Fatoumata B

Dakar, Senegal

100% repaid

Entrepreneur

Name

Fatoumata B

Member since

June 2010

On-time repayments

22 installments  •  100%

About Me

My name is Fatoumata Bineta Diagne, I live in the Dieuppeul 3 quarter with my three children and my husband. I started sewing to help my husband because the work here is not very good. I want to also help my children to go to school and satisfy their needs. For example, they can become sick – I must work to have something because my husband isn't able to find work on a regular basis.

My Business

I’ve been a seamstress/dressmaker for eight years. I have twenty clients but can only produce enough to satisfy the demand of ten of them. I would appreciate financing so I can scale up my production to serve the other ten customers.

Loan Proposal

Greetings Sirs, I am coming to you to request a second loan of 500,000 FCFA, in order to continue and to scale up my business activities. This is an especially favorable time because it is summer and the festive season is approaching, with holidays such as Korité (Eid ul-Fitr), Tabaski (Eid ul-Adha) and Christmas coming up. These are holidays which come all together one after another, and they present an opportunity to increase our sales revenue if we prepare well. This is why I am applying for this loan, which will be used to purchase additional inventory of cloth, trimmings and thread; to make some repairs to my boutique; and to pay hired help. If I receive this loan in time, it will allow me to get ahead by producing some finished clothing which I can display for sale in advance of new orders. I thank you for your understanding, and am at your disposition for any additional information you may desire. Cordially, Fatoumata Diagne Tel. 77 516 14 45

Show original Français  

About Me

My name is Fatoumata Bineta Diagne, I live in Dieuppeul-3 with my three children and my husband.

I started sewing to help my husband because the work here is not very good. I want to also help my children to go to school and satisfy their needs. For example, they can become sick – I must work to have something because my husbands work isn’t reliable.

(this is a translation of the original French below)

Je m'appelle Fatoumata Bineta Diagne, j'habite a Dieuppeul 3 avec mes deux enfants et mon mari.

J'ai commence la couture pour aider mon mari parce que le travail ici n'est pas tellement bon. Je veux aussi aider mes enfants pour aller a l'ecole et satisfaire leurs besoins. Par exemple, ils peuvent tomber malade - il faut que je travaille pour avoir quelquechose parce que le travail de mon mari n'est pas reguliere.

My Business

My name is Fatoumata Bineta Diagne, I live in Dieuppeul-3 with my three children and my husband.

I started sewing to help my husband because the work here is not very good. I want to also help my children to go to school and satisfy their needs. For example, they can become sick – I must work to have something because my husbands work isn’t reliable.

I’ve been a seamstress/dressmaker for eight years. I have twenty clients but can only satisfy ten of them. I would appreciate financing so I can serve the other half of my customers.

(this is a translation of the original French below)

Je m'appelle Fatoumata Bineta Diagne, j'habite a Dieuppeul 3 avec mes deux enfants et mon mari.

J'ai commence la couture pour aider mon mari parce que le travail ici n'est pas tellement bon. Je veux aussi aider mes enfants pour aller a l'ecole et satisfaire leurs besoins. Par exemple, ils peuvent tomber malade - il faut que je travaille pour avoir quelquechose parce que le travail de mon mari n'est pas reguliere.

Je fait la couture depuis ca fait 8 ans maintenant. J'ai vingt clients mais je peux donner seuelement a dix clients. J'aimerais bien comment finance pour que je puisse donner les autres dix clients.

Loan Proposal

Bonjour messieurs, je viens vers vous, pour solliciter de nouveaux un prêt de 500.000 Fcfa, pour continuer et augmenter mes activités. On est dans une période favorable qui est l'été et vers les fêtes traditionnelles comme la Korité, la Tabaski et Noel. Ce sont des fête qui se succèdent et on peut augmenter nos chiffres d'affaires si on les prépare bien. C'est pour cele, je sollicite ce prêt pour acheter des tissus, des garnitures, du fil, faire quelques réparations, payer les mains d'oeuvres. Si je reçois ce prêt à temps, cela me permettra de gagner un peu de temps en confectionnant quelques tenues que je pourrai placer en attendant d'autres commandes. Souvent les gens agissent tardivement en ce qui concerne de commander et d'acheter pour les fêtes. Je vous remercie de votre compréhension et suis à votre disposition pour toute éventuelle information. Cordialement Fatoumata DIAGNE Tel: 77 516 14 45

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$717.00

Date disbursed

Aug 22, 2011

Repayment status

On Time

Projected term

12 months

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  • Fatoumata B    Aug 19, 2011

    Hello Sirs, Once again, I am writing you to reaffirm my happiness and satisfaction for all your efforts that you do to help us and to please us, we the borrowers of Zidisha. I am posting a comment, there are a few weeks to explain to you how I intend to use the amount of money that you are going to put at my disposal. Like I had done with your first funding, I intend to continue my activities. Since I have your support, I have less problems in the tailoring activities that I do. With the approach of the traditional festivals: Korité, Tabaski, Christmas, New Years; I want to take the lead and try to maximize. With this money, I have to: -buy fabric, different types (on this eve of Korité, there is a sale of new things in the markets), -buy trimmings; -repair a sewing machine that is broken; -pay the labor services (apprentices, tailors, etc......); I intend to put an amount aside for unforeseen costs. In total, this is how I intend to use my funding that I am going to receive. However, I will not stop thanking you for your support and for your devotion. Thank you for your understanding. Cordially. Fatoumata B. DIAGNE

