Am an mpesa agent and my main aim is to recruit the sub agent under me whom are 59 in number to borrow funds and grow th...

Ben

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Ben

Member since

September 2013

On-time repayments

32 installments  •  53%

About Me

My names are Ben kinyanjui karanja Married with three boys currently in class one and pre- unit,I am bases in Nakuru Town Located in Kenya 200km from the capital city Nairobi.I own a shop locate in one of the major streets in Nakuru name Kenyatta avenue street.I Mostly sell stationary and mobile phones and accessories I also do m-pesa money transfer services own by mobile provider Safaricom What actually happens we earn commissions from deposit and withdraw that we are paid commissions at the end of the month that assist us to settle ours bills and sustain our family.I have being in mpesa business for a period of Seven year i fully understand it like my palm of hand,given the funding will be of great help,kindly assist,Humble Regards. Ben

My Business

My names are Ben kinyanjui karanja Married with three boys currently in class one and pre- unit,I am bases in Nakuru Town Located in Kenya 200km from the capital city Nairobi.I own a shop locate in one of the major streets in Nakuru name Kenyatta avenue street.I Mostly sell stationary and mobile phones and accessories I also do m-pesa money transfer services own by mobile provider Safaricom What actually happens we earn commissions from deposit and withdraw that we are paid commissions at the end of the month that assist us to settle ours bills and sustain our family.I have being in mpesa business for a period of Seven year i fully understand it like my palm of hand,given the funding will be of great help,kindly assist,Humble Regards. Ben

Loan Proposal

As mention being a Director in Telestar enterprises Limited which we main deal with m-pesa wil assist in adding up float balance hence high commision that translates to increased income.Wil also serve as an example to my sub agent as will create awareness to them as the process is very nice and its only up to you to doexactly what you have been requested to do and get a loan

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$141.00

Date disbursed

Feb 6, 2014

Repayment status

On Time

Projected term

5 weeks

Lenders

AWOL

USA, United States

B

blahblah

Nuernberg, Germany

B

Bavarian

Bavaria, Germany

Sundstroms

Falun, Sweden

vinnio

Burlingame California, United States

Sarasota

Sarasota, Fl, United States

Matching Fund

Sterling, United States

P

Peaches

United States

Ask Ben a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Captain    Jan 22, 2015

    Hi!
    Any updates? Is there a problem?
    Best regards!

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  • Daisy    Nov 14, 2014

    Dear Ben,

    I am happy to see your loan is fully funded.

    Daisy

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  • Namaste250    Sep 26, 2014

    Hi Ben,
    Thanks for sharing the photos of your beautiful family.
    Best wishes for success, Ann

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  • Ben    Sep 17, 2014

    Hi,i have made some adjustment and wrote about my family ,my business and explained abit of my m-pesa

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  • jan73    Sep 11, 2014

    May I humbly suggest some minor changes to your profile that might increase your chances of being noticed and funded? You are up against great competition for every bit of money!

    Perhaps you could use a photo that shows you at your place of business, or with your children?

    Perhaps you could share your children's ages and whether they are in school or your plans for educating them?

    Perhaps you could explain how adding cash in your m-pesa improves your income? (In the US we do not have m-pesa so don't understand how it works)

    Also, please be patient, because it seems applicants are hearing of Zidisha faster than lenders. There seem to be more loan applications posted recently, with lenders not having enough funds so many, many loans are expiring.

    I hope you take these ideas in the spirit in which they are meant. Best wishes to you and to your family! I hope to have the opportunity to invest in your business!

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    • Ben    Sep 11, 2014

      Hi,i have made some adjustment and wrote about my family ,my business and explained abit of my m-pesa

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  • Ben    Aug 4, 2014

    LENDERS ITS MY 5TH TIME APPLYING FOR THE LOAN AND IT EXPIRES WITHOUT BEING FUNDED PLEASE ASSIST

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  • Ben    Jul 31, 2014

    LENDERS ITS MY 4TH TIME APPLYING FOR THE LOAN AND IT EXPIRES WITHOUT BEING FUNDED PLEASE ASSIST

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  • Ben    Jul 29, 2014

    Thank you lenders,

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  • Ben    Jun 29, 2014

    Thank you for all those whom gave me they funds towards my application. The purpose of my loan have been over taken by time.

