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Always optimsitis

Location of the production plant

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Lokasi pabrik produksi

Mobile-phone credit cards and cables for resale

I bought phone accessories as soon as I received my loan. I have supplied them to my customers and made profit of 10% instantly.
My business is improving every day due to the support from zidisha.
Thanks to my lenders.
I hope they will increase my credit limit a little more faster for a rapid expansion of the business.

Clothes production

Since joining you, you are always putting smiles on both my customers and my face

School fees & farming

When I first joined zidisha back in 2015, I did not have enough to even repay my first loan plus MLF but I gave myself hope because no bank could have allowed me to access credit . From my small salary I manage. I trusted myself and the process. Zidisha became the wind beneath my wings, an extra push and my life changed.
Since then I have always been taking loans for education for my children, my wife and for general purpose.I want to take this moment to say thank you Zidisha, Thank you Julia .

Package baby delivery kits

Thank you Zidisha lenders for giving me this loan, i will be able to pack more baby kits so that mothers can have safe deliveries without having to worry about getting an infection from using unsafe materials.

Baking bread and pastries

Thank you family, Zidisha is a God sent, ever since I joined this family in 2015 I have seen incremental records of business. I will buy baking flour, nut meg, margarine, baking equipment all of that in bulk quantity. Because business is good I do make sales of 800 Ghana cedis a day and makes a profit of 120 a day. Am even planing to add a mini snacks and pastries to my already moving baking business. I do pay for my children's fees and even cater for my other siblings.

Restocking my coping/printing /opening new mpesa

Gratitude gratitude to my dear have made me shine you have made me outshine others.with the funds you lend me I was able to open another Mpesa line with photocopy and cosmetics by the name (76 Dollar shop) below is the final touch of branding the shop.iam am expecting an increased profits thanks to you.God bless you.

Mobile phones & accessories, and servicing tool for mobile phones

First and foremost I would like to take this opportunity to thank and appreciate the zidisha team for this forum that has connected us to so many people across the globe, last but certainly not the least all the lenders on the zidisha forum because of your choice to help the need has really made a change in so many lives directly and indirectly as this has created job opportunities for many as for me the Loan I have acquired in the past have really transformed my business,my life ,my family and the people around me,my kid's now don’t get sent back for not paying shool fees,as my business is growing I have employed one person to help manage the shop this is one of the people indirectly benefiting from the zidisha forum.with the previous Loan I managed to order stock(phone accessories) and good used and new phones this has made my shop popular in that customers now know were to buy good and affordable used and new phones as well as good phone accessories this has also boosted my phone repair business.without the zidisha forum and all the lender's I will not be were I am now so from the bottom of my heart I want to say thank you all for been there for as please continue with the same spirit.included are my pictures in the shop and picture's I took as I took a vacation to Victoria falls with my wife.all thanks to you lender's in fact I recommend you you come to zambia and experianc the mighty Victoria falls in Livingstone zambia

Rice and maize flour,soft drinks and bottled water buying

Using the loan I was given I used it to buy 40 litres of cooking oil,2 bales of wheat flour, 2 bales of maize flour,snacks and juices that are liked by the customers around my business.
The purchase has increased what I have in the stock and has made a big difference in the business by insuring that people don't miss what they need.
Atleast my young girls go to school because even their fees is paid in time before they are sent home for money.
I would like to thank my leaders for the good work they are doing of helping the people and may God bless them.
My regards to all.

Agricultural input business

Hello lenders and the entire Zidisha family, I wanna say a very big thank you for your support so far.
Thanks to you, I’ve been able to complete my first year in college and also able to serve farmers in my community with chemicals they need for the farms.
You guys have played and are still playing a big role in transforming my life and that of others into a better one
I say that you very much and God richly bless you all

Selling affordable mobile phones

I bought phones and sold I made some good profits which helped me pay school fees. Was able to buy school uniform for my children. I rely appreciate the help that zidisha has offered me.

Bar sheds renovations

Dear Lenders,I'm so grateful that you have been able to support me with my business and hence this has really assisted me in so many ways to support myself and my grandchildren with their school needs. I'm able to put food on the table because you have been so supportive to me and my family.
May the Good Lord bless you so much.
Kind regards,
Mary Kasunga Sam.

Renovation my playground

This is my picture my playground I'm sorry late to post my picture

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This is my picture my playground I'm sorry late to post my picture

Rice and maize flour

am so grateful for the loan. it has made me to go a step forward.
I purchased ten kilograms of rice. it has made a very big difference in my business because i bought the high quality rice which is used by most people and its price is affordable.
my business earning has now increased by at least 50 percent.
I have used the increased earning to buy paraffin oil because it s demanded every day and we sell in small quality depending on the amount the customers requires.

