Entrepreneur
Name
Beryl
Member since
January 2014
On-time repayments
139 installments • 56%
About Me
Am beryl Hilda waka .I was born and grew up and live in Busia town. I schooled at st. Matthias high school.
after school I started a business of selling cereals from farming homes and selling them to at the market on my own .the business to help me and my mother to keep life going on .from these business I have been able to pay may fees since my mother has been having a challenge of life.i was able to start business from my small pocket money had saved plus the support from my mother and the soft loan got from my uncles I started these while I was in form 4.
I started the business with ksh.15,000 which I started t with 4 sucks of maize at 2,500 I did these at Matayos market .after school I had raised enough money that I was able to get to town and secured a place Busia market . I had a lot of customers that encourage me and know am proud because I know by maize from Kenya and sell in Uganda market.
Currently I have a stock worth 100,000 which is so impressive to me which has give the hopes of getting these loan to so as to increase my stock.
My Business
I started the business so as to create job opportunity after school and to be able support my family. I I buy and sell cereals from Kenya to Uganda sofia . my office located at the border at busia communication house on grown flow the last door.
I sell maize, beans and green grams .The demand is high the fact that Busia is situated in Kenya Uganda border so most of my customers are those who want to cross the border especially those who clear the vehicles and these their people who works here in town.
My business is profitable because I have so many customers so the more I serve the more i earn especially those from schools . The challenge am facing is just lack of capital to expand my business the demand is high than I have. and also to get a bigger store for my goods.
My monthly usage is as follows KES 60,500 transport ,KES 500,000 for the stock and 200, 000 for other expenceses like buying sucks .profit ranges from KES 40,000-45,000 per month. The loan i will used to modify my business and its the business that will repay the loan. And with these I will be able to support myself and family with less stress.
Loan Proposal
Since at the momment the price maize is down to ksh 2500 and its expected to rise by 50% by Aprill.I want to stock fifteen bags of maize so that come aprill 2014 i will be able to sell them at higher price and make good profit that will enable me earn good return to be able to repay my loan with no problem and be left with something little to support myself.Last i wish to thank you so much for your last support and may God bless you.
Feedback
Positive
3
Neutral
None
Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$451.00
Date disbursed
Mar 6, 2014
Repayment status
Late
Projected term
91 months
Other loans
Lenders
Longueuil, Canada
Chicago, United States
United States
United States
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Summary
Amount repaid
$292.24
Amount remaining
$771.54
Expected completion
Oct 26, 2016
Status
Repaying late
