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Replenish my stock of women's and girls' clothing/shoes

Dear lenders, the loan i have just repaid helped me a great deal in that i managed to improve my business by buying more cloths and in so doing my sales increased.
My clients were happy to get what they wanted and my profit went up. during Easter holidays i managed to buy my children new cloths thanks to the gains made from the loan.

I believe your continued support to this course of funding borrowers will go a long way to uplift many a peoples life.

My word to you is, keep it up and we borrowers wont let you down. Once more i say thank you.

Loan to expand my cosmetic business

I receive an amount of 297ghc from zidisha, this money came just
about the right time. It came at a time i needed money to buy items
for my shop. I used the money to buy perfumes and creams to stock up my shop.
I am highly grateful to the lenders for this kind gesture

Buying materials for my mushroom cultivation

Dear Lenders, this is an account on how I use the loan you gave me. I was able to purchase wood for the shelves making. I took a capenter and he has prepare it nicely.It can now accomodate more mushroom compost bags prepared for growing. The Oyster mushroom spawn together with mushroom growing bags have been bought. I know very soon new cycle will begin , I am waiting for sawdust to start with the preparation of the mushroom compost. Once again,God bless you all for your care love to see our business growing.

Loan to buy more fabrics and sales supplies

Its been a great experience here at Zidisha. I have made more sales compared to previous case when i had not received financing.
I look forward to grow more with the new loan i get once i finish this one. Thanks to u lenders

Supporting brilliant but needy girls in school

Dear lenders
Thank you very much for the first loan. I am happy to let you know that I have fully repaid my loan.
I bought mostly African beads and jewelries and ear rings etc. These items sell quickly. It increased my profit margin by 40%. I used the profit to stock in more African beauty products.
I had fun with my family and the my two girls this easter.
This two girls are actually making me feel proud. Their academic records this term has been very impressive. I will see them through to the university with your help. Help to be able to help others.
Below is a picture of my self and my two girls.

Drugs for a pharmaceutical shop

greetings to all who trusted me and to all interested in venture. am highly grateful and appreciate your efforts. i was able to add inventory to business. i was able to add the family planning services within my room and some diagnostic services such Pregnancy testing kits, HIV testing Kits now we are doing HIV testing and counselling. looking foward to doing more.

Funding to aid my nursing school research project

i would like to thank all my zidisha lenders once more for what they have than for me. because of you i have gotten everything ready for the commencement of my project. all the team members are on board and the institutions we would be researching into have all given us the heads up.

so i want to tell you that come next week, my project would start and it is all possible because you made it so.

thank you

Kpeb Mercy

Office refurbishing

The loan has been helpful, I have improved my office and I am getting more clients. I have been awarded a good contract and i attribute it to the presentation of my office. I am expecting more improvements in future, and become a mainstream consultant. Also, the loan helped me to pay my bills on time and meet operations cost, while repaying a flexible amount. I would advise anyone who needs to grow their business that this is the best platform to. I look forward to becoming a lender too one day! Thank you my sponsors, God bless you. Thank you Zidisha!

Renovate my shop(jackshop) and add new stocks

Hello Zidisha lender and entire Zidisha family as a whole
I have just clossed my shop to take a rest after a very busy working day. Do you know I usually work from 6:00am to 11:30pm?
Today was a very busy business day in my shop that I have made great sales of most of my stock. I feel much exhausted and knowing I have to open the doors of the shop tomorrow again, I see the need to take a rest.
Otherwise, am doing well with the business. I introduced mobile accessories in my store and believe me not, they are doing much better. Am planning to invest more in these great employees(phone accessories).
I also introduced some plastic goods and am happy to see how they are moving.
I also introduced another type of soft drink with a cheaper price and I can tell you that it doing wonders.
After expanding the shop, several supplies have approached me to do business with them but I am still checking on this issue to evaluate its impacts on my shop.
for sure Zidisha has helped me where other could never help me and that's why I will continue giving back to you through VM duties.
Am happy to inform you that my family is fine and our twins are much OK. Thanks my lender again because I used part of the funding to carter for their hospital bills. You have been with me all this Long.
Thanks everyone and my you be blessed highly. In you my lender I see a great future.