    Translated by     Show original

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  • cperkins    Jul 25, 2011

    Hello,
    My name is Clarissa, I am the Communications Associate for Ziisha. Fatoumata has sent me this comment to post:
    Bonjour,
    Salamalek à toute l'équipe de Zidisha. Magui thii Diame!
    Grace à vous, je dis Alhamdoullah, je me porte bien, de même que ma famille.
    Grace à vous, je m'en sors petit à petit, les affaires évoluent. Dernièrement j'ai soldé mon premier emprunt que vous m'avez accordé et je sollicite un autre pour poursuivre mes activité parceque beaucoup reste à faire.
    Grace à vous j'ai pu maitriser mes commandes et les réaliser à temps, ce qui faisait défaut avant vous.
    Grace à vous, mes commandes ont doublé. Quand j'ai reçu le Prêt, j'ai réalisé d'abord, lessentiel:
    - acheter des fournitures: tissus, fil, garnitures
    - Réparer une machine à coudre qui m'était très utile
    - laisser de côté, une petite économie pour la main d'oeuvre du tailleur et des petites dépenses imprévues.
    Donc vous voyer combien c'est important votre soutien. Et cela m'aide beaucoup mentalement parce que j'ai eu moins de soucis en voulant joindre les deux bouts.
    Grace à vous encore, je dis Alhamdoullah, Et que le Bon DIEU nous assiste et vous paie dans les beaux gestes que vous faites.
    Vive Zidisha!
    Vive l'équipe de Zidisha!
    cordiallement.

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  • d    Oct 5, 2010

    Best wishes and good luck with your business! :-)

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  • Fatoumata B    Sep 1, 2010

    Hello lenders,
    You cannot imagine how I felt when I received your loans. It's been a great relief. I had orders waiting because I couldn't find the means to finance them. For this, I thank you deeply and count on your continued support. And as mentioned in our agreement, I will do all I can to respect this contract. I love the work I do and I want to carry it far with your support.
    That said, I say Alhamdullah (Thank God), I am doing well, and so is my family. With the Korite festival coming up, a festival where tailors get many orders, I am very busy and hope to remain busy because I want to do some good for the future of my family. Thank you for your understanding.
    Cordially,

    Translated by     Show original

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  •    Jun 22, 2010

    I am glad to see that people are interested in Fatoumata's activities and are helping her to access funding. I would like to thank all of you for this, because I see that her loan application is progressing well toward being financed. Thanks again to everyone.

    (This is a translation of the below comment, posted by the SEM Fund microfinance organization in Dakar, Senegal)

    Je suis content de constater que les personnes sont intéressées les activités de Fatoumata et sont entrain de trouver des financement pour elle. Je remercie tout le monde pour cela, car je vois que cela avance bien. Encore merci à tout le monde.

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  • mackmcconnell    Jun 17, 2010

    I recently visited Fatoumata Diagne at her home/studio in a suburb of Dakar where she lives with her two sons and husband. Fatoumata must have told them I was coming because her two sons (ages 3 and 5) were waiting by the door, excited to meet me, on their best behavior.

    Fatoumata is very excited to be a part of Zidisha. She is eager to receive financing to grow her small sewing business into something a bit bigger. After meeting with her, it became clear that she is very business-minded and has plans well beyond her small two-machine sewing studio in her home. She badly wants funding to get to the next level.

    BUSINESS

    Fatoumata is deeply proud of her work as a tailor. Her business has been able to find an interesting niche: traditional clothing for Senegalese office jobs. Internationally, Fatoumata and her husband have been able to sell her clothing through family members in Mauretania and France to people who appreciate the exotic styles of Senegal. She often makes 10 pieces of clothing a week, but often gets orders for twice that amount. On one hand, Fatoumata is grateful that there is a high demand for her work. On the other, she is frustrated that she can’t fill all of her orders.

    FUTURE LOANS

    In order to fill the orders that are requested, she must purchase more tissue, thread, garnish and frills (frills are her specialty). Not only will she be able to satisfy more orders, but more types of orders, making her a stronger force in the market. She is also looking to pay the tailor who works along side her a full-time wage in order to increase production. Apart from understanding how to increasing output, she understands the importance of offering jobs to local people who need it.

    Fatoumata told me that she is hardly able to reinvest her profits into her business. She uses most of the revenue to support her family and save to send her two children to highschool, a top priority for Madame Diagne. She dreams of being able to produce more clothing each week and having a healthier cash flow.

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  •    Jun 14, 2010

    I have confirmed the validity of Foutamata's declarations concerning her credit history with a public MFI - Fond National pour la Promotion des Jeunes (FNