Janet
Tasia, Kenya
100% repaid
Name
Janet
Member since
January 2015
On-time repayments
231 installments • 30%
I was born in the Kiungwani Ukambani area of Makueni County 22 years ago, where I also grew up. I am married with one daughter.
I started my studies for primary school at a local school called Kiungwani Primary School. While in class four at the same school, my father retired at an early age due the retrenchment programme that was being carried out by the government of the day back then. This really brought a lot of miseries, as I had to transfer to another school where I could get low fees. Remember, by then there was nothing like free primary education like now. But I thank God I managed to complete my Kenya Certificate of Primary Education and garnered 263 marks.
I joined a nearby Kiungwani High school where I completed my form four level and attained a Kenya Certificate of Secondary Education with a C Plain. Due to lack of money as I mentioned above, I could not manage to go to college but resolved to become an entrepreneur.
I trained in beauty therapy and therefore started a business that deals with beauty and cosmetics. I do salon work, sell beauty cosmetics, and perform hair dressing in my area of residence. I started this kind of business because my husband promised to help me with some small capital to start with, and hence I developed a passion for it.
I currently get at least 7 customers a day for hairdressing and earn 400 Kes ($4 USD) per client multiplied by seven, which is not bad to save and buy other materials. I also sell cosmetics, which brings in some cash. The total daily earnings from this business is around 7,000 Kes ($71 USD), so it's a worthy business.
First let me take this opportunity to thank my lenders and zidisha organization at large for the far you have brought me.
If given the loan,i will use it to purchase a plot for building rental houses.
Due to the research i did as i was moving along kitengela area i found that plots is also a good and long lasting investment to venture into compared to other types of business like transport sector.
The cost of the plot size 40 by 60 fit, it ranges between 100,000 kes -150,000kes according to the research i did.Given the loan, i will add the remaining amount from my business savings .The expenditure breakdown is as follows;
Total cost of the plot 120,000kes.
expected loan 60,000 kes
Amount to add from savings 60,000kes.
Total amount = 120,000 kes.
By doing this it will help me to build rental houses and also my own premise.Through this i will boycott rent expenditure,and secure a long lasting income generation from rental houses.This will increase my income generation by 70%.
please my lenders find time and look my loan proposal.Thanks in advance God bless you.
I was born in Kiungwani Ukambani area of Makueni County 22 years ago, where I grew up. Am married with one daughter.I started my studies for primary school at a local school called Kiungwani Primary school in ukambani. while in class four at the same school, my father retired at an early age due the retrenchment programme that was being carried out by the Government of the day by then. This really brought a lot of miseries as I had to transfer to another school where I could get low fees. Remember, by then there was nothing like free primary Education like now. But I thank God I managed to complete my Kenya Certificate of Primary Education and garnered 263Marks.I joined a nearby Kiungwani High school where I completed my form Four level and attained a Kenya Certificate of Secondary Education with a C Plain. Due to lack of money as I mentioned above, I could not manage to go to college but resolved to become an entrepreneur.
I trained in beauty therapy and therefore started a business that deals with beauty and cosmetics. I don saloon work, sell beauty cosmetics and hair dressing in my area of residence. I started this kind of business because my husband promised to help me with small capital to start with and hence developed a passion for it.I currently get at least 7 customers a day for hair dressing and earn 400Kes per client multiplied by seven which is not bad to save and buy other materials. I also sell cosmetics which brings in some cash. total daily earnings from this business is around 7000Kes. so its a worthy business.
First let me take this opportunity to thank my lenders and zidisha organization at large for the far you have brought me.
If given the loan,i will use it to purchase a plot for building rental houses.
Due to the research i did as i was moving along kitengela area i found that plots is also a good and long lasting investment to venture into compared to other types of business like transport sector.
The cost of the plot size 40 by 60 fit, it ranges between 100,000 kes -150,000kes according to the research i did.Given the loan, i will add the remaining amount from my business savings .The expenditure breakdown is as follows;
Total cost of the plot 120,000kes.
expected loan 60,000 kes
Amount to add from savings 60,000kes.
Total amount = 120,000 kes.
By doing this it will help me to build rental houses and also my own premise.Through this i will boycott rent expenditure,and secure a long lasting income generation from rental houses.This will increase my income generation by 70%.
please my lenders find time and look my loan proposal.Thanks in advance God bless you.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$577.00
Date disbursed
Jan 19, 2016
Repayment status
On Time
Projected term
12 months
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