Camera with higher zoom capacity for photo/printing business

Luke

Thika, Kenya

100% repaid

Entrepreneur

Name

Luke

Member since

September 2013

On-time repayments

369 installments  •  66%

About Me

My names are pastor Luke Gitonga. I am forty years old of age, I was born in Mikuyu village in Chuka county. I schooled at Tomekua primary school later joined Kanjuki Boys High school where I attained O-levels and after passing my final exams I was admitted at jomo Kenyatta University For a diploma in sales and marketing. Having completed my Diploma am now pursuing my degree in theology at International Gospel Outreach in Thika town where am at the third year distance learning. I am born again christian currently serving as an assistance pastor with Christian outreach church . I am married to one wife named Racheal Kagendo and we are blessed with two boys.
Namely Victor mureithi and Emanuel mutugi aged 6 and 1 year respectively . I m a third born to a family of six children two girls and four boys my parents are retired teachers currently working in their farm at Chuka county. We are from meru a tribe in kenya
I reside at Thika town which is located at Kiambu County, Makongeni estate phase 9 plot number 53.
Currently am working at Thika town as sales representative man in a Thika Chemist Pharmaceutical shops which is located Kwameh Nkrhuma Road opposite Housing Finance Bank. During weekends and and evening hours after my full time job I operate at my own studio at Makongeni shopping Centre near Kamenu stage, this is a busy populated area, which is a town center near my home area where I live. I specialize in printing, photocopying and taking photographs and also printing other people’s photo. The reason why I choose to start this business it is because in my estate no one owned a camera and the only nearest person the estate dwellers depended on was a person who resided some miles away from my home place. It is through this part time job that I have been in a position to educate my first born at kindergarten .and also has enabled me to support my mother at village who is jobless who relies on me.

My Business

About my business I operate a small studio in makongeni kamenu estate where I specialize in taking photos printing and photocopying using the small printing machine. I operate the business during my off duties and during evenings . my vision is to buy another camera and also to employ another person who will be staying there full time when iam on duty.That area is avery potential place for the kind of business for there are no such activities around and the nearest person of the kind is amile away.The full time worker will help me a lot especially in taking photographs for most of the my clients are the house helps who are free most of the day and matatu operators being in one of the stages of the main town.The revenue i got from this business is like 2 to 4 dollars a day though to some days it is abit low but on holidays and weekends it can go up to 5and 6 dollars . I use the profit mostly for my family education, there before i was using for tuition for the college ,but since i graduated on january now i would like to save some for the expansion of the business.

Loan Proposal

When i get this loan i will buy the konica camera with higher zoom capacity than the one im using that will cost me around 450 dollars , i will use some of the amount i have been saving for the deficit in order to get that camera. This camera is very ideal for the work im doing, my estate is growing very rapidly and so there are a lot of construction going on ,i have been getting orders from those buildings ,and because of the kind of camera i use im not able to capture good images for those buildings and those who are working there on top. So with that kind of camera i will venture more on those buildings whereby i will get one person on daily basis on those buildings, to move around other than waiting for them to come to the studio ,i will be able to go to their working places hence increasing my profit . Am being positive on this and i want to increase my profit margin to around 10 dollars a day or on weekends and holidays i will be going out to the recreation camps to take photos there, with that kind of activities going on success is assured,and also the margin will increase to 12 dollars to 15 on those days . And because i work therein my studio during holidays and weekends when am not on my working place, i would like now to be leaving the old camera with a person whom i can be employing on commission basis ,so that to wait for those who will be coming to the studio ,then to be taking the other camera to my working place that i can be capturing my workmate and also i can be making money still while on duty.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$307.00

