To purchase a plot for building rental houses

Janet

Tasia, Kenya

100% repaid

Entrepreneur

Name

Janet

Member since

January 2015

On-time repayments

231 installments  •  30%

About Me

I was born in the Kiungwani Ukambani area of Makueni County 22 years ago, where I also grew up. I am married with one daughter.

I started my studies for primary school at a local school called Kiungwani Primary School. While in class four at the same school, my father retired at an early age due the retrenchment programme that was being carried out by the government of the day back then. This really brought a lot of miseries, as I had to transfer to another school where I could get low fees. Remember, by then there was nothing like free primary education like now. But I thank God I managed to complete my Kenya Certificate of Primary Education and garnered 263 marks.

I joined a nearby Kiungwani High school where I completed my form four level and attained a Kenya Certificate of Secondary Education with a C Plain. Due to lack of money as I mentioned above, I could not manage to go to college but resolved to become an entrepreneur.

My Business

I trained in beauty therapy and therefore started a business that deals with beauty and cosmetics. I do salon work, sell beauty cosmetics, and perform hair dressing in my area of residence. I started this kind of business because my husband promised to help me with some small capital to start with, and hence I developed a passion for it.

I currently get at least 7 customers a day for hairdressing and earn 400 Kes ($4 USD) per client multiplied by seven, which is not bad to save and buy other materials. I also sell cosmetics, which brings in some cash. The total daily earnings from this business is around 7,000 Kes ($71 USD), so it's a worthy business.

Loan Proposal

First let me take this opportunity to thank my lenders and zidisha organization at large for the far you have brought me.
If given the loan,i will use it to purchase a plot for building rental houses.
Due to the research i did as i was moving along kitengela area i found that plots is also a good and long lasting investment to venture into compared to other types of business like transport sector.
The cost of the plot size 40 by 60 fit, it ranges between 100,000 kes -150,000kes according to the research i did.Given the loan, i will add the remaining amount from my business savings .The expenditure breakdown is as follows;
Total cost of the plot 120,000kes.
expected loan 60,000 kes
Amount to add from savings 60,000kes.
Total amount = 120,000 kes.
By doing this it will help me to build rental houses and also my own premise.Through this i will boycott rent expenditure,and secure a long lasting income generation from rental houses.This will increase my income generation by 70%.
please my lenders find time and look my loan proposal.Thanks in advance God bless you.

Show original English  

About Me

I was born in Kiungwani Ukambani area of Makueni County 22 years ago, where I grew up. Am married with one daughter.I started my studies for primary school at a local school called Kiungwani Primary school in ukambani. while in class four at the same school, my father retired at an early age due the retrenchment programme that was being carried out by the Government of the day by then. This really brought a lot of miseries as I had to transfer to another school where I could get low fees. Remember, by then there was nothing like free primary Education like now. But I thank God I managed to complete my Kenya Certificate of Primary Education and garnered 263Marks.I joined a nearby Kiungwani High school where I completed my form Four level and attained a Kenya Certificate of Secondary Education with a C Plain. Due to lack of money as I mentioned above, I could not manage to go to college but resolved to become an entrepreneur.

My Business

I trained in beauty therapy and therefore started a business that deals with beauty and cosmetics. I don saloon work, sell beauty cosmetics and hair dressing in my area of residence. I started this kind of business because my husband promised to help me with small capital to start with and hence developed a passion for it.I currently get at least 7 customers a day for hair dressing and earn 400Kes per client multiplied by seven which is not bad to save and buy other materials. I also sell cosmetics which brings in some cash. total daily earnings from this business is around 7000Kes. so its a worthy business.

Loan Proposal

First let me take this opportunity to thank my lenders and zidisha organization at large for the far you have brought me.
If given the loan,i will use it to purchase a plot for building rental houses.
Due to the research i did as i was moving along kitengela area i found that plots is also a good and long lasting investment to venture into compared to other types of business like transport sector.
The cost of the plot size 40 by 60 fit, it ranges between 100,000 kes -150,000kes according to the research i did.Given the loan, i will add the remaining amount from my business savings .The expenditure breakdown is as follows;
Total cost of the plot 120,000kes.
expected loan 60,000 kes
Amount to add from savings 60,000kes.
Total amount = 120,000 kes.
By doing this it will help me to build rental houses and also my own premise.Through this i will boycott rent expenditure,and secure a long lasting income generation from rental houses.This will increase my income generation by 70%.
please my lenders find time and look my loan proposal.Thanks in advance God bless you.

