Zidisha | Project Updates

Project Updates

The latest updates from projects made possible by our global community.

James · Ndaragwa, Kenya

Jul 19, 2015

Zidisha family thank you for the strong support of financial resources. With my dairy goat I have been able to repay the loan without strain. I have also been able to meet my daily expenses in general from my farm. I am humbly looking forward for another loan to purchase two more hybrid dairy goats. God bless you abundantly.

Tobias · Thika, Kenya

Jul 19, 2015

The financial support from Zidisha I have helped my family a lot. Through the funds I have been able to venture in new area of my expertise that is invested in community pharmacy that is meant to both benefit the surrounding community and my family to have a descent lifestyle. My future plan is to empower the youths to venture in businesses that have direct impact on their society

Rachel · Nakuru, Kenya

Jul 19, 2015

because of the financial support I have received from Zidisha am able to save more and this has enabled me repay my loan without difficulties. I will be harvesting my potatoes by August and this will greatly improve my income. thanx Zidisha for the support. God bless you all.

Willis · Nairobi, Kenya

Jul 19, 2015

I purchased jackets and sweat pants.it has increased my stock thus increasing my profits.with the increased earnings have added more stock and also been able to buy my family/children some more clothes to wear and put food stock in the house to go some days.My neighborhood is made of different tribes and we make sure there is security and well being of each other.

Bismark · Sunyani, Ghana

Jul 19, 2015

Business is really going on well and i have use the funds to go in for more goods for my shop which has really expanded my business. I am glad to be part of this wonderful platform that has helped me improve my business. Attached are some pictures of the goods that i went in for the shop. Clients are really happy with the products and i again say thank you to my wonderful lenders who have brought me this far. comment image

Isaac · Ekero, Kenya

Jul 18, 2015

Thank you lenders for the loan.It bought pipes that have enabled me irrigate a bigger portion of land and that has indeed raised my production and revenue margins.

Sarah · Kisii Town Daraja Mbili, Kenya

Jul 18, 2015

The past loan I bought stock for my inventory, I said bye bye in buying stock in small quantities, i.e. buying one piece of a photo paper or binding materials, or one ream printing papers. I have enough stock. Through this my sales have increased because 90% of my customers are served well and satisfied. My business has advanced so much. Through the profits I pay my brothers university fees without straining. My business bills are also paid easily. My family get food easily, we don't strain so much as we used to. Every member of my family is grateful, Zidisha is a Savior in most of our activities we are doing.

Benjamin · Berekum, Ghana

Jul 18, 2015

I would like to extend my sincere gratitude to all the zidisha lenders for their Godly assistance granted me in times of need. Where i had know no place to look for help but zidisha held my hand to be on my feet again by giving me loan to buy feed , roofing sheets, cement and also helping me to buy goats to add to my livestock production. Fortunately one of my goats has given birth to twins and the other is also pregnant. since most people do enjoy goat meat in about a year time like this festive occasion i will end big income to pay my loan. In addition will employ two guys to assist me in my livestock production. Now in the farms my family(sister and grand mum ) is helping me Thanks a lot.

Igwe · Accra, Ghana

Jul 17, 2015

Waoh is amazing all to the glory of God and thanks to Zidisha as I have acquired more stocks of bedsheets which has spread the business beyond the city of Accra once again thanks

Brevely · Nakuru, Kenya

Jul 17, 2015

Am very grateful to all my lenders and the entire Zidisha Team for making my dream come true.I'm so happy for this program, and I've already begun to share the news with my family, friends and neighbours. And they're like wow! They can't wait to apply for theirs. And yes, I'm soon going to start my business by the help of Zidisha. God bless you!

Monicah · Sega, Kenya

Jul 17, 2015

Am very grateful to my lenders for their patience and continued support in my business. My business has continued performing well and my daily income has increased greatly. I am glad I have made my final installment payment today. this should reflect anytime tomorow. I would like to ask my lenders to assist me in raising my next loan of which i am preparing my proposal. God bless and Thank you.

Aicha · Nandom, Ghana

Jul 17, 2015

I would like to extend a hand of gratitude to all zidisha lenders for the good they did me some months back. I would like to say confidently that everything is going well since the Zidisha loan really made me get the stuff I needed academically. Thank you .

