Top up funds for additional hens and school fees for my son
Margaret
Mombasa, Kenya
100% repaid
Entrepreneur
Name
Margaret
Member since
July 2014
On-time repayments
260 installments • 69%
About Me
About Me (2nd edition)
Who is Margaret Julliet Wambui (MJ)?
I am a single mother of two, who I dearly treasure – Andie (Senior Jewel - SJ) and Alain (Junior Jewel – JJ).
The two jewels give me the gist of fighting a winning battle in this life. Both of them aspire to be pilots and am out to support their dreams. As I fight the good fight of faith, my desire is to leave a worthwhile legacy for them and, I will not, for one repulse, give up the purpose that I resolved to effect. Yes, no chance, no destiny, no fate, will hinder my firm resolve as I am determined to reach beyond the eagle heights for their sake.
My career history
I was in the logistics industry for over 15 years, gaining a rich experience in management. I intend to apply the gained experience and knowledge in my new ventures.
My Business
I enjoy tendering my poultry made up of indigenous chicken. My dream of having my project being a household name still holds. There is no relenting, no matter what. I have not achieved my target but I will keep forging on until I reach my mark. The main challenge has been the lack of brooding within the flock. That is why I intend to get a kerosene incubator. This will facilitate constant hatching of chicks even when the hens do not brood.
With a healthy flock of KARI improved, there will be no struggle penetrating the market. I already have a ready market but I would like to venture further.
Assets
My poultry basket currently carries 15 hens, 2 cockerels, and 50 chicks.
The shop has a stock of around 25,000/= face value and fixed assets worth 25,000/=. These include the shop fixtures, the weighing tools, display box, and others
A plot that is pending development measures 50x50m
Operations analysis
Average shop monthly sales - Kes50000/=
Average shop monthly expenses – Kes4000/= (Inclusive of the shop rent)
Average Household monthly expenses – Kes 6,000/=
Average monthly Poultry feed – Kes2000/=
(New) Online business Monthly income - 15,000/=
Farm produce (pumpkins) – 7,000/= (This year I planted butternuts which I believe will market better than the pumpkins)
Zidisha family
The Zidisha organization is well known to my family, and we are glad to be part of the family. We appreciate all the support and we have no words to say thanks to and the rest of the Zidisha team. Not to say the least, ALL the lenders who in the past have responded positively and timely at the time of the call. To all of you, let it be known that your support has had a great impact on our family.
Loan Proposal
I really appreciate the support received from the Zidisha Family since I joined. So far the loans I have received have seen me grow from one level to another. My life has changed so much and I have been able vend for my babies even much better.
Were it not for Zidisha I would not even have thought of taking my older boy to boarding school.
The proceeds I have been receiving from my poultry farming and the ones I received from the vegetable farming have been such a great cushion to my regular income.
I am back again to this wonderful family for some more support. For the new loan I intend to add more hens - around 30 at a cost of around 15,000/= ($145.-). These will take up the place of the cockrels I sold out and I expect a higher yield of eggs.
I will use 10000/= ($100.-) for repairs and expansion of the chicken coups.
With this strategy / expansion I look forward to an extra yield of at least 15eggs daily which translates to Kshs. 2,100/= ($20.-) per week. After deductions for feeds I project to get additional profit of 6,500/= per month ($65.-)
These profits will go a long way to help me take good care of my business and my family.
The balance of 8,000/= ($75.-) from the loan will be used to top up school fees for my older boy who I have transferred to boarding school - currently in standard six (He has done me proud always being top in his class ).
Karibu sana to you my valuable investors and I say thank you in advance as I look forward to your priceless support.
Wishing all a Merry Christmas!!!
