 16, 2016 | $6.05 | Dec 19, 2016 | $6.05 |
Dec 23, 2016 | $6.05 | Dec 19, 2016 | $5.04 |
Jan 5, 2017 | $1.01 | ||
Dec 30, 2016 | $6.05 | Jan 5, 2017 | $6.05 |
Jan 6, 2017 | $6.05 | Jan 5, 2017 | $6.05 |
Jan 13, 2017 | $6.05 | Jan 5, 2017 | $5.04 |
Jan 25, 2017 | $1.01 | ||
Jan 20, 2017 | $6.05 | Jan 25, 2017 | $6.05 |
Jan 27, 2017 | $6.05 | Jan 25, 2017 | $6.05 |
Feb 3, 2017 | $6.05 | Jan 25, 2017 | $5.04 |
Feb 17, 2017 | $1.01 | ||
Feb 10, 2017 | $6.05 | Feb 17, 2017 | $6.05 |
Feb 17, 2017 | $6.05 | Feb 17, 2017 | $6.05 |
Feb 24, 2017 | $6.05 | Feb 17, 2017 | $6.05 |
Mar 3, 2017 | $6.05 | Feb 17, 2017 | $1.01 |
Mar 10, 2017 | $6.05 | ||
Mar 17, 2017 | $6.05 | ||
Mar 24, 2017 | $6.05 | ||
Mar 31, 2017 | $6.05 | ||
Apr 7, 2017 | $6.05 | ||
Apr 14, 2017 | $6.05 | ||
Apr 21, 2017 | $6.05 | ||
Apr 28, 2017 | $6.05 | ||
May 5, 2017 | $6.05 | ||
May 12, 2017 | $6.05 | ||
May 19, 2017 | $6.05 | ||
May 26, 2017 | $6.05 | ||
Jun 2, 2017 | $6.05 | ||
Jun 9, 2017 | $6.05 | ||
Jun 16, 2017 | $6.05 | ||
Jun 23, 2017 | $6.05 | ||
Jun 30, 2017 | $6.05 | ||
Jul 7, 2017 | $6.05 | ||
Jul 14, 2017 | $6.05 | ||
Jul 21, 2017 | $6.05 | ||
Jul 28, 2017 | $6.05 | ||
Aug 4, 2017 | $6.05 | ||
Aug 11, 2017 | $6.05 | ||
Aug 18, 2017 | $6.05 | ||
Aug 25, 2017 | $6.05 | ||
Sep 1, 2017 | $6.05 | ||
Sep 8, 2017 | $6.05 | ||
Sep 15, 2017 | $6.05 | ||
Sep 22, 2017 | $6.05 | ||
Sep 29, 2017 | $6.05 | ||
Oct 6, 2017 | $6.05 | ||
Oct 13, 2017 | $6.05 | ||
Oct 20, 2017 | $6.05 | ||
Oct 27, 2017 | $6.05 | ||
Nov 3, 2017 | $6.05 | ||
Nov 10, 2017 | $6.05 | ||
Nov 17, 2017 | $6.05 | ||
Nov 24, 2017 | $6.05 | ||
Dec 1, 2017 | $6.05 | ||
Dec 8, 2017 | $6.05 | ||
Dec 15, 2017 | $6.05 | ||
Dec 22, 2017 | $6.05 | ||
Dec 29, 2017 | $6.05 | ||
Jan 5, 2018 | $6.05 | ||
Jan 12, 2018 | $6.05 | ||
Jan 19, 2018 | $6.05 | ||
Jan 26, 2018 | $6.05 | ||
Feb 2, 2018 | $6.05 | ||
Feb 9, 2018 | $6.05 | ||
Feb 16, 2018 | $6.05 | ||
Feb 23, 2018 | $6.05 | ||
Mar 2, 2018 | $6.05 | ||
Mar 9, 2018 | $6.05 | ||
Mar 16, 2018 | $6.05 | ||
Mar 23, 2018 | $6.05 | ||
Mar 30, 2018 | $6.05 | ||
Apr 6, 2018 | $6.05 | ||
Apr 13, 2018 | $6.05 | ||
Apr 20, 2018 | $6.05 | ||
Apr 27, 2018 | $6.05 | ||
May 4, 2018 | $6.05 | ||
May 11, 2018 | $6.05 | ||
May 18, 2018 | $6.05 | ||
May 25, 2018 | $6.05 | ||
Jun 1, 2018 | $6.05 | ||
Jun 8, 2018 | $6.05 | ||
Jun 15, 2018 | $6.05 | ||
Jun 22, 2018 | $6.05 | ||
Jun 29, 2018 | $6.05 | ||
Jul 6, 2018 | $6.05 | ||
Jul 13, 2018 | $6.05 | ||
Jul 20, 2018 | $6.05 | ||
Jul 27, 2018 | $6.05 | ||
Aug 3, 2018 | $4.02 |
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