Patrick · Bungoma, Kanduyi Village, Kenya

Jul 17, 2015

Hello, I am more than grateful for the support accorded in funding my loan 100%. This is a dream come true for me after days of waiting. Finally i can purchase my laptop and take my online business to a whole new level. With the laptop, i can manage my work in a more flexible way and increase my work turnover tremendously, will be uploading the picture of the same as soon as i purchase it. Thank you once again Paul Graham and cheers!!!!

Carolyne · Nairobi ( Umoja), Kenya

Jul 17, 2015

Hallo lenders! Am grateful for all your support ,your love to Me and my family.Am happy to share with you this day despite the many challenges your fundings has helped alot towards the growth of my Business,lately i got an online plat form at JUMIA where i sell variety of my products...like african tradinional bags which you can view them jumia online Kenya.Thank you again and blessings!

Ceciliah · Buruburu, Kenya

Jul 17, 2015

Additional creative works comment image

Ceciliah · Buruburu, Kenya

Jul 17, 2015

Creative Designs comment image

Ceciliah · Buruburu, Kenya

Jul 17, 2015

There are my original graphics works, this is a computer generated artwork for shirts to be embroidered for an international company. comment image

Elphas · Eldoret, Kenya

Jul 17, 2015

I wish to thank all my lenders for my first project that was funded by Zidisha.I am grateful to all of you.It was a nice experience getting a loan online from people you don't know neither do they know me but were willing to help.I learned a lesson in this great and humbling experience.I will embrace this and one time when I will have my cash enough to make a sacrifice,I will participate in this philanthropic act.I am still repaying the previous loan with a hope of finishing soon and consider another loan,To the Zidisha team,you mean a lot to many going through financial challenges.You are great.Wish all borrowers and lenders success in their endeavors. Kind Regads

Margaret · Mombasa, Kenya

Jul 17, 2015

You will notice that the photos attached are for mkunde (bean plant) and not amaranthus. I had planned to plant amaranthus (mchicha). I actually planted almost 4 times different sections of the farm but it refused to germinate. So I decided to plant mkunde which is doing pretty good. The pics you are seeing now are for 1 and 1/2 months mkunde. If you visit the farm now there is no where to step. I am so grateful to God and to the Zidisha family.

Margaret · Mombasa, Kenya

Jul 17, 2015

More vegetable photos. comment image

Joseph · Nsawkaw, Ghana

Jul 16, 2015

I can now study more with the aid of my medical reference books. no more hectic times when I really need to get clarifications on what treatment to give to my client, I only need to refer from my books when I'm in doubt, no guess work! I can now give a holistic care to my clients more thanks to all my lenders

Patricia · Ab 22 Phobia Spot, Ofankor, Ghana

Jul 16, 2015

Dear Lenders; Please I am very graceful for the opportunity given me I wish to promise my Lenders I will fulfill my weekly contribution and the loan repayment . Thank you may God blesses you. comment image

Lilian · Nakuru, Kenya

Jul 16, 2015

I would like to sincerely thank the lenders, I have enrolled for my computer classes. The classes will commence on this coming Monday. Am so excited and thrilled about it my upcoming computer classes. Once again thank you and be blessed.

Morisi · Nyansiongo, Kenya

Jul 16, 2015

Dear lenders, I even don’t know how I can express myself in words. I’m really happy when I see your souls concerned with my plans. Assisting- something that is absolutely rare in Kenya today. I’m really glad, thankful and and equally happy. The loan, as I had stated earlier, it has reached a state where I’m not the only one benefiting but my family and now I’ll add one person to make my operations and daily activates run smoothly. As far as my business is concerned, I will add stock, bring more modernity to the business and also actually find more room for expansion. If you let me share my vision, I am dreaming to have two more business in other towns where I have identified the gap. But before reaching there, I must manage this first but I see brighter future on my way. Thank you and god bless.