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$430.00
Date disbursed
Dec 31, 2015
Repayment status
On Time
Projected term
37 months
Lenders
Netherlands
Munich, Germany
United States
United States
United States
Canada
Syracuse, NY, United States
United States
United States
United States
United States
United States
Ask Margaret a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Summary
Amount repaid
$451.99
Amount remaining
$0.00
Date repaid
Dec 22, 2018
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 12, 2016 | $5.00 | Jan 5, 2016 | $5.00 |
| Jan 19, 2016 | $5.00 | Jan 5, 2016 | $5.00 |
| Jan 26, 2016 | $4.00 | Jan 9, 2016 | $4.00 |
| Feb 2, 2016 | $2.00 | Feb 4, 2016 | $2.00 |
| Feb 9, 2016 | $2.00 | Feb 4, 2016 | $2.00 |
| Feb 16, 2016 | $2.00 | Feb 23, 2016 | $2.00 |
| Feb 23, 2016 | $2.00 | Feb 23, 2016 | $2.00 |
| Mar 1, 2016 | $2.00 | Feb 23, 2016 | $1.00 |
| Mar 19, 2016 | $1.00 | ||
| Mar 8, 2016 | $2.00 | Mar 19, 2016 | $2.00 |
| Mar 15, 2016 | $2.00 | Mar 19, 2016 | $2.00 |
| Mar 22, 2016 | $2.00 | Mar 19, 2016 | $2.00 |
| Mar 29, 2016 | $2.00 | Mar 19, 2016 | $2.00 |
| Apr 5, 2016 | $2.00 | Mar 19, 2016 | $1.00 |
| Apr 18, 2016 | $1.00 | ||
| Apr 12, 2016 | $2.00 | Apr 18, 2016 | $2.00 |
| Apr 19, 2016 | $2.00 | Apr 18, 2016 | $2.00 |
| Apr 26, 2016 | $2.00 | Apr 18, 2016 | $2.00 |
| May 3, 2016 | $2.00 | Apr 18, 2016 | $2.00 |
| May 10, 2016 | $2.00 | Apr 18, 2016 | $1.00 |
| Jun 9, 2016 | $1.00 | ||
| May 17, 2016 | $2.00 | Jun 9, 2016 | $2.00 |
| May 24, 2016 | $2.00 | Jun 9, 2016 | $2.00 |
| May 31, 2016 | $2.00 | Jun 21, 2016 | $2.00 |
| Jun 7, 2016 | $2.00 | Jun 21, 2016 | $2.00 |
| Jun 14, 2016 | $2.00 | Jun 21, 2016 | $2.00 |
| Jun 21, 2016 | $2.00 | Jul 7, 2016 | $2.00 |
| Jun 28, 2016 | $2.00 | Jul 7, 2016 | $2.00 |
| Jul 5, 2016 | $2.00 | Jul 7, 2016 | $2.00 |
| Jul 12, 2016 | $2.00 | Jul 7, 2016 | $2.00 |
| Jul 19, 2016 | $2.00 | Jul 7, 2016 | $2.00 |
| Jul 26, 2016 | $2.00 | Jul 7, 2016 | $2.00 |
| Aug 2, 2016 | $2.00 | Aug 10, 2016 | $2.00 |
| Aug 9, 2016 | $2.00 | Aug 10, 2016 | $2.00 |
| Aug 16, 2016 | $2.00 | Aug 10, 2016 | $2.00 |
| Aug 23, 2016 | $2.00 | Aug 10, 2016 | $2.00 |
| Aug 30, 2016 | $2.00 | Aug 10, 2016 | $2.00 |
| Sep 6, 2016 | $2.00 | Sep 5, 2016 | $2.00 |
| Sep 13, 2016 | $2.00 | Sep 5, 2016 | $2.00 |
| Sep 20, 2016 | $2.00 | Sep 5, 2016 | $2.00 |
| Sep 27, 2016 | $2.00 | Sep 5, 2016 | $2.00 |
| Oct 4, 2016 | $2.00 | Sep 5, 2016 | $2.00 |
| Oct 11, 2016 | $2.00 | Oct 6, 2016 | $2.00 |
| Oct 18, 2016 | $2.00 | Oct 6, 2016 | $1.00 |
| Oct 17, 2016 | $1.00 | ||
| Oct 25, 2016 | $2.00 | Oct 17, 2016 | $2.00 |
| Nov 1, 2016 | $2.00 | Nov 23, 2016 | $2.00 |
| Nov 8, 2016 | $2.00 | Nov 23, 2016 | $2.00 |
| Nov 15, 2016 | $2.00 | Nov 23, 2016 | $2.00 |
| Nov 22, 2016 | $2.00 | Nov 23, 2016 | $2.00 |
| Nov 29, 2016 | $2.00 | Nov 23, 2016 | $2.00 |
