When my loan is approved, i will purchase additional fabrics for the month and increase the number of clothes and access...
Pascaline
Tema, Ghana
38% repaid
Entrepreneur
Name
Pascaline
Member since
January 2014
On-time repayments
206 installments • 12%
About Me
I am a 25 year old lady; I live with my grandmother in Tema, Ghana. I am the only child of my parents who have both passed away. I have a diploma in marketing. My mother used to have a sewing shop; I developed the interest for fashion at a young age and learnt a lot from her. My love for fashion led me to start a clothing business. I buy local fabric and make clothing and accessories. I use the profits from my business to buy food for the house, take care of my grandmother’s medications and also fend for myself. I am very hard working. I like cooking, singing and dancing. I have plans of becoming a great fashion designer in Ghana and Africa.
My Business
I run a clothing business from our home in tema. I started in 2009. I have ten constant clients aside walk-ins. I buy fabrics from local vendors and make clothes and accessories like beads, bangles, scarves, necklaces and earrings. These are very beautiful and attract both local and foreign clients here in Ghana. I spend GH800 a month on pieces of fabric from which i am able to make 20 dresses with matching accessories which include earrings, necklaces and handbags. A set of which sells for GH60, making me a profit of GH400. I will like to expand this business by increasing the number of fabric i buy monthly and also rent a shop in the middle of town. With the high demand for local fashionable clothing and accessories, i will be able to boost my sales and make more profit. With time i will employ someone to help me. I have also developed a link with many local traders who will sell my products in the markets in various towns in Ghana. The dress i am wearing in my profile and purse was made by me.
Loan Proposal
When my loan is approved, i will purchase additional fabrics for the month and increase the number of clothes and accessories i make. This will increase my sales profit by a good margin. I will gradually keep increasing the number of fabric i buy and thereby increase my sales profit. If i raise a large enough amount of money then i will rent a shop in Osu, the business hub of Accra, to reach more foreign and local clients. I will also have enough clothes and accessories to give to other retailers in other towns to sell my designs. This will send me closer to achieving my dream of becoming a top fashion designer in Ghana. i am looking forward to this loan to help me cater for my grandmother and myself and also to realize my long term dreams. I won’t let you down. Thank you
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Jan 23, 2014
Repayment status
Late
Projected term
48 months
Lenders
Summary
Amount repaid
$107.00
Amount remaining
$176.00
Expected completion
Jan 14, 2018
Status
Repaying late
Installment amount
$1.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 2, 2014 | $18.00 | Feb 3, 2014 | $18.00 |
| Feb 9, 2014 | $18.00 | Feb 3, 2014 | $2.00 |
| Feb 9, 2014 | $16.00 | ||
| Feb 16, 2014 | $18.00 | Feb 9, 2014 | $7.50 |
