Hey guys ,it's been a wonderful day and weekend and am loving it . I was able to get a video gig so I have enough to pay my loan and some house upkeep so am paying earlier guys . Thanks for the loans and I always appreciate them .
With the previous loan funds,i was able to begin my business by adding more food and chicks. the purchase made a difference since i was able to gain a big volume of produce. The sales has enabled me expand my business and with that am able to meet my family and personal needs .
With the new finances i would like to be able to add more stock which will enable me grow well and be well established.
Hello zidisha team, thanks for the previous loan it has really helped me to top up purchase a photocopy papers in a whole sale shop, after selling it i realize more profit through it, not only have sale but also consume at my cyber business, now have repaid my loan, i am now applying for another one to top up purchase a binding machine, thank you so much zidisha team.
Hi my lenders and friends. This is the current state of my businesses. This is a high level summary. I sold my cow at $240 & bought a small one at $70. However the owner requested I still keep it for him. Part of my profit from this sale was used to finish my small two houses. I know live here and no more renting houses at my rural area! Thanks to Zidisha for buying me this land. Part of the other interest I bought construction materials for building chicken house. I will quote this in Kes faster. 4 iron sheets at Kes 2,400, 38ft wood 1*6 at Kes 2,000, chicken wiremesh a roll at Kes 1800, Wire mesh at Kes 500, handsaw at Kes 350, Nails Kes 200, hasp at Kes 100. I did all the labour in two days despite of the hot sun. I added forest wood since soft wood bought could not complete the chicken house. The house is really beautiful. I have around 10 big chicken and some other small. Earlier my chicken were being eaten by wild animals from the earlier house. I intend to zero graze now. This is also to prevent farm produce damage by the chicks. My peanut business is also doing well actually for the last two days I have been able to make a daily profit of Kes 2000. I do this on part time basis hence the income is not stable but I can make a profit of Kes 10,000 if I am free for five days in a month.My water pumping solar system had broken down due to prolonged rainy season but am in a process of receiving a new one.
I have a projection of making this palm oil extracting business become very big. I am currently suffering financial difficulties because of the death of my mother. I need better and morden machines to aid in this business as about 80% of the oil extracting process is done manually.
Hello my worthy lenders.
Thank you for accepting and funding my loan request.
I promise to work hard and achieve the loan proposal's goal as well repay my loan promptly. Thank you.
Hello dear lenders, I want to sincerely thank all of you for all your wonderful support that you have continually accorded. The last loan has helped me to expand my business and accommodate more clients. I am Able now to pay for my children school fees and pay for my residencial rent. My business has also grown by 40%. All this has been possible because of your unfailing support.God bless you all.
Thanks so much. I was able to buy another steel bending tool whi h is a nepar for my workers to work effectively. That resulted in a speedy output of work on site.
The money helped me increase the number of Jerri cans of water I purchased and hence increased my profit by 70%. My children get their lunches everyday of school from the proceeds of this water and soft drinks. And since I have one adopted orphaned child the loan has boosted me a lot even in improving their health. Last week the orphaned child happened to be sick I was able to take him to the hospital and was tested and I also bought medications for him. Thanks to my lenders, I appreciate your support and please continue with this great work.
Hello Lenders, thanks to the loan I have a stable popcorn business now. We manufacture, sell and even transport the machines within the regions of Ghana. At least everyday we sell one popcorn machine. My most recent achievement has been my successful completion of a four year course in Civil Engineering at the Kwame Nkrumah University of Science and Technology. The loans given me helped me sponsor my education till completion. I have started working along side running the popcorn machine business and i believe there is more i can do with Zidisha loans. Thank you so much lenders, you have been a life line.
Today October 5, 2018 another loan repayment safely and successfully made. Once again I am happy and there is gladness in my heart, as I continue faithfully repaying my loan. I say BIG THANK YOU to all the wonderful lenders and the dedicated backroom Zidisha staffs. I always appreciate every bit of your effort and sacrifice towards the have not. I know my "thank you" may not be enough to compensate you for your kindness, but I am sure God Almighty in the heaven above would reward you abundantly for all the good work you are doing to humanity, especially to the have not.
God richly bless you all.