| Dec 6, 2016 | $2.00 | Dec 17, 2016 | $2.00 |
| Dec 13, 2016 | $2.00 | Dec 17, 2016 | $2.00 |
| Dec 20, 2016 | $2.00 | Dec 17, 2016 | $2.00 |
| Dec 27, 2016 | $2.00 | Dec 17, 2016 | $2.00 |
| Jan 3, 2017 | $2.00 | Dec 17, 2016 | $2.00 |
| Jan 10, 2017 | $2.00 | Jan 29, 2017 | $2.00 |
| Jan 17, 2017 | $2.00 | Jan 29, 2017 | $2.00 |
| Jan 24, 2017 | $2.00 | Jan 29, 2017 | $2.00 |
| Jan 31, 2017 | $2.00 | Jan 29, 2017 | $2.00 |
| Feb 7, 2017 | $2.00 | Jan 29, 2017 | $2.00 |
| Feb 14, 2017 | $2.00 | Feb 14, 2017 | $2.00 |
| Feb 21, 2017 | $2.00 | Feb 14, 2017 | $2.00 |
| Feb 28, 2017 | $2.00 | Feb 14, 2017 | $2.00 |
| Mar 7, 2017 | $2.00 | Feb 14, 2017 | $2.00 |
| Mar 14, 2017 | $2.00 | Feb 14, 2017 | $2.00 |
| Mar 21, 2017 | $2.00 | Mar 29, 2017 | $2.00 |
| Mar 28, 2017 | $2.00 | Mar 29, 2017 | $2.00 |
| Apr 4, 2017 | $2.00 | Mar 29, 2017 | $2.00 |
| Apr 11, 2017 | $2.00 | Mar 29, 2017 | $2.00 |
| Apr 18, 2017 | $2.00 | Mar 29, 2017 | $2.00 |
| Apr 25, 2017 | $2.00 | Apr 20, 2017 | $2.00 |
| May 2, 2017 | $2.00 | Apr 20, 2017 | $2.00 |
| May 9, 2017 | $2.00 | Apr 20, 2017 | $1.00 |
| May 18, 2017 | $1.00 | ||
| May 16, 2017 | $2.00 | May 18, 2017 | $2.00 |
| May 23, 2017 | $2.00 | May 18, 2017 | $2.00 |
| May 30, 2017 | $2.00 | May 18, 2017 | $2.00 |
| Jun 6, 2017 | $2.00 | May 18, 2017 | $2.00 |
| Jun 13, 2017 | $2.00 | May 18, 2017 | $1.00 |
| Jun 10, 2017 | $1.00 | ||
| Jun 20, 2017 | $2.00 | Jun 10, 2017 | $2.00 |
| Jun 27, 2017 | $2.00 | Jun 10, 2017 | $2.00 |
| Jul 4, 2017 | $2.00 | Jun 10, 2017 | $2.00 |
| Jul 11, 2017 | $2.00 | Jun 10, 2017 | $2.00 |
| Jul 18, 2017 | $1.00 | Jun 10, 2017 | $1.00 |
| Jul 25, 2017 | $5.00 | Jun 18, 2017 | $5.00 |
| Aug 1, 2017 | $5.00 | Jun 18, 2017 | $5.00 |
| Aug 8, 2017 | $5.00 | Jun 18, 2017 | $5.00 |
| Aug 15, 2017 | $5.00 | Jun 18, 2017 | $5.00 |
| Aug 22, 2017 | $5.00 | Sep 16, 2017 | $5.00 |
| Aug 29, 2017 | $5.00 | Sep 16, 2017 | $5.00 |
| Sep 5, 2017 | $5.00 | Sep 16, 2017 | $5.00 |
| Sep 12, 2017 | $5.00 | Sep 16, 2017 | $5.00 |
| Sep 19, 2017 | $5.00 | Oct 16, 2017 | $5.00 |
| Sep 26, 2017 | $5.00 | Oct 16, 2017 | $5.00 |
| Oct 3, 2017 | $5.00 | Oct 16, 2017 | $5.00 |
| Oct 10, 2017 | $5.00 | Oct 16, 2017 | $5.00 |
| Oct 17, 2017 | $5.00 | Nov 9, 2017 | $5.00 |
| Oct 24, 2017 | $5.00 | Nov 9, 2017 | $5.00 |
| Oct 31, 2017 | $5.00 | Nov 9, 2017 | $5.00 |
| Nov 7, 2017 | $5.00 | Nov 9, 2017 | $5.00 |
| Nov 14, 2017 | $5.00 | Dec 12, 2017 | $5.00 |
| Nov 21, 2017 | $5.00 | Dec 12, 2017 | $5.00 |
| Nov 28, 2017 | $5.00 | Dec 12, 2017 | $5.00 |
| Dec 5, 2017 | $5.00 | Dec 12, 2017 | $5.00 |
| Dec 12, 2017 | $0.00 | ||
| Dec 19, 2017 | $0.00 | ||
| Dec 26, 2017 | $0.00 | ||
| Jan 2, 2018 | $0.00 | ||
| Jan 9, 2018 | $0.00 | ||
| Jan 16, 2018 | $1.00 | Jan 16, 2018 | $1.00 |
| Jan 23, 2018 | $1.00 | Jan 21, 2018 | $1.00 |