| Feb 16, 2014 | $10.50 | ||
| Feb 23, 2014 | $18.00 | Feb 16, 2014 | $9.50 |
| Mar 3, 2014 | $8.50 | ||
| Mar 2, 2014 | $10.50 | Mar 3, 2014 | $10.50 |
| Mar 10, 2014 | $0.00 | ||
| Mar 17, 2014 | $0.00 | ||
| Mar 24, 2014 | $2.50 | Mar 3, 2014 | $1.00 |
| Mar 25, 2014 | $1.50 | ||
| Mar 31, 2014 | $2.50 | Mar 25, 2014 | $2.50 |
| Apr 7, 2014 | $2.50 | Mar 25, 2014 | $2.50 |
| Apr 14, 2014 | $2.50 | Mar 25, 2014 | $2.50 |
| Apr 21, 2014 | $0.00 | ||
| Apr 28, 2014 | $0.00 | ||
| May 5, 2014 | $0.00 | ||
| May 12, 2014 | $0.00 | ||
| May 19, 2014 | $0.00 | ||
| May 26, 2014 | $1.00 | Mar 25, 2014 | $1.00 |
| Jun 2, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jun 9, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jun 16, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jun 23, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jun 30, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jul 7, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jul 14, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jul 21, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jul 28, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Aug 4, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Aug 11, 2014 | $1.00 | Aug 12, 2014 | $1.00 |
| Aug 18, 2014 | $1.00 | Aug 12, 2014 | $1.00 |
| Aug 25, 2014 | $1.00 | Aug 12, 2014 | $1.00 |
| Sep 1, 2014 | $1.00 | Aug 12, 2014 | $1.00 |
| Sep 8, 2014 | $1.00 | Aug 12, 2014 | $0.50 |
| Sep 15, 2014 | $1.00 | ||
| Sep 22, 2014 | $1.00 | ||
| Sep 29, 2014 | $1.00 | ||
| Oct 6, 2014 | $1.00 | ||
| Oct 13, 2014 | $1.00 | ||
| Oct 20, 2014 | $1.00 | ||
| Oct 27, 2014 | $1.00 | ||
| Nov 2, 2014 | $1.00 | ||
| Nov 9, 2014 | $1.00 | ||
| Nov 16, 2014 | $1.00 | ||
| Nov 23, 2014 | $1.00 | ||
| Nov 30, 2014 | $1.00 | ||
| Dec 7, 2014 | $1.00 | ||
| Dec 14, 2014 | $1.00 | ||
| Dec 21, 2014 | $1.00 | ||
| Dec 28, 2014 | $1.00 | ||
| Jan 4, 2015 | $1.00 | ||
| Jan 11, 2015 | $1.00 | ||
| Jan 18, 2015 | $1.00 | ||
| Jan 25, 2015 | $1.00 | ||
| Feb 1, 2015 | $1.00 | ||
| Feb 8, 2015 | $1.00 | ||
| Feb 15, 2015 | $1.00 | ||
| Feb 22, 2015 | $1.00 | ||
| Mar 1, 2015 | $1.00 | ||
| Mar 9, 2015 | $1.00 | ||
| Mar 16, 2015 | $1.00 | ||
| Mar 23, 2015 | $1.00 | ||
| Mar 30, 2015 | $1.00 | ||
| Apr 6, 2015 | $1.00 | ||
| Apr 13, 2015 | $1.00 | ||
| Apr 20, 2015 | $1.00 | ||
| Apr 27, 2015 | $1.00 | ||
| May 4, 2015 | $1.00 | ||
| May 11, 2015 | $1.00 | ||
| May 18, 2015 | $1.00 | ||
| May 25, 2015 | $1.00 | ||
| Jun 1, 2015 | $1.00 | ||
| Jun 8, 2015 | $1.00 | ||
| Jun 15, 2015 | $1.00 | ||
| Jun 22, 2015 | $1.00 | ||
| Jun 29, 2015 | $1.00 | ||
| Jul 6, 2015 | $1.00 | ||
| Jul 13, 2015 | $1.00 | ||
| Jul 20, 2015 | $1.00 | ||
| Jul 27, 2015 | $1.00 | ||
| Aug 3, 2015 | $1.00 | ||
| Aug 10, 2015 | $1.00 | ||
| Aug 17, 2015 | $1.00 | ||
| Aug 24, 2015 | $1.00 | ||
| Aug 31, 2015 | $1.00 | ||
| Sep 7, 2015 | $1.00 | ||
| Sep 14, 2015 | $1.00 | ||
| Sep 21, 2015 | $1.00 | ||
| Sep 28, 2015 | $1.00 | ||
| Oct 5, 2015 | $1.00 | ||
| Oct 12, 2015 | $1.00 | ||
| Oct 19, 2015 | $1.00 | ||
| Oct 26, 2015 | $1.00 | ||
| Nov 1, 2015 | $1.00 | ||
| Nov 8, 2015 | $1.00 | ||
| Nov 15, 2015 | $1.00 | ||
