Beauty salon

Happiness

Lusaka, Zambia

100% repaid

Entrepreneur

Name

Happiness

Member since

September 2020

On-time repayments

20 installments  •  55%

About Me

Am Happiness, married with 2 kids and 2 dependents a resident of Lusaka, Zambia.
I have always had an interest in being an entrepreneur instead of working for someone, as such even before getting married, i tried a number of business ventures, however due to luck of capital all failed.
After marriage, my husband through savings, helped me with a little capital which i used to start a salon business & now thanks to joining ZIDISHA last year, my business has grown even to allow me currently employ one person and i have a big appetite to grow my business & employ more youths in my community.
My plans for the year 2021 is to expand my business; open another salon, add mobile money for both Airtel & MTN users in my current salon and God willing venture into farming as well.

My Business

Currently with a million thanks to ZIDISHA loans, my salon business has grown to such a level as selling cosmetics for women such as make up kits, nails, nail polish etc, different hairs as well as platting of women's hair.
I do blowing of hair, steaming using my brand new hair dryer as well as toning services.
Last week i managed to register for mobile money agent with both Airtel & MTN and now badly in need of cash to invest in the business.

Loan Proposal

I want to buy much more powerful equipment for my beauty salon, and change a few things that need to be changed.

Income Source

I have believe to invest not just in one business, but am to run two or more businesses that will help me for future,wen one is down not all will be down,I must have something has a back up for me.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$125.00

Date disbursed

Dec 10, 2020

Repayment status

On Time

Projected term

4 weeks

Lenders

Sundstroms

Falun, Sweden

John Minges

United States

Ask Happiness a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Ramsay    May 13, 2021

    I spoke to Happines she plans to start repaying next week as she has just resumed working since the thief's broke in her shop. Thank you

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  • Ramsay    Apr 6, 2021

    I spoke to Happiness and I have advised her to adjust and start repaying the loan. Thank you

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  • Magret    Mar 2, 2021

    Happiness was affected when she was robbed earlier during the month of February so she is still recovering from the losses she acquired. However she is working on paying smaller amounts towards her loan.

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  • Happiness    Feb 6, 2021

    On Wednesday early morning was called that thieves broke into my shop & a number of surrounding shops, i have been disturb knowing that have been taken behind to start afresh wen I had a vision of moving forward every day.
    I believe I am not able to pay my weekly schedule payments until I can stabilise again, hence I ask to adjust my payments for now at least.

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  • Happiness    Jan 26, 2021

    I plan to use the money as capital in my mobile money business.
    Thank you for the loan.

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  • Happiness    Jan 26, 2021

    I used the last loan as capital for my mobile money business as addition to my current saloon.
    Once more thank you very much for the loan.

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  • Happiness    Jan 3, 2021

    I want to use the money as capital for my new mobile money business.
    Thanks for the loan

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  • Happiness    Jan 3, 2021

    The loan i got was very useful in that i used it to buy hair & pay for over time for my employee since we where closing very late due to many customers wanting to do there hairs & make ups for New years celebrations.
    Once again thank you so very much for the loan as it was very help & please don't stop with this help.

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  • Happiness    Dec 24, 2020

    Thanks for the loan,I want to use it to buy other equipment in my beauty salon..

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  • Happiness    Dec 19, 2020

    My last loan was more than helpful in that am not attending to more women & working alot faster in that i managed to buy my salon equipment that i have always want to buy.
    From the bottom of my heart i say thank you very much for the opportunity to grow my business & please keep up with the same spirit.
    Am sorry i have failed to add a photo as the Add a photo is not working for me, hope next time will manage to do so.

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  • Happiness    Dec 10, 2020

    Thanks to my lenders...I will buy equipment for my beauty salon surely it will help me take my business to another level.thank you.

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  • Happiness    Nov 28, 2020

    I say thank you to my lenders really there is a difference in my life and business all because you..have managed to buy new stock and pay my rentals.

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  • Happiness    Nov 23, 2020

    Thanks for the loan,it will really help me buy equipment for my beauty salon, to help me grow my business

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  • Happiness    Nov 22, 2020

    Thanks to my lenders, have managed to reach this far, have managed to rent a bigger place and beautifying it with new stock.

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  • Happiness    Nov 2, 2020

    I thank my lenders for there support, really my business is moving to another level because of you,thank you so much.

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  • Happiness    Oct 30, 2020

    Thanks for the loan it helped me to pay for a bigger shop cause my dream is to establish my business and take it to another level

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  • Happiness    Oct 7, 2020

    I Have used the money k169 received to pay for my shop, power and water bills.
    Thank you very much for the loan please keep up the good spirit.

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