With sincere appreciation, i would like to thank you all zidisha team for the great support you have given me. how i wis...
Carolyne
Nakuru, Kenya
48% repaid
Entrepreneur
Name
Carolyne
Member since
July 2013
On-time repayments
38 installments • 26%
About Me
My name is Carolyne Anindo Amasai and a resident of Upendo Estate in Free Area Estate that is off Nakuru -Nairobi highway.l am the second born in our family of seven members and my siblings are in various colleges here in Nakuru.l graduated five years ago from Egerton University here in Njoro Nakuru with a degree in Bio-Chemistry Technology but due to scarcity of the jobs in the market l decided to apply for a biology teacher at Shiners Girls High School. l was promoted to serve as the deputy due to my improved performance. I also started a cosmetic shop with an Mpesa business due to high market demand so as to earn an extra coin. l use my earnings to support my family and my siblings who are still in college.
My Business
I would like to support my cosmetic and Mpesa business because i found it to be a very profitable business of which i make a great living in its small market, and as a fact, big businesses have more money than small ones because they can outspend in every way to performance to safety testing to advertising and marketing.I can also use the money to get my products in stores and get price breaks on packaging and raw materials.More money naturally leads to other advantages that is to why i would really appreciate Zidisha's support so as to expand my business.On a good month l am able to make Ksh 20,000 as net profit. Though the business has many challenges such as competition if my application is successful l will use the money to expand my business which will enable me to have more produce that will result to increased income.
Loan Proposal
M-PESA being now used for all sorts of person-to-person payments, this business will grow. My business of m-pesa and cosmetic. When i started m-pesa and cosmetic business i kept my cosmetic business simple by selling just to my friends,neighbors and family. Now my network has grown really big through referrals that are referred by testing the quality of my products. I am planning to increase my capital and float of cash on M-pesa and more products of salon and beauty suppliers.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$455.00
Date disbursed
Feb 25, 2014
Repayment status
Late
Projected term
7 months
Other loans
Lenders
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Summary
Amount repaid
$226.04
Amount remaining
$247.56
Expected completion
Oct 10, 2014
Status
Repaying late
Installment amount
$14.80
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 6, 2014 | $14.80 | Mar 12, 2014 | $14.80 |
| Mar 14, 2014 | $14.80 | Mar 12, 2014 | $0.02 |
| Mar 15, 2014 | $14.78 | ||
| Mar 21, 2014 | $14.80 | Mar 15, 2014 | $0.05 |
| Mar 23, 2014 | $14.75 | ||
| Mar 28, 2014 | $14.80 | Mar 23, 2014 | $0.07 |
| Mar 31, 2014 | $14.73 | ||
| Apr 4, 2014 | $14.80 | Mar 31, 2014 | $0.09 |
| Apr 19, 2014 | $14.71 | ||
| Apr 11, 2014 | $14.80 | Apr 19, 2014 | $0.12 |
| May 6, 2014 | $14.68 | ||
| Apr 18, 2014 | $14.80 | May 6, 2014 | $0.14 |
| May 17, 2014 | $14.66 | ||
| Apr 25, 2014 | $14.80 | May 17, 2014 | $0.16 |
| May 18, 2014 | $14.12 | ||
| May 19, 2014 | $0.52 | ||
| May 2, 2014 | $14.80 | May 19, 2014 | $5.36 |
| May 26, 2014 | $9.44 | ||
| May 9, 2014 | $14.80 | May 26, 2014 | $2.33 |
| Jun 2, 2014 | $12.47 | ||
| May 16, 2014 | $14.80 | Jun 2, 2014 | $2.59 |
| Jun 15, 2014 | $12.21 | ||
| May 23, 2014 | $14.80 | Jun 15, 2014 | $2.38 |
| Jun 22, 2014 | $12.42 | ||
| May 30, 2014 | $14.80 | Jun 22, 2014 | $2.64 |
| Jul 4, 2014 | $11.76 | ||
| Jul 18, 2014 | $0.40 | ||
| Jun 6, 2014 | $14.80 | Jul 18, 2014 | $13.72 |
| Jul 26, 2014 | $1.08 | ||
| Jun 13, 2014 | $14.80 | Jul 26, 2014 | $14.21 |
| Sep 28, 2014 | $0.59 | ||
| Jun 20, 2014 | $14.80 | Sep 28, 2014 | $4.12 |
| Jun 27, 2014 | $14.80 | ||
| Jul 4, 2014 | $14.80 | ||
| Jul 11, 2014 | $14.80 | ||
| Jul 18, 2014 | $14.80 | ||
| Jul 25, 2014 | $14.80 | ||
| Aug 1, 2014 | $14.80 | ||
| Aug 8, 2014 | $14.80 | ||
| Aug 15, 2014 | $14.80 | ||
| Aug 22, 2014 | $14.80 | ||
| Aug 29, 2014 | $14.80 | ||
| Sep 5, 2014 | $14.80 | ||
| Sep 12, 2014 | $14.80 | ||
| Sep 19, 2014 | $14.80 | ||
| Sep 26, 2014 | $14.80 | ||
| Oct 3, 2014 | $14.80 | ||
| Oct 10, 2014 | $14.80 | ||
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