Feedback

2

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$577.00

Date disbursed

Jan 19, 2016

Repayment status

On Time

Projected term

12 months

Lenders

DeanDropshot

Oslo, Norway

Scott

Oregon, United States

Zidisha

Sterling, United States

C

cjmenchaca

Austin, United States

beverly

Vancouver, Canada

G

graememoss

Amsterdam, Netherlands

mtnsailor

Harrisonburg, United States

fairspirit

Utrecht, Netherlands

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

stever

Cape Coral, United States

JonB

London, United Kingdom

xtrahardware

Cazenovia, United States

K

khassi

AinEbel, Lebanon

E

E

Marin county, United States

MrMichigander

Marquette, United States

K

kristina19

United States

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

B

bugdaniel

Switzerland

T

tmarkus

Netherlands

AAE USA Team

United States

G

Gavin

New Zealand

D

ddm08

United States

C

Crainster

Chapel Hill, United States

DonnaFarley

Adelaide, Australia

MZ

Israel

BB

Ben Bellows

United States

M

Mark

United States

Heidy

N J, United States

Carlo Cruz

Cincinnati, OH, United States

R

Rebecca

United Kingdom

Dan Michael

Oslo, Norway

Bill Glover

United States

J

JEGlover

United States

Derek Haney

New Orleans, United States

M

michelle

United States

Ian Murray

Brisbane, Australia

A

Arielle

United States

philippelazaro

Eugene, Oregon, United States

KE

Karen Epolito

Syracuse, NY, United States

FJ

Flo Jo

United States

T

tonym

Australia

GG

Gituru Gitumbi

Seattle, United States

YV

Yuri Vanin

United States

J

Jon

United States

MF

Marissa Fiore

United States

V

Vidar

Oslo, Norway

R

Richard

Netherlands

JG

James Greer

United States

DS

Dana Smith

United States

H

Huub

Switzerland

Iris

Ireland

JC

juli camrud

United States

RC

Rudi Chen

United States

M

Magnus

Switzerland

SR

Sharyn Ribich

United States

A

anniewynkoop

United States

Carla

United States

SB

Sue Bucholz

Sacramento, United States

MS

Marcus Siegel

San Francisco, United States

SV

Salim Virji

United States

LS

Lois Saucedo

United States

JB

John Brown

United States

RK

Robin Kinman

United States

C

Cora

Switzerland

A

Amy

United States

HPK

Switzerland, Switzerland

NM

Neil M

London, United Kingdom

HA

Holly Arthur

United Kingdom

SS

Sofia Shields

United States

SS

Steve Smith

Winchester, Ma, United States

L

Lauren

Dallas, TX, United States

Jes-c

United States

B

Brett

Australia

G

Gerry

Netherlands

Bill Ballew

Kansas City, Missouri, United States

SG

Suresh Gadad

United States

RC

Richard Cosh

Czech Republic

ED

em degu

United States

ZA

Ziyad Alsufyani

Jeddah, Saudi Arabia

Sinan Taifour

Munich, Germany, Germany

L

Laura

San Francisco, United States

E

El

United States

Ryan Keller

Hong Kong, Hong Kong

E

Elizabeth

United States

EW

Eli Weiss

United States

Ask Janet a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Janet    Oct 20, 2018

    Hi my lenders ,
    first i start by apologizing for not paying for quite some time now,i thank God am now back and i will be committed to make sure that i have completed my loan.
    Thank you very much.

    Log in to reply • Share
  • Janet    Oct 20, 2018

    hi my lenders,
    I have been without a job for a long time now,but i want to sacrifice to start paying even though small but at least i will be reducing my loan amount.Thank you very much for being patient with me.

    Log in to reply • Share
  • Janet    Mar 3, 2017

    Dear lenders,
    Just to inform you that I received my loan worth 55,429kes,am planning to build the House structure for the chicks and buy the chicks immediately,
    Thanks so much my lenders for funding my project. God bless you so much.

    Log in to reply • Share
  • Janet    Feb 26, 2017

    I will use the loan to start chicken project for eggs production, it will help me to create more employment and also earn more income .thank you so much my lenders for supporting me again ,God bless you so much.

