Project Updates

This is my new stall where I now sell my fish unlike previously i used to operate under an umbrella.

my new stock.thanks to my lenders

I have been able to introduce cosmetics in my shop. I appreciate my lenders for their Good job. May God bless you.

thank you for your trust in me. I've bought eggs and rice I want. now my customers grow because they do not have to go too far to buy rice and eggs.

At last the the portable food warmer has arrived. I am a happy man as I post this comment. It took a while for me to get the right food warmer that I wanted and now it was delivered yesterday. I believe it will help me to achieve the dreams and even expand more. I am sure that I am capable of supplying to more clients in a day. I will not through away the other food boxes that I have been using but utilize them to carry more food. Thanks a lot to all my lenders who helped me to achieve this dream. I will try best to repay the loan so that I can set other goals for expansion.

Edward, I just saw the pictures of your garden. Your work looks very neat. The field looks very good and the cabbage looks as good or better than I have seen anywhere, tell me about the irrigation of the plants, how do they get enough water to be looking so healthy? Keep up the great work.....Pete.

Thankyou theboseugn for starting me off. Hoping to expand my collection

Happy new year(i know its a bit too late for that)but the last time we talked was 2014,so i had to say that.....,anyway how are you doing? on my side am OK of course abit lonely(the schools have re-opened) because the house is so so quite, but al get over after a fortnight,we traveled to our rural home for New year celebration which is about 450km from where we are staying,came back at around 15th of Jan,then started preparing the kids to go back to school. that explains why i have been offline,Business wise am doing well,i managed to make a lot of profit by taking advantage of the high season demand,and geuse what i was the only one with charcoal,because i manage d to stock my store to its required capacity of 100bags with the loan that zidisha gave me plus a little savings that i had in my account,as a result i would even sell a total of 10 to 15 bags in a day with my profit margin going up by 20% compared to the usual limit of 2 dollars per bag!and for the first Robert and Zoey got everything that they had written on their shopping list!(usually they write then i shortlist in term of priority because of budget constrains) and for that zidisha get three cheers, hep hep......hurray ,hep hep hurray, hep hep hurray!... looking forward to doing both wonderful and big things this year of 2015.
cheers!

Hello,that ma tomato farm and spinach, i am spraying to prevent insectsides

Thanks once again lenders,am posting this message to share with you the positive change I have witnessed in my life and the life of others depending on me directly and indirectly. My income and profits has increased and as I am posting this message I am now able to meet the upkeep expenses of my 5 years old child left by one of my relatives after succumbing to illness and thereafter her death making her child to be an orphan at a tender age.and am happy I can now provide with his basic needs including accommodation and eventually I will school him in a near future.
Thank you Zidisha,you hold a bright future to many!
Mutai Ezekiel.

Hi guys hope you are all doing well, My son and I are ok, business is a bit low at the moment but hoping to catch up as the days goes by. Thanks guys and be blessed

Thanks Simon, I have to work extra hard to ensure I have paid, no laziness, the camera really served me so well in December, I got so many customers, even now am taking passports, it has really helped me. Atleast my business is doing fine. I really thank the Zidisha family, you are great people
Thanks

Hello,I am very greatful for the support u give me,i managed to expand my cow shed and also increase the feeds for my cows and i thank God because now my cows increased their daily production,now i wqnt to increase the daily cows for more revenue, Thankyou and may God bless u

preparation for the same garden

some of my crops (cabbage) just about to be mature

this is my shop where i have the plans to invest on

There was a significant increase in item enquiries & sales went up about 20%. Its the begining of the year therefore business is quite low. The loan I had taken was used to purchase part of the material needed to make sample sets of duvets & curtain sets. I succeeded in making a superb sample which I've been using to market my idea thanks to Zidisha loan.
Towards mid year, business will pick up & I target to increase my inventory by at least 40%. This will cater for walk-in clients who want to buy without necessarily waiting to order. I also intend to create a business portfolio that will enhance my speciality in matching duvet covers with curtains. I will embark on online advertising as a means of targeting the youth who are social media savvy. My plan is to have a double digit growth by the end of this year. With Zidisha's loans I know and plan to succeed in business.

Thank you so much to Zidisha and the lending community/person with your support. Am now filling happy for with your support have bought a mosquito net for my baby.