Date disbursed

Mar 18, 2015

Repayment status

On Time

Projected term

14 months

Lenders

T

Tmann

Los Angeles, United States

B

bgalon

London, United Kingdom

R

Raabo

Rungsted, Denmark

investor

Candiac, Canada

J

johan

Oslo, Norway

torelizer

Reggio Emilia, Italy

P

Philippe

Adliswil, Switzerland

DeanDropshot

Oslo, Norway

M

m_dennis

Toronto, Canada

Zidisha

Sterling, United States

sebastienrosa

Quebec, Canada

T

ToddK

Indianapolis, IN, USA, United States

A

ashtanga99

Newport, United States

BJ

Brandon Joz

North Carolina, United States

Jeff and Marcie

Portland, OR, United States

B

blahblah

Nuernberg, Germany

beverly

Vancouver, Canada

T

tmsaddress

Orlando, Florida, United States

Cloudways

Malta, Malta

Jouni

Finland

ads68

Melbourne, Australia

A

Aaron

Zurich, Switzerland

J

jerryq

Redding, United States

L

lilbsedz

Raleigh, United States

Muslim

Riyadh, Saudi Arabia

M

Marod

Edmonton, Canada

Zal0m0n

Atlantis!!!! x), Mauritania

dmirpuri

Bangkok, Thailand

Evan Lamos

Brussels, Belgium

G

GanSatya

United States

Z

zvrk2014

Brookline, MA, United States

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

J

Jonas

Linköping, Sweden

Paul Buchheit

Mountain View, United States

joshuacollinson

Vienna, Austria

mepster

San Francisco, Ca, United States

TyWee

Manila, Philippines

J

JonAlec

United States

B

beegkitty

United States

M

M.Umar

Pakistan

KM

Kirsty M

United Kingdom

Peter R

Fulda, Germany

Matthias

Frankfurt Am Main, Germany

Dave Bogard

New York, United States

Richard

Shrewsbury, United Kingdom

Ask Luke a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Luke    Mar 4, 2022

    After covid struck business as been down and so i have been without cash for sometimes hoping things to stabilize in near future.

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  • Luke    Nov 8, 2021

    Low business turnover

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  • Luke    Aug 27, 2021

    Low business turnover but I'm positive things are moving to normal soon.

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  • Luke    Aug 27, 2021

    Business still down hopefully things will normalize soon.

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  • Luke    Aug 17, 2021

    low business turn over

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  • Luke    Jul 14, 2021

    Still stuck here with very poor business.

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  • Luke    Jun 3, 2021

    Business still down at this end hopefully things will normalize soon.

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  • Luke    Apr 19, 2021

    My business has suffered some drawbacks ,having been evicted from the premises where I was operating due to renovations , But I'm working on it and soon will bounce back.

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  • Elisha    Apr 5, 2021

    luke still says the business is slow and not ready to repay loan but he believe he will repay when business caught up.

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  • Luke    Mar 22, 2021

    The business is slow in this year hopefully things will normalize very soon.

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  • Elisha    Feb 17, 2021

    He is experiencing tough business time, i advise to struggle to pay as small as he gets to reduce debt.

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  • Luke    Jan 22, 2021

    Business is down at this time hopefully normalcy will be reached soon

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  • Elisha    Jan 17, 2021

    I have call Luke and its reference none of them are picking up my calls.

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  • Timothy    Nov 29, 2020

    Luke promised to make repayment when the business will pick up.

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  • Luke    Nov 3, 2020

    Im in a financial crisis at the moment ,so im requesting for a lower extensions

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  • Timothy    Oct 14, 2020

    Luke informed me that his loan repayment will be restored soon.

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  • Luke    Sep 26, 2020

    Due to closer of institutions my business has gone down but very soon we are going to recover

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  • Timothy    Sep 7, 2020

    I called Gitonga and told me that the business was down for the last five installment repayment. He informed me that the next installments he will be relying on time.

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  • Luke    Aug 2, 2020

    Please im down at the moment hoping after the five installment will be able to go back to my usual amount

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  • Luke    Jun 7, 2020

    The bussiness has been down these months but that i will manage at the moment as we awaits better times soon.

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