Entrepreneur

About Me

my names are eric haro kai, a resident of mtwapa Kenya. i live in mikanjuni village home. am married i live with my wife and am blessed with children. i have three children two are boys and one she is a girl the first born being boy and he is eighteen years of age. the second she is a girl and she seventeen years of age. the third one he is a boy and he thirteen years old the first born he finished his from four education last year the second who she is a girl and the boy they are still in school both two.my occupation is teaching am a teacher by professional i was a headmaster in a public school where i had been doing this business for the last twenty years and then four years later i risigned as a head teacher and decided to do my own business at home. i have two business one being a maize meal factory and the second business is a school i have a school that i run here at my home compound here in mikanjuini village. the name of the school is called havila academy i have classes from baby class to class two where i accommodate two hundred and fifty students. my education background is university of Kenyatta university where i obtained a degree on teaching. with my earnings from my business id o first increase the school by building more classes to the school. the rest i purchase different types of school materials. then after this i do settle my other bill for my children buy paying school fees and buying foods for my family.

My Business

my business is a maize meal factory and a school. i run this two things here in mtwapa in mikanjuni village.the services that am giving to the community first is quality education to the kids. second is the maize meal factory and i give a service to the people within and around mikanjuini village area.the services that o give to the people in education has been really welcomed by the people here in mtwapa mikanjuni and am getting new students every day from the parents and this is because of the proper education that am giving to people and into the maize meal factory am getting more clients everyday since the factory is the only one within and near to them so due of this all the people within this village they are taking their maize to my factory for grounding my clients prefer coming to e because my prices are very fair to all the people. this business is profitable because the school only gives me a good profit per month since my school fees is five hundred shillings per students so with the number of the students that i have i therefore getting reasonable profit and the maize meal is also giving me a good income. but since i need more classes to build this is why am now applying for this loan from zidisha so that when given this loan i will add with the amount of money that i had been saving so that i can build one class room which will made me accommodate more students and get more income. my monthly running cost is Kenya shillings 45,000 and my monthly sales revenues is Kenya shillings 85,000 which is giving me with a monthly profit of Kenya shillings 40,000 . and with this profit i can therefore repay this loan that am applying to zidisha

Loan Proposal

with this loan i will use it first to expand one classroom into my school so that i can accommodate more students into my school. i will add with my little money that i had so far because by doing this the students will be able to be sitting very comfortable in the classroom. and i will use some amount into this loan to buy more stock of maize flour into my maize miller factory so that i can be able to ground more maize flour and sell more to my clients where i will be selling more and earn more interest.

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