Installment amount
$118.20
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 19, 2014 | $39.16 | Mar 19, 2014 | $39.16 |
| Mar 26, 2014 | $39.16 | Mar 19, 2014 | $0.01 |
| Mar 26, 2014 | $39.15 | ||
| Apr 2, 2014 | $39.16 | Mar 26, 2014 | $2.02 |
| Apr 2, 2014 | $37.14 | ||
| Apr 9, 2014 | $39.16 | Apr 2, 2014 | $2.86 |
| Apr 10, 2014 | $36.31 | ||
| Apr 16, 2014 | $4.85 | Apr 10, 2014 | $4.85 |
| Apr 23, 2014 | $4.12 | Apr 10, 2014 | $0.02 |
| Apr 23, 2014 | $4.09 | ||
| Apr 30, 2014 | $4.12 | Apr 23, 2014 | $0.61 |
| Apr 30, 2014 | $3.51 | ||
| May 7, 2014 | $1.18 | Apr 30, 2014 | $1.18 |
| May 14, 2014 | $2.65 | Apr 30, 2014 | $0.02 |
| May 30, 2014 | $2.62 | ||
| May 21, 2014 | $0.88 | May 30, 2014 | $0.88 |
| May 28, 2014 | $0.00 | ||
| Jun 4, 2014 | $0.00 | ||
| Jun 11, 2014 | $0.00 | ||
| Jun 18, 2014 | $0.00 | ||
| Jun 25, 2014 | $3.02 | May 30, 2014 | $0.02 |
| Jul 2, 2014 | $3.00 | ||
| Jul 2, 2014 | $3.02 | Jul 2, 2014 | $3.02 |
| Jul 9, 2014 | $3.02 | Jul 2, 2014 | $3.02 |
| Jul 16, 2014 | $3.02 | Jul 2, 2014 | $3.02 |
| Jul 23, 2014 | $3.02 | Jul 2, 2014 | $2.75 |
| Aug 7, 2014 | $0.27 | ||
| Jul 30, 2014 | $3.02 | Aug 7, 2014 | $3.02 |
| Aug 6, 2014 | $3.02 | Aug 7, 2014 | $0.59 |
| Aug 30, 2014 | $2.44 | ||
| Aug 13, 2014 | $3.02 | Aug 30, 2014 | $3.02 |
| Aug 20, 2014 | $3.02 | Aug 30, 2014 | $3.02 |
| Aug 27, 2014 | $0.91 | Aug 30, 2014 | $0.91 |
| Sep 3, 2014 | $0.00 | ||
| Sep 10, 2014 | $2.71 | Aug 30, 2014 | $0.02 |
| Sep 8, 2014 | $2.68 | ||
| Sep 17, 2014 | $2.71 | Sep 8, 2014 | $0.38 |
| Oct 10, 2014 | $2.33 | ||
| Sep 24, 2014 | $2.71 | Oct 10, 2014 | $2.71 |
| Oct 1, 2014 | $2.71 | Oct 10, 2014 | $2.71 |
| Oct 8, 2014 | $2.71 | Oct 10, 2014 | $2.71 |
| Oct 15, 2014 | $2.71 | Oct 10, 2014 | $1.32 |
| Nov 1, 2014 | $1.39 | ||
| Oct 22, 2014 | $2.71 | Nov 1, 2014 | $2.71 |
| Oct 29, 2014 | $2.71 | Nov 1, 2014 | $2.71 |
| Nov 5, 2014 | $1.41 | Nov 1, 2014 | $1.41 |
| Nov 12, 2014 | $1.53 | Nov 1, 2014 | $0.02 |
| Nov 26, 2014 | $1.51 | ||
| Nov 19, 2014 | $1.53 | Nov 26, 2014 | $1.53 |
| Nov 26, 2014 | $1.53 | Nov 26, 2014 | $1.53 |
| Dec 3, 2014 | $1.53 | Nov 26, 2014 | $1.53 |
| Dec 10, 2014 | $0.47 | Nov 26, 2014 | $0.47 |
| Dec 17, 2014 | $0.00 | ||
| Dec 24, 2014 | $0.00 | ||
| Dec 31, 2014 | $1.52 | Nov 26, 2014 | $0.02 |
| Jan 10, 2015 | $1.49 | ||
| Jan 7, 2015 | $1.52 | Jan 10, 2015 | $1.52 |
| Jan 14, 2015 | $1.52 | Jan 10, 2015 | $1.52 |
| Jan 21, 2015 | $1.52 | Jan 10, 2015 | $1.52 |
| Jan 28, 2015 | $1.52 | Jan 10, 2015 | $1.52 |
| Feb 4, 2015 | $1.52 | Jan 10, 2015 | $0.08 |
| Feb 17, 2015 | $1.44 | ||
| Feb 11, 2015 | $1.52 | Feb 17, 2015 | $1.52 |
| Feb 18, 2015 | $1.52 | Feb 17, 2015 | $1.52 |
| Feb 25, 2015 | $1.52 | Feb 17, 2015 | $1.41 |
| Feb 24, 2015 | $0.11 | ||
| Mar 4, 2015 | $1.52 | Feb 24, 2015 | $1.52 |
| Mar 11, 2015 | $1.52 | Feb 24, 2015 | $1.52 |
| Mar 18, 2015 | $1.52 | Feb 24, 2015 | $1.08 |
| Mar 27, 2015 | $0.44 | ||
| Mar 25, 2015 | $1.52 | Mar 27, 2015 | $1.52 |
| Apr 1, 2015 | $1.52 | Mar 27, 2015 | $1.52 |
| Apr 8, 2015 | $1.52 | Mar 27, 2015 | $1.52 |
| Apr 15, 2015 | $1.52 | Mar 27, 2015 | $1.52 |
| Apr 22, 2015 | $1.52 | Mar 27, 2015 | $0.55 |
