Tree nursery

Josphat

Kisii, Kenya

100% repaid

Entrepreneur

Name

Josphat

Member since

February 2015

On-time repayments

241 installments  •  48%

About Me

My names are Josphat obuya, I hail from Kisii county, Nyanza province. I was born 24/11/1990. I started school in 1997 at a local school since our family was one of the poorest in the village. Di spate all this challenges in life i sat my primary level certificate which i was among the top students in the district but the fact that my family was poor, i joined the local secondary school in the year 2004 and did my secondary education in the year2008 and I attained Good grades .After this i did poultry farming for one year that enabled me to join college to do a Diploma in Business management. All this period poultry has been supporting me and my family and i really what to do modern poultry farming to go as per the growth of technology. My dream is to be the leading poultry farmer in the county the reason why i request you to assist me a loan to enable me increase my flock to meet the market demand in the area.Poultry has really enabled me to overcome life challenge the reason why i love it and i will do in the whole of my life to enable my children to have a better life and to go to good schools and help the society with the education and the skills they get. This will bring a positive impact to the society hence eradicate poverty and food security problem.My hobby has been giving back to the community

My Business

am have been doing business for long untill these year I got contract to supply pigs to a company ,the business fetches good money,I already have started with three pigs after two months now I have 20 piglets.with you help I know I can manage to reach 100 piglets by the end of next year. The demand for this products is high in the county due to the fact that they solve healthy problems and are save to consume and easier to cook. They are also good for farming as most of the population are farmers Also the population of the county is growing from time to time and i am really struggling to meet the demand of this products . I want to increase the number of birds to one thousand and this will mean satisfying some of the demands from my customers and making an average monthly income of Kshs200000 per month. I will use the profits to reinvestment,pay school fees and the other to start empowering projects to empower women and youths in the county thus giving back to the community

Loan Proposal

When i get the loan i will use half of the money to buy more seeds of blue gum cyplus,pine flowers and more indiginous trees .i will use another 80 dollars to buy papers for transplanting of the seedlings on the remaining 40 dollars i will use them for human labour to help me to transplant the seeds within a month .in the previous nursary i have around 20 000 blue gum and other types of trees in the next few days it will start raining(el nino)rains ,the rains will increase the demand of the seedlings coz the rain helps for transplaning o f the seedlings ,i want to continue with this project becouse i have a ready market and during this el nino rain season there will be many clients buying the seedlings and the community based organisation have already agreed with them to supply to them the seedlings untill January .if you lender me these amount i will be able to increase my profit to 150%

Feedback

2

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  • Ed    Apr 25, 2017

    A pleasure to loan to, well done

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Loan Info

Project Type

Classic Loan

Disbursed amount

$223.00

Date disbursed

Oct 24, 2015

Repayment status

On Time

Projected term

9 months

Lenders

cyrus0302

San Francisco, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Flipmore

Vancouver, Canada

DennisM

Netherlands

PG

Paul Graham

United States

jo

Los Angeles, United States

N

Nino

Switzerland

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  • Josphat    Oct 7, 2019

    still my business has not picked up and reducing to be able to pay thanks

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  • Josphat    Aug 12, 2019

    Sorry for reducing my weekly installment but for now am unable to pay.

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  • Josphat    Jun 24, 2019

    I have been sick and the business is not really doing well

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  • Josphat    Apr 1, 2019

    I have been sick and my business is down I hope to return to normal

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  • Josphat    Jan 25, 2019

    December AND JANUARY HAS BEEN DIFFICULT MONTHY AND TO CONTINUE TO PAY MY LOAN

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  • Josphat    Nov 8, 2018

    i have been having financial problems and i have been sick and am back to pay debt

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  • Josphat    Nov 22, 2017

    I have been having personal problems and due to this political condition in our country has affected my businesses .

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  • Josphat    Aug 8, 2017

    Am sorry for not paying the money I said I will be paying every week due to financial constraints

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  • Josphat    Jun 26, 2017

    reason for reducing the payment is my business is low nowdays

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  • Josphat    May 15, 2017

    Thanks all my lenders today I received the loan you lended me of 500 dollars I will start buying pigs feeds as from tomorrow and one pig

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  • Josphat    May 14, 2017

    Thanks for trusting me once again my very good friends ,I know I wont dispoint you am going to buy a pig and feeds for my piglets and pig

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  • Josphat    May 14, 2017

    Thanks once again for your support although I failed to manage to get 100% contribution I hoped to but everything happens for a reason

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  • Josphat    May 13, 2017

    Please my dear lenders I have been good borrower and I know I won't fail you guys

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  • Josphat    May 12, 2017

    Thanks for those who have trusted me with your money but still am short of the 100% contribution .I hope to reach the 100%by the end of two days

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  • Josphat    May 3, 2017

    Please lend me your money for the last three years I have kept my credit worthiness and I know I am going to pay all you monies if you lend

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  • Josphat    Apr 28, 2017

    I happy to let my lenders know that I have successfully paid the loan you give me .thanks a lot for your support .these loan helped me alot to change my life know I have started a new project and this year I managed to take my family out,all these happened because of you guys I hope to continue working with you thanks once again

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  • Josphat    Jun 25, 2016

    thanks a lot i received 34281 shillings i have paid the house and i have made an order for for the medicine and i will buy the refrigerator thanks a lot this loan will make a big impact in my life thanks alot

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  • Josphat    Jun 21, 2016

    thanks a lot for those lenders whom trusted me with their monies i promise i will pay back your trust by paying back the loan in time .i will pay the lent of the house where i will open the chemist ,buy a refrigerator and some medicine it will help me to increase profit in these business thank you for your support once again.

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  • Josphat    Jun 20, 2016

    Thank you for your contribution ,still need your support to fund 100 %

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  • Josphat    Jun 19, 2016

    hi my dear lenders thank you for you continuous support i hope i will fund my loan soon thank you once more

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