To purchase a printer for children lessons

Lazarus

Mombasa, Kenya

33% repaid

Entrepreneur

Name

Lazarus

Member since

August 2014

On-time repayments

128 installments  •  35%

About Me

I am was born in a remote area western side of Kenya and went through my tertiary and o level school through hardship since my parents unemployed and at some point in my o level i was forced to drop from school to do casual jobs in order to raise semester fees. I thank God for he helped me through Undergraduate Degree which i managed to attain from my small wages. I now operate a cyber cafe in the coastal areal of Kenya. I like helping needy children and also pass my acquired knowledge to the community through volunteer social work like adult education and girl-child education.

I thank God for giving me a passion for children and this made me open a cyber cafe where children around my community
do come for computer lessons after school in the evening.

My Business

With the little empowerment from Zidisha, my business grew and because of the service and passion for children,a local school engaged me to pilot a computer lesson in their school which i have been doing as a CSR but to ensure continuity,we share the overhead costs like computer transportation and maintenance with the parents. However, towards the end of 2014, we were struck by terrorism which saw my business suffer losses since my shop was broken into and 2 computers stolen. This forced me to relocate to other safe area where i had to start from scratch and now i have 5 computers serving over 100 children in a class. This is a challenge and is why i will continually come back to Zidisha family to empower me with loans so that i can buy more computers and set up a computer lab in the school so that i can touch the hearts of our children in a substantial way.

My source of income is the cyber business where i currently command a clientele base of about 20 persons per day which generate about USD185 per week and i also sell soft drinks accessories which also has a weekly turn over of USD170.

My total monthly income is in the range of USD1480 P/M and my total overhead costs is in the range of USD285 P/M.My greatest risk is the cyber crime where clients can use my computer to do the vice hence arrested. To cub this,i have managed to disable some sited and have also employed a standby technician to manage the breakdown just in case.

My vision is to set up a computer lab for our children in my local school and extend to the neighboring schools then set up a computer college where children and the elderly who are illiterate of semi-illiterate can come after school or work to do their computer lessons. I would like to be advanced the loan so that i can purchase a printer since i have not been able to purchase a printer hence missing on revenue and also not able to teach children practically how to print a document from the computer.

Loan Proposal

To purchase a printer for for my cyber business and double it as a computer lessons learning tool which i do as a volunteer in our local school. I currently operate with 5 computers without a printer for over 100 children. It has not been possible to have quality printing in my cyber and also teach children practically how to print a document from a computer.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$268.00

Date disbursed

Jul 16, 2015

Repayment status

Late

Projected term

21 months

Lenders

J

Jessica

Patagonia, Argentina

mraph

Virginia, United States

PG

Paul Graham

United States

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  • Lazarus    Dec 4, 2015

    I have hospitalised for a month now and am just discharged today. I was operated on and stayed in the hospital for a month. As i recuperate and clear the arrears,i would like to reduce the installment.

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  • Lazarus    Aug 24, 2015

    I have struggled to manage my business because the printer which i bought using the loan broke down. I had to buy another second hand printer which also failed me by breaking down almost a week after. this has made me cut down my profits and having spent some money for unsuccessful repair, i went at a loss.

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  • Zacharia    Aug 23, 2015

    Hallo lenders have just spoken to lazarus Obuya on phone his late repayments is as a result of the machines breakdown but he's promised to make his payments by tuesday. Otherwise have a wonderful evening

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  • Lazarus    Jul 16, 2015

    I thank all my lenders who sacrificed to make my business grow.I did receive KES 25871 today and will go and buy the propose printer tomorrow. Once again thank you.

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  • Lazarus    Jul 15, 2015

    I wish to take this early opportunity to thank all my lenders. With this funding i will but a printer which will go along way to boost my business profitability and enable me teach our young community pupils in a better way. With this funding my business will grow and i will be able to increase my customer base.

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  • Kojo Okyere    Jul 15, 2015

    www.zidisha.org/borrower/lo....

