Tuition for university degree in public health

Carolyne

Kisumu, Kenya

100% repaid

Entrepreneur

Name

Carolyne

Member since

October 2014

On-time repayments

126 installments  •  67%

About Me

Im Carolyne okoth, Kenyan citizen , who grew up in a remote area in Uyoma. i did my primary school in Kagwa primary, went to Nyakongo girls high school in Rarieda county.I pursued a diploma in Applied biology then later i pursued Degree in Public health and i'll be graduating on the 27th may, 2016. The most hardship i ever encountered was when my parents had differences and i was between them. though i was a child but i had to sit them down and talked to them and this helped them up to date they are still together, whenever they are in problems they remember my words and sought out there differences.
During my high school years i had this great desire to for business. I used to admire my friends operating businesses. The desire for business was so great that i looked for every opportunity to go for free business seminars. When i joined college, my ambition for business continued and this led me to start saving from my small pocket money i was given by my parents and that was how i started my small business of clothes, came and sold them and got my interest continued with the business. On the 28th April, 2016 i attended a Young Entrepreneurship forum and was issued with a certificate. I also did an online course in Entrepreneurship organised by Young African Leaders Initiative ( YALI).
My children are very motivated the way i do things, they always say that when they grow up they want to be as aggressive as me. I like socialising, cooking and making new friends.

My Business

Iam a business woman. The owner of Carol's Entreprises that deals with poultry farming, run a beauty shop and at the same time sell peanut butter.. Broilers are really in demand both in the hotels and to the individual customers. Peanut butter is also much in demand, since its natural without any additives so many people prefers it. i choose to rear chicken because i saw the way people could hustle around my Estate looking for broilers , this really motivated me and i started it. The profit i use both to pay school fees and reinvest in growing the business. I have also been running a cybercafe for the last one year. I started the cybercafe with two computers and now its grown until now i have four of them. Due to the big demand i would wish to expand it abit more.
Kenya has been ranked third in a global survey of economies projected to register the fastest growth this year, placing the country ahead of other emerging markets in Africa.This mean more investors, companies and job opportunities that will help young entrepreneurs. For this , they need competent entrepreneurs which i 100% believe i am.
20 tins of groundnut gives me 50tins of peanut butter when processed. 1tin of peanut butter costs 3 dollars so 50 tins of peanut butter will give 150 dollars in 2 days sales. After taking out the expenses i will have 75 dollars as my profit in 2 days sales
I chose to venture into businee since first of all it gives me satisfaction, secondly i get to meet people's needs and help them come up with applicable solutions and lastly it puts food on my table.
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Loan Proposal

Im going to pay tuition for the course im undertaking. the course costs kshs. 65,000 that is 8.125 dollars. the loan of 2.261 dollars will help me top up the fees balance and remaining i put on the peanut butter making.

Feedback

6

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Loan Info

Project Type

Classic Loan

Disbursed amount

$200.00

Date disbursed

Apr 7, 2015

Repayment status

On Time

Projected term

2 months

Lenders

Judith

London, United Kingdom

MarktheMormon

Sandy, Utah, United States

TK

Tim Koppel

WOLLONGONG, Australia

P

Prysdahl

Marshall, United States

fairspirit

Utrecht, Netherlands

SuperMario28

Cudahy, United States

Wendy

Los Angeles, United States

NH

N Holt

United States

JD

Jeff DePree

United States

Ask Carolyne a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Lorna    Jan 9, 2018

    Dear lenders, Caroylne is facing some financial constraints but has promised to clear the balance once she gets the cash.

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  • Carolyne    Nov 29, 2017

    Dear lenders, im very sorry for the delay in my payments. i have been down for some time bt now im picking up and soon im going to clear my balance. thanks

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  • Lorna    Nov 19, 2017

    Dear lenders, Carolyne has been sick for a while and that is the reason for her late repayments.
    She promises to continue repaying once she recovers.
    Thank you!

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  • Carolyne    Sep 14, 2017

    hello, im so sorry about the late payment.
    Regards

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  • Lorna    Sep 10, 2017

    Hello I have spoken to Carolyne and her reason for late repayment is due to some financial constraints here and there. She has promised to continue repaying on time once she is stable.
    Warm regards!

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  • Atheist4good    Aug 6, 2017

    You are almost half way! Your hard work and dedication will pay big time. Keep growing!

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  • Carolyne    Aug 6, 2017

    Thanks so much to my lenders. It's been a while since I posted. I'm still happy and appreciate your help by financing my have and some of my businesses. Thank you so much again

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  • Carolyne    Jul 2, 2017

    The business is abit low

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  • Carolyne    Jun 1, 2017

    Thanks to the Zidisha team for your financial support. I received the money Kshs. 24650. I'm going to pay my tuition fees for the public health class. Thanks once again

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  • Carolyne    May 28, 2017

    Thanks so much to my lenders for your financial support and for funding my loan. I'm going to pay tuition fees for my masters in Public health. Thanks so much once again

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  • Carolyne    May 26, 2017

    Thanks so much to my lenders for your financial support. The loan has really helped me in advancing my education,soon I will be done by coursework then i go to the field for the project

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  • Carolyne    Apr 2, 2017

    The season for sales is really down. The profit has really gone down hence I can't pay the full instalment now

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  • Carolyne    Feb 18, 2017

    Thanks so much to zidisha team and lenders. You have really made a change in my life. I'm pursuing my masters in Public health. Recently I was nominated the best dedicated student in our class. Thanks to zidisha

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  • Carolyne    Jan 28, 2017

    Thanks to the lenders. The money I was given I used in paying my tuition fees for my masters in Public health. Once I'm through with this education it will really give a big change in my life and my family. Due this my family has really achieved a lot, my son has managed to get a schollarship to go and study in the USA. Thanks so much to Zidisha team

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    • (Comment deleted by author)

  • Carolyne    Jan 5, 2017

    Thank you so much for your support. I received kshs.23,094. i paid the tuition fees for my masters in public health. Thanks once again to the lenders

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  • Carolyne    Dec 31, 2016

    Im going to pay tuition fees for my Masters in Public health and this will help me in the future whereby i can start projects that can also help my community. Thanks so much to the lenders for your continous support

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  • Carolyne    Dec 27, 2016

    Thanks to zidisha team. The loan i was given i paid the tuition fee for education in Masters in public health. My knowledge in Public health will help so much in my career and the same time to the community. Through my career i have motivated my children infact one of them is going for further studies in the USA and the other one just graduated with the BA in Education.

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  • Carolyne    Dec 22, 2016

    The business has picked during this festive season

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  • Carolyne    Dec 22, 2016

    Thanks so much to the lenders for your continous support towards my businesses financially. The loan i was given i used in paying for my tuition fees for my masters in public health. This has really helped me because day and day i learn new things that wiill help me more in the field of public health In a few years to come i will be graduating and this will enable me to run a program and give back to the community.MERRY XMAS TO THE ZIDISHA TEAM AND THE LENDERS

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    • Aluna Michaels    Dec 24, 2016

      Thank you for the update about how everything is going, Carolyne! Happy holidays to you and a happy, prosperous and successful New Year!!

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  • Carolyne    Dec 4, 2016

    At least the sales has improved hence the profit margin good

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