This are the photos

Thank you to Zidisha and this are some of photos in my work place

I am Tettey Elijah and i want to use this platform to express my sincere gratitude to Zidisha lenders for the enormous help the lending community has rendered me for the past year. Zidisha lent me a loan which i started a business with. After completing my first loan payment i was granted a second loan which i used to import some mobile phones, tablets, power banks, flash drives and other computer related accessories which i have sold to also make some profit.
Currently i own and manage my mini-importation business. With the help of Zidisha, i now import several goods ranging from phones and accessories to mechanical watches and jewelries set. I can now also sell my goods through online and its working perfectly well.
I really want to thank Zidisha for the help it has given me. It is my hope that sooner, I shall also become part of the lending team so i can make a positive change on the life of others just has Zidisha has impacted positively on my life.

During the loan funds, will buy farm inputs for this will allow me plant my farm inputs on time, and will increase my earnings at 90%, also my dependents will appreciate for repayment amount is affordable. My neighbors will be visiting my projects to confirm the assistance granted to enable them joint the system, attached here under are my photos taken in my small piece of vegetables plot.

I still im in the process of developing the project. Currently iv bought the Phtocopier and the Printer which has costed me a total of Ksh 100,000. The shop which is to be vacated hasnt been yet, but in few weeks time it will be ready fro use.As i said earlier, i have already paid fr the shop, thus i just must get to it. This is a project that il be investing much in it. AS im looking forward to working in this, ill always ensure that i keep up to my promise of paying the loan granted to me on time. Thanking you in advance Zidisha.

This are my children.

"Before I joined Zidisha my business was moving at a slow pace. l cannot pay my children school fees but now my business is moving fast and l am able to pay my children school fees for this term.Customers are willing to buy my food because of the way l cook my food. Thanks to my supporters.

This is the wonderful product i retail called Trevo

I traveled to meet my family for a family meeting. And when i told them about how Zidisha is helping, they were glad. My father is a purchasing clerk for Akuafo Adamfo cocoa Marketing company. He just won the best farmer award for the UTZ in the Bekwai District. If Zidisha continues to support me like this, i will be where i want to be in the next 5 (five) years.
I have been speaking to many trustworthy potential friends who can also benefit.
Thank You all.
T.D.Wise.

hi my lenders...i appreciate you support.i am happy to let you know i bought my products and the business going on well

my shop

That is my potatoes farm

The producer of the cane items is very happy. Though i don't buy much from him, my support to prefinance his production have helped him have more material to produce for the market. He pays me 4% of every items he sells till the agreed date.
Even that i can focus on my "HOUSE BOY" service too. He now produce variety of items.

Hello it my greatful to all the leaders who helped me achieve my goal for agribusiness, may God bless u

Hello to all lenders,
I have been working on my small shop in order to get a permanent office for my business.
Since i learnt how to lay tiles and the painting, i did the work my self to reduce expenditure.i have also finish with the linghting system waiting for the electric power.

Hello im so greatful for the support u give to me,i managed to purchase the heifer and also prepare the cow shed for the heifer i purchased.thankyou and may God bless u all

Recently, I managed to do a two day job that really paid well. The job entailed carrying out a research for an ngo which deals with pregnant women's health. Since I saved what I needed, I cobsidered repaying the loan so that I may cover the loan quick. I am really thankful for the opportunity to be a zidisha member.

Thank you all lenders and Zidisha team
Can I buy the ingredients Staples to stock merchandise are depleted,. all of loans at zidisha

.

Hello Jerop!

I am new to Zidisha but am excited about using it. I just funded your $100 loan. I hope this helps you expand your chicken business and in turn improve your quality of life. I have a friend who raises chickens and it seems like an interesting line of work. I wish you the best of luck!