| May 8, 2015 | $0.96 | ||
| Apr 29, 2015 | $1.52 | May 8, 2015 | $1.52 |
| May 6, 2015 | $1.52 | May 8, 2015 | $1.52 |
| May 13, 2015 | $1.52 | May 8, 2015 | $1.52 |
| May 20, 2015 | $1.52 | May 8, 2015 | $1.52 |
| May 27, 2015 | $1.52 | May 8, 2015 | $1.32 |
| Jun 18, 2015 | $0.20 | ||
| Jun 3, 2015 | $1.52 | Jun 18, 2015 | $1.52 |
| Jun 10, 2015 | $1.52 | Jun 18, 2015 | $1.52 |
| Jun 17, 2015 | $1.52 | Jun 18, 2015 | $1.52 |
| Jun 24, 2015 | $1.52 | Jun 18, 2015 | $1.52 |
| Jul 1, 2015 | $1.52 | Jun 18, 2015 | $1.52 |
| Jul 8, 2015 | $0.42 | Jun 18, 2015 | $0.42 |
| Jul 15, 2015 | $0.00 | ||
| Jul 22, 2015 | $1.29 | Jun 18, 2015 | $0.02 |
| Aug 13, 2015 | $1.27 | ||
| Jul 29, 2015 | $0.00 | ||
| Aug 5, 2015 | $0.00 | ||
| Aug 12, 2015 | $0.00 | ||
| Aug 19, 2015 | $1.53 | Aug 13, 2015 | $0.02 |
| Sep 7, 2015 | $1.51 | ||
| Aug 26, 2015 | $1.53 | Sep 7, 2015 | $1.53 |
| Sep 2, 2015 | $1.53 | Sep 7, 2015 | $1.53 |
| Sep 9, 2015 | $1.53 | Sep 7, 2015 | $1.53 |
| Sep 16, 2015 | $1.15 | Sep 7, 2015 | $1.15 |
| Sep 23, 2015 | $0.00 | ||
| Sep 30, 2015 | $0.00 | ||
| Oct 7, 2015 | $0.00 | ||
| Oct 14, 2015 | $1.18 | Sep 7, 2015 | $0.02 |
| Nov 2, 2015 | $1.15 | ||
| Oct 21, 2015 | $0.00 | ||
| Oct 28, 2015 | $0.00 | ||
| Nov 4, 2015 | $0.00 | ||
| Nov 11, 2015 | $0.00 | ||
| Nov 18, 2015 | $0.65 | Nov 2, 2015 | $0.02 |
| Nov 20, 2015 | $0.62 | ||
| Nov 25, 2015 | $0.00 | ||
| Dec 2, 2015 | $0.00 | ||
| Dec 9, 2015 | $0.94 | Nov 20, 2015 | $0.02 |
| Jan 1, 2016 | $0.92 | ||
| Dec 16, 2015 | $0.00 | ||
| Dec 23, 2015 | $0.00 | ||
| Dec 30, 2015 | $0.00 | ||
| Jan 6, 2016 | $0.71 | Jan 1, 2016 | $0.02 |
| Feb 4, 2016 | $0.68 | ||
| Jan 13, 2016 | $0.00 | ||
| Jan 20, 2016 | $0.00 | ||
| Jan 27, 2016 | $0.00 | ||
| Feb 3, 2016 | $0.00 | ||
| Feb 10, 2016 | $0.71 | Feb 4, 2016 | $0.02 |
| Feb 24, 2016 | $0.68 | ||
| Feb 17, 2016 | $0.00 | ||
| Feb 24, 2016 | $0.00 | ||
| Mar 2, 2016 | $1.18 | Feb 24, 2016 | $0.02 |
| Mar 29, 2016 | $1.15 | ||
| Mar 9, 2016 | $0.00 | ||
| Mar 16, 2016 | $0.00 | ||
| Mar 23, 2016 | $0.00 | ||
| Mar 30, 2016 | $0.00 | ||
| Apr 6, 2016 | $1.18 | Mar 29, 2016 | $0.02 |
| May 1, 2016 | $1.15 | ||
| Apr 13, 2016 | $0.00 | ||
| Apr 20, 2016 | $0.00 | ||
| Apr 27, 2016 | $0.00 | ||
| May 4, 2016 | $1.18 | May 1, 2016 | $0.02 |
| Jun 11, 2016 | $1.15 | ||
| May 11, 2016 | $0.00 | ||
| May 18, 2016 | $0.00 | ||
| May 25, 2016 | $0.00 | ||
| Jun 1, 2016 | $0.00 | ||
| Jun 8, 2016 | $0.00 | ||
| Jun 15, 2016 | $0.00 | ||
| Jun 22, 2016 | $1.18 | Jun 11, 2016 | $0.02 |
| Jul 21, 2016 | $1.15 | ||
| Jun 29, 2016 | $0.00 | ||
| Jul 6, 2016 | $0.00 | ||
| Jul 13, 2016 | $0.00 | ||
| Jul 20, 2016 | $0.00 | ||
| Jul 27, 2016 | $0.00 | ||
| Aug 3, 2016 | $1.18 | Jul 21, 2016 | $0.02 |
| Sep 8, 2016 | $1.15 | ||
| Aug 10, 2016 | $0.00 | ||
| Aug 17, 2016 | $0.00 | ||
| Aug 24, 2016 | $0.00 | ||
| Aug 31, 2016 | $0.00 | ||
| Sep 7, 2016 | $0.00 | ||
| Sep 14, 2016 | $118.20 | Sep 8, 2016 | $0.02 |
| Sep 21, 2016 | $118.20 | ||
| Sep 28, 2016 | $118.20 | ||
| Oct 5, 2016 | $118.20 | ||
| Oct 12, 2016 | $118.20 | ||
| Oct 19, 2016 | $118.20 | ||
| Oct 26, 2016 | $62.34 | ||
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