A new corei 3 office machine for my client

Kirwa

Eldoret, Kenya

100% repaid

Entrepreneur

Name

Kirwa

Member since

December 2015

On-time repayments

204 installments  •  57%

About Me

My name is Joseph Kirwa of id 27973471 of Kahoya village. I was born in a family of 5 siblings. I attended Asururiet primary from 1997 to 2004 later joined Samoei boys high school from 2005 to 2008. I later joined Egerton university for my bachelor’s degree in computer science.

Upon completion, i undertook post attachment with Eastern Produce of Kenya where i gained valuable hands on experience in my area of expertise. I am currently engaged in soft copyright majoring in cooperate and institutions.

My Business

I am engaged in soft copy cooperate where i write and supply erp systems to learning institutions and coperate world. In doing so i maintain and repair computer accessories in the respective institutions and offer advice on the same.

Lately i have ventured into supply of branded and new computers to my clients since i saw the need for a reliable dealer due to upsurging demand based on the digitization of our institutions here in kenya. However, due to my financial constraints, i haven't been able to meet the demand and hence saw the need to reach out to a credit facility. Zidisha proved to be a flexible institution to me.

I am hoping to one day be part of this remarkable institution that is elevating livelihoods, something that our local banks shy away from by imposing exorbitant interest rates.

A look at your services gives me hope that there exists an institutions tailor made for young people like me with an ambition, vision and commitment but lacking in resources to implement the same. In the view of the same i am looking forward to being one of your borrowers in your institution with a view of building an excellent borrower relationship with you while establishing my business to elevate my livelihood and that of my family and community at large.

Loan Proposal

Having shown my capacity to supply branded (XUK) machines to my clients, i have now received an order to supply a new desktop machine for a client and network an entire office. If granted the loan, i plan to buy the same machine and set up the station as soon as possible for quick service delivery which is the spirit of my business. I anticipate an upsurge in demand from my existing and new clients and would really wish to serve as many of them as possible. Through your support, i am assured of my ability to satisfy most of my clients and therefore grow my business in leaps and bounds courtesy of your invaluable help. Thank you in advance. God bless

Feedback

1

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$444.00

Date disbursed

Apr 25, 2016

Repayment status

On Time

Projected term

5 months

Lenders

Paul Buchheit

Mountain View, United States

Roy

Espoo, Finland

Matt B

Stratford Upon Avon, United Kingdom

C

Chitti421

United States

PG

Paul Graham

United States

TF

Tom Fawcett

United States

GC

Greger Cronquist

Göteborg, Sweden

Craig Newmark

United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

Ask Kirwa a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Peter    Dec 31, 2019

    Joseph Kirwa is not picking up the phone and most of the people he referred to are not picking their phone either I will keep on trying.

    Log in to reply • Share
  • Kirwa    Oct 13, 2019

    Income stream is limited now

    Log in to reply • Share
  • Kirwa    Jul 21, 2019

    my business is struggling to pick and I am making do with what I can

    Log in to reply • Share
  • Kirwa    May 12, 2019

    I am currently waiting some pament...when I get it I will up my payments

    Log in to reply • Share
  • Lotus Flower    Apr 18, 2019

    Joseph, please be aware:

    Lenders cannot help you with anything technical or administrative.
    Therefore, this isn't the correct place to try to reach the Staff: www.zidisha.org/team

    For more information, please read
    here: www.zidisha.org/loan/buying... [comment-660388]
    and here: www.zidisha.org/loan/busine... [comment-660503]

    Thanks, and best wishes.

    Log in to reply • Share
  • Kirwa    Apr 17, 2019

    Hello Zidisha team?
    I have been receiving above email for sometimes now and am left wondering if my payments are not reflecting on your end? Last week alone for sure I paid ksh 1000 and yet I have been told my last payment was made February. I am struggling to fulfill my end of the bargain and the least you can do is update my payments accurately and even allow my adjustment to reflect what is my capacity because I always access limited time to repay adjusted amount the next notification will indicate an abnormal amount. I will appreciate if my 30% or thereabout payments be appreciated because as low as my payments are I am still committed to repaying my debt fully. Thanks in advance.

    Log in to reply • Share
  • Kirwa    Jan 16, 2019

    my business has not picked up yet

    Log in to reply • Share
  • Kirwa    Nov 10, 2018

    My business actually took a nose dive and i have lost the mainstream income kindly allow me to make above amount of installments untill such time the my business picks up

    Log in to reply • Share
  • Kirwa    Aug 27, 2018

    hello my lenders my apologies for missed installments but i have kept paying after reducing my initial installments to allow my self to catch up...thank you again

    Log in to reply • Share
  • Kirwa    Aug 27, 2018

    I am currently not in best sityation financially

    Log in to reply • Share
  • Kirwa    Jun 12, 2018

    my business didnt pick up but am hoping to revive it and pay even more than previous..thank you

    Log in to reply • Share
  • Kirwa    Apr 23, 2018

    Schools are now closed and my clients cannot write me any cheques

    Log in to reply • Share
  • Kirwa    Mar 19, 2018

    i am in a position to pay more

    Log in to reply • Share
  • Kirwa    Feb 12, 2018

    i am doing much better and would like to pay more

    Log in to reply • Share
  • Kirwa    Dec 2, 2017

    I have invested the all the funds in the project. By the turn of the year I will increase the figure. Thank you

    Log in to reply • Share
  • Kirwa    Nov 28, 2017

    Thanks lenders I received the loan and currently the poultry is close to completion ill keep u posted. Thanks again

    Log in to reply • Share
  • Kirwa    Oct 31, 2017

    Once again my Zidisha lenders i am gratefully for the journey we have had for such short time. I am sincerely very thankful because i can see the light at the end of the tunnel as i continue to take big leaps in business. Thanks to your last, loan i am now providing super fast internet to clients which has made me proud as i am changing my society from one Zidisha loan to another. Thank you

    Log in to reply • Share
  • Kirwa    Oct 18, 2017

    i have the intention to clear my ballance by 24th oct, 2017

    Log in to reply • Share
  • Kirwa    Oct 12, 2017

    i can pay more

    Log in to reply • Share


Loading...

Loading...

Loading...