Increase cash balance for M-PESA mobile phone payment service

Joyce

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Joyce

Member since

February 2014

On-time repayments

30 installments  •  37%

About Me

MY NAMES ARE JOYCE NYAMBURA MARRIED TO BEN KARANJA BEING YOU RVOLUNTEER MENTOR,WE BOTH RUN A COMPANY BY THE NAME TELESTAR ENTERPRISES LIMITED WHICH DEALS WITH M-PESA AND CYBER,WE RUN M-PESA AGENCY OF WHICH WE HAVE 59 SUB AGENTS UNDER US,ZIDISHA HAS BEEN OF GREAT HELP TO MY HUSBAND AND THE BUSINESS AT LARGE OF WHICH WE HAVE BENEFITED A LOT,AM FOCUSED TO RECRUIT MORE MEMBERS IN ZIDISHA AS ITS A PRACTICAL EXAMPLE AND A DREAM COME TRUE TO ME I HAVE BEEN LONGING TO JOIN AND IN FACT ITS ME WHOM GAVE MY HUSBAND THE INFORMATION AFTER LEARNING FROM THE INTERNET.

My Business

my business entails many different facilities. i own a shop which has M-pesa,photocopy,printing ,typesetting, binding,a cyber cafe,in it i also sell stationery like envelops,printing papers,pens ,pins,staples and staplers,binding covers,spring-files reams of fulls caps. there is high demand of my goods from both students and other casual customers .i also supply reams of papers to diffrent places and shops. many customers prefer my shop due to good service and efficiency as compared to others. they also prefer my shop due to the good products offered. the risks of this business are like baglaries since most people believe that an mpesa is full of money hence a risk of being attacked.

Loan Proposal

USE THE FUNDS IN ADDING MORE STOCK IN MY BUSINESS,ALSO ADDING FLOAT IN MY M-PESA BUSINESS I ALSO INTEND TO SUPPLY SMALL QUANTITIES OF STATIONARIES TO PRE UNIT SCHOOL AS I HAVE READY PROPOSAL AND READY LOCAL PURCHASING ORDERS(LPO) THE FUNDS WILL BE OF GREAT ASSISTANCE AS MY BUSINESS WILL EXPAND HENCE INCREASE MY REVENUE

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Mar 28, 2014

Repayment status

On Time

Projected term

6 weeks

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E

Escalada

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D

Daisy

Netherlands

Paul Buchheit

Mountain View, United States

M

Michi

Switzerland

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  • Zephania    Nov 24, 2014

    Dear lenders Joyce have not been picking my call for the past three weeks so when i called his community leader he told that joyce is very ill and that's why she is not making payment.I hope she will get well soon and start payment.
    Thank you

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  • Zephania    Oct 15, 2014

    Dear Lender,
    I have been calling Joyce Kamau through her mobile phone for the past two weeks but she has not been picking up my calls.Please kindly allow me try other ways to reach her and let you know her problem.If i will not be able to reach her through her mobile phone i will try to visit her in her place and see the problem with her.

    Thank you,
    Osida

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  • Joyce    Aug 22, 2014

    Hi,I have been sick for a while and i have been forced to close for awhile i kindly request to reschedule my loan up to the first week of SEPTEMBER i.e 10th due to medication am taking,It has taken me this long as I believe in myself and until i have been unable to pay
    Regards Joyce,Hi,I have been sick for a while and i have been forced to close for awhile i kindly request to reschedule my loan up to the first week of SEPTEMBERt i.e 10th due to medication am taking,It has taken me this long as I believe in myself and until i have been unable to pay
    Regards Joyce,

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  • Joyce    Jul 23, 2014

    Hi,I have been sick for a while and i have been forced to close for awhile i kindly request to reschedule my loan up to the first week of august i.e 8th due to medication am taking,It has taken me this long as I believe in myself and until i have been unable to pay
    Regards Joyce,Hi,I have been sick for a while and i have been forced to close for awhile i kindly request to reschedule my loan up to the first week of august i.e 8th due to medication am taking,It has taken me this long as I believe in myself and until i have been unable to pay
    Regards Joyce,

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  • Joyce    May 2, 2014

    thanks so much Daisy i feel greatly honored and my business is doing fabulous am able to repay the loan comfortably and make a good profit. keep it up zidisha team an may God bless you.

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  • Daisy    Apr 30, 2014

    Thank you for your on time repayments. I would be happy to lend to you again. Keep up the good work!
    Daisy

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  • Joyce    Apr 24, 2014

    Thanks zidisha my business has been doing very well since you boasted me with the loan may God bless zidisha team.

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  • Joyce    Mar 4, 2014

    Thank you Zidisha for you acceptance,Joyce

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