Roof repair and inventory for my grocery

Evans

Mtwapa, Kenya

100% repaid

Entrepreneur

Name

Evans

Member since

April 2013

On-time repayments

132 installments  •  81%

About Me

My name is evans Baya a resident of mtwapa and a businessman in mtwapa as well. Am the second born in my family in a family of four children, mum and dad. I live here in mtwapa while my family lives in the village in chonyi area Kilifi county. I went up to secondary school having completed my form four. after school i could not get the chance of joining to any college due to my family's poor financial status. I had to turn into business. My first business was selling of coconuts. I used to search for the coconuts inthe farms and sell to the market. This was a good business but seasonal. So i
decided to look for another alternative. I then started a green grocer which has been doing better and very helpful to me. From the income i get from this business i buy food for my family, help pay school fees to my young siblings, pay my own house rent and other essencial.

My Business

i have now begun dairy farming with two in calf heifers which am sure God willing will be due from october this year. this will give me a chance to settle my loan on time as the proceeds from the sale of milk will be in plenty since the cows have a capacity of 20litres per day and the cost of milk is 50bob per litre. on average apart from the business my milk will be giving me a minimum of 4000/= shillings per day. in adition to that my fruits and cerial business is gaining roots and its becoming more profitable so i can see my loan will not be a big problem solving....

Loan Proposal

hi , since the festive season is here again its going to be booming as more sales are expected as because the xmass and new year season is always a busy shopping season for most people and it will be climaxed in january where students will be going back to school. i intend to get enough stock that will run the season through to january.also i wish to repair some part of my business premises so as to be more stable as we have the short rains again with us so it will be raining though not so heavily but one needs to be ready. also i wish to renew my trade licence so as to prepare for next year..

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$207.00

Date disbursed

Oct 30, 2014

Repayment status

On Time

Projected term

8 months

Lenders

G

garrybuck

Oro Valley, United States

Hope2012

United Kingdom

I

Interfree

Dubai, United Arab Emirates

J

jdhowa2

Louisville, KY, United States

EmilAsker

Lomma, Sweden

F

fisaire

Ithaca, United States

M

mkellerman

Shanghai, China

jan73

Eugene, United States

Generaal

Antwerp, Belgium

Mikers

Netherlands

LouisB

ZIDISHA, Mozambique

J

JessicaAna

Maputo, United States

ToddTho

World Wide, United States

LutianaPablo

Rome, Italy

SE

Sven E

Mannheim, Germany

UN

Uwe Neumann

Frankfurt Germany, Denmark

Ask Evans a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Evans    Jun 10, 2023

    hi hope all is well have been up and about for years now but am back and wish to continue with my loan repayment programme soonest Monday so that I can regain my trust with zidisha again.

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  • Samuel    Oct 12, 2016

    Hi lenders, i have contacted Evans Baya and he promised to resume on his normal payment. thank you

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  • Evans    Aug 17, 2016

    thank you so much my lenders and the entire zidisha team for your continued support over my plans and programmes. God bless you all .

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  • Evans    Jul 27, 2016

    this in Angel my lovely daughter.......

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  • Evans    Jul 27, 2016

    this my in calf heifer which will be due next month God willing

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  • Evans    Jul 27, 2016

    hi lenders am posting another loan hoping that you will help me make my life and my little daughters` life more comfortable. am greatful for the continued support in my life and wish you good health and prosperity with your families wherever you are.

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  • Evans    Jul 23, 2016

    HI IJUST WANT TO FINISH MY LOAN IN GOOD STANDING SO I HAVE REDUCED THE AMOUNT SO AS NOT TO AFFECT MY PAYING PERCENTAGE RATE.

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  • Evans    Jul 7, 2016

    I have a target to finish my loan soonest so as to start on my phase two of my project

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  • Evans    Jul 7, 2016

    Dear lenders am glad and privilegded to have an opportunity with zidisha. this programme has really changed alot in me including my life and am glad for each and every opportunity you have granted in changing my life. how i pray that zidisha may reach more and more people so as to have a better life and change others as well for the better. god bless zidisha.

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  • Evans    Jun 20, 2016

    at least i want to finish my loan in time before august my birthday

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  • Evans    May 26, 2016

    at least the school fees burden for my sibblings is over and so i want to finish my loan to emberk on other development projects

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  • Evans    May 4, 2016

    currently am having a school fees burden for my siblings and so am abit low financially

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  • Evans    Apr 19, 2016

    i have had my sisters wedding just last week and so i spent alot then

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  • Evans    Mar 23, 2016

    i thank God my plans are just succeding as i have been praying for. so i can pay 3000 comfortably towards my loan and still aim higher.

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  • Evans    Feb 17, 2016

    my business has grown and would wish to ask for another loan soon so as to advance even more all thanks to Zidisha

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  • Evans    Jan 15, 2016

    my status has improved and would wish to pay 1000kes so as to finish my loan in time as i have bigger plans with my next loan. Baya

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  • Evans    Jan 9, 2016

    Thanks to the entire Zidisha community for first allowing me to be part of that success family. i wish to sincerely thank the many lenders who are devoted in making a change in someone`s life over the seas and beyond all social boaders am really touched.

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  • Evans    Dec 14, 2015

    thanks for this opportunity as am seeing myself advancing and my plans are going as scheduled so i wish to add up some amount to reduce my loan in time so as to finish paying in advance and apply for another loan to continue withy my new year resolutions and plans. Baya

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  • Evans    Dec 14, 2015

    hi lenders and the entire Zidisha team for your continued support and help to young entreprenuers like us to help us achieve our dreams.

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  • Evans    Sep 23, 2015

    iam having some difficulties since my mum was hospitalised and i wouldnt wish to have my repayment rate going down.

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