Thanks Urszula, Guenter, Markus, K, and Glenn Butler. I would like to appreciate you all for making this loan facility come through. The help I've received in the past from this micro-lending platform has enabled me to undertake a few steps that would have taken a little bit longer than I have done. I really appreciate your help and I strongly believe that it will help me grow and provide better for my family while also helping a few other people to earn some income. Thanks again and be blessed.
Dear Liz and Don,
I hope you are fine. I am equally fine.
Today I have just finished making 495 bar soaps of 1kg each. I will stamp them after two days then I take them to the market.
Once again I want to thank you so much for believing in my project. Through your support I know that I will go very far.
I have included a photo of the soaps.
Kind regards,
Denis
Hello , how are you and your family doing. I believe you are doing great.
I want to express my profound gratitude to all my lenders, whom I cannot mention one by one , director Julia and entire Zidisha for your love and support. May the Good LORD bless you in all your endeavor.
I repay my loan from the profit I make, support my husband for the upkeep of the family. I extend my support to a man, who was amputated in both legs because of an accident he was involved in.
The number of people doing retail of Sim cards and Scratch cards, have increase. My profit margin has reduced, and this has affected my repayment.
Thank you so much for being there for us and by putting a smile on our faces, all we can say is God bless you !!
Thanks again for the continued financial support. The year has been very challenging following a prolonged dry season last year and early in the year. Feeds for out cows have poses a challenge as we didn't meet our projected fodder output from the farms.
We are however out of the woods now and the cows health has improved. Our cows have starting to produce more and cycle well. The forage machine is now in my possession and it will make fodder harvest very efficient by next season.
Thank you.
Hey lender I purchase gel polish and some other product like human hair and it's doing good, athou in the process I came across to a good deal of a strategic location of business althou I could not having enough money to pay goodwill,rent and rebuild the place and still buying barbersit so I hustled and I managed to own the place I'm glad to be a member of zidisha and i realy thanks the entire family of zidisha, my dear borrowers let us keep our promise and work closer with zidisha and we'll fo far, thanks
I bought goods for my business. it has increased my business.by 50 %.by anding the stock. the business has taken my business and also increase the leaving of my family. my neighbor uses to take their family out and also .me. I. use to take my family out for. enjoying like kilifi beach resort.
Hi zidisha family thanks for the loan you have me of have made a different to my agribusiness and know I can transport my commodity easily and cheap. Also taking my children to school with the motobike
I thank the lenders because thanks to your capital loan my business is well developed. So it is very helpful in advancing my batik business and changing the life of me and my family. My children can also go to school with good performance and the lives of my children. also experienced a change because of the effects of my business progress. I hope my business can grow even bigger and I really need help from the owners of capital to realize my dream
Saya ucapkan terima kasih kepada para pemberi pinjaman karena berkat pinjaman modal dari anda usaha saya berkembang dengan baik.sehingga sangat membantu dalam kemajuan usaha batik cap saya dan merubah kehidupan saya sekeluarga.anak anak saya juga bisa sekolah dengan prestasi yg baik dan kehidupan anak anak saya juga mengalami perubahan karena efek dari kemajuan usaha saya.semoga usaha saya bisa berkembang semakin besar dan saya sangat membutuhkan bantuan dari para pemilik modal untuk mewujudkan impian saya
Dear Liz and Don,
I want to confirm to you that I received the funds you gave me in the form of a loan and I have used it to buy used cooking oil.
Today I began the process of making soap by measuring the oil to be mixed with caustic tomorrow.
I have included a photo of that process.
Dear Lenders, the loan you gave me the last time really helped me. I was able to purchase fertilizers and pesticide for my farm. This helped me to increase production and reduce loses. I am happy now because I have got profit and this has enabled me to take care of my parents and also paid the school fees of my nephew who has just got admission to the nurses training college. I am happy we are going to have a nurse in our family. I have also started another farm with the rest of the money and I hope to employ some people from my community. I would not have done all these without you Zidisha.