Setting up a good counter at my current shop

Dear Lenders,
I am grateful for having come this far. For the last one month i have been quite busy due to increased flow of work. I am pleased to inform you that i am almost through with my first loan repayment. I will be applying for the second loan in the coming one week and i have great plan for my business. I am planning to purchase internet flybox from one of the reputable ISP for efficiency and convenience purposes. Looking forward for your generous support. Thank you and remain blessed.
Njoroge Eliud

Loan to pay my university fees

I am very happy today because am making a very good progress in my business. I now make a 50%profit every week. Now I can pay my university tuition fees and also buy all my learning materials.

Replanding my tuktuk and buying new tyres

Hi,This is to say great!The loan I received it has changed my dream to something different from a baba shop to a tuktuk business now the story is so different from what I used to I magine but now is real.Now I Have my own passenger vehicle and the rest assets are there making money.
It is un imaginable aiming too high you end up doing nothing,I was determined to my small Berber shop changed to two sits I decided to purchase a PSV motorbike from the loan I received aerier I toped up and purchased a tuktuk from there I repaid the loan I received an increase that I am paying now.
From this loan as I write now I purchased a small tax car that is paying me very well and I am sure from the profit that I will receive I will pay on time and get the next increment very soon I will purchase a heavy commercial vehicle.
Zidisha loan is more than a dream,in our tradition we do believe that small medicine cures more than bigger.Regards be to Zidisha team,zidisha lenders and Zidisha mentors/volunteers who are doing a difficult job to see persons like me exell in small business to larger business. Thanks alot and be blessed.

Importing phone spare parts from China

Hello Zidisha Team and Lenders, Thanks alot i was granted a loan of $131 which i have used to buy DVBT2 set top boxes. i bought Gotv, Bamba and Startimes decoders.
By the way bought them today and i have already sold Two pieces. Hoping to make good sales and pay the loan without any delays.

Thanks alot and God bless you

Buy additional chicks for poultry project

Thank you for funding my application, the loan will assist me purchase additional chicken and expand the pen house to accommodate more chicken.

Chicken rearing

Hi Angelah,
I just thought that I would touch base and see how you are doing.
I hope that all is well.
Michael

Standing hair dryer, hand dryer & human hair for salon

Dear lenders,
thanks very much for my first loan you funded. I wouldn't have known the relevance of a loan if I had not been introduced here since I have no collateral for loans. But u made a difference in my life and my business as whole. The hair food ,combs and the nail art accessories actually helped me a lot this Easter. It actually increased my profit by 30%. The profits I had has been partly saved for my education and reinvestment into my business half. I am pleading with you to come in again to help fund this second loan as I have fully repaid my first loan. Thank you lenders.

T

Hybrid corn seeds and fertilizer for my corn farming

Congrats on your loan being fully funded! Good luck to you! Hongera!

To purchase hybrid coconut seedlings

I intend to use my loan to purchase brush cutter to help me control weeds in my farm

E

School project loan ( sale of stationery)

Am so happy for all the lenders who have helped to increase value of my business.
i aasure you that the lamination and the binding machines would be purchased. i also assure you that this money will boost my business finances and expand my customer base.
am so grateful to you all and ask God's favour to your businesses and families. thank you

Inventory of kitchen utensils for my shop

I want to thank all my precious lenders and the entire Zidisha community for the awesome work they are performing in the lives of humanity. It is like a miracle happening to some of us and our families. I have just received my Third loan of GHS 1455 , I am so grateful for this opportunity because through Zidisha my dream is becoming a reality. I shall use the money to work for its intended purpose and honestly pay back. Zidisha has now become a sing song in my family. Thank you so much and MAY GOD THE ALMIGHTY RICHLY BLESS YOU ALL.

Materials for handmade fluffy mats

Its 1am in kenya and my loan is fully funded. Its amazing tht zidisha lenders never let me down. As soon as I get the money, I will purchase the materials for the carpets. In order to keep the lenders updated, I will take photos from time to time

Livestock business

Thanks lenders for your contribution. May God bless you abundantly. I have so many business in mind now and i pray that my God is going to achive all this. Am planing once i get the money i renovate my butcher my do some service on the machine. Second i would like to start another business of hiring projector and am also planing to buy a motor bike for transport business.

Farming and business expansion

Hello - thank-you for continuing to be ahead of time on your repayment schedule. I hope that all is well with you, and that you are getting lots of milk.

