A loan to expand my computerize graphic design shop

Godfred

Village, Ghana

100% repaid

Entrepreneur

Name

Godfred

Member since

August 2015

On-time repayments

61 installments  •  43%

About Me

I am Godfred Darko, about 29 years of age, a graphic designer and a good entrepreneur with the aim of establishing more of my shops throughout the Region. I am the second born from a family of five. I have completed Senior High School and have undergone a graphic designing training course. After this course I establish my own computer graphic designer shop.
I am married and have two children. My wife has also completed Senior High School and because of your help she have now started a business, she says she has a vision of becoming big business woman in future.
Infact, life during my secondary education was full of difficulties, this was due to problems in my parents marriage and I have to labour hard to get money to support the little that was given to me. My father is on pension now so he is not able to support the family adequately. Because of this there is always pressure on me to assist the family in their daily needs. Looking at the financial difficulties in our family, I am dreaming of establish more of my businesses to train some of my younger siblings to be in-charge of the affiliates. My vision is to take a professional course in computer graphic design and to establish my own training school to train others. I am somebody who like helping others, especially, the poor and needy, I always like sharing with others the little that I have.

My Business

I am a graphic designer, some of the items I design are: Customize T-Shirt, banners, sign boards, funeral and wedding invitation cards etc. In addition I do typing and photocopy at my shop. My shop is at Seikwa in the Brong Ahafo Region of Ghana.
I am planing of establishing a bigger shop at Sunyani the Brong Ahafo Regional Capital to enable me to train the younger ones who will like to take a career in information technology and computerize graphic designs.
Those who patronize my services are schools, churches, Youth groups and Association. Individuals also patronize my services. I will be very happy raising this loan amount as this will help me expand my business to other parts of the Region, train and employ others to assist me. I wish to inform you that my first loan help me to employ a helper at my shop and at the same time teaching him. Again it help me to get money to cater for my wife and my lovely child and also was able to pay this loan in full and I also supported my parents and siblings. I will try to execute and obey all the rules and regulations of the Zidisha Community.
Thank you.

Loan Proposal

I wish to apply for a loan to support my graphic design shop . some of the items I design are T. shirts, banners sign boards etc , I also do photocopy and printing at my shop. My shop is call God's way printing press at seikwa.

Currently I need another photocopy machine , so this money will help me to be able to buy it . I will buy T. shirts 50 dollars, accessories for my photocopy 50 dollars, and the rest will be use to buy items for my graphic designer business.

I will reinvest all the money into my business and the profit will be use to pay back this loan and some to support my family.
I will do well to go by all the rules ,thank you.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$200.00

Date disbursed

May 10, 2016

Repayment status

On Time

Projected term

6 months

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Ask Godfred a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Godfred    Jan 16, 2018

    i greet all my lenders and also hope every body is doing well, and please i am still count on you. Still I remind you i have not receive my loan which I applied on last year December 2017. I apologize if I offended doing my past loan. Please it will be grateful if you be given me this second chance and I hope our relationship is not over yet. Please hoping my apology will meet your understanding and I need you much to upgrade me to the higher level in my life.

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  • Godfred    Jan 2, 2018

    wishing all my lenders happy new, wisdom, favour, grace and prosperity shall pass your way 2018. please i am still reminding you i have not received my loan which i applied on last year December 2017. I hope this will support me to improve better and gain much this year 2018. I still count on and i hope you will do so.
    Thank you.

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  • Godfred    Dec 18, 2017

    I appreciate all my lenders about the difference pass through my life when i join zidisha. I always thank you for moving me from one place to another place and I hope you will still push me up.
    Thank you.

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  • Godfred    Nov 7, 2017

    Improvement always come when you are hardwoker, since I join Zidisha I have notice some different in my life and if not some challegings pass through my way by this time I have improved better by now. But gradually things are going well and you will put me to that standard. Thank you.

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  • Godfred    Apr 13, 2017

    Hello lenders I hope by the grace of the Lord every body is looking great and I wish you all happy Easter, please I use this opportunity to apologized, I face some changings in my family but the grace of our Lord Jesus Christ the problems has solved and I wish to continue the friend if us. I hope you will welcome me back. Thanks

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  • Alfred    Oct 8, 2016

    Dear lenders,

    I visited Godfred and ask him why he is not able to make payments this time.
    He told me business is not good this days and things are difficult for him because of certain personal issues.
    He assured me he will start paying soon .