I would like to thank all my lenders from all corners of the world for their generous efforts of making these affordable loan facilities accessible. Past loan facilities have helped me in paying my little office's internet and power bills. The last loan facility helped to buy a Faiba Mifi gadget that will enable me to connect seamlessly to internet alongside other freelancers to whom I outsource some of my tasks, and who work within the same office. Thanks again, and it's my hope that this fruitful relation will continue for the long-term.
My past loan enable me to hire a better cooling machine which enable me store my milk fo 3 to 4 days without being spoilt as a result my earnings increased and my daily expenses were minimised.Effectively my income increases and was able to take my siblings to a better institution since my earnings increased from 35% to approximately 65%.At the moment I have encouraged alot my relatives,neighbours and friends to log in to www.zidisha.org to better their living through zidisha afordable online loans.During our neighbourhood merry go round which we usually used in assisiting the disadvadanged in society the widows,widowers and orphans.
In every business venture, there comes struggles and extreme challenges. My first project (brick making)was a big disappointment and i lost the entire loan i had invested. I didn't change the project, instead i noted down all the inconsistencies that occurred leading me to plunge into losses. I struggled through repaying this loan via side hustles. This almost demotivated me. My status was always late repayment(this was bad).Well, i repaid the entire loan and i never thought my lenders will give me a second chance. Funny enough, i applied for another loan and i was funded with the rating of 33%. I learnt that our lenders at Zidisha are human and they understand the different challenges a business can bring about. They gave me a loan and that was the break through.Since then, i have had a smooth running with my business taking the best track ever. What i can advice my fellow borrowers is to believe in the process and trust the system for effective outcome. Being genuine is also another factor that make the lenders willing to give you a second chance. Finally, i have trusted the Zidisha system and will always be ready to refer anybody to borrow
Thanks for your support, i was able to buy another cutting tool for my steel bending works. I really appreciate that. I have refunded my loan because I have really made profit with it due to the time limit I used the tool. Thanks once again
The last loan helped me a lot as we purchased the fishing flies material and our production increased by over 35%. Much thanks to the lenders who offered me.
Last loan helps me to pay tuition fee for my daughter thus she has not been sent out of school and it has enabled her to continue with her studies well I really appreciate.
The outcome of my previous loan was college life has been comfortable that all my upkeep is taken care of. The purchase difference was more of comrades visiting my stall. My profit has increased by 14%. which is quite good for my minimal upkeep requirements. The profit i invested more into my business and a fraction for my upkeep.
Dear Liz and Don Williams,
I want to thank you so much for funding my project.
I make bar soaps, so I will use the money to buy more used cooking oil, which is the main raw material that I use to make soap.
By increasing the volume of used cooking oil by 40 litres, my production will increase by 55 bars per week and my revenue will increase by ksh 4950.
My profit will increase by ksh 1485 per week.
I will be posting updates on how I am progressing in my business.
Best regards,
Denis
Thank you all my lenders, you make a significant change in my life. The loan I took helped me to buy five sheep at a cost of $20 and used $6 to buy their feedstuffs and also $3 to do some renovations of where they were to stay and $1 for transportation. I received $30 and this will make a great change to me after some months. I will post a photo very soon. Thank you.
I want to thank the lenders for granting me this loan.
I will use this money to buy books.
This money will help me get more time to study well to accomplished my vision unlike i have to go and work after school to get money to buy books.
Because of your generosity i have managed to purchase and restock refrigeration pipes worth 11.70 dollars and it has made a big impact to my fast growing business such that the weekly income has increased tremendously from approximately 5.2% to 6.5% let me take this opportunity to thank you once more to all my lenders and zidisha team for their continued
support,
Thank you once again and continue supporting my business and i will not let you down once you lend me another loan that will also improve my business
Thank you very much for believing in my projects.
The generosity of the zidisha community never ceases to amaze me.
I intent to purchase plastic piping that I will slice into two and using timber straws as planting medium.
This will afford me a media to (start) plant fast growing cooking herbs:corriender starts.
The plastic pipes will be layered to maximize on the space as well as provide a sustain supply of the herbs.
In the fullness of time,I will have a mixture of different herbs being produced through this system as well as the pure hydroponics of having water infused with minerals though that time growing vegetables that are in demand in the market;kale,spinach and lettuce.
May the seed planted grow into a big tree providing food,shelter and raw materials for other projects.