Selling baby supplies online

And this is one of the typical Tana Toraja cakes, Deppa Tori, which is made from rice flour and brown sugar is incomplete, it seems that if you go to Tana Toraja, you don"t have to eat it as souvenirs :)

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Dan ini adalah salah satu kue khas Tana Toraja yaitu Deppa Tori
yang terbuat dari tepung beras dan gula merah
tidak lengkap rasanya jika ke Tana Toraja tidak membawa deppa tori sebagai oleh-oleh :)

Selling baby supplies online

Because many brothers who visit us family make tana toraja specialties, namely pa"piong which is made from chicken meat and fish, also the spices that have been mashed and then put in bamboo and burned, this is our special food, it tastes very good, togetherness adds warm atmosphere

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Karena banyak saudara yang berkunjung kami sekeluarga membuat makanan khas tana toraja yaitu pa'piong yang terbuat dari daging ayam dan ikan juga bumbu yang sudah dihaluskan kemudian ditaruh didalam bambu dan dibakar
ini adalah makanan khas kami rasanya sangat enak juga kebersamaan kami menambah hangat suasana dipedasaan

To buy an Artisan A3 wi-fi printer for large printouts

Grateful for having stood upon my financial uplifts through all the loan plans you have offered to me zidisha lenders and the entire team. i bought the printer that helps me to make refunds and am wishing God to grant me effort to complete my refunds to get the bonus . I wish my business grant me orders and services that i always led to customers. Profit weekly is 4500 currently enabling me to make weekly refunds 600 comfortably.
Best regards
best regards

Adding more stock of clothes in my shop

This is to inform my dear lenders that I received the full loan on Saturday, 4th 2018. It really reached me when I needed it badly, and immediately I was able to purchase:
1. 2 Bales of trousers ((200USD)
2. 2 Bales of shirts( 150USD)
3. 60 pairs of socks(20USD)

Am very pleased as I write to your friends because am very certain my business will swiftly rise to the next level.
Am humbled, and very happy to see what I've always desired and prayed for being fulfilled. Thankyou good lenders for the much needed assistance. Thanks too to my good zidisha team.
I appreciate you all

Stock in my shop

At least with the small amount I was able to purchase noodles and sweets and I made sales same day...step by step as I rise with zidisha loans for sure it will take me far..thanks

Operation work on the ladies

I am happy to report that the last loan enabled me put my three children through school last term and i was able to settle my rent and daily ot daily expenses, i would like to profusely thank lenders for his kind gesture. i purchased jewellery and more hair extension and casual shoes wwhich to my uttter surprise moved quickly. my earnings hav e since immproved from a weekly kes 5000 to Kes 10000.My first born will be finishing her hogh school in the coming term and i hope that your good work will enable me see her through univesity.

Njoro's Household Goods & Hardware

I had purchased, clothes and household requirements and required but the customers. This diversification has increased the number of customers to my business and income as well as profit has increased. The increased income has made me meet my young family requirements comfortably. The trend of my business i intend to enrol my small girl into a boarding school when she understands doing her personal hygiene.

To pay my son's school fees

I will Pay for my son's school fees for buying for books for him buy clothing for him as well as food him at the school. This would make it possible for my son to be in school and study. I'm hoping he would grow to become a responsible adult in the future.
I'm very grateful and thankful to all lenders here on the Zidisha platform and also to Zidisha staffs for this great opportunity.

Additional funds to cover orders from consumers

thank you very much I say to the people who trusted me to borrow some money to help my needs. Alhamdulillah, the equipment that I need is a messenger bag or a loose bag to sell has been fulfilled, just like the photo of the bag I just bought the photo I attach too. And don"t forget to say thank you very much to the application. Hopefully Jaya will continue in the air.

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terima kasih banyak saya ucapkan Kepada orang yang telah mempercai saya untuk meminjam sejumlah uang untuk membatu keperluan saya.

Alhamdulillah peralatan yang saya butuhkan yaitu tas kurir atau tas gembolan untuk berjualan telah terpenuhi, sebagaimana photo tas yang baru saja saya beli photonya saya lampirkan juga.

Dan tidak lupa juga saya ucapan terima kasih banyak kepada aplikasi semoga Jaya terus di udara.

House construction

development of building a house

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perkembangan bangun rumah

Loan for buying sandals

I used the loan to buy shoes and to my surprise is was all bought in the same day which I have used both the profit and the money to purchase another 8 shoes which 3 of them has been sold. This laon has really helped me. Thanks to you.

