To purchase a new refrigerator

Joseph Magudah

Bungoma, Kenya

100% repaid

Entrepreneur

Name

Joseph Magudah

Member since

November 2018

On-time repayments

72 installments  •  71%

About Me

i always overcome hardship by believing in myself and facing them with no excuse.the most important thing in my life is that i have to ensure i achieve my goals before moving on to the next door.i came to hear about zidisha through a volunteer mentor madetso waswa who was able to teach and show me the importance of zidisha over other lenders like the bank.My hobby is that i like travelling and reading newspaper.

My Business

i supply general supplies and also carry out construction activities ranging from water, building and road works.My services are very useful because they are on high demand .the typical cost and ranges from ksh.143,00 to 350,00 per month while the income range from ksh.650,000 to 850,00 per month.I use my profits to invest in other activities like building projects and also charitable organistaion.

Loan Proposal

I WILL USE KSH.32,000 TO BUY A NEW SAMSUNG REFRIGRATOR SO AS TO IMPROVE THE EFFICENCY OF FOOD STORAGE IN MY HOUSE.THIS WILL REDUCE THE COST OF PERISHABLE GOODS FROM BUYING EVERYDAY RATHER BUY AT ONCE AND STORE THEM SAFELY

Feedback

1

None

1

  • Kenny    Jan 31, 2021

    Once again I find a person that first gets a small loan amount and repays on time in order to get a larger loan and then ignore payment requests. There can always be an explanation but people just ignore their lenders and think nothing of not repaying the loan that was issued in good faith.

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  • Margaret    Mar 2, 2019

    Perfect repayment!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$309.57

Date disbursed

Jun 4, 2019

Repayment status

On Time

Projected term

4 weeks

Cost to entrepreneur

Service fee: $13.04

Credit risk payment: $78.26

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DB

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