A million thanks from me to you
Hi Emma,
Good to here from you. I know i have been a bit silent and slow on my payments but am fine. Business has been a bit low and also haven't gotten a financial partner for children's orphanage so it has really been eating into my profit as i have quit a number of kids in high school.
Otherwise am doing well, as well as my wife and kids
Thank you very much for your support and concern
God bless you
Thank lenders for your support my business now is growing very fast and all is because of your support. Be blessed very much am very happy with u thank u.
Thank you so much for much guys for funding my loan.
I operate a foodstuff stall, and I intend to buy nuts, carrots, and corriander leaves, to expand my existing business.
I'll ensure that the loan is repaid in due time.
this is the ending of the first month since schools reopened and this has contributed to the increase in revenue mobilization which has also made it possible for me to also part of the revenue with zidisha. thank you very much to zidisha.
Gabriel Litunya Akali
Oct 7, 2018
Khwisero, Kenya
I am doing a contract farming of french beans garlic
Hello, am very proud to be associated with you. Am 31 years old and doing farming. I look forward to farther interactions
Felix N Appiah
Oct 7, 2018
Kumasi, Ghana
Loan to buy lighting and camera equipment for my photostudio
Hey guys ,it's been a wonderful day and weekend and am loving it . I was able to get a video gig so I have enough to pay my loan and some house upkeep so am paying earlier guys . Thanks for the loans and I always appreciate them .
Lawrence Mbaru
Oct 7, 2018
Kaloleni, Kenya
Revival
With the previous loan funds,i was able to begin my business by adding more food and chicks. the purchase made a difference since i was able to gain a big volume of produce. The sales has enabled me expand my business and with that am able to meet my family and personal needs .
With the new finances i would like to be able to add more stock which will enable me grow well and be well established.
Dennis Yegon
Oct 7, 2018
Bomet, Kenya
Cyber cafe
Hello zidisha team, thanks for the previous loan it has really helped me to top up purchase a photocopy papers in a whole sale shop, after selling it i realize more profit through it, not only have sale but also consume at my cyber business, now have repaid my loan, i am now applying for another one to top up purchase a binding machine, thank you so much zidisha team.
Peter Gatundu
Oct 7, 2018
Naromoru, Kenya
Loan for homemade solar water-heaters
Thank you so much my lenders. I was able to build two more solar water heater which have an order already. Thank you so much for your help.
Joyce Mukiri Mugambi
Oct 6, 2018
Meru, Kenya
Joyce boutique
hello. thank you so much .i received the loan. I purchased more shoes for my beauty shop. am starting to see them will update you later on outcome
George Kiio
Oct 6, 2018
Muthwani, Kenya
Purchase land & help improve food security
Hi my lenders and friends. This is the current state of my businesses. This is a high level summary. I sold my cow at $240 & bought a small one at $70. However the owner requested I still keep it for him. Part of my profit from this sale was used to finish my small two houses. I know live here and no more renting houses at my rural area! Thanks to Zidisha for buying me this land. Part of the other interest I bought construction materials for building chicken house. I will quote this in Kes faster. 4 iron sheets at Kes 2,400, 38ft wood 1*6 at Kes 2,000, chicken wiremesh a roll at Kes 1800, Wire mesh at Kes 500, handsaw at Kes 350, Nails Kes 200, hasp at Kes 100. I did all the labour in two days despite of the hot sun. I added forest wood since soft wood bought could not complete the chicken house. The house is really beautiful. I have around 10 big chicken and some other small. Earlier my chicken were being eaten by wild animals from the earlier house. I intend to zero graze now. This is also to prevent farm produce damage by the chicks. My peanut business is also doing well actually for the last two days I have been able to make a daily profit of Kes 2000. I do this on part time basis hence the income is not stable but I can make a profit of Kes 10,000 if I am free for five days in a month.My water pumping solar system had broken down due to prolonged rainy season but am in a process of receiving a new one.
Evans Ansu Amponsah
Oct 6, 2018
Kukuom, Ghana
A loan to start rental business
Picture
Evans Ansu Amponsah
Oct 6, 2018
Kukuom, Ghana
A loan to start rental business
I have a projection of making this palm oil extracting business become very big. I am currently suffering financial difficulties because of the death of my mother. I need better and morden machines to aid in this business as about 80% of the oil extracting process is done manually.
