Tuition fee for my advanced diploma in cosmetology

Janet

Tasia, Kenya

100% repaid

Entrepreneur

Name

Janet

Member since

January 2015

On-time repayments

231 installments  •  30%

About Me

I was born in the Kiungwani Ukambani area of Makueni County 22 years ago, where I also grew up. I am married with one daughter.

I started my studies for primary school at a local school called Kiungwani Primary School. While in class four at the same school, my father retired at an early age due the retrenchment programme that was being carried out by the government of the day back then. This really brought a lot of miseries, as I had to transfer to another school where I could get low fees. Remember, by then there was nothing like free primary education like now. But I thank God I managed to complete my Kenya Certificate of Primary Education and garnered 263 marks.

I joined a nearby Kiungwani High school where I completed my form four level and attained a Kenya Certificate of Secondary Education with a C Plain. Due to lack of money as I mentioned above, I could not manage to go to college but resolved to become an entrepreneur.

My Business

I trained in beauty therapy and therefore started a business that deals with beauty and cosmetics. I do salon work, sell beauty cosmetics, and perform hair dressing in my area of residence. I started this kind of business because my husband promised to help me with some small capital to start with, and hence I developed a passion for it.

I currently get at least 7 customers a day for hairdressing and earn 400 Kes ($4 USD) per client multiplied by seven, which is not bad to save and buy other materials. I also sell cosmetics, which brings in some cash. The total daily earnings from this business is around 7,000 Kes ($71 USD), so it's a worthy business.

Loan Proposal

Dear lenders,

Due to your previous support of funding my projects, I have been able to realize my dream. So far I have achieved many things that I was not able to achieve before. And the task is mine to make an effort to make sure that the business I have established is well-managed and maintained for higher profit income.

Therefore, this is the reason why I decided to go back to college for two hours a day for a period of two months, just to learn and acquire more technology and managerial skills on how to run and manage my business to secure my future.

The fee for the entire course is 25,000 Kes ($255 USD), including the examination fee. Therefore I am here again requesting you to find time and look at my proposal and fund it please. I will appreciate if my request is considered. Thanks in advance. God bless you, my lenders.

Show original English  

About Me

I was born in Kiungwani Ukambani area of Makueni County 22 years ago, where I grew up. Am married with one daughter.I started my studies for primary school at a local school called Kiungwani Primary school in ukambani. while in class four at the same school, my father retired at an early age due the retrenchment programme that was being carried out by the Government of the day by then. This really brought a lot of miseries as I had to transfer to another school where I could get low fees. Remember, by then there was nothing like free primary Education like now. But I thank God I managed to complete my Kenya Certificate of Primary Education and garnered 263Marks.I joined a nearby Kiungwani High school where I completed my form Four level and attained a Kenya Certificate of Secondary Education with a C Plain. Due to lack of money as I mentioned above, I could not manage to go to college but resolved to become an entrepreneur.

My Business

I trained in beauty therapy and therefore started a business that deals with beauty and cosmetics. I don saloon work, sell beauty cosmetics and hair dressing in my area of residence. I started this kind of business because my husband promised to help me with small capital to start with and hence developed a passion for it.I currently get at least 7 customers a day for hair dressing and earn 400Kes per client multiplied by seven which is not bad to save and buy other materials. I also sell cosmetics which brings in some cash. total daily earnings from this business is around 7000Kes. so its a worthy business.

Loan Proposal

Dear lenders
Due to your previous support of funding my projects i have been able to realize my dream.So far i have achieved many things that i was not able to achieve before.And the task is mine to make an effort to make sure that the business i have established is well managed and maintained for higher profit income.
Therefore this is the reason why i decided to go back to college for two hours a day for a period of two months just to learn and acquire more technology and managerial skills on how to run and manage my business to secure my future.The fee for the entire course is 25000 kes including examination fee.
Therefore i am here again requesting you to find time and look at my proposal and fund it please.I will a appreciate if my request is considered.Thanks in advance.God bless you my lenders.If there is any success i have gained it is through zidisha,that is why i have come to you again in a humble way to help me by funding my current project 0f raising money for my tuition so as to acquire more skills and technological management to safeguard my business for my future life.Thank you my lenders ,God bless you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$197.00

Date disbursed

May 29, 2015

Repayment status

On Time

Projected term

2 months

Lenders

PG

Paul Graham

United States

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  • Janet    Oct 20, 2018

    Hi my lenders ,
    first i start by apologizing for not paying for quite some time now,i thank God am now back and i will be committed to make sure that i have completed my loan.
    Thank you very much.