Justin · Ruiru, Kenya

Jul 16, 2015

Am so grateful for the loan i have just cleared ,because a can see my stock as grown by $90 and my profit has grown to $55.55 every week, am so grateful to the lender because i have also cleared this term fees for my sister. I look forward to have another loan in future to improve more on my cloth business and to improve my family living standard. Thank you so much God bless you

Samuel · Mazeras, Kenya, Kenya

Jul 15, 2015

You're welcome. The world is showing their support to Kenya and I am appreciating. At least in your hemisphere you have seasons. In Kenya, I can hardly tell winter from autumn. The changes are small. Welfare in Kenya isn't the best. Unemployed people do not access any funds for basics. However, the entrepreneurial spirit is keeping many people with just enough money to live by. No holidays or expensive gadgets. Maybe once we have fixed our politics then the cake will become big enough for everyone. I can't blame the Australians. Everyone wants to live like Kardashians -care free. ;-) Thanks, Shehi.

Julfa · Mathare North, Kenya

Jul 15, 2015

I have received my loan if $100. Thank you very much Zidisha, and Zidisha lenders. You have enabled me to be able to buy solar lighting for my small business.

Peter · Miti Mingi, Kenya

Jul 15, 2015

This is to thank zidisha team for the loan,it helped me very much for i added stock at my shop and thus gaining more profit i.e from 30%to 45%. I used the profit to pay some of my daughter's school fees. Live long zidisha team!

Stephen · Adansi Fumso, Ghana

Jul 15, 2015

Thank you zidisha.org my business is still growing and am very grateful to you all. I have been able to buy 3 R14 tires and 1 R20 tire. Thank you all. comment image

Diana · Kendu Bay, Kenya

Jul 14, 2015

This is to thank the zidisha team, i used the loan to purchase the new fashioned clothes and i was able to purchase them again during the time i was working with the loan i was given. The loan made me to retain my customers and they really liked my clothes. I was also able to take my firs born daughter to private school where she should get the best foundation. The loan made my monthly income to increase from 40% to 70% and that made my family very happy .

James · Gilgil Kenya, Kenya

Jul 14, 2015

i take this opportunity to thank the whole of Zidisha lenders and also Zidisha team for having offered me the opportunity to expand my article writing business. It really helped me alot and i was even able to recruit one person whom i taught how to write articles and he is now earning some income from it. The moderm i bought also gave me an opportunity to enroll on online education whereby am now learning online. All this happened through the help of Zidisha lenders whom assisted me alot. I am now on a missing to recruit three more youths whom i will teach how to write articles online ...THANK YOU ALOT

Beatrice · Kisumu, Kenya

Jul 14, 2015

It my sincere appreciation for the loan of $ 97.66 i got from my lenders. Many thanks to you all and may God grant you grace and his mercies to continue with the spirit to help young entrepreneurs like me to boost their businesses. The loan you gave me will enable me to buy office stationary i.e Photocopy papers $4.98, cartridges $17.9433,pens $2.4, pencils $3.59, exercise books $19.92 to boost the sale. The remaining amount i will clear school fees for my son. THANKS ALOT.

Stephen · Nakuru, Kenya

Jul 14, 2015

Hello Zidisha team. Your funds helped me to stabilize my business of cybercafe i was able to be ahead of my competitors. i was able to buy new computers and renovate my place. as shown in the picture comment image

Rosemary · Banana Hills, Kenya

Jul 14, 2015

I received KES 31,855 yesterday. I am thrilled by your support. I will now go ahead and get the embroidery machine that I so much need in my business. Thank you so much and may you live long to help many other entrepreneurs.

Brian · Nairobi, Kenya

Jul 14, 2015

Hi lenders, I appreciate your utmost support towards my cyber businesses. Indeed it has been a tremendous improvements as far as the business profit is concerned. It has increased from USD 270 to USD 320 after purchasing a computer. For real, clients are satisfied with my services. Initially before I joined zidisha, I could barely raise pocket money and pay for hostel fee. I entirely depended on my parents. But now, am totally independent and also I can pay myself part of my college fees. I thank you zidisha for the commendable work you have done towards promoting young entrepreneurs and creating an impact to the community. May God bless you!