Purchasing of food stuffs and school supply

Thank-you for keeping on your repayments. I'm glad that you were able to purchase the teaching materials, and that they have helped your students.

Inventory of computers and printer for my cyber cafe

Thank-you for continuing to make repayments and catching up on your schedule even though you've had trouble. Perhaps in the future you will be able to diversify your fuel offerings to create greater resilience in your business, although of course your very neat briquettes should remain at the core of your company.

Stock goods for my shop

Thank-you for getting ahead on your repayments. How is everything?

How are things going?

New building and computers & UPS back-up, for my training centre

Dear Zidisha Team and Lenders,
I have successfully received my loan just right now and I also wish to give you update right now. Thank you for everything that you did to assist me in obtained a loan for my business. I will never be able to repay you for all of the sacrifices all of you made and the time all of you spent on getting my loan approved. I pray that God gives all of you a miracle in this year and reward you in double of the money you use to lends me. I will forever be grateful dear Lenders. Also I will not let just one day past before to make repayment. May God bless you all and give you a longer life with strength. Amen!!

Increase stock for my food retail shop

I want to thank the Zidisha community for the far they have boosted my living standards. I am now able to pay my bills on my own and yet am in school. This is after using the money advanced to me by the generous Zidisha lenders to buy a laptop that i use for my online writing. Be blessed

Purchase items for my cafe business

I want to use this opportunity to thank the investors for trusting in my enterprise and funding the project of "Printing purchase " i recently presented on board .It took me little time to give the updates for i wanted to see the outcomes before ,now i may testify that there is a obvious growth in my income which not only will help me to raise my life standard to certain extend but also to plan for more growth , and also satisfy my customers as in the area where i am operating there is no printing machine ,initially before doing any printing people have to commute a long distance before they can do so .I am so grateful to you lenders ,you made it possible to improve lives of people .

Loan for building materials to build a house

I take this opportunity to thank zidisha team for establishing such organization that is mend to change the life of the underprivileged in the society especially those people who has untapped potential such people are always forgotten.
Before i joined zidisha about one year ago, i used to borrow money from commercial banks and i realized that it used to be very expensive in terms of interest rate, because i could work had to make profit as i pay the loan at the same time but i realized that before finishing the loan, i had already paid back all the money i will have worked for all that time and i needed to borrow and start again afresh, and about 15 years i have been in business i could start business every year because of high interest rate of commercial banks.
However by last year when i borrowed the first amount of money from zidisha my business has grown more than two times what i had for a long time, and this has encouraged me even to invite more members also to benefit especial those with potential and seemed to be honest.
I sale second hand house holds eg television, radio,chairs,kitchen cooker etc and of late i started to sale also second hand vehicles and is doing very well, i am very much proud to be a member of zidisha.

Buy color printer and add more stock to cybercafe

Thankyou very much lenders and the zidisha community for the loan i have received and purchased the epson color printer and photocopy papers.With this loan i will be able to boost my business and increase the profit margin to over 30%.This will enable me to pay my zidisha loan on time and cater for my bills .

Cybercafe, food store agent banking sevices and mpesa

thank you for the loan, the little money I got helped me a lot. As you can see from the picture, I bought maize and here I am selling it to my customer. it is now my responsibility to pay, long life zidisha! long life lenders!

Improving my stock by adding men's ware to the stock

Thanks to my lenders and the zidisha community at large.I have been able to grow my business to a better level courtesy to your generous support. With the money i got i was able to purchase more stocks to my business and out of good business that has prevailed this year I have decided to diversify from selling bedsheets and curtains and sell different things altogether.As a result I have managed to create employment opportunity to one person who now assist me to sell the goods to our clients. In my boutique i now sell shoes both ladies and gentlemen , ladies tops jeans for both men and ladies as well as hand bags. I will forever be grateful to you my lenders for this far I have gone. Thank you.

Spare parts for repairing computers

I use the loan to buy brower, set of screw drivers an a few accessories. This has help me to increase my returns to about 35%. I use the profit to increase my working capital. Thanks to zidisha, life is getting better. Things are moving on well for both business and the family. During the Easter holidays, we had some fun, playing of football etc.