| Jan 30, 2018 | $1.00 | Jan 25, 2018 | $1.00 |
| Feb 6, 2018 | $1.00 | Feb 5, 2018 | $1.00 |
| Feb 13, 2018 | $1.00 | Feb 5, 2018 | $1.00 |
| Feb 20, 2018 | $1.00 | Feb 5, 2018 | $1.00 |
| Feb 27, 2018 | $1.00 | Feb 5, 2018 | $1.00 |
| Mar 6, 2018 | $1.00 | Feb 5, 2018 | $1.00 |
| Mar 13, 2018 | $1.00 | Feb 5, 2018 | $1.00 |
| Mar 20, 2018 | $1.00 | Feb 5, 2018 | $1.00 |
| Mar 27, 2018 | $1.00 | Feb 5, 2018 | $1.00 |
| Apr 3, 2018 | $1.00 | Feb 5, 2018 | $1.00 |
| Apr 10, 2018 | $1.00 | Feb 5, 2018 | $1.00 |
| Apr 17, 2018 | $1.00 | Apr 18, 2018 | $1.00 |
| Apr 24, 2018 | $1.00 | Apr 18, 2018 | $1.00 |
| May 1, 2018 | $1.00 | Apr 18, 2018 | $1.00 |
| May 8, 2018 | $1.00 | Apr 18, 2018 | $1.00 |
| May 15, 2018 | $1.00 | Apr 18, 2018 | $1.00 |
| May 22, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| May 29, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Jun 5, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Jun 12, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Jun 19, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Jun 26, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Jul 3, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Jul 10, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Jul 17, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Jul 24, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Jul 31, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Aug 7, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Aug 14, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Aug 21, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Aug 28, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Sep 4, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Sep 11, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Sep 18, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Sep 25, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Oct 2, 2018 | $1.00 | Oct 9, 2018 | $1.00 |
| Oct 9, 2018 | $1.00 | Oct 20, 2018 | $1.00 |
| Oct 16, 2018 | $1.00 | Oct 20, 2018 | $1.00 |
| Oct 23, 2018 | $1.00 | Oct 20, 2018 | $1.00 |
| Oct 30, 2018 | $1.00 | Oct 20, 2018 | $1.00 |
| Nov 6, 2018 | $1.00 | Oct 20, 2018 | $1.00 |
| Nov 13, 2018 | $10.00 | Nov 1, 2018 | $10.00 |
| Nov 20, 2018 | $10.00 | Nov 14, 2018 | $10.00 |
| Nov 27, 2018 | $10.00 | Nov 14, 2018 | $10.00 |
| Dec 4, 2018 | $10.00 | Nov 14, 2018 | $10.00 |
| Dec 11, 2018 | $10.00 | Dec 4, 2018 | $10.00 |
| Dec 18, 2018 | $10.00 | Dec 4, 2018 | $10.00 |
| Dec 25, 2018 | $10.00 | Dec 4, 2018 | $10.00 |
| Jan 1, 2019 | $10.00 | Dec 14, 2018 | $10.00 |
| Jan 8, 2019 | $10.00 | Dec 14, 2018 | $10.00 |
| Jan 15, 2019 | $21.00 | Dec 21, 2018 | $20.00 |
| Dec 22, 2018 | $1.00 | ||
| Jan 22, 2019 | $21.00 | Dec 22, 2018 | $21.00 |
| Jan 29, 2019 | $9.99 | Dec 22, 2018 | $9.99 |
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