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  • Ben    Jun 29, 2014

    Hi.i wish to cancel my loan application until a later date.thank you

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  • Daisy    Jun 22, 2014

    Thank you for your early repayments. I immediately supported your next loan. Greetings from the Netherlands,
    Daisy

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    • Ben    Jun 22, 2014

      Thank you Daisy Promise repay the with the same pace,thank you

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    • Ben    Jul 23, 2014

      HI,you are one of my close Lender,i request you to assist me achieve and start my new Business Venture Agency Banking where by I will be offering the same banking services offered to Chase Bank Branches World wide plesae,I cancelled my 1st loan that you lended to me as we had not finished finalizing all the logistics involved for set up,I applied for the second time unfortunately my loan expired as i didnt manage to get the lenders on time,please assist Ben

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    • Emmanuel    Nov 10, 2014

      On the basis for which my loan and membership had been declined, is NOT TANGIBLE, and not reasonable for the reasons cited that , there is no fund available for me, meanwhile my loan was fully funded after my first loan fully repaid on time, which lenders were happy and funded my second loan within 24hours...Please lenders read below and see what zidisha sent and and add your voice..They are sacking genuine people and accepting those who had never been tested. ..Add your voice dear reader and write zidisha to restore my account...a lot of intimidation on me for no reasons. .How can you now tell, an account which had received first loan and second loan funded under a day does not meet zidisha requirements? ?? a loan which had received loan and repaidDear Emmanuel Larbi,We regret to inform you that your application was not among those accepted for Zidisha membership. Since we receive many more applications than we can fund, we are only able to admit a portion of those who apply.There is a small chance that if more funding becomes available we may invite you to reapply in the future, but since this is not guaranteed, we recommend that you seek funding from other sources.Thank you again for applying, and best of luck in your future endeavors.The Zidisha Team

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  • Collins    May 6, 2014

    hey karanja ben its my second time to apply for loan but why is it that it gives me only the same amout ?

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  • Mårten    Apr 13, 2014

    Dear Ben,
    you are the Volunteer Mentor of Simon Kariuki in Nairobi; half of his loan amount is overdue, and I wonder if you could let him know that in times of trouble rescheduling is always an option, but not paying at all certainly isn't...

    All the best,
    Mårten

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    • Emmanuel    Nov 10, 2014

      On the basis for which my loan and membership had been declined, is NOT TANGIBLE, and not reasonable for the reasons cited that , there is no fund available for me, meanwhile my loan was fully funded after my first loan fully repaid on time, which lenders were happy and funded my second loan within 24hours...Please lenders read below and see what zidisha sent and and add your voice..They are sacking genuine people and accepting those who had never been tested. ..Add your voice dear reader and write zidisha to restore my account...a lot of intimidation on me for no reasons. .How can you now tell, an account which had received first loan and second loan funded under a day does not meet zidisha requirements? ?? a loan which had received loan and repaidDear Emmanuel Larbi,We regret to inform you that your application was not among those accepted for Zidisha membership. Since we receive many more applications than we can fund, we are only able to admit a portion of those who apply.There is a small chance that if more funding becomes available we may invite you to reapply in the future, but since this is not guaranteed, we recommend that you seek funding from other sources.Thank you again for applying, and best of luck in your future endeavors.The Zidisha Team

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  • Ben    Mar 23, 2014

    Thank you for your funds God bless you.

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  • Michel    Mar 7, 2014

    Hi Ben,

    You are the mentor of Chepngetich Glorius. Glorius don't make any repayment since 09-Oct-13. Its repayments were to end on 05-Jan-14.
    May you give us some feedback (on the Glorius page)?

    Thanks,

    Michel

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  • Ben    Feb 26, 2014

    Hey,its has been any experience to me and I highly appreciate Zidisha.

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  • Michael    Feb 17, 2014

    Hi Ben,My loan has been 100% funded. Thank you.
    How long does it take for disbursenment to be done?

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    • Ben    Feb 18, 2014

      Hi,
      Welcome very happy for you Michael,will take a week to be disbursed.

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    • Ben    Feb 26, 2014

      Hi,Michael were you sorted out?

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  • Everlene    Feb 9, 2014

    My account has a problem connecting with Facebook

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    • Ben    Feb 21, 2014

      everlene,thank you for your response,is you facebook account active,or linked to another account?

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    • Ben    Feb 26, 2014

      Kindly what the response recd

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  • Ben    Jan 27, 2014

    Thank you for you support and prompt response its very encouraging,thank you.

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