Money to stock my hutch with hybrid new zealand rabbits

sometimes in life we do things to bring us income but somehow end up achieving more saw this lil girl admiring my rabbits and playing with them and it was just amazing

Inventory of wool and knitting needles for knitting business

This is a girls bolero $2.2 and i will sell it at $4.4

Repair roasting machine and legal permits for peanut butter production

Hallo Flaguy999,
Thank you so much once again for you continued support and concern. Concerning the business, i have been doing it alone because i was still not in a position to employ someone. But now that my business has started flourishing i will have to employ one or two people to assist me. When i will start getting big orders, the work will be too much for me and i will need assistance. But the advantage i have is that all my machines are electric and therefore not tiring. Now am back in business though still weak but okay now. I will be updating you of any other developments in my business.
God bless you and have a good time.

Poultry farming

here i am as i feed my small chicks

Poultry/green house

Recceived8948ksh,the money was my second project which is poultry which are local many clients prefer them for sweetness,delicious nature,also construction of the houses for poultry.personally i take this opportunity thank you for facilitating me as my lenders and having faith in me and quick disbursement. big thank you.

Glass door refridgerator for my shop

Lenders! thank you so much,with your support, I bought the gas cooker; am now efficient,no more loses as a prepare food by order for only 45 mins. I also use gas cooker/oven for baking cakes of different designs and shapes. Thank you Zidisha.

Irrigation plumbing materials for my farm and family

Using the loan and with the onset of the planting season, I have been able to lay manure in the ditches, bought 150 passion seedlings and already starting to put down them one by one. The loan was a welcome supplement to my project.

On our farm we have an average water well about 30feet deep. Soon I intend to upgrade an already dying boreholewell pump to facilitate irrigation during dry weather breaks. This will cost about 18000 Ksh. And thanks to Zidisha I have my dreams rolling.

This is just the beginning later i will have to buy pesticides and sprayer pump, foliage fertilizers so that my plants are healthy and productive. These will cost not less than 5000 Ksh, but a step at a time and I wont crumble.

My parents are happy with the progress much as Iam to see that which we missed(finacial access without collateral) has been coupled with my finding a beginners job. I hope to do the best and God bless the wrk of my hands.

Expansion of goods for mini shop

Big thanks to my supportive lenders. Without your support many of us would be in one spot in business. Upon receiving the loan, have been able to restock my shop to meet customers demand and able retain them. Profit has also increase by 50% and has led in sustaining the family.

Addition of stock for my boutique

Thanks to zidisha i was able to start small in my business and have now grown it to alevel that only God knows i never though was possible. With the money i got here i was able to purchase more stocks to my business and out of good business that has prevailed this year i have decided to diversify and sell different things. In my boutique i now sell shoes both ladies and gentlemen , ladies tops jeans for both men and ladies as well as hand bags.
I am and will forever be greatful to zidisha for this far i have gone.
Below are some of the photos of some of my stock.

Supply of bottled drinking water and cleaning detergents

these are the sizes fit for offices and home use they are from sizes 5ltrs to 20ltr dipoposable (i.e the 20ltrs btls is not returnable)

Storing and distributing maize for local farmers

Hi Lenders,
I sincerely thank you for lending me money. For sure you are great people, with the money I recieved i.e. Ksh. 9,000 I was able to restock my store. Currently, we have received rains and farmers are back on their farms it is a planting season. I am telling you I am making money, the beans which I bought at Ksh. 4,500 I am selling at Ksh. 6,000. I had stocked enough with your assistance I was able to buy two sacks (180kg). Everyone is rushing to my store to buy beans for planting.
I had also stocked enough maize, I am sure in May I will also be selling maize at a higher price.
You have made me proud! repaying my loan is not hard. I promise to work with you people to reach my dream land. Thanks and May God bless you.

Purchase photocopier machine

Posing in my business.

Machine for knitting handbags, wallets and accessories

Dear Lenders,

Allow me to inform you that i received the loan already with amount 1.295.000,- thank you so much.
Now i could buy some material for my crochet handbag product.. and hope i could buy one more sewing machine soon.
Thank you for your kind & attention.

Best Regards
Jantie K.

Computers to start an IT training center

thank so much zidisha team, the laptop i bought from the funded to me just made my work very easy. now there no bunch of work left behind for my customers moreover, my business now is making a bigger profit than before. God bless you lenders from zidisha.