Nikhil · United States

Jul 13, 2015

This morning I met Ann Mwaniki, a wholesale phone card saleswoman and mother of two, who has used three Zidisha loans to expand her business inventory and provide extra income for her family. Ann operates a delivery service in the town of Lucky Summer where she lives, supplying bodegas and groceries with the prepaid phone cards they sell to their customers. She purchases the cards each day from a bulk retailer downtown to resupply her roughly 30 customers, keeping track of their inventory and turnover to size her purchases. Ann delivers the cards personally to her clients, who choose her among competitors for her punctuality and reliability. Although as a wholesale supplier her margins are low, Ann's access to a sizable portion of business in the growing neighborhood of Lucky Summer provides a helpful supplemental income for her family. Ann is on her third Zidisha loan and has maintained a 94% repayment rate. So far, all of her loans have been used to increase the inventory of phone cards, but within the next year she hopes to save enough to open her own retail store - selling phone cards and additional items like electricity tokens and M-PESA transactions to retail customers. Selling directly to consumers in a physical store will allow her to increase her profits and reduce the travel and delivery time that keeps her away from her family. Ann grew up in Nyeri, a small town 250 kilometers north of Nairobi, where her parents still reside. She currently lives just off the main road in Lucky Summer with her husband Oscar and two sons: Favour Blessing, almost 5, and Trevor Mac, just 16 months. Ann's husband originally began the phone card business, which Ann took over when he started a job at a nearby factory, but Ann was the first to use Zidisha loans to expand the operations. Though Ann is a Kikuyu, Oscar is a member of the Luo tribe from the town of Busia in western Kenya. (He is the older brother of Edson Wandera, the Zidisha borrower I met a few weeks ago.) Oscar and Ann met after college, and after two years of dating their families approved the marriage though they came from two different ethnicities. If there was any hesitation in the minds of Ann’s family about the marriage, it was put to rest four years ago when Ann gave birth to Favour. Unfortunately, the birth was a difficult one, and Ann was stricken with a severe calcium deficiency that left her barely able to feed her baby. For almost two years she was bedridden, eventually contracting tuberculosis due to her weakened immune system and needing to take a cocktail of pills each evening. Through the ordeal, Oscar supported his wife, even helping to change Favour's diapers and clean the house. Ann credits her husband immensely for staying by her side, something she feels another husband may not have done. Now fully recovered, Ann is blessed with two healthy boys. On her way to work each morning Ann drops off Favour at a nearby preschool and Mac at his mother-in-law's house, and she collects them on her way home. The two children have opposite personalities; Favour is always smiling and eager to pose for a picture, while Mac is reserved and rarely away from his mother’s shawl. Ann is also thankful to have access to Zidisha, and she serves as a volunteer mentor for 24 other borrowers. Ann, thank you for your hospitality today in showing me your home and neighborhood. I wish you much success with your growing business!

James · Nairobi, Kenya

Jul 13, 2015

This is how vegetables looks now.. Thank u lender comment image

Abdoulaye · Boké, Guinea

Jul 13, 2015

Hello family I wish to inform you that my activities are ongoing very well since I received my second encor prèt, I made more movement than before and realized it also makes me more profit, every two weeks I send at least 20 red oil drums in Conakry and the sale does not delay meme especially in this month of Ramadan. With that, I thank all the Zidisha lenders, me and my family proud sum all of this institution that offers this great opportunity for entrepreneurs. Thank you and god bless you!

Frank · Kisii, Kenya

Jul 13, 2015

I take this chance to inform you that my account has been credited with the loan i had applied for. I thank you once more for your services beyond borders. I have already ordered for four cartons of sodas going at ksh. 4600 and eight cartons of dasani drinking mineral water @2800 to be delivered by 9am tomorrow.

Said · Malindi, Kenya

Jul 13, 2015

Thanks once again for the loan amounting to USD 100. I received the loan and with it i purchased two shock absorbers and a tyre for my motorbike taxi. This has reduced complains from customers regarding the comfort ability when being transported to their destinations. I thank Zidisha for their support and may God bless team Zidisha.

Joseph · Nairobi, Kenya

Jul 12, 2015

Here I was showcasing my work at China,peoples republic embassy in Nairobi where we met with a Chinese company which we partnered together. The company is called Warom technologies. Am so proud of zidisha for helping me acquire a good laptop which is making my work effective now acknowledged in the globe. Thanks zidisha Thanks Graham for lending me . comment image

Lawrence · Accra, Dansoman Est., Ghana

Jul 12, 2015

I sincerely don't know how to express my gratefulness to you, Nancy , David and Paul Graham, I sincerely don't know how? You have repose confidence in me and I will not let you down. I will with this money purchase some cement to start moulding the blocks and when that is done I will hire some people to complete the digging by then I will be in a much better position to cast the concrete work, then the block work will go up and that I believe will check the eating away of the soil, My aim as at now is to build to check the erosion, I will communicate with all of you on the progress of the work. Thank you so much. You have done what a bank could not do for me, even though my pay passes through that bank. thank you once again, and the Lord's blessing be with you. Lawrence Opoku.