| Nov 22, 2015 | $1.00 | ||
| Nov 29, 2015 | $1.00 | ||
| Dec 6, 2015 | $1.00 | ||
| Dec 13, 2015 | $1.00 | ||
| Dec 20, 2015 | $1.00 | ||
| Dec 27, 2015 | $1.00 | ||
| Jan 3, 2016 | $1.00 | ||
| Jan 10, 2016 | $1.00 | ||
| Jan 17, 2016 | $1.00 | ||
| Jan 24, 2016 | $1.00 | ||
| Jan 31, 2016 | $1.00 | ||
| Feb 7, 2016 | $1.00 | ||
| Feb 14, 2016 | $1.00 | ||
| Feb 21, 2016 | $1.00 | ||
| Feb 28, 2016 | $1.00 | ||
| Mar 6, 2016 | $1.00 | ||
| Mar 14, 2016 | $1.00 | ||
| Mar 21, 2016 | $1.00 | ||
| Mar 28, 2016 | $1.00 | ||
| Apr 4, 2016 | $1.00 | ||
| Apr 11, 2016 | $1.00 | ||
| Apr 18, 2016 | $1.00 | ||
| Apr 25, 2016 | $1.00 | ||
| May 2, 2016 | $1.00 | ||
| May 9, 2016 | $1.00 | ||
| May 16, 2016 | $1.00 | ||
| May 23, 2016 | $1.00 | ||
| May 30, 2016 | $1.00 | ||
| Jun 6, 2016 | $1.00 | ||
| Jun 13, 2016 | $1.00 | ||
| Jun 20, 2016 | $1.00 | ||
| Jun 27, 2016 | $1.00 | ||
| Jul 4, 2016 | $1.00 | ||
| Jul 11, 2016 | $1.00 | ||
| Jul 18, 2016 | $1.00 | ||
| Jul 25, 2016 | $1.00 | ||
| Aug 1, 2016 | $1.00 | ||
| Aug 8, 2016 | $1.00 | ||
| Aug 15, 2016 | $1.00 | ||
| Aug 22, 2016 | $1.00 | ||
| Aug 29, 2016 | $1.00 | ||
| Sep 5, 2016 | $1.00 | ||
| Sep 12, 2016 | $1.00 | ||
| Sep 19, 2016 | $1.00 | ||
| Sep 26, 2016 | $1.00 | ||
| Oct 3, 2016 | $1.00 | ||
| Oct 10, 2016 | $1.00 | ||
| Oct 17, 2016 | $1.00 | ||
| Oct 24, 2016 | $1.00 | ||
| Oct 31, 2016 | $1.00 | ||
| Nov 6, 2016 | $1.00 | ||
| Nov 13, 2016 | $1.00 | ||
| Nov 20, 2016 | $1.00 | ||
| Nov 27, 2016 | $1.00 | ||
| Dec 4, 2016 | $1.00 | ||
| Dec 11, 2016 | $1.00 | ||
| Dec 18, 2016 | $1.00 | ||
| Dec 25, 2016 | $1.00 | ||
| Jan 1, 2017 | $1.00 | ||
| Jan 8, 2017 | $1.00 | ||
| Jan 15, 2017 | $1.00 | ||
| Jan 22, 2017 | $1.00 | ||
| Jan 29, 2017 | $1.00 | ||
| Feb 5, 2017 | $1.00 | ||
| Feb 12, 2017 | $1.00 | ||
| Feb 19, 2017 | $1.00 | ||
| Feb 26, 2017 | $1.00 | ||
| Mar 5, 2017 | $1.00 | ||
| Mar 13, 2017 | $1.00 | ||
| Mar 20, 2017 | $1.00 | ||
| Mar 27, 2017 | $1.00 | ||
| Apr 3, 2017 | $1.00 | ||
| Apr 10, 2017 | $1.00 | ||
| Apr 17, 2017 | $1.00 | ||
| Apr 24, 2017 | $1.00 | ||
| May 1, 2017 | $1.00 | ||
| May 8, 2017 | $1.00 | ||
| May 15, 2017 | $1.00 | ||
| May 22, 2017 | $1.00 | ||
| May 29, 2017 | $1.00 | ||
| Jun 5, 2017 | $1.00 | ||
| Jun 12, 2017 | $1.00 | ||
| Jun 19, 2017 | $1.00 | ||
| Jun 26, 2017 | $1.00 | ||
| Jul 3, 2017 | $1.00 | ||
| Jul 10, 2017 | $1.00 | ||
| Jul 17, 2017 | $1.00 | ||
| Jul 24, 2017 | $1.00 | ||
| Jul 31, 2017 | $1.00 | ||
| Aug 7, 2017 | $1.00 | ||
| Aug 14, 2017 | $1.00 | ||
| Aug 21, 2017 | $1.00 | ||
| Aug 28, 2017 | $1.00 | ||
| Sep 4, 2017 | $1.00 | ||
| Sep 11, 2017 | $1.00 | ||
| Sep 18, 2017 | $1.00 | ||
| Sep 25, 2017 | $1.00 | ||
| Oct 2, 2017 | $1.00 | ||
| Oct 9, 2017 | $1.00 | ||
| Oct 16, 2017 | $1.00 | ||
| Oct 23, 2017 | $1.00 | ||
| Oct 30, 2017 | $1.00 | ||
| Nov 5, 2017 | $1.00 | ||
| Nov 12, 2017 | $1.00 | ||
| Nov 19, 2017 | $1.00 | ||
| Nov 26, 2017 | $1.00 | ||
| Dec 3, 2017 | $1.00 | ||
| Dec 10, 2017 | $1.00 | ||
| Dec 17, 2017 | $1.00 | ||
| Dec 24, 2017 | $1.00 | ||
| Dec 31, 2017 | $1.00 | ||
| Jan 7, 2018 | $1.00 | ||
| Jan 14, 2018 | $0.50 | ||
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