Entrepreneur
Name
Damaris
Member since
August 2014
On-time repayments
284 installments • 91%
About Me
My name is Damaris Mumbi. I was born in a family of 8 where I am the 7th born. I am married with four children who are all in school. My parents (who are both deseased) were peasant farmers and they used their meager income to educate us. I went up to secondary school and later joined a tailoring college where I was taught stitching. With the help of my parents and later my husband, I managed to open a tailoring shop where I make all sorts of clothes - men, women and children's wear.
My husband used to work as a charcoal dealer where he would cut trees and make charcoal for sale. However, a disaster struck early this year when she fell from a tall tree and injured his backbone. He was in hospital for a long time and the doctor said that he cannot continue doing menial jobs due to the injury. Through extensive therapies, he is now back on his feet but jobless. This has exerted a lot of pressure on my business since I am now the sole bread winner in the family.
My plan is to expand my business and start selling second hand clothes in addition to what I do so as to supplement my income.
I am a hardworking and honest woman who truly believes that hard work and honesty pays.
My Business
I deal with tailoring where I make a wide variety of clothes. I normally buy a piece of cloth and make the items such as shirts, blouses, school uniforms etc. My monthly net income is about $120. This used to suit me well until when my husband became indisposed early this year.
I have decided to expand my business to start selling second hand clothes and this way, I will be able to double my income. I am well known in the area I work and getting people to buy these used clothes from me will be easy. I will source the clothes from Nairobi which is not far from where I work.
If my plan materializes through the credit from Zidisha, I will be able to continue providing for the family and take care of my husband, who now depends on me for his upkeep.
Loan Proposal
With this loan, I want to buy dress making material for my business. My budget is as shown:
3 rolls of cotton material at $20
2 dozen zips @ $5
1 packet of assorted buttons @ $10
Thank you and happy New Year.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Dec 30, 2014
Repayment status
On Time
Projected term
7 months
Other loans
Lenders
Germany
Austria
Summary
Amount repaid
$106.38
Amount remaining
$0.00
Date repaid
Jul 17, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 11, 2015 | $3.12 | Jan 11, 2015 | $3.12 |
| Jan 18, 2015 | $3.12 | Jan 11, 2015 | $0.25 |
| Jan 17, 2015 | $2.88 | ||
| Jan 25, 2015 | $3.12 | Jan 17, 2015 | $0.49 |
| Jan 24, 2015 | $2.63 | ||
| Feb 1, 2015 | $3.12 | Jan 24, 2015 | $0.74 |
| Feb 6, 2015 | $2.38 | ||
| Feb 8, 2015 | $3.12 | Feb 9, 2015 | $3.12 |
| Feb 15, 2015 | $3.12 | Feb 9, 2015 | $0.13 |
| Feb 16, 2015 | $2.99 | ||
| Feb 22, 2015 | $3.12 | Feb 16, 2015 | $0.16 |
| Feb 23, 2015 | $2.97 | ||
| Mar 1, 2015 | $3.12 | Feb 23, 2015 | $0.07 |
| Mar 1, 2015 | $3.06 | ||
| Mar 8, 2015 | $3.12 | Mar 1, 2015 | $0.09 |
| Mar 8, 2015 | $3.03 | ||
| Mar 15, 2015 | $3.12 | Mar 8, 2015 | $0.11 |
| Mar 14, 2015 | $3.01 | ||
| Mar 22, 2015 | $3.12 | Mar 14, 2015 | $0.02 |
| Mar 21, 2015 | $3.10 | ||
| Mar 29, 2015 | $3.12 | Mar 21, 2015 | $0.04 |
| Mar 28, 2015 | $3.08 | ||
| Apr 5, 2015 | $3.12 | Mar 28, 2015 | $0.07 |
| Apr 6, 2015 | $3.06 | ||
| Apr 12, 2015 | $3.12 | Apr 6, 2015 | $0.09 |
| Apr 11, 2015 | $3.03 | ||
| Apr 19, 2015 | $3.12 | Apr 20, 2015 | $3.12 |
| Apr 26, 2015 | $3.12 | Apr 20, 2015 | $0.02 |
| Apr 27, 2015 | $3.10 | ||
| May 3, 2015 | $3.12 | Apr 27, 2015 | $0.04 |
| May 3, 2015 | $3.08 | ||
| May 10, 2015 | $3.12 | May 3, 2015 | $0.29 |
| May 9, 2015 | $2.83 | ||
| May 17, 2015 | $3.12 | May 9, 2015 | $0.43 |
| May 18, 2015 | $2.70 | ||
| May 24, 2015 | $3.12 | May 18, 2015 | $0.34 |
| May 25, 2015 | $2.79 | ||
| May 31, 2015 | $3.12 | May 25, 2015 | $0.36 |
| Jun 8, 2015 | $2.76 | ||
| Jun 7, 2015 | $3.12 | Jun 8, 2015 | $0.27 |
| Jun 15, 2015 | $2.85 | ||
| Jun 14, 2015 | $3.12 | Jun 15, 2015 | $0.52 |
| Jun 20, 2015 | $2.61 | ||
| Jun 21, 2015 | $3.12 | Jun 20, 2015 | $0.76 |
| Jun 27, 2015 | $2.36 | ||
| Jun 28, 2015 | $3.12 | Jun 27, 2015 | $1.01 |
| Jul 6, 2015 | $2.11 | ||
| Jul 5, 2015 | $3.12 | Jul 6, 2015 | $0.81 |
| Jul 17, 2015 | $2.31 | ||
| Jul 12, 2015 | $3.12 | Jul 17, 2015 | $3.12 |
| Jul 19, 2015 | $3.12 | Jul 17, 2015 | $3.12 |
| Jul 26, 2015 | $3.12 | Jul 17, 2015 | $3.12 |
| Aug 2, 2015 | $3.12 | Jul 17, 2015 | $3.12 |
| Aug 9, 2015 | $3.12 | Jul 17, 2015 | $3.12 |
| Aug 16, 2015 | $3.12 | Jul 17, 2015 | $3.12 |
| Aug 23, 2015 | $3.12 | Jul 17, 2015 | $3.12 |
| Aug 30, 2015 | $3.30 | Jul 17, 2015 | $3.30 |
Ask Damaris a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.