Keneth Imbarabara Atonya
Oct 6, 2018
Mombasa, Kenya
Homemade building bricks
Hello my worthy lenders.
Thank you for accepting and funding my loan request.
I promise to work hard and achieve the loan proposal's goal as well repay my loan promptly. Thank you.
Mary Wangari Maina
Oct 6, 2018
Kitengela, Kenya, Kenya
Loan to expand my beauty business
Hello dear lenders, I want to sincerely thank all of you for all your wonderful support that you have continually accorded. The last loan has helped me to expand my business and accommodate more clients. I am Able now to pay for my children school fees and pay for my residencial rent. My business has also grown by 40%. All this has been possible because of your unfailing support.God bless you all.
Michael Nikoi
Oct 6, 2018
Accra, Ghana
Building equipments
Thanks so much. I was able to buy another steel bending tool whi h is a nepar for my workers to work effectively. That resulted in a speedy output of work on site.
Gor Benard Ouma
Oct 6, 2018
Homa Bay, Kenya
Purchase coca-cola products and both packed water.
The money helped me increase the number of Jerri cans of water I purchased and hence increased my profit by 70%. My children get their lunches everyday of school from the proceeds of this water and soft drinks. And since I have one adopted orphaned child the loan has boosted me a lot even in improving their health. Last week the orphaned child happened to be sick I was able to take him to the hospital and was tested and I also bought medications for him. Thanks to my lenders, I appreciate your support and please continue with this great work.
Gideon Amefu
Oct 5, 2018
New Weija, Ghana
Materials to complete a building project
Hello Lenders, thanks to the loan I have a stable popcorn business now. We manufacture, sell and even transport the machines within the regions of Ghana. At least everyday we sell one popcorn machine. My most recent achievement has been my successful completion of a four year course in Civil Engineering at the Kwame Nkrumah University of Science and Technology. The loans given me helped me sponsor my education till completion. I have started working along side running the popcorn machine business and i believe there is more i can do with Zidisha loans. Thank you so much lenders, you have been a life line.
Christian Golo
Oct 5, 2018
Accra, Ghana
Well & tank to provide clean water to rural community
Today October 5, 2018 another loan repayment safely and successfully made. Once again I am happy and there is gladness in my heart, as I continue faithfully repaying my loan. I say BIG THANK YOU to all the wonderful lenders and the dedicated backroom Zidisha staffs. I always appreciate every bit of your effort and sacrifice towards the have not. I know my "thank you" may not be enough to compensate you for your kindness, but I am sure God Almighty in the heaven above would reward you abundantly for all the good work you are doing to humanity, especially to the have not.
God richly bless you all.
Prince Arhin
Oct 5, 2018
Akwatia, Ghana
Refrigerator to sell ice blocks, cold water, etc.
I thank lenders so much. Zidisha loan has help me take my daughter, Heaven to school.
Thanks you zidisha and my lenders.
Samuel Koech
Oct 5, 2018
Kapkures, Kenya
Purchasing equipment & stocking inventory
Thanks Urszula, Guenter, Markus, K, and Glenn Butler. I would like to appreciate you all for making this loan facility come through. The help I've received in the past from this micro-lending platform has enabled me to undertake a few steps that would have taken a little bit longer than I have done. I really appreciate your help and I strongly believe that it will help me grow and provide better for my family while also helping a few other people to earn some income. Thanks again and be blessed.
Budi Tjandra
Oct 5, 2018
Bekasi, Indonesia
Stock goods for enye crackers
I bought a snack shelter
Translated by Google
Saya buat beli rak snack
Denis Aloo
Oct 4, 2018
Kisumu, Kenya
Making soap from recycled cooking oil
Dear Liz and Don,
I hope you are fine. I am equally fine.
Today I have just finished making 495 bar soaps of 1kg each. I will stamp them after two days then I take them to the market.
Once again I want to thank you so much for believing in my project. Through your support I know that I will go very far.
I have included a photo of the soaps.