Nisrina · Magelang, Indonesia

Jul 12, 2015

product name : korsase clarita (best seller this month) comment image

Prince · Accra, Ghana

Jul 12, 2015

Some of my products(Pepper Sauce) in a shop.We are gradually increasing production. comment image

Fredrick · Githurai, Kenya

Jul 12, 2015

so much proud to say hi to my lenders.Am much thankful for the money you loaned me.May the almighty lord shower with His great blessings from the above.In fact the money you loaned has really changed me positively since my profit margin has raised from 50% to 80% which actually has enabled me to even think wider and have greater hopes and dreams.The business is doing quite well and i inted to open another branch so as to ensure that all my customers are attended to the satisfaction.Good luck

Emmah · Nairobi, Kenya

Jul 12, 2015

Renovation of the two toilets has just kicked off on 11th July 2015. The whole school team is exited since we shall no longer move to the next building for body elimination services. Thank you the zidisha team. comment image

Evans · Kisii- Mosocho Market Mwobo Village, Kenya

Jul 12, 2015

My Tommy turkey. It is territorial. It is a source of security. Scares away unwanted visitors and predators. comment image

Evans · Kisii- Mosocho Market Mwobo Village, Kenya

Jul 12, 2015

From my previous loans i bought several ornamental birds like Geese(2 females, one male), Turkeys( two females, one male), Guinea fowls( 3 females, one male, Ducks( male and female and Egyptian ducks( one male and one female). I also bought several local chickens currently at 40. One of my turkeys has 2 months old 9 chicks and the other one is hatching by end of this month. IO am expecting between 10 and 15 chicks. I have 16 guinea fowls chicks and 30 eggs are in the incubator whose hatching date is 5th of August. I also bought 10 eggs of Snow White geese and my hen is sitting on them and i expect chicks to be hatched by end of this month. I have also constructed a 2000 capacity cage for my birds. It is ready. I need around 1000 dollars to completely actualize my dreams. However, i am doing one thing at a time, accomplishing one goal at a time. I have made a lot of progress and i am excited courtesy of Zidisha and my esteemed lenders. I am looking forward to a better working relationship.

Stephen · Nairobi, Kenya

Jul 10, 2015

Dear Zidisha lenders, Following your immense support through your funding of the cereals and eggs project, I am happy to inform you that your contribution has greatly enhanced our quality of life. Since the eggs and cereals was a viable investment choice from the beginning, the entire shop business is generating $80 more in terms of monthly profits. As such, our savings have improved besides leading happier lives. Thank you Zidisha for your unwavering support. comment image

Anthony · Rongai, Nairobi, Kenya

Jul 10, 2015

My sincere gratitudes to my lenders. Am grateful most importantly for the confidence and patience that you have vested in me. The previous loan of $90 was gave me a breathing space in the face of strong competition tides at my place of business. When i joined Zidisha I had a capital base of ony $200 (Ksh 20,000) with a monthy profit of $ 150 (ksh 15,000) when it shot the highest. My aspiration was that i would fetch atleast $ 225 (ksh 22,500) with and expanded capital base of $300 (ksh 30,000) with the help of zidisha. I have faced bad challenges but when i look at my figures as they stand now, i can not be more grateful than this! First my business is now worth $400 (ksh 40,000) and my profits per month avarage at $ 243 (ksh 24,500). Within the period i have been a Zidisha member i have enhanced and expanded my stock. Early in April i had to relocate to another place nearby where i would get a more spacious room for my business. Am thankful to my lenders who have been patient with me in my business as i faced critical adminstrative issues majorly because i had to joggle my business operations and my education especially that time when i was taking part of my final year exams in college mid last month. Good news with all that is that am hopefull to graduate early next month all because of what the business has enabled me to. I have all the reasons to thank my lenders for allowing me make these achievements in life. I have lodged another loan application and i aspire to keep expanding. I effectively may not do that without your continued confidence and invaluable assistance into the course of my business. Thank you and God bless.

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