To purchase desktop computer

Madesto    Oct 10, 2018

i called zacheus and he promised to pay his dues by the end of december.thank you

Madesto    Sep 8, 2018

i called zaheus and he promised to pay his dues by middle of november.thank you

Madesto    Aug 8, 2018

i called zacheous and he promised to pay his dues by the end of november.thank you

Madesto    Jul 6, 2018

i called zacheus and and he promised to pay his dues by the end of august.

Madesto    Jun 6, 2018

i called zacheus and he promised to pay by the end of next month.thank you

Madesto    May 3, 2018

i called zacheus and he promised to pay his dues by the end of next month.thank you

Zacchaeus    Apr 2, 2018

Thank you lenders.
I received KES 18,644. I used the money to purchase a computer set at KES 20,000 ($200) for my Cyber.

Zacchaeus    Mar 25, 2018

Thank you for funding my application.
I will use the money to purchase a desktop computer set for my cyber.

Zacchaeus    Feb 12, 2018

Hi Lenders,
I am grateful and thankful for your support since i joined Zidisha.
Me and my family, We have passed through tough moments in the past (2017) but I am happy to report to you that all situations are resolved and my business is stable. Last month I made a net income of KES 10,000 ($100) which I used to purchase a Windows smart phone for my wife worth KES 7,500 ($75) and I used the remaining amount to purchase clothes for our one year old daughter.
This month (FEB) I am estimating it to be a net profit of KES 15,000 ($150).
My long term plans are to purchase an acre of land and build a home for my family. I am relying on Zidisha to make this dream come true.
I also know I have not been prompt in repaying my previous loan but I am humbly asking for another chance to correct this and cleanse my repayment records.
In addition to that, there are few people I refereed who are in arrears. I have taken an initiative to visit them and ind out why. All of them have assured me that they will clear the outstanding balances before the month ends.
However, I have applied another loan two times without success am wondering what could be the problem. I have applied for the third time now and am still waiting for it to be published before its funded. Kindly advice.

• J    Feb 12, 2018

  Did you see the announcement section on our forum.
  
  You should also work on your repayment score.
  There is a good topic about that on the forum.
  www.zidisha.org/forum-threa...

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  • Zacchaeus    Feb 14, 2018

    Ok. Thanks for the advice. I will exactly do that in the next loan if given.

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Zacchaeus    Jan 7, 2018

M-pesa, Airtel Money and KCB Mtaani businesses, earns commission to an Agent for each transaction done. For an agent to earn higher commission, he/she is required to have as many transactions as possible. But this depends with how much money an agent has invested in the businesses. For my Case, I am operating with KES 30,000 ($300). I don’t have much money yet. This has limited the number of transactions I do in a day. If you have much money you will serve more customers, thus more transactions resulting to a higher commission earnings at the end of the month.
For my case, depending on the amount of money I am operating with, on average basis I manage to do 30 M-pesa transactions per day, 5 Airtel money transaction and 10 KCB transactions. From this I earn a commission of KES 7,650 ($76.5) per month from M-pesa transactions, KES 1,275 ($12.8) per month from Airtel Money transactions and KES 6,000 ($60) per month from KCB transaction. In total I make KES 14,925 ($149) per month. This translates to 45 transactions per day and each transaction gives a commission of KES 11 ($0.11).
Due to limited cash, I am only able to serve customer transacting KES 1,000 ($10) and below so as to have more transactions thus higher commissions. Because if I allow customers transacting large amounts, I will have few transactions hence less commission at the end of the month.
If I had KES 1,000,000 ($10,000) I won’t have any excuse to limit the amount of money to be transacted. This is why I am requesting your support to raise my cash from KES 30,000 ($300) to KES 1,000,000 ($10,000).
The commission I get helps me to pay salary to my two employees a total of KES 7,000 ($80) per month, and pay the rent for my shop KES 3,000 ($30) per month. From KES 14,925 I remain with Net income of KES 4,925 ($49) which helps me to meet my personal needs like food and clothing and for my family as well.

Zacchaeus    Dec 25, 2017

Hi Lenders,
The loan that I have just completed repaying helped me to purchase a complete computer set worthy KES 20,000. This has enabled me add a stock to my cyber.
The computer that I have just acquired will also help me to make my work easier (in field work) when I am called to offer computer services in seminars and conference.
Thanks for the loan and the continued support.

Zacchaeus    Dec 1, 2017

Hi Lenders,
Madesto Called me and I assured him that I will pay my loan on time before the deadline. I also admit that I have not made payments on time due to delayed payments that I was expecting from the people I worked for. I supplied stationeries and computer accessories but I am glad they have assured to pay me by 15th of December 2017.
I apologize for the delay and promise to pay on time.

Madesto    Nov 23, 2017

I CALLED HIM AND HE CONFIRMED TO PAY HIS DUES ON 15TH JANUARY 2018.THANK YOU

Madesto    Oct 23, 2017

i called him and he promised to pay his dues by the end of next month.thank you

Zacchaeus    Oct 5, 2017

Hi Lenders,
I thank our Good Lord for the gift of life and opportunity to work.
My business is doing well and I have already deposited the money towards purchase of one computer set. I look forward to finish my loan repayment in a month's time so as to continue enjoying the fruits of Zidisha and give other people a chance to get their loans on time.
Thanks Zidisha team and Lenders wherever you are God bless you.

Zacchaeus    Sep 26, 2017

Hi Lenders,
Thanks for the loan. I received KES 12,955 in my account.
I will use the money to purchase a computer set.
Thanks once more for the support.

Zacchaeus    Sep 21, 2017

Hello Zidisha Lenders,
I am grateful for the loan. I will deposit this money towards purchasing a computer set. to add up more computers to my cyber.
Thanks once more for the loan. I am really happy...

Zacchaeus    Sep 7, 2017

Hi Lenders,
I greatly appreciate for your financial support since I joined Zidisha. The loan that I have just completed paying, helped me to finish payments for my Binding Machine which costs KES 5,000 ($50). Since I started operating a Cyber in 2015, I didn't have a binding machine but now I do. Thanks be to Zidisha team of Lenders. This is the difference that the Loan has made to my Business.

Zacchaeus    Aug 25, 2017

Hi Lenders,
I take this chance to thank and appreciate all my supporters for supporting my Business. I already bought the binding machine from the loan I got previously and the business is nourishing day by day. It is getting better and better. Thanks Zidisha Team.

Zacchaeus    Aug 16, 2017

Hi Lenders,
Thanks for the concern. Was held up in election in our country Kenya. I havent worked for two weeks now but I'm glad that I have resumed work this work starting monday this week.
But I commit myself to on time repayment to complete my loan before the deadline as I have performed in the previous loans.
Thanks all and apology for any inconveniences caused.