    Log in to reply • Share
  • Janet    Feb 18, 2017

    Dear lenders,
    The loan that i have recently completed repaying, i used as follows; i expanded my salon which was small by then until its now able to accommodate five customers at the same time,also i added more stock to my salon which now became easy to do stock taking every week,also used some money to build a small house for my mother which she is using as kitchen and store.

    Log in to reply • Share
  • Janet    Dec 29, 2016

    Dear zidisha,
    Due to this festive season of Christmas ,many customers came to make hair ,therefore i was able to make a good profit.
    That's why am increasing my loan repayment from 500 to 1000 kes.

    Log in to reply • Share
  • Janet    Dec 18, 2016

    Dear zidisha,
    Due to the Christmas holiday ,a lot of my customers have traveled to upcountry therefore reducing the profit per day.Therefore am reducing my loan repayment from 1000 to 500 kes.
    Thanks zidisha for your support so far.

    Log in to reply • Share
  • Janet    Nov 19, 2016

    Dear zidisha,
    Due to too much rain in Nairobi,many customers do not come to buy movies and music.Therefore am reducing my loan repayment from 4000 to 1000 kes.
    Thanks in advance.

    Log in to reply • Share
  • Janet    Nov 13, 2016

    Dear lenders,
    Due to the increase of customers this holiday my profit has increased, therefore am increasing my repayment from 3000 to 4000 kes.
    Thanks in advance

    Log in to reply • Share
  • Janet    Nov 2, 2016

    Dear zidisha,
    Hi my lenders,am doing well with zidisha.am now repaying my loan on time.Thank you zidisha for changing my life.

    Log in to reply • Share
  • Janet    Nov 2, 2016

    Dear zidisha,
    Due to the holiday season,my customers increase because of many cerebration and weddings,therefore my profit increase,that's why am increasing my repayment from 2000 to 3000 kes.Thanks.

    Log in to reply • Share
  • Janet    Sep 22, 2016

    Dear lenders,
    long time since i communicated but am dong good,currently am repaying my loan on time .Am looking forward to expand my business further.God bless you so much for your support.

    Log in to reply • Share
  • Janet    Jul 16, 2016

    Dear lenders
    Thank you my lenders so much for your support so far.Since the star of the year 2016 i was paying the school fees of my brother in college ,he is graduating at the end of the year ,i thank God for these achievement.
    Am increasing my weekly repayment from 500 kes to 2000 kes.
    God bless you so much.

    Log in to reply • Share
  • Paul    Apr 29, 2016

    Dear Lenders,
    I have contacted Janet on her lateness to repay her loan. She has informed me that she will resume with her repayments by Sunday this week.

    Regards,
    Paul Mutie
    Volunteer Mentor

    Log in to reply • Share
  • Janet    Mar 27, 2016

    Hi my lenders,
    Am going on well and i really enjoyed my Easter holiday.Thanks for your support so far,God bless you my lenders.

    Log in to reply • Share
  • Janet    Mar 15, 2016

    Dear my lenders,
    Hi my lenders ,i want to inform you that am OK despite view challenges that comes on my way but am doing well.am working towards to my project of owning a piece of land in Nairobi.Am saving per day so as to reach my target of 300,000 kes.

    Log in to reply • Share
  • Janet    Feb 7, 2016

    Dear lenders, I hope you're fine.kindly allow me to pay 500kes. As I work on how to pay with an increased rate.hope you will understand me as iam currently under medication treating Typhoid.kind regards!

    Log in to reply • Share
  • Janet    Jan 23, 2016

    Dear lenders,
    This is special thanks to my lenders for supporting m up to this much,i received the cash worth 47,800 kes.
    currently the plans are undergoing to make sure that i have successfully purchased a piece of land within the Nairobi city.
    Thanks a lot my lenders God bless you.

    Log in to reply • Share
  • Janet    Jan 22, 2016

    Dear lenders,
    This is special thanks to my lenders ,i received the cash worth 47,800 kes.
    currently we are in talks with one of the companies which are authorized to sell plots.
    Thanks so much my lenders and zidisha at large.God bless you.

    Log in to reply • Share
  • Janet    Jan 22, 2016

    Dear lenders,
    my lenders am happy to inform you that have received the cash worth 47,800 kes.I have already put in place strategies on how to own a piece of land within Nairobi town.
    God bless you my lenders,thanks a lot.

    Log in to reply • Share


Loading...

Loading...

Loading...