A loan to buy tailoring material

Damaris

Muchatha, Kenya

100% repaid

Entrepreneur

Name

Damaris

Member since

August 2014

On-time repayments

284 installments  •  91%

About Me

My name is Damaris Mumbi. I was born in a family of 8 where I am the 7th born. I am married with four children who are all in school. My parents (who are both deseased) were peasant farmers and they used their meager income to educate us. I went up to secondary school and later joined a tailoring college where I was taught stitching. With the help of my parents and later my husband, I managed to open a tailoring shop where I make all sorts of clothes - men, women and children's wear.

My husband used to work as a charcoal dealer where he would cut trees and make charcoal for sale. However, a disaster struck early this year when she fell from a tall tree and injured his backbone. He was in hospital for a long time and the doctor said that he cannot continue doing menial jobs due to the injury. Through extensive therapies, he is now back on his feet but jobless. This has exerted a lot of pressure on my business since I am now the sole bread winner in the family.

My plan is to expand my business and start selling second hand clothes in addition to what I do so as to supplement my income.

I am a hardworking and honest woman who truly believes that hard work and honesty pays.

My Business

I deal with tailoring where I make a wide variety of clothes. I normally buy a piece of cloth and make the items such as shirts, blouses, school uniforms etc. My monthly net income is about $120. This used to suit me well until when my husband became indisposed early this year.

I have decided to expand my business to start selling second hand clothes and this way, I will be able to double my income. I am well known in the area I work and getting people to buy these used clothes from me will be easy. I will source the clothes from Nairobi which is not far from where I work.

If my plan materializes through the credit from Zidisha, I will be able to continue providing for the family and take care of my husband, who now depends on me for his upkeep.

Loan Proposal

With this loan, I want to buy dress making material for my business. My budget is as shown:

3 rolls of cotton material at $20
2 dozen zips @ $5
1 packet of assorted buttons @ $10

Thank you and happy New Year.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Dec 30, 2014

Repayment status

On Time

Projected term

7 months

Lenders

Hank

Göteborg, Sweden

Kamil

Lidzbark Warminski, Poland

Ask Damaris a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Damaris    Jun 27, 2021

    I need more time to repay this loan.

    Log in to reply • Share
  • Damaris    Apr 5, 2021

    I can't raise more than this for now.

    Log in to reply • Share
  • Elisha    Apr 5, 2021

    Damaris is able to repay little amount of 100kenya shilling per week due to her business performance at the moment.

    Log in to reply • Share
  • Damaris    Feb 17, 2021

    I am unable to raise more than this. In fact due to the prevailing situation, I can only raise Kes 100. Please understand.

    Log in to reply • Share
  • Elisha    Jan 31, 2021

    unable to pay more please due to low income and tough economy.

    Log in to reply • Share
  • Damaris    Nov 30, 2020

    I'm unable to pay more please.

    Log in to reply • Share
  • Lilian    Nov 25, 2020

    Halo lenders,, I have spoken to Damaris and explained to her how she can reduce her repayment schedule to an amount she is comfortable to pay and she has promised to do so
    Thanks for all your patience

    Log in to reply • Share
  • Damaris    Oct 15, 2020

    I will adjust later please.

    Log in to reply • Share
  • Lilian    Oct 15, 2020

    Halo lenders, I have spoken to Damaris who says she is financially down.. but promises to reschedule payment to a smaller amount until things will be well
    Thanks for your patience

    Log in to reply • Share
  • Damaris    Aug 29, 2020

    My business is not doing well. I will change it when things get better.

    Log in to reply • Share
  • Damaris    Aug 6, 2020

    I am not able to pay more for now please.

    Log in to reply • Share
  • Damaris    Jun 7, 2020

    I will adjust later please.

    Log in to reply • Share
  • Damaris    May 14, 2020

    Let me pay this for now.

    Log in to reply • Share
  • Damaris    Mar 30, 2020

    I am unable to pay more than this please.

    Log in to reply • Share
  • Damaris    Feb 8, 2020

    I will adjust soon.

    Log in to reply • Share
  • Damaris    Dec 6, 2019

    My business has dipped.

    Log in to reply • Share
  • Damaris    Oct 24, 2019

    Kindly let me pay this amount because I am away for a while.

    Log in to reply • Share
  • Damaris    Aug 27, 2019

    Kindly let me revert to Kes 100 per week because that is what I can afford to pay for now.

    Log in to reply • Share
  • Damaris    Jun 19, 2019

    I need to adjust downwards because my business is not doing well at the moment.

    Log in to reply • Share
  • Damaris    Apr 25, 2019

    I will only be able to pay Ksh. 100 due to financial constraints.

    Log in to reply • Share


Loading...

Loading...

Loading...