Purchasing fabrics/materials for sale
Divina Kemunto
Nakuru City, Section 58 Near Dog Section., Kenya
50% repaid
Entrepreneur
Name
Divina Kemunto
Member since
August 2014
On-time repayments
68 installments • 50%
About Me
My name is Divina Kemunto Osoro. I was born and raised in Kisii county and now a resident of Nakuru county.Am a family lady with two handsome boys who are all in school.I run a tailoring shop in Nakuru town -oginga road and my focus is on children and women's wears. I decided to do this business since i was inspired by my parents who did it and succeeded in seeing us go through school.Secondly, i am trained in technical/tailoring work and i have a lot of passion for this business.I like reading and also associating with people who have succeeded in business since they serve as my mentors.
My Business
My business is all about sourcing for fabrics as in materials, dress making and design with a bias on women and children.Through out my five years experience in this business, i have found out that women love themselves and go with every moving fashion and this business is therefore on demand.My customers prefer in getting my services since i meet quality and supply is on time as compared to others. Honesty and integrity is my bottom line with my clients. I have created a good customer relations with my clients and my price is averagely good than the rest.This business is profitable if i can be able to get more and enough capital to purchase goods at wholesale prices.The risks in any business are averse. Starting from licensing, competition and lack of capital to sustain the business.However, this has been managed well since i try and strive to meet all the requirements so that i can run this business well and smoothly.My monthly costs runs to Kshs. 15,000. Sales and revenue goes to Kshs. 40,000 so after all deductions at least i can be able to save good sum of money.This will enable me as well to repay my loan as required.
Loan Proposal
My business is all about sourcing for fabrics as in materials, dress making and design with a bias on women and children.Through out my five years experience in this business, i have found out that women love themselves and go with every moving fashion and this business is therefore on demand.My customers prefer in getting my services since i meet quality and supply is on time as compared to others. Honesty and integrity is my bottom line with my clients. I have created a good customer relations with my clients and my price is averagely good than the rest.This business is profitable if i can be able to get more and enough capital to purchase goods at wholesale prices.The risks in any business are averse. Starting from licensing, competition and lack of capital to sustain the business.However, this has been managed well since i try and strive to meet all the requirements so that i can run this business well and smoothly.My monthly costs runs to Kshs. 15,000. Sales and revenue goes to Kshs. 40,000 so after all deductions at least i can be able to save good sum of money.This will enable me as well to repay my loan as required.
I will therefore use this money in purchasing new fabrics and materials for different fashions and designs. It will cost me Kshs.29,094.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$319.00
Date disbursed
Mar 23, 2015
Repayment status
Late
Projected term
10 months
Other loans
Lenders
Newport, United States
Jake Gibson and Beverly Picardo
San Francisco, United States
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Summary
Amount repaid
$168.52
Amount remaining
$167.54
Expected completion
Jan 31, 2016
Status
Repaying late
Installment amount
$7.64
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 5, 2015 | $7.64 | Apr 6, 2015 | $7.64 |
| Apr 12, 2015 | $7.64 | Apr 6, 2015 | $0.05 |
| Apr 17, 2015 | $7.58 | ||
| Apr 19, 2015 | $7.64 | Apr 17, 2015 | $0.09 |
| Apr 24, 2015 | $7.55 | ||
| Apr 26, 2015 | $7.64 | Apr 24, 2015 | $0.14 |
| May 8, 2015 | $7.45 | ||
| May 21, 2015 | $0.04 | ||
| May 3, 2015 | $7.64 | May 21, 2015 | $7.64 |
| May 10, 2015 | $7.64 | May 21, 2015 | $7.64 |
| May 17, 2015 | $7.64 | May 21, 2015 | $7.64 |
| May 24, 2015 | $7.64 | May 21, 2015 | $0.12 |
| Jul 2, 2015 | $7.52 | ||
| May 31, 2015 | $7.64 | Jul 2, 2015 | $7.64 |
| Jun 7, 2015 | $7.64 | Jul 2, 2015 | $7.64 |
| Jun 14, 2015 | $7.64 | Jul 2, 2015 | $7.64 |
| Jun 21, 2015 | $7.64 | Jul 2, 2015 | $7.64 |
| Jun 28, 2015 | $7.64 | Jul 2, 2015 | $7.64 |
| Jul 5, 2015 | $7.64 | Aug 14, 2015 | $7.64 |
| Jul 12, 2015 | $7.64 | Aug 14, 2015 | $7.64 |
| Jul 19, 2015 | $7.64 | Aug 14, 2015 | $7.64 |
| Jul 26, 2015 | $7.64 | Aug 14, 2015 | $7.64 |
| Aug 2, 2015 | $7.64 | Aug 14, 2015 | $7.64 |
| Aug 9, 2015 | $7.64 | Aug 14, 2015 | $7.64 |
| Aug 16, 2015 | $7.64 | Aug 14, 2015 | $7.64 |
| Aug 23, 2015 | $7.64 | Aug 14, 2015 | $1.48 |
| Aug 29, 2015 | $6.15 | ||
| Aug 30, 2015 | $7.64 | Aug 29, 2015 | $4.84 |
| Jan 23, 2019 | $1.10 | ||
| Apr 12, 2019 | $1.70 | ||
| Sep 6, 2015 | $7.64 | Apr 12, 2019 | $0.49 |
| Sep 13, 2015 | $7.64 | ||
| Sep 20, 2015 | $7.64 | ||
| Sep 27, 2015 | $7.64 | ||
| Oct 4, 2015 | $7.64 | ||
| Oct 11, 2015 | $7.64 | ||
| Oct 18, 2015 | $7.64 | ||
| Oct 25, 2015 | $7.64 | ||
| Nov 1, 2015 | $7.64 | ||
| Nov 8, 2015 | $7.64 | ||
| Nov 15, 2015 | $7.64 | ||
| Nov 22, 2015 | $7.64 | ||
| Nov 29, 2015 | $7.64 | ||
| Dec 6, 2015 | $7.64 | ||
| Dec 13, 2015 | $7.64 | ||
| Dec 20, 2015 | $7.64 | ||
| Dec 27, 2015 | $7.64 | ||
| Jan 3, 2016 | $7.64 | ||
| Jan 10, 2016 | $7.64 | ||
| Jan 17, 2016 | $7.64 | ||
| Jan 24, 2016 | $7.64 | ||
| Jan 31, 2016 | $7.65 | ||
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