Kind regards,
Denis
Elinam Sekyi
Oct 4, 2018
Akosombo, Ghana
To purchase call cards and mobile money for sale
Hello , how are you and your family doing. I believe you are doing great.
I want to express my profound gratitude to all my lenders, whom I cannot mention one by one , director Julia and entire Zidisha for your love and support. May the Good LORD bless you in all your endeavor.
I repay my loan from the profit I make, support my husband for the upkeep of the family. I extend my support to a man, who was amputated in both legs because of an accident he was involved in.
The number of people doing retail of Sim cards and Scratch cards, have increase. My profit margin has reduced, and this has affected my repayment.
Thank you so much for being there for us and by putting a smile on our faces, all we can say is God bless you !!
Patrick Ruto
Oct 4, 2018
Nairobi, Kenya
Forage harvester for cheaper farm feed production costs
Lenders,
Thanks again for the continued financial support. The year has been very challenging following a prolonged dry season last year and early in the year. Feeds for out cows have poses a challenge as we didn't meet our projected fodder output from the farms.
We are however out of the woods now and the cows health has improved. Our cows have starting to produce more and cycle well. The forage machine is now in my possession and it will make fodder harvest very efficient by next season.
Thank you.
John Wanjiru
Oct 4, 2018
Nairobi, Kenya
Beauty products
Hey lender I purchase gel polish and some other product like human hair and it's doing good, athou in the process I came across to a good deal of a strategic location of business althou I could not having enough money to pay goodwill,rent and rebuild the place and still buying barbersit so I hustled and I managed to own the place I'm glad to be a member of zidisha and i realy thanks the entire family of zidisha, my dear borrowers let us keep our promise and work closer with zidisha and we'll fo far, thanks
Esther Chai
Oct 4, 2018
Nairobi, Kenya
Retail shop and grocery
I bought goods for my business. it has increased my business.by 50 %.by anding the stock. the business has taken my business and also increase the leaving of my family. my neighbor uses to take their family out and also .me. I. use to take my family out for. enjoying like kilifi beach resort.
Tonny Lukalo
Oct 4, 2018
Eldoret, Kenya
Rent farm and buy fertilizer & insecticide
Hi zidisha family thanks for the loan you have me of have made a different to my agribusiness and know I can transport my commodity easily and cheap. Also taking my children to school with the motobike
Eko Edi Prawoto
Oct 3, 2018
Boyolali, Indonesia
Supplies of printed cloth and batik medicine
I thank the lenders because thanks to your capital loan my business is well developed. So it is very helpful in advancing my batik business and changing the life of me and my family. My children can also go to school with good performance and the lives of my children. also experienced a change because of the effects of my business progress. I hope my business can grow even bigger and I really need help from the owners of capital to realize my dream
Translated by Google
Saya ucapkan terima kasih kepada para pemberi pinjaman karena berkat pinjaman modal dari anda usaha saya berkembang dengan baik.sehingga sangat membantu dalam kemajuan usaha batik cap saya dan merubah kehidupan saya sekeluarga.anak anak saya juga bisa sekolah dengan prestasi yg baik dan kehidupan anak anak saya juga mengalami perubahan karena efek dari kemajuan usaha saya.semoga usaha saya bisa berkembang semakin besar dan saya sangat membutuhkan bantuan dari para pemilik modal untuk mewujudkan impian saya
Denis Aloo
Oct 3, 2018
Kisumu, Kenya
Making soap from recycled cooking oil
Dear Liz and Don,
I want to confirm to you that I received the funds you gave me in the form of a loan and I have used it to buy used cooking oil.
Today I began the process of making soap by measuring the oil to be mixed with caustic tomorrow.
I have included a photo of that process.
Korang Benjamin
Oct 3, 2018
Berekum, Ghana
Pesticides and weedicides
Dear Lenders, the loan you gave me the last time really helped me. I was able to purchase fertilizers and pesticide for my farm. This helped me to increase production and reduce loses. I am happy now because I have got profit and this has enabled me to take care of my parents and also paid the school fees of my nephew who has just got admission to the nurses training college. I am happy we are going to have a nurse in our family. I have also started another farm with the rest of the money and I hope to employ some people from my community. I would not have done all these without you Zidisha.
