A loan to buy a computer and a printer

Joyce

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Joyce

Member since

August 2014

On-time repayments

174 installments  •  56%

About Me

My name is Joyce Wamucii born and bred in Central part of Kenya. I come from a family of three and my parents are small scale farmers. I attended primary and secondary school and later joined a college where I did a course in Food and Beverage. I later did a computer course before relocating to Mombasa where I got a job as food manager.

I am married and my husband is a businessman in the same town.
I currently work in Mombasa in a fast food joint and run a side business at the same time. I am a hard working person who is always looking for opportunities to grow.

My Business

Apart from my salaried job, I run a side business where I do bureau services such as photocopying documents, lamination and binding works. My main clients are college students who bring their materials to be photocopied, bound and related services. I also get a fair share of business from the surrounding population.

My business would be more productive if I offer more services like typing. For me to this, I need a computer and printer and my savings cannot allow me to do it for now. I therefore need this push in form of Zidisha loan to enable me achieve this goal.

I get a modest net income of about $200 per month but I am hoping that this will go up as the business grows.

Loan Proposal

If given this loan I intend to spend it as follows

1 Second hand computer at a cost of $120
2. A low cost Ink jet printer at a cost of $80

Given my strong IT background, this is one project that I am sure will propel me to great heights of success. I appeal to you lenders to come forward and contribute towards this loan which will mark a milestone in my business. I am also hoping to hire an extra worker when the business picks up with the coming of these machines.


The budget is above the amount I am borrowing but I will to it up with my savings.


Thanks.

Feedback

1

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Sep 4, 2014

Repayment status

On Time

Projected term

6 months

Lenders

Brian

Midhurst, Canada

calvero

Bergen, Norway

Zal0m0n

Atlantis!!!! x), Mauritania

Sarasota

Sarasota, Fl, United States

G

GanSatya

United States

K

KiraDee

United States

S

stryker75

United States

Ask Joyce a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Joyce    Dec 4, 2017

    Being a new business that am setting up its becoming a challenge to get the whole amount,but i will pay the whole amount once am stable .

    Log in to reply • Share
  • Joyce    Nov 3, 2017

    Hi zidisha lenders i want to take this opportunity to thank you for giving me this other opportunity.i received the money i had requested and an going to buy computers to start my job .

    Log in to reply • Share
  • Joyce    Oct 23, 2017

    I want to buy five computers to start with in my cyber business

    Log in to reply • Share
  • Joyce    Oct 19, 2017

    This is the photocopy machine that I bought it has been of great help to my business and my family.

    Log in to reply • Share
  • Joyce    Oct 18, 2017

    I take this precious opportunity to thank the Zidisha lending Team for trusting me with your money.the money i was given i bought a photocopy machine that has been of great help in my work being that my business is located near a school where the students do many photo copies.it has increased my sales and thus lifting my family life.

    Log in to reply • Share
  • Joyce    Apr 3, 2017

    Hi
    Lenders i thank you for lending me your money.I received the money i had borrowed and within this week am going to buy the photocopy machine.

    Log in to reply • Share
  • Adam Öhman    Mar 30, 2017

    Dear Joyce Wamucii,

    I hope that your business is successful and that the photocopy machine helps you in achieving you goals.

    Cheers from Sweden!

    Log in to reply • Share
  • Joyce    Mar 29, 2017

    Thank you so much for funding my loan.Am going to buy a Photocopy machine

    Log in to reply • Share
  • Henry    Mar 29, 2017

    HI, MADAM CONGRATULATION IN YOUR BUSINESS KEEP IT UP.

    Log in to reply • Share
  • Joyce    Mar 25, 2017

    Hello lenders am delighted to be a member of zidisha winning team.The loan that i have just completed has helped me in enlarging my business.though it took a longer time than i thought it has done so much good for me.

    Log in to reply • Share
  • Joyce    Nov 7, 2015

    Wow! I am delighted to let you know that I got 13,037 KES on Wednesday this week. I will get the printer next week and this will increase my productivity. Thank you so much!

    Log in to reply • Share
  • Joyce    Nov 1, 2015

    Thank you so much lenders for funding my loan on my second attempt. I will now buy the machine which will undoubtedly increase my productivity.

    Log in to reply • Share
  • Joyce    Oct 11, 2015

    Thank you my two lenders, Rosario von Li and Matt Willis for your kind contribution. I request other lenders to fund me.

    Log in to reply • Share
  • Joyce    Oct 7, 2015

    Dear lenders, this is to let you know that I have just cleared my loan. I am glad that the new machine that I bought brought a positive change in my business and my clients are happier now due to swift service. I

    Log in to reply • Share
  • Joyce    Mar 23, 2015

    Thank you so much SeeMeeFi for your generous contribution. You have given me hope when I was about to give up.

    Log in to reply • Share
  • Joyce    Mar 18, 2015

    Dear lenders, Only 7 days left for my loan to expire. My repayment record is 48% and as I said in my earlier post, I fell sick towards the end of last year. I was new in Zidisha and I thought my record would not be affected if I made up for the missed installments with a single large payment. I later learned (the hard way!) that it does not work this way here.

    I am now wiser and I will not let that happen again. Please do not use my low ratings against me.

    Log in to reply • Share
  • Joyce    Aug 25, 2014

    Thanks to my first two lenders, Kantari and goodwithoutgod. I kindly call upon other lenders to join in,

    Log in to reply • Share


Loading...

Loading...

Loading...