Thanks,

Franklin

LE JOUR DU REMIS DU LOT GAGNE SUR LES TRANSFER

LE JOUR DU REMIS DU LOT GAGNE SUR LES TRANSFER

One on one education with Gyewie about Zidisha after our meeting. The meeting was very fruitful and many were very happy upon hearing the good news about Zidisha.

hello! I wanted to talk about another activity that I do at home! I also do sales of different breeds of birds ... they are call'd parakeets and callopsites . and for 5 years I produced these species and my prices these torque parakeets I sell a 15.000cfa and callopsitte has 50.000cfa . here are some pictures

I am taking this opportunity to thank my Lenders and the Zidisha team for this great assistance you have offered me, I accepted the bids yesterday and today I received the loan. That was amazing! I never thought it would be that fast, I really appreciate.
I am also informing you that we agreed with the electrician today that we shall buy some materials tomorrow Saturday and complete everything by Monday. I'll be posting and informing you on the progress. Once again, thank you very much.

Hi,
I am doing very well and my family too. Business also is on the increase every single day. I am very grateful for the loan I received and I trust that yiu will also continue to increase.
I just bought a very nice P4 desktop computer which I will have it in my office on monday 2nd february. I will send a photo then.
My family is doing very well and we are very much happier and looking forward for increased business and eventually being lenders here at zidisha.

Thanks,
Dishon Maliga

Dear Lenders,

It was a pleasure to get to meet with Ishmail last night, if briefly, along with Volunteer Mentor George Bonsu.

When I ask Ishmail if he was always intrigued by sewing and fashion design, he laughs and shakes his head in a strong, “No.” He had little interest in the field and was only involved reluctantly at first. But living in a poor and abusive home, he started to help a tailor friend of his father’s in return for food and pocket money. Eight years, an apprenticeship, and a lot of savings later, Ishmail owns his own business designing and producing high quality African clothing. He is even passing his knowledge on to a young apprentice of his own. (We weren’t able to visit his shop as we spent a lot of time working through a friend’s application but you can see pictures of some of his work in his profile.)

Ishmail’s first Zidisha loan has helped him buy fabric stock for his designs so that he can produce enough to meet a rising demand. But he really looks forward to growing his relationship with Zidisha lenders and using his lending capital to expand his operations from one small sewing machine to three industrial machines, which would allow him to produce on a greater scale and hire more workers. Additionally, Ishmail has recently become a Volunteer Mentor in order to help others realize the benefits of their loans.

I know Ishmail is grateful for the support he has received from his lenders and we are excited to see his business grow and expand!

Thank you,

Taylor
Ghana Country Ambassador
Zidisha

Waiting for my other members for discussion on the way forward on our co-operative union Theme: Co-operation in Honesty.AGENDA The best way forward for the union. Will also take the opportunity to introduce Zidisha to them.

Dear Lenders,

I was happy to meet Ebenezer earlier this week, along with Volunteer Mentor George Bonsu, at his office in Kumasi. Ebenezer works teaching ICT (computer skills) classes to Kumasi youth and repairing computers. (When I arrived he was working on the keyboard of a laptop, pictured below.) He says Zidisha has been helping him a lot, but had a few setbacks last year and fell behind in payments. We were able to reschedule and get him back on track, and he looks forward to paying off this loan and continuing to work with Zidisha’s lenders to grow his business. He is thankful for the support he has received, and we wish him well going forward!

Thank you,

Taylor
Ghana Country Ambassador
Zidisha

to make people look beautiful you should look great also. these are some of the braids I sell that I used to make my self beautiful

Dear Lenders,

I enjoyed meeting Obed on Wednesday, with Volunteer Mentor George Bonsu, at his internet cafe outside of Kumasi.

He gave me a tour of the small café, including the café’s new color printer, computers and accessories he has been able to buy with previous Zidisha loans, and the empty desks where he hopes to house more. He is planning on buying new machines soon in anticipation of the rise in demand that comes along with school vacation. I witnessed this firsthand as a group of enthusiastic schoolchildren still in their uniforms crowded the café at the end of the day - most lacking internet or computer access at home.

The café also offers ICT and computer literacy courses to community members who are less familiar with the technology. Although all-too-frequent government imposed power outages can be problematic and Obed is in the market for a new generator after his old second-hand one has broken.

Obed is a true businessman and professional with lots of ideas, for his own business as well as for Zidisha, and it was a pleasure to have the opportunity to talk with him. He is grateful for the help his lenders have provided in overcoming the challenges of running a computer business in rural Ghana, and looks forward to using Zidisha loans to continue growing his business. We are excited to see what is next!

Taylor
Ghana Country Ambassador
Zidisha

my current business premises