David Matheka
Oct 3, 2018
Voi, Kenya
Gemstones
II appreciated my loan as it was fast and timely.
Samuel Koech
Oct 3, 2018
Kapkures, Kenya
Purchasing equipment & stocking inventory
I would like to thank all my lenders from all corners of the world for their generous efforts of making these affordable loan facilities accessible. Past loan facilities have helped me in paying my little office's internet and power bills. The last loan facility helped to buy a Faiba Mifi gadget that will enable me to connect seamlessly to internet alongside other freelancers to whom I outsource some of my tasks, and who work within the same office. Thanks again, and it's my hope that this fruitful relation will continue for the long-term.
John Mutai
Oct 3, 2018
Kapsuser, Kenya
Milk & milk products business
My past loan enable me to hire a better cooling machine which enable me store my milk fo 3 to 4 days without being spoilt as a result my earnings increased and my daily expenses were minimised.Effectively my income increases and was able to take my siblings to a better institution since my earnings increased from 35% to approximately 65%.At the moment I have encouraged alot my relatives,neighbours and friends to log in to www.zidisha.org to better their living through zidisha afordable online loans.During our neighbourhood merry go round which we usually used in assisiting the disadvadanged in society the widows,widowers and orphans.
Nelson Kisia
Oct 3, 2018
Gidagadi, Kenya
Extending my brick structure to accomodate more bricks
In every business venture, there comes struggles and extreme challenges. My first project (brick making)was a big disappointment and i lost the entire loan i had invested. I didn't change the project, instead i noted down all the inconsistencies that occurred leading me to plunge into losses. I struggled through repaying this loan via side hustles. This almost demotivated me. My status was always late repayment(this was bad).Well, i repaid the entire loan and i never thought my lenders will give me a second chance. Funny enough, i applied for another loan and i was funded with the rating of 33%. I learnt that our lenders at Zidisha are human and they understand the different challenges a business can bring about. They gave me a loan and that was the break through.Since then, i have had a smooth running with my business taking the best track ever. What i can advice my fellow borrowers is to believe in the process and trust the system for effective outcome. Being genuine is also another factor that make the lenders willing to give you a second chance. Finally, i have trusted the Zidisha system and will always be ready to refer anybody to borrow
Michael Nikoi
Oct 2, 2018
Accra, Ghana
Building equipments
Thanks for your support, i was able to buy another cutting tool for my steel bending works. I really appreciate that. I have refunded my loan because I have really made profit with it due to the time limit I used the tool. Thanks once again
Mfodwo Nyarko Charles
Oct 2, 2018
Berekum, Ghana
Charsey phones .
Business is going on well with me and I have gotten a lot of customers who comes to my shop to buy their needs .things are well with me
John Wanyonyi
Oct 2, 2018
Kikuyu, Kenya
Purchase of inventory materials
The last loan helped me a lot as we purchased the fishing flies material and our production increased by over 35%. Much thanks to the lenders who offered me.
Humphrey Wasonga
Oct 1, 2018
Nairobi, Kenya
Education is power
Last loan helps me to pay tuition fee for my daughter thus she has not been sent out of school and it has enabled her to continue with her studies well I really appreciate.
Bornaventure Chanda
Oct 1, 2018
Mpika, Zambia
Loan for purchase second screen mil size two (2)
Thank you so much to all my lenders and zidisha team for funding my project may the good lord bless you all
Sheripher Taiti
Oct 1, 2018
Nairobi, Kenya
Second-hand clothing shop
this is what I did with my previous loan. I bought more maniquins for better display of clothes. which worked wonders on sales.
Leah Kemuma
Oct 1, 2018
Naisambu, Kenya
Tailoring and dressmaking
The outcome of my previous loan was college life has been comfortable that all my upkeep is taken care of. The purchase difference was more of comrades visiting my stall. My profit has increased by 14%. which is quite good for my minimal upkeep requirements. The profit i invested more into my business and a fraction for my upkeep.
Denis Aloo
Oct 1, 2018
Kisumu, Kenya
Making soap from recycled cooking oil
Dear Liz and Don Williams,
I want to thank you so much for funding my project.