    My loan is 8% funded and I am still left with $267 to be fully funded. My loan is left with 4 days to expire and I am pleading with all lenders to come to my aid. Thank you.

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  • Lazarus    Jul 3, 2015

    I thank my lenders since through their generosity, i was able to purchase a computer which i was using in teaching school lessons where i offer computer lessons as a volunteer and a pilot to of computer lab yet to be set in our schools

    However, during the terrorist attack, my computers were stolen so that have not been able to buy enough computers to serve the over 100 children in one school. I am seeking funding from lenders so that i can buy more computers so as to be able to satisfy the huge number of children am teaching now.

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  • Lazarus    Jun 29, 2015

    hallo lenders, thinks have been a bit tough but God has seen us through that rough time. I was able to relocate my business to a safer location where there is little risks of terrorism.

    My business has again picked up well and am in the process of purchasing more computers for the cyber business and for children lessons to run smoothly.

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  • Lazarus    Jun 18, 2015

    Hallow lenders, i take this time to sincerely thank you for your continued support even during hard times that we were facing in my county.
    I thank God that thing are working now and have had to relocate my business to a different and more secure location from the terrorist prone areas. It has picked up well and now i can pay up my loan without any problems.

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  • Zacharia    May 29, 2015

    Hallo lender have just spoken to lazarus and he's told me he made his payment yesterday, maybe we give it a few days to reflect on the system. Have a wonderful friday.

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  • Zacharia    Apr 4, 2015

    Hallo Lenders have just spoken to Lazarus Obuya and he promise to make his payments buy tomorrow without fail.

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  • Zacharia    Mar 29, 2015

    hallo lenders i have tried to reach lazarus but i could not get him on phone i will again try tomorrow to see if i can find her, otherwise have a great sunday

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  • Zacharia    Feb 28, 2015

    Hallo lenders have just spoken to lazarus and he promised to make his payment this evening. otherwise have a great evening
    regards
    zachary kwanya
    VM

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  • Zacharia    Jan 31, 2015

    Hallo lenders Lazarus Obuya account was rescheduled due to the problems he got. His shop was robbed but we thank God he is well and trying to make ends meet. His next repayment will be tomorrow. Have a great afternoon.
    Zacharia Kwanya
    VM

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  • Lazarus    Jan 28, 2015

    My computers were stolen and the business affected due to terrorism attack.

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  • Lazarus    Jan 28, 2015

    Thank you Zacharie, i have had a lot of problems from the time my shop was robbed and have had to endure to much pain since most of my customers ran away because of fear of attack.I did not want to reschedule my loan repayment since i expected to pick up from the opening of schools but unfortunately teachers went on strike on the opening date thus extending the date of opening.

    I have however,rescheduled my repayment to a lower figure to allow me pick up the pieces and will resume normalcy when things stabilized.

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  • Zacharia    Jan 25, 2015

    Hallo lenders Lazarus had a problem but we pray he's now fine i will guide him tomorrow to show him how to reschedule his loan. Otherwise have a great Sunday.

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  • Zacharia    Jan 22, 2015

    Hallo Lazarus sorry for that , for that reason you need to reschedule your loan if you are not in a position to pay back as expected and explain to lenders why you are not in a position to pay. If you don't know how to reschedule kindly let me know and i will call you back to show you how to go about. Here is my number 0722607473. Zachary Kwanya VM
    Regards and i wish all the best in your business.

    Have a lovely evening

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  • Lazarus    Jan 7, 2015

    Happy New year Zidisha family.I had a very rough festive because of the terrorist effects in my area.The area was attacked and my shop broken into by thugs in the month of Dec where i lost 2 computers.It is fortunate that the Lord saved me because my immediate neighboring shop owner was killed in the attack,

    This was the first time we experienced this kind of attack in my area but i thank God things have since normalized.Because of this,i have struggled a bit to repay my loan but hopefully once teachers who are also on strike resume and schools open i will clear the loan in a shorter duration as indicated earlier.

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  • Lazarus    Dec 25, 2014

    Thanks Zack, marry chrismas too and the entire zidisha family.I love all.

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