M-PESA mobile phone payment service

Jane

Naivasha, Kenya

100% repaid

Entrepreneur

Name

Jane

Member since

November 2013

On-time repayments

315 installments  •  11%

About Me

my name is Jane Njoroge .Am married with children .Am 45 years old.I started my primary education at St Marys Primary School in kinangop in Nyandarua County in 1970 to 1977.In 1978 i joined St Marys Secondary school and finished form 4 in 1981.I did not proceed with education.
Since then,I have been doing various business until i come up doing various business until i came up with an idea of starting an M-pesa business in Naivasha town.I started it with Ksh70,000 which i had saved from previous business as a green grocer.I started it in 2010 it .took some months for it to peak but later peaked.I do get my income from the commission i get from the safari com company.My aim is to add some other stock to increase the income I also sell stationary.Am thinking on how i can start selling phones from different companies .That is why am requesting for a loan from you.

My Business

my business is CLYDON HOLDINGS located in Naivasha at Kabati estate near Naivasha high school.It is located in a premises called Consolata house.I started it in 2010 as an m-pesa.M-pesa is a money transfer product offered by Safari com,a leading telecommunication company affiliated to Vodafone.We are paid commission according to the volume of business one transact.With the help of loans give by zidisha ,my profit has increase from about ksh10000 to ksh20000 per month since i now have more capital.Of rate i have been able to start a cyber cafe with two computers where i get extra ksh8000.I also have started selling mobile phone accessories and expect to make more profit from them.I also cell air time scratch cards.
All is is possible cartesy to zidisha and and generous lenders.I hope to add more computers and stock of accessories with tour future loans.This will make my business thrive even more

Loan Proposal

First i would like to thank you for approving me to apply for a loan.I do the business of mpesa and i would like to add float.It will be benefit to me and my business because it will attract more customers and doing all the transactions i.e depositing and withdrawing.Am hoping for a positive response from you.

Feedback

4

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Mar 17, 2014

Repayment status

On Time

Projected term

10 months

Lenders

Stefano Bertolo

Luxembourg, Luxembourg

Sarasota

Sarasota, Fl, United States

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Summary

Amount repaid

$54.75

Amount remaining

$0.00

Date repaid

Jul 29, 2014

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Mar 25, 2014 $1.16 Mar 26, 2014 $1.16
Apr 1, 2014 $1.16 Mar 26, 2014 $0.01
May 8, 2014 $1.15
Apr 8, 2014 $1.16 May 8, 2014 $1.16
Apr 15, 2014 $1.16 May 8, 2014 $1.16
Apr 22, 2014 $1.16 May 8, 2014 $1.16
Apr 29, 2014 $1.16 May 8, 2014 $1.16
May 6, 2014 $1.16 May 8, 2014 $1.16
May 13, 2014 $1.16 May 8, 2014 $1.16
May 20, 2014 $1.16 May 8, 2014 $1.16
May 27, 2014 $1.16 May 8, 2014 $0.11
May 14, 2014 $1.06
Jun 3, 2014 $1.16 May 14, 2014 $0.12
May 24, 2014 $1.05
Jun 10, 2014 $1.16 May 24, 2014 $0.13
Jun 9, 2014 $1.04
Jun 17, 2014 $1.16 Jun 9, 2014 $1.16
Jun 24, 2014 $1.16 Jun 9, 2014 $0.15
Jul 10, 2014 $1.01
Jul 1, 2014 $1.16 Jul 10, 2014 $1.16
Jul 8, 2014 $1.16 Jul 10, 2014 $0.18
Jul 27, 2014 $0.99
Jul 15, 2014 $1.16 Jul 27, 2014 $1.16
Jul 22, 2014 $1.16 Jul 27, 2014 $1.16
Jul 29, 2014 $1.16 Jul 27, 2014 $1.16
Aug 5, 2014 $1.16 Jul 27, 2014 $1.16
Aug 12, 2014 $1.16 Jul 27, 2014 $1.16
Aug 19, 2014 $1.16 Jul 27, 2014 $1.16
Aug 26, 2014 $1.16 Jul 27, 2014 $1.16
Sep 2, 2014 $1.16 Jul 27, 2014 $1.16
Sep 9, 2014 $1.16 Jul 27, 2014 $1.16
Sep 16, 2014 $1.16 Jul 27, 2014 $1.16
Sep 23, 2014 $1.16 Jul 27, 2014 $1.16
Sep 30, 2014 $1.16 Jul 27, 2014 $1.16
Oct 7, 2014 $1.16 Jul 27, 2014 $1.16
Oct 14, 2014 $1.16 Jul 27, 2014 $1.16
Oct 21, 2014 $1.16 Jul 27, 2014 $1.16
Oct 28, 2014 $1.16 Jul 27, 2014 $1.16
Nov 3, 2014 $1.16 Jul 27, 2014 $1.16
Nov 10, 2014 $1.16 Jul 27, 2014 $1.16
Nov 17, 2014 $1.16 Jul 27, 2014 $1.16
Nov 24, 2014 $1.16 Jul 27, 2014 $1.16
Dec 1, 2014 $1.16 Jul 27, 2014 $1.16
Dec 8, 2014 $1.16 Jul 27, 2014 $1.16
Dec 15, 2014 $1.16 Jul 27, 2014 $1.16
Dec 22, 2014 $1.16 Jul 27, 2014 $1.16
Dec 29, 2014 $1.16 Jul 27, 2014 $1.16
Jan 5, 2015 $1.16 Jul 27, 2014 $1.16
Jan 12, 2015 $1.16 Jul 27, 2014 $1.16
Jan 19, 2015 $1.16 Jul 27, 2014 $1.16
Jan 26, 2015 $1.16 Jul 27, 2014 $1.16
Feb 2, 2015 $1.16 Jul 27, 2014 $1.16
Feb 9, 2015 $1.16 Jul 27, 2014 $0.93

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