To upgrade computers for cybercafe

Milkah Njeri

Rironi Trading Center Thogoto, Kenya

42% repaid

Entrepreneur

Name

Milkah Njeri

Member since

January 2013

On-time repayments

184 installments  •  30%

About Me

I am Milka Njeri. I was born in the year 1988 on the 25th of June at Rimuru district, which is in Central province in Kiambu county.

Being the third born in my family, I later joined a primary school. I started my primary education at the area up to class eight, where I sat for my Kenya Certificate of Primary Education. After completing my primary school education, I later joined a secondary school, which is at Rimuru Trading Center, up to form four, where I sat for my Kenya Certificate of Secondary School.

After my high school education, I joined Kabete Technical Training Institute for a course in I.C.T. Later I was employed as a business lady in a boutique, where I managed to save money to start my own business of a boutique in Nakuru for about one year. Later I moved to Free area in Nakuru, about three kilometers from Nakuru-Nairobi Highway, where I operate my business of a cyber[cafe]. I operate my business in plot no. 1096 at Free Area Trading Center.

I am a single lady. When I was in Nakuru, I managed to join one of the known groups in Nakuru by the name Winners Self Help Group, where I started my saving till now I am a member. I operate my business in my plot where till now I operate my business of a cyber. I also do other computer services such as photocopying and scanning, among others. I am a Christian and a follower of IN HIM VICTORY FELLOWSHIP at Free Area, which is within our locality. I live at Free Area Trading Center in plot no. 1096.

My Business

My business is located at Rironi Trading Center, which is about three meters from Thogoto, which is our nearest town in Kikuyu district. My business entails a cybercafe and other computer services such as scanning, photocopying and printing, among other services, at Free Area, Nakuru County.

I started my business in more than two years after gaining my I.T. education in college. My business has grown up to a level [that I] purchas[ed] a refrigeration machine for preserving drinks for my customers. My business is located in a strategic position, where I have attracted many customers from our nearby institute, where students come for internet at my cyber. Also, it is only my cyber which operates in this area. The business is excelling because the area is highly populated because it is the only place where students get houses for accommodation at a cheaper price, making them to have internet in my cyber.

The main problem I have is lack of money to buy more computers to serve my customers, who increase day to day because the area is expanding at a high rate due to increases in population and technology. My stock is worth ksh 150,000 ($1,500 USD). The main challenge facing my business is lack of money to fulfill my goal to expand my business and accommodate more customers. I will be in a good position if I get the loan I am applying for, because money is my challenge in fulfilling my goal.

Loan Proposal

With my second loan, I plan to upgrade my current computers to modern ones and faster ones. All of them are p3, 1.3ghz and 10gb hard disk and a RAM of 128 mb.

My plan is to buy two new computers, p4, duocore 2.6, 250gb hard disk, and RAM 2gb. Each computer will go for about 100 US dollars.

They will go a long way towards improving my work rate and therefore returns. These computers will process data at a very high rate, meaning services will improve and my customers will be happy with my services. Also, my earnings will increase from approximately 6 US dollars per day to 10 dollars, about 200 dollars per month. I will use these proceeds to repay the loan.

Show original English  

About Me

I am Milka Njeri, I was born in year 1988 on 25 JUNE at Rimuru district which is in Central province in Kiambu county being the Third born in my family, I later joined a primary, I started my primary education at the area up to class eight where I sat for my Kenya Certificate of primary education after completing my primary school education i later I join secondary School which is at Rimuru trading center up to form four where I sat for my Kenya certificate of secondary school, after my high school education I joined Kabete technical training institute for a course in I.C.T, later I was employed as a businesslady in a boutique were I manage to save money to start my own business of a boutique in Nakuru for about one year, later moved to Free area in Nakuru about Three kilometer from Nakuru-nairobi highway where I operate my business of a cyber. I operate my business of cyber in plot no 1096 at free area trading center, I am single lady.
When I was in Nakuru I managed to join one of the known groups in Nakuru by the name Winners Self help group where I start my saving till now I am a member. I operate my business in my plot where till now I operate my business of a cyber, I also do other computer services such as photocopy, scanning among other. I am a Christian and a follower of IN HIM VICTORY FELLOWSHIP at Free area which is within our locality. I live at free area trading center at in plot No 1096.

My Business

My business is located at Rironi trading center which is about three meter from thogoto which is our nearest town,kikuyu district, my business entail a cyber and other computer services such as scanning photocopy and printing among other at free area, Nakuru county. I started my business in more than two year after gaining my I.T education in collage. My business grows up to a level purchasing a refrigeration machine for preserving drink for my customer, my business is located in a strategic position where I have attract many customer from our nearby institute where student come for internet at my cyber also it is only my cyber which operate in this area. The business is excelling because there area is highly populated because it is the only place where student get the house for accommodation at cheaper price making them to have internet in my cyber. The main problem I have is lack of money to buy more computer to serve my customers who increases day to day because the area is expanding at high rate due to increase in population and technology My stock is worthy ksh 150000,the main challenge facing my business is lack of money as to fulfill my goal to expand by business to accommodate more customers, I will be in a good position if I will get the loan I am applying for because money is my challenge in fulfilling my goal.

Loan Proposal

With my second loan, I plan to upgrade my current computers to modern ones and faster ones. All of them are p3, 1.3ghz and 10gb hard disk and a RAM of 128 mb. My plan is to buy two new computers, p4, duocore 2.6, 250gb hard disk, and RAM 2gb. Each computer will go for about 100 dollars. They will go a long way towards improving my work rate and therefore returns.this computers will process data at a very high rate meaning services will improve and my customers will be happy with my services also my earning will increase from approximately 6dollar per day to10dollars and about 200 dollars per month. I will use these proceeds to repay the loan.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$422.46

Date disbursed

Jan 5, 2016

Repayment status

Late

Projected term

38 months

Cost to entrepreneur

Service fee: $18.44

Milkah opted to pay $87.30 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

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