    Thank you.

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  • Godfred    Aug 22, 2016

    Hi all lenders I,m sorry not to pay my next installment, i'm apologized to made it next week 26th August, 2016. Is because of some difficulties and I promised to make my self clean. Thank you

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    • Matt B    Aug 22, 2016

      Godfred. Thank you for the update. We understand things can be difficult sometimes. Perhaps you would like to reduce your instalments until your business improves?

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  • Matt B    Jul 13, 2016

    Hello Godfred. How is your business going? I hope you are well.

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  • Godfred    May 11, 2016

    Greetings to all lender, I m hoping that by the grace of our Almighty God everybody looking good. Finally I thank you for my second loan, I have received it and I hope this will uplift me to gain my common goal. I thank you and God really blessed you all.

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  • Godfred    May 9, 2016

    First of all, I use this money to my first loan income to buy a copier machine and some items including stationery, inks, and others.
    I really hope that this will help me to improve my business to move to one step to another step.
    I wonder how I join zidisha, why I lost some hope in life and you have help me a lot. I thank you all my lenders and God richly bless you all thank you.

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  • Matt B    May 6, 2016

    Godfred - I hope you manage to raise the full amount for your loan. Best wishes for your business. Matt in England.

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  • Godfred    Apr 25, 2016

    Dear lenders,
    Thank you all for your support and patience during my previous loan.

    I am pleading for your support once again .
    Thank you all may God bless you all.

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  • Godfred    Apr 2, 2016

    At my shop

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  • Roy    Mar 27, 2016

    Godfred, How are you? Why do you not reschedule your loan for amounts you will be able to pay? I am sure Alfred will be able to help you.

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    • Godfred    Apr 2, 2016

      Hi Roy,
      Thanks for the concerns.
      I made payment on 23/03/16 but it was not reflecting so I was waiting for it to reflect.

      I have paid the remaining amount of Gh¢63, that was on 31/ 03/16 I can see it has not reflected.

      Roy, I must apologized for the interruptions .
      In fact, the soul wishes but the flesh is weak.

      I hope you and all my lenders will assist me in my next loan applicationapplication.

      Thanks once again.

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      • Roy    Apr 2, 2016

        Hi,
        Most likely...I must say, I am more likely to lend again when I expect borrowers to follow advice when give.
        Good luck.

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  • Alfred    Mar 20, 2016

    Hi lenders,
    I am still talking to Godfred and encouraging him to pay .I believe he will pay it all soon.
    He is doing well and is proud of Zidisha.

    Thanks, may God bless u all.

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  • Godfred    Feb 15, 2016

    Always I'm performing well to do good work. This is a nice banner design from me.

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  • Godfred    Feb 5, 2016

    Hello,
    Thank you once again.
    My business is moving on and by God grace I am doing well.

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  • Godfred    Jan 30, 2016

    Thank you lenders for your patience.
    By God's grace I am fine and business is gradually OK.

    I will do well to pay this loan in time.

    Thanks once again.

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  • Alfred    Jan 29, 2016

    Hi Lenders,
    I visited Godfred on why he is not paying and he told me he was not feeling well. By God's grace he was at his work site when I visited him . He has promise to pay his arrears soon.

    I will do my best to encourage and assist him should he need any help.

    Thanks.
    Nkrumah Alfred Kwabena .

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  • Godfred    Jan 21, 2016

    i apologize my failurefor not paying back my loan, doing the X-mass time i was admitted to clinic and thing become difficult for me. but God grace i'm now doing well and i promise by next week i will settle all the debts. i hope this will meant for understanding and the love of us will still remain thank you

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    • Roy    Jan 21, 2016

      Godfred, We understand people are not always able to do what they would like to do....The most important thing is for you to repay the loan, when you can.....

      Having a good repayment rate is a measure that helps lenders choose the borrower, when they (we) really know none of them. I suggest the good repayment rate is more about being able to attract new lenders, not just your current one...

      Good luck,
      We are interested in you.

      Roy

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