Mobile-phone prepaid credit cards

James

Badu In Tain District, Ghana

100% repaid

Entrepreneur

Name

James

Member since

June 2018

On-time repayments

46 installments  •  54%

About Me

I am the first born of my parents among other eight siblings. I started my primary education at Badu Presby Primary School in the year 1986 at the age of eight (8) whilst staying with my grandma. I graduated to Asuafu SDA Junior Secondary School in 1992 and completed by Basic Education Certificate Examination (BECE) in 1995. I proceeded to Yamfo Anglican Senior Secondary School ; having not satisfied with the Programme of study, I had to come back to Asuafu SDA Junior Secondary School where I joined the third year students to write another BECE in 1997. I proceeded to Techiman Adventist Secondary Technical School in 1998 and completed in 2000 with a certificate in Senior Secondary Certificate Examination.
I went through difficulties whilst rising to become the first University Graduate in my family. Sometimes I had to run away from school to look for some menial jobs to feed myself throughout my basic school up to the university.

My Business

Though I am gainfully employed as a graduate teacher, I thought it prudent to engage in other business to earn much to support my other siblings and take good care of my Wife and three children. After a lenghthy discussion with my wife, we choose to sell mobile phone recharge credits, which has yielded some good returns.
We started with Gh¢ 1,000.00 worth of capital but has now grown to Gh¢ 3,000.00
I earn a monthly profit of Gh¢ 600.00 after deducting all other expenses. I have been reinvesting part of the profit and use part for childrens education.

Loan Proposal

I will buy by more mobile phones credit cards , transfer credit and sell to clients. I also intend to channel part into my mobile money business and revolve it to earn more profit

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$26.00

Date disbursed

Oct 6, 2018

Repayment status

On Time

Projected term

3 weeks

Lenders

EA

Eric Ayers

Atlanta, United States

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Summary

Amount repaid

$26.24

Amount remaining

$0.00

Date repaid

Oct 29, 2018

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Oct 17, 2018 $8.75 Oct 18, 2018 $8.75
Oct 24, 2018 $8.75 Oct 18, 2018 $5.12
Oct 29, 2018 $3.63
Oct 31, 2018 $8.75 Oct 29, 2018 $8.75

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