Tuition for university education

Nancy

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Nancy

Member since

February 2016

On-time repayments

187 installments  •  36%

About Me

My name is Nancy Wachira, 31 years of age working and living in Nairobi, Kenya.
I am the first born of a family of five girls and a boy. In Dec 2004, I finished my secondary school education where I attained a B- and in 2005 I started helping (at a fee) my uncle as a messenger in his law firm until 2007 where I joined college for computer packages. Thereafter, I secured a job as a cashier in a pharmaceutical company and later in 2011 left for my diploma in Information Technology. Currently, I am pursuing my undergraduate bachelors degree in Human resource management at the University Of Nairobi.

In my journey towards goal achievement I have experienced ups and downs but I have always emerged successful.

I am an ambitious and hard working lady with a mission of getting returns for my input and actualizing my dreams. My focus in joining Zidisha is to grow my business and my life in general as well as see the organization expand through a beneficial relationship.

I am currently working as an online freelancer as well as part time research finding with a data collection research company. I have encountered challenges in my but I have turned them into opportunities.

I come from a cultural background of men and women living together as a family with respect to each other. Our land is fertile for cash crop farming as well as dairy farming.
I spend my free time mostly reading. I like swimming and watching movies.

My Business

My work entail online freelancing where I do academic writing, transcription as well as online research. This involve working for people from other countries who feel they do not have enough to research on some work or some who need to have some audio decoded into writing. This entails online communication and transactions such as payments.
It is through this job that i have been able to take care of my upkeep as well as pay for my school fees.
I choose this kind of work because of its flexibility and returns. The job is not very demanding and the network to having it done is good. The yields from it are relatively good and it is cost effective in the sense that I do not need to rent a separate space to have it done. It is through it that I am where i am today and I am hoping to expand it further though the loan i am requesting from you.

Loan Proposal

I intend to use the amount requested to pay part of my university degree education .This will reduce the burden of paying the whole amount at once.
Thank you for your willingness to lend me the requested amount.

Feedback

4

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$162.00

Date disbursed

Sep 28, 2016

Repayment status

On Time

Projected term

2 months

Lenders

MarktheMormon

Sandy, Utah, United States

McJulio

New Jersey, United States

IM

Isak Maaseide

Tromso, Norway, Norway

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Matching Fund

Sterling, United States

Paul Buchheit

Mountain View, United States

K

K

United States

WE

Wendy Emlyn

Devon, United Kingdom

The Zinc Team

San Francisco, United States

Seppo Ruohonen

Vantaa, Finland

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

JH

Joseph Hwang

Houston, United States

Ask Nancy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Nancy    Dec 10, 2020

    My apologies for accumulated overdue repayments. This is to confirm that despite the current Covid uncertainties I will still bounce back and start making my repayment instalments.

    Log in to reply • Share
  • Nancy    Mar 23, 2020

    Insufficient finances as a result of lack of formal employment.

    Log in to reply • Share
  • Nancy    Dec 30, 2019

    I would like to reduce my instalments due to loss of employment.

    Log in to reply • Share
  • Nancy    Nov 13, 2019

    I would like to reduce my installment amount for a short while to help me meet some other financial obligations that need my attention.

    Log in to reply • Share
  • Nancy    Oct 12, 2019

    The reason for the change is because I would like to commit to an amount that will not stretch me financially in repayment.I therefore feel that the new figure will ensure flexibility even as I handle other personal financial obligations. Thank you

    Log in to reply • Share
  • Nancy    Sep 11, 2019

    Just to let my lenders know that I benefited in a big way with the loan advanced to me. I could not have graduated on time were it not for your intervention. This has enabled me to get into my career and which was then a dream for me.Always thankful for your support

    Log in to reply • Share
  • Nancy    Sep 10, 2019

    This change has come as a result of having been unable to repay my loan since 2017 which I had borrowed to cater for my degree program. After I graduated, I was not lucky enough to secure a good job immediately and so I relied on the small business I was operating and online academic writing. I feel really sorry for failing to honour my obligations in the loan repayment as agreed and I wish to now continue with my repayments.
    Zidisha had been of great help to me and I felt so bad that I could not keep up with my repayment as scheduled.
    I wish to get back on my obligation to the end of the repayment period now that I have a back up source of income.
    Thank you and my apologies for the inconveniences caused.

    Log in to reply • Share
  • Nancy    Oct 26, 2018

    kindly give me more time to be able to make repayments.I know I have defaulted but I promise to repay in due course.

    Log in to reply • Share
  • Alex    Dec 2, 2017

    She agreed to pay her loan bit by bit

    Log in to reply • Share
  • Nancy    Nov 15, 2017

    The proposed change is to enable to fix an issue that has come up then get back to my proposed installment.

