Entrepreneur
Name
Joyce
Member since
August 2014
On-time repayments
174 installments • 56%
About Me
My name is Joyce Wamucii born and bred in Central part of Kenya. I come from a family of three and my parents are small scale farmers. I attended primary and secondary school and later joined a college where I did a course in Food and Beverage. I later did a computer course before relocating to Mombasa where I got a job as food manager.
I am married and my husband is a businessman in the same town.
I currently work in Mombasa in a fast food joint and run a side business at the same time. I am a hard working person who is always looking for opportunities to grow.
My Business
Apart from my salaried job, I run a side business where I do bureau services such as photocopying documents, lamination and binding works. My main clients are college students who bring their materials to be photocopied, bound and related services. I also get a fair share of business from the surrounding population.
My business would be more productive if I offer more services like typing. For me to this, I need a computer and printer and my savings cannot allow me to do it for now. I therefore need this push in form of Zidisha loan to enable me achieve this goal.
I get a modest net income of about $200 per month but I am hoping that this will go up as the business grows.
Loan Proposal
If given this loan I intend to spend it as follows
1 Second hand computer at a cost of $120
2. A low cost Ink jet printer at a cost of $80
Given my strong IT background, this is one project that I am sure will propel me to great heights of success. I appeal to you lenders to come forward and contribute towards this loan which will mark a milestone in my business. I am also hoping to hire an extra worker when the business picks up with the coming of these machines.
The budget is above the amount I am borrowing but I will to it up with my savings.
Thanks.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Sep 4, 2014
Repayment status
On Time
Projected term
6 months
Other loans
Lenders
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Summary
Amount repaid
$162.00
Amount remaining
$0.00
Date repaid
Feb 23, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 16, 2014 | $5.59 | Sep 16, 2014 | $5.59 |
| Sep 23, 2014 | $5.59 | Sep 16, 2014 | $0.16 |
| Sep 23, 2014 | $5.43 | ||
| Sep 30, 2014 | $5.59 | Sep 23, 2014 | $0.32 |
| Oct 2, 2014 | $5.26 | ||
| Oct 7, 2014 | $5.59 | Oct 2, 2014 | $0.48 |
| Oct 15, 2014 | $5.10 | ||
| Oct 14, 2014 | $5.59 | Oct 15, 2014 | $0.64 |
| Oct 22, 2014 | $4.94 | ||
| Oct 21, 2014 | $5.59 | Oct 22, 2014 | $0.80 |
| Nov 13, 2014 | $4.78 | ||
| Oct 28, 2014 | $5.59 | Nov 13, 2014 | $0.97 |
| Nov 19, 2014 | $4.62 | ||
| Nov 4, 2014 | $5.59 | Nov 19, 2014 | $1.13 |
| Nov 28, 2014 | $4.46 | ||
| Nov 11, 2014 | $5.59 | Nov 28, 2014 | $1.29 |
| Dec 8, 2014 | $4.30 | ||
| Nov 18, 2014 | $5.59 | Dec 8, 2014 | $1.45 |
| Dec 20, 2014 | $4.14 | ||
| Nov 25, 2014 | $5.59 | Dec 20, 2014 | $1.61 |
| Dec 26, 2014 | $3.98 | ||
| Dec 2, 2014 | $5.59 | Dec 26, 2014 | $1.77 |
| Jan 2, 2015 | $3.82 | ||
| Dec 9, 2014 | $5.59 | Jan 2, 2015 | $1.93 |
| Jan 9, 2015 | $3.66 | ||
| Dec 16, 2014 | $5.59 | Jan 9, 2015 | $2.09 |
| Jan 18, 2015 | $3.49 | ||
| Dec 23, 2014 | $5.59 | Jan 18, 2015 | $2.25 |
| Jan 27, 2015 | $3.33 | ||
| Dec 30, 2014 | $5.59 | Jan 27, 2015 | $2.41 |
| Jan 30, 2015 | $3.17 | ||
| Jan 6, 2015 | $5.59 | Jan 30, 2015 | $5.59 |
| Jan 13, 2015 | $5.59 | Jan 30, 2015 | $5.59 |
| Jan 20, 2015 | $5.59 | Jan 30, 2015 | $5.59 |
| Jan 27, 2015 | $5.59 | Jan 30, 2015 | $5.59 |
| Feb 3, 2015 | $5.59 | Jan 30, 2015 | $0.05 |
| Feb 4, 2015 | $5.54 | ||
| Feb 10, 2015 | $5.59 | Feb 4, 2015 | $1.36 |
| Feb 10, 2015 | $4.23 | ||
| Feb 17, 2015 | $5.59 | Feb 10, 2015 | $5.59 |
| Feb 24, 2015 | $5.59 | Feb 10, 2015 | $5.59 |
| Mar 3, 2015 | $5.59 | Feb 10, 2015 | $5.59 |
| Mar 10, 2015 | $5.59 | Feb 10, 2015 | $2.00 |
| Feb 23, 2015 | $3.59 | ||
| Mar 17, 2015 | $5.59 | Feb 23, 2015 | $5.59 |
| Mar 24, 2015 | $5.59 | Feb 23, 2015 | $5.59 |
| Mar 31, 2015 | $5.59 | Feb 23, 2015 | $5.59 |
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