A retail shop

Francis

Nairobi, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Francis

Member since

February 2016

On-time repayments

216 installments • 76%

About Me

my name is Francis Barasa , I was born in Western part of Kenya a place called Bungoma. I schooled at Machwele primary school and went to Bukembe Friends secondary school , after that I joined Sang'alo institute of science and technology but I I did not complete my education due to lack of school fees.
I am married to my beloved wife and we are blessed with two kids.
I later decided to start a small business that would enable me to provide for my family and our younger brothers and sisters from both sides. my aunt supported me with 3000 kenyan shillings of which I began small grocery that have finally grown in to a retail shop for the last five years. I am a christian by religion and I teach my kids how to grow and walk in the fear of the lord.

My Business

i sell home supplies like branded food vegetables and other retail shop accessories that are useful to the people living in my area. I buy on whole sale and sell them at retailled price. the business is good for you have to walk a long distance for you to get a nother shop. I sell my goods at a cheaper price and tha't;s why i have more customers. to some poor people i give them on credits and they faith fully pay during the a greed time.
So if supported with a loan then my area will develop properly thanks even as you prepare to fund my loan

Loan Proposal

If given the the loan i will use it to make an additional of stock so that to be able to make a reasonable supply of my sales to my esteemed customers. i have been praying to God day and night to enable me develop my village and now step by step i'll see it happen . kindly i pray that my lenders to do it and God will bless them mightly.
thanks very much and God bless you shalom
good luck
Francis

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G
guenter Jan 26, 2019

Francis payed back very well!

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Mary Jan 25, 2019

Hello Francis,
thanks for repaying your previous loan. It was a pleasure supporting you again. Best wishes for continued success.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$200.00

Date disbursed

Mar 13, 2016

Repayment status

Late

Projected term

5 months

Other loans

Lenders

Zidisha

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Matching Fund

Sterling, United States

Paul Buchheit

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United States

Monza, Italy

United States

San Francisco, United States

Humble Bundle Community

San Francisco, United States

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Shellemiah Dec 15, 2021

dear readers
mr Barraza has promised to submit some payment by the weekend to his account.

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Daniel Sep 16, 2021

Dear Lenders,
I have spoke to Mr Barasa and he is currently experiencing some challenges but he has promised to make the payment in due coarse

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Lewish Jun 21, 2021

Her business recorded massive losses, he will however Start payments at the end of the month.

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Francis Jun 8, 2021

Am jobless and am relying on manual worker to feed my children.

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Lewish May 17, 2021

I've spoken to Francis and he's agreed to pay the required balance as as early as next week.

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Francis Mar 15, 2021

The business that i was servising the loan with collapsed due to covid 19. I can't be able to pay above that, also you deducting money that I didn't know the guarantees. But thanks God will help pay.

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Daniel Jan 27, 2021

Hello Lenders,
Have spoke to Francis but he claims he has a problem with zidisha as somebody hacked his account and guarantee some people loan which they never paid and every time he makes the payment,it goes to this defaulted loan guaranteed through his account.Have advised him to write to zidisha with all the detailles

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Francis Jan 11, 2021

Due to covid 19 am out of business

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Francis Nov 10, 2020

This pandemic covid 19 ,lock down in my country forced my business to collapse

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Francis Sep 17, 2020

My business collapsed during this pandemic, covid 19

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Francis Sep 2, 2020

The business is very low

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Francis Jul 1, 2020

Due to covid 19,the business is down we can't even afford to pay the rent

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Francis Apr 15, 2020

Due to covid 19 the business is very low I'm not able pay the loan as required. Thanks

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Francis Feb 23, 2020

The business is not doing well

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Francis Jan 6, 2020

The business is doing well but I have to pay school fees for my late sisters childrens

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Francis Dec 1, 2019

People have shifted to preparing of Christmas so the business is down

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Francis Oct 19, 2019

I invested all the amount money given but have not sold the goods

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Francis Sep 14, 2019

Good afternoon? I don't have any single word that can express how happy I am at the moment. Thank you for your contributions towards my life by supporting my business though this loan.

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Francis Sep 13, 2019

good morning zidisha members? thank you very much for the loan. i have received almost 100 % within one week this is fantastic.

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Francis Sep 7, 2019

morning lenders i am happy today to inform you that i have been able to complete my loan. this year the business was tough. i tried to sale at less price compared to my competitors. thanks for the loan once more.i purchased mattresses and blankets with the previous loan but unfortunately the foam companies reduced the prices and was difficult to make sales. the most important point is that i want to thank you because you made my life standard improved .

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