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  • Janet    Oct 20, 2018

    hi my lenders,
    I have been without a job for a long time now,but i want to sacrifice to start paying even though small but at least i will be reducing my loan amount.Thank you very much for being patient with me.

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  • Janet    Mar 3, 2017

    Dear lenders,
    Just to inform you that I received my loan worth 55,429kes,am planning to build the House structure for the chicks and buy the chicks immediately,
    Thanks so much my lenders for funding my project. God bless you so much.

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  • Janet    Feb 26, 2017

    I will use the loan to start chicken project for eggs production, it will help me to create more employment and also earn more income .thank you so much my lenders for supporting me again ,God bless you so much.

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  • Janet    Feb 18, 2017

    Dear lenders,
    The loan that i have recently completed repaying, i used as follows; i expanded my salon which was small by then until its now able to accommodate five customers at the same time,also i added more stock to my salon which now became easy to do stock taking every week,also used some money to build a small house for my mother which she is using as kitchen and store.

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  • Janet    Dec 29, 2016

    Dear zidisha,
    Due to this festive season of Christmas ,many customers came to make hair ,therefore i was able to make a good profit.
    That's why am increasing my loan repayment from 500 to 1000 kes.

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  • Janet    Dec 18, 2016

    Dear zidisha,
    Due to the Christmas holiday ,a lot of my customers have traveled to upcountry therefore reducing the profit per day.Therefore am reducing my loan repayment from 1000 to 500 kes.
    Thanks zidisha for your support so far.

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  • Janet    Nov 19, 2016

    Dear zidisha,
    Due to too much rain in Nairobi,many customers do not come to buy movies and music.Therefore am reducing my loan repayment from 4000 to 1000 kes.
    Thanks in advance.

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  • Janet    Nov 13, 2016

    Dear lenders,
    Due to the increase of customers this holiday my profit has increased, therefore am increasing my repayment from 3000 to 4000 kes.
    Thanks in advance

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  • Janet    Nov 2, 2016

    Dear zidisha,
    Hi my lenders,am doing well with zidisha.am now repaying my loan on time.Thank you zidisha for changing my life.

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  • Janet    Nov 2, 2016

    Dear zidisha,
    Due to the holiday season,my customers increase because of many cerebration and weddings,therefore my profit increase,that's why am increasing my repayment from 2000 to 3000 kes.Thanks.

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  • Janet    Sep 22, 2016

    Dear lenders,
    long time since i communicated but am dong good,currently am repaying my loan on time .Am looking forward to expand my business further.God bless you so much for your support.

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  • Janet    Jul 16, 2016

    Dear lenders
    Thank you my lenders so much for your support so far.Since the star of the year 2016 i was paying the school fees of my brother in college ,he is graduating at the end of the year ,i thank God for these achievement.
    Am increasing my weekly repayment from 500 kes to 2000 kes.
    God bless you so much.

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  • Paul    Apr 29, 2016

    Dear Lenders,
    I have contacted Janet on her lateness to repay her loan. She has informed me that she will resume with her repayments by Sunday this week.

    Regards,
    Paul Mutie
    Volunteer Mentor

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  • Janet    Mar 27, 2016

    Hi my lenders,
    Am going on well and i really enjoyed my Easter holiday.Thanks for your support so far,God bless you my lenders.

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  • Janet    Mar 15, 2016

    Dear my lenders,
    Hi my lenders ,i want to inform you that am OK despite view challenges that comes on my way but am doing well.am working towards to my project of owning a piece of land in Nairobi.Am saving per day so as to reach my target of 300,000 kes.

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  • Janet    Feb 7, 2016

    Dear lenders, I hope you're fine.kindly allow me to pay 500kes. As I work on how to pay with an increased rate.hope you will understand me as iam currently under medication treating Typhoid.kind regards!

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  • Janet    Jan 23, 2016

    Dear lenders,
    This is special thanks to my lenders for supporting m up to this much,i received the cash worth 47,800 kes.
    currently the plans are undergoing to make sure that i have successfully purchased a piece of land within the Nairobi city.
    Thanks a lot my lenders God bless you.

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  • Janet    Jan 22, 2016

    Dear lenders,
    This is special thanks to my lenders ,i received the cash worth 47,800 kes.
    currently we are in talks with one of the companies which are authorized to sell plots.
    Thanks so much my lenders and zidisha at large.God bless you.

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  • Janet    Jan 22, 2016

    Dear lenders,
    my lenders am happy to inform you that have received the cash worth 47,800 kes.I have already put in place strategies on how to own a piece of land within Nairobi town.
    God bless you my lenders,thanks a lot.

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