Selling baby supplies online

With a business capital loan from Zidisha I can continue to expand my business and I am very grateful for all the help of all Zidisha members as well as the funders, I am very grateful to be able to continue to be part of Zidisha

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Dengan pinjaman modal usaha dari Zidisha saya bisa terus mengembangkan usaha saya dan saya sangat berterima kasih atas segala bantuan dari semua anggota Zidisha begitu juga dengan pendana, saya sangat bersyukur bisa terus menjadi bagian dari Zidisha

Buying an otoscope for specialist education

Will add the money to the one I'm saving to pay my fees. It will increase my knowledge and skills and help me render specialized services to patients in my care. It will enable me to feel secured when at lecture and at ease to study without worrying about my fees.
Attached is a picture of me working on a client that had been assigned to me for initial assessment and history taken. This specialist course is enlighten and improving my skills.

Purchase variety of the latest clothing

Dear Zidisha and lenders,
Many thanks for the loans that have been given especially to Joost, Joshi, Bastiaan, Emily, Helen and Craig Newmark.
Thank you also to the zidisha Team for your hard work so far to build Zidisha so that it can help all circles, especially in Indonesia.
I will use this loan to renovate the clothing store that I run and buy an inventory of the latest model clothes along with the equipment.
The following is the initial stage of the renovation that is done by leveling the front yard of the store to make it look neater and I can use it to put up a pulse sales counter or put on a promo clothing sales.
All the best for you, Thank you!

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Dear Zidisha and lenders,
Many thanks for the loans that have been given especially to Joost, Joshi, Bastiaan, Emily, Helen and Craig Newmark.
Thank you also to the zidisha Team for your hard work so far to build Zidisha so that it can help all circles, especially in Indonesia.
I will use this loan to renovate the clothing store that I run and buy an inventory of the latest model clothes along with the equipment.
The following is the initial stage of the renovation that is done by leveling the front yard of the store to make it look neater and I can use it to put up a pulse sales counter or put on a promo clothing sales.
All the best for you, Thank you!

Invest in my farms

The loan really help me to hired a people who help me in my farms

Buy a sewing machine

Wow!! Thank you so much lenders for funding my loan. I cant thank you enough for the far you have brought me. You have emporwered me alot financially. I will use the money to buy a sewing machine n materials for making curtains. This will help me alot to make etra income that i will use to start poultry farming. Again thank you so much.

Payments of school fees and purchase of business commodities

Disbursement helped to purchase one horse pipe for watering at a cost of KES 3500, 4 pieces of floor traps at a cost of KES 700, 5 pieces of cutting blades at a cost of KES 500,tangit glue at a cost of KES 1500,some good quantity of ppr sockets, pvc 3/4 inches, pvc 4 inches, ppr plain elbows and ppr socket of one inches all these at a cost of KES 5000,soft polythene and fine fibers at a cost of KES 200 and a packet of razor blade at a cost of KES 20.These items bought definitely aided in increasing money by 50%.Net income received benefited my family by buying food, clothes, paying rent,paying most bills and saving some fraction of income for future purposes. Thanks very much for the financial support.

Adding poultry seeds

Blessings from loan assistance from zidisha ducks are now healthy because the vaccine is bought and feed enough every day Thank you for your help

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Berkah dari bantuan pinjaman dari zidisha anak bebek sekarang sehat karena vaksin terbeli dan pakan cukup setiap harinya
Terimakasih atas bantuannya

Rice and flour for grocery shop

This are the things i purchased like food staff,10 percent diffrent in what i purchased otherwise my earning in business has increased with a 15 percent profit,in my increase have use to pay school fee for my sister,my family and my siblings are happy for the project i started,because the profit i get have being using for home basics.

Loan for a hairdryer for my hair-plaiting business

Dear Lenders,I would like to thank you for the assistance you have been able to pour on me since the time I became the Zidisha borrower and your help has been so helpful in in many way as it has helped me to boost up my two business that I have mentioned in my loan proposal.
Kindly,keep on assisting us as this has gone a long way in our lives together with our families.
Kind regards,
Marian Katongo Mubanga.

To support my life

It is of a great pleasure i met Zidisha team. i am really investing in the future. Zidisha is my backbone.
thank you teamZidisha.