I make bar soaps, so I will use the money to buy more used cooking oil, which is the main raw material that I use to make soap.
By increasing the volume of used cooking oil by 40 litres, my production will increase by 55 bars per week and my revenue will increase by ksh 4950.
My profit will increase by ksh 1485 per week.
I will be posting updates on how I am progressing in my business.
Best regards,
Denis
Meshack Wachiuri
Sep 30, 2018
Nyahururu, Kenya
Livestock rearing
Thank you all my lenders, you make a significant change in my life. The loan I took helped me to buy five sheep at a cost of $20 and used $6 to buy their feedstuffs and also $3 to do some renovations of where they were to stay and $1 for transportation. I received $30 and this will make a great change to me after some months. I will post a photo very soon. Thank you.
Isaac Mose
Sep 30, 2018
Keumbu, Kenya
A loan to purchase clothes for my boutique
Greetings,
I received my loan and it has helped me greatly to grow my boutique Business.
Thank you Very much.
Eric Blay Allimah
Sep 30, 2018
Kukuom, Ghana
Loan to make part payment of hostel fees for next semester
I want to thank the lenders for granting me this loan.
I will use this money to buy books.
This money will help me get more time to study well to accomplished my vision unlike i have to go and work after school to get money to buy books.
Nancy Munyua
Sep 30, 2018
Nakuru, Kenya
Cybercafe expansion
Dear Zidisha lenders
Find my attached photos for my new shop thanks to zidisha lenders I have been able to do branding. Thus increase in sales
Thank Zidisha lender
Anthony Mutua
Sep 30, 2018
Matuu, Kenya
Sales display
my display shelve ready
Godfrey Chikolokoso
Sep 30, 2018
Kitwe, Zambia
Re-gassing gauge
PURCHASE OF REFRIGERATION PIPES
Hello Lenders,
Because of your generosity i have managed to purchase and restock refrigeration pipes worth 11.70 dollars and it has made a big impact to my fast growing business such that the weekly income has increased tremendously from approximately 5.2% to 6.5% let me take this opportunity to thank you once more to all my lenders and zidisha team for their continued
support,
Thank you once again and continue supporting my business and i will not let you down once you lend me another loan that will also improve my business
John Musevu
Sep 30, 2018
Machakos, Kenya
Hydroponics business
Thank you very much for believing in my projects.
The generosity of the zidisha community never ceases to amaze me.
I intent to purchase plastic piping that I will slice into two and using timber straws as planting medium.
This will afford me a media to (start) plant fast growing cooking herbs:corriender starts.
The plastic pipes will be layered to maximize on the space as well as provide a sustain supply of the herbs.
In the fullness of time,I will have a mixture of different herbs being produced through this system as well as the pure hydroponics of having water infused with minerals though that time growing vegetables that are in demand in the market;kale,spinach and lettuce.
May the seed planted grow into a big tree providing food,shelter and raw materials for other projects.
A million thanks from me to you
Moses Kuya
Sep 29, 2018
Nairobi, Kenya
New equpiment for outdoor experiential learning programs
Hi Emma,
Good to here from you. I know i have been a bit silent and slow on my payments but am fine. Business has been a bit low and also haven't gotten a financial partner for children's orphanage so it has really been eating into my profit as i have quit a number of kids in high school.
Otherwise am doing well, as well as my wife and kids
Thank you very much for your support and concern
God bless you
George Muigai
Sep 29, 2018
Mombasa, Kenya
Add accessories stock
Thank lenders for your support my business now is growing very fast and all is because of your support. Be blessed very much am very happy with u thank u.
Tabitha Nandi
Sep 29, 2018
Kitale, Kenya
Loan for "Pampers" baby diapers to resell
Thank you so much for much guys for funding my loan.
I operate a foodstuff stall, and I intend to buy nuts, carrots, and corriander leaves, to expand my existing business.
I'll ensure that the loan is repaid in due time.
Nicholas Saddari
Sep 28, 2018
Sunyani, Brong Ahafo Region, Ghana
Printing science textbooks
this is the ending of the first month since schools reopened and this has contributed to the increase in revenue mobilization which has also made it possible for me to also part of the revenue with zidisha. thank you very much to zidisha.