    Log in to reply • Share
  • Nancy    Nov 13, 2017

    It is amazing how Zidisha lenders have made my life manageable through regular financial assistance. For the period that I have been transacting with Zidisha I cant regret having known their funding venture and I can gladly confess that the team has really been of much help to me and in growth of my business.
    My business has since seen continuous profit increment while in terms of my personal growth, I will be graduating from the university for my business degree in a years time all thanks to Zidisha funding.
    Being a single lady it could not have been easy venturing into business as well as financing a part time degree course and still meet other personal financial needs. I therefore feel truly appreciate the chance to be part of zidisha.
    Thanks team.

    Log in to reply • Share
  • Nancy    Nov 3, 2017

    My loan amount of Ksh.53,559 was disbursed to me on 1st November 217 at 3.30 Am. This amount of money went direct to my school for payment of my education at the University of Nairobi.
    I therefore pass my gratitude to my lenders for coming through for me.

    Log in to reply • Share
  • Nancy    Oct 26, 2017

    The loan amount will go to my university for my degree education.
    This will be of great help as i will be able to focus more on my business with less worry on my school fees. I will also be able to expand my work and be able to meet my short term expenses with ease.
    Thank you so much my lenders for your never ending support.

    Log in to reply • Share
  • Nancy    Oct 18, 2017

    It is with great honor that I can boldly confirm to my lenders that my just completed loan made such a remarkable difference in my life. All thanks to you my lenders.
    Being my 6th loan since I joined Zidisha, I was able to pay fees for my University education thus helping me in taking care of my short term and other fixed liabilities with ease.
    I must confess that ever since I joined Zidisha, I have really grown both at individual level as well as an online freelancer. The funds that I have been receiving from my lenders have made me finance my business as well as improve my life. Initially as an online freelance, I did not have internet coverage in my office thus I relied on telecommunication network internet which was costly and ineffective. It is through Zidisha in my 3rd loan that I was able to contract a reliable internet provider and had fast and reliable internet. This translated to increased volume of work hence increased income.
    Being in my third year in school is a dream come true thanks to you my lenders. I am not sure whether I could have been where I am with my then slow moving business and fees to pay. Zidisha has really stood in the gap financially and emotionally. The interest rates charged on loans is so minimal and the repayment mode is so flexible hence ease in repayment and maintenance of the recommended on time repayment percentage.
    Therefore I am very glad for the chance to brighten my life.
    Thank you.

    Log in to reply • Share
  • Nancy    Sep 29, 2017

    Your financial support to me has made me a driven individual in my work as well as my ongoing university education. Having known Zidisha has been of great help to me and I purpose to continue tapping on the benefits i reap from the organization. The interest rates on loan are the lowest I have come across and I therefore feel grateful being part of Zidisha flaternity.
    I managed to clear my fees for my third year at the university and now being at the final stages of finishing I appreciate my lenders in a big way for responding to my constant need for funding. This has enabled me save for my business and increase my cash flow hence my profits have been reinvested in my online freelancing business to hire more staff and extra working materials.
    I therefore give my honest and sincere appreciation to my lenders for your unconditional support.

    Log in to reply • Share
  • Nancy    Sep 12, 2017

    Zidisha has been of great breakthrough for me in my business and my education path. I have been able to comfortably pay my university fees on time without having to draw from business savings and profit.
    As I continue with repaying my current loan I feel honoured having known Zidisha team and getting an opportunity to receive unsecured funds to finance my education and my business.
    As an online freelancer I have been able to purchase internet connectivity package through Zidisha funding to ensure uninterrupted flow of my work.
    I am therefore grateful to my lenders for assisting me reach greater heights.

    Log in to reply • Share
  • Nancy    Aug 28, 2017

    My intention of increasing my installment amount is due to the fact that my business which was not doing so well is showing improvement hence the thought of adjustment. i also feel that I have held this loan for long and I need to repay it and apply for another one.
    I thank my lenders for creating this platform to enhance timely repayment.

    Log in to reply • Share
  • Nancy    Aug 16, 2017

    I must say that my loan repayment journey has not been easy this time round having been an election year in my country Kenya. As has been in the past recent elections, tension is normally high and businesses slow down drastically. I however been able to adjust my installment amounts severally to the amount I can afford hence my timely repayment.
    Now that elections have passed and normalcy returning, I look forward to increased business income.
    Thank you

    Log in to reply • Share
  • Nancy    Aug 3, 2017

    Being an election month in Kenya most businesses have not been performing hence affecting all of us. I have therefore been unable to make my monthly earnings as my business is very slow. I look forward for a brighter month this September.

    Log in to reply • Share
  • Nancy    Jun 21, 2017

    My choice to adjust installment amount is due to some financial urgencies i have to attend to.

    Log in to reply • Share


Loading...

Loading...

Loading...