License/business permit for taxi business

Wow! Am grateful my donors for the faith and sacrifice you have placed on the idea.
With this amount am now able to pay for the statutory licences that would enable operate the taxi within the law and help me earn a decent pay and pay back the loan.
I shall endevour not to dissapoint you my lenders.
Once again thank you very much

Spare parts

Dear my ZIDISHA lenders, am very happy to get your acceptance message. I again thank you so much. Now this is how am going to use this loan. I will buy bicycle components like tubes; spokes; hubcaps; hubcaps axles; steelballssteelballs; cones; and just some small items because the amount am getting from you is still small. I know I will have to reach the bigger amount soon. Thanks lenders & thanks ZIDISHA ORG.

To purchase Unda (a breed of sheep)

I want to invest in another animal in shape of sheeps so I will purchase unda which is breed of sheep that's fetch a lot of money if you are able to feed them very well. The purchase has help me to expand my business and help to discover other field of businesses. This will help to fulfil my responsibility as a father and a breadwinner. Thanks for opportunity. God bless you lenders for the humanitarian work your engaging in

Well & tank to provide clean water to rural community

Today Friday August 3, 2018 I successfully made another repayment. I'm working hard to complete my loan repayment within the minimum time period given me.
I’m still working hard with more commitment, dedication, faithfulness and integrity in order to accomplish the task ahead of me. I’m always grateful and thankful to Director Julia, all the Zidisha staffs and all lenders on the Zidisha platform for your show of love and sacrifice towards me and all other borrowers. No amount of words can express my gratitude, my happiness and my joy to the Zidisha community. All I can say is that God richly bless you all abundantly.

New sewing machine for my sewing business

I purchased six piglets with the loan given to me to increase the size of my pig farm. This has help me to get different breeds of pigs, now I have Brazilian breeds, Chinese breeds as we'll as American breeds etc. This has increase by earning by 23.5 percent. This increment has help me settle my children school fees. This a picture of myself and the pigs I bought.

Mobile-phone credit cards and cables for resale

The previous loan was able to raise my profit by 5% and therefore I will continue to invest more in the cables since it is a hot cake in the community. This loan will increase the quantity so that I can make additional profit of 10% this week.
Thanks to my lenders and I hope they will do me a favour once more.

To support my business

please I am very much great full that you accepted my proposal please I have received the money,Gh5 with my first loan please I will keep this safely and add to my savings so that I can repay my loan God bless you my lenders and zidisha team thank you.

Official shirts for my stall.

zidisha has been an amazing tool for me, i have been able to increase my stock and getting more fresh and trendy products in my stall. it wouldn't be possible without the lenders. thank you so much for giving me a helping hand in my business

Tuition for daughter's university degree in Education

Thanks to the Zidisha community for the continues support, which had enabled me fun my daughters university education.
l opted to increase my last two payments in order to complete my loan before the next Academic year starts.
Thanks and God bless you.

Purchase of more barbershop equipments

The amount was used to purchase more stock.for example i purchased working machine ksh 25,000.paid rent for three months at ksh 15,000.the new shaving machine has lead to increase in work output per customer.customers no longer queue to wait for services.The monthly earning have doubled for the last one year due to increase in market share.All earning generated from profit are used to expand the business

Purchase of phone accessories for my business

Sometimes things are hard, business is down as the economy of Kenya increases day by day, i must put a smile on my face as things will be better, business will grow, orphans i support will get help and God will care for them. my family will get food on the table and have a place to sleep, the entire community will improve economically and that hope also comes from the support i get from Zidisha. Thanks my lenders for believing in me.

Books and supplies for my education

Thanks my lenders for my last loan, this loan has helped me pay my school fees ,make photocopies, buy exercise and text books and many others. These items that l purchased has helped me so much to meet my educational needs and learning has been effective for me in my last semester course work.

Kiosk capital loans

My kiosk is complete because of the distribution from Zidisha and the lender, thank you very much

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Kios saya lengkap karena distribusi dari Zidisha dan pemberi pinjaman, terima kasih banyak

Clutch plate & gear box for my workshop

First of all, thanks to my dear lenders and Zidisha for the platform given to people like me to benefit from their loans. What the lenders and Zidisha founders are doing is really having positive impact on people's lives, especially we in the developing countries. God richly bless you all.

I would be much appreciative if you could lend me a loan to increase the automobile spare parts in my shop because most of my customers are in need of it. My capital for now can't buy them since all or most of my profit I used to take care of my family. I will use the loan to buy spare parts to help boost my business which will indirectly help the transportation in my society. I will be prompt in repaying. Thanks once again.

Loan to buy test kits and medical lab devices

I would like to thank all lenders for funding my loan. I will use it to purchase rapid test kits for malaria. Malaria infection has increased in my community since the rains started some months ago. With the acquisition of the malaria test kits, I hope to help my community in early diagnosis which will help in treatment. It will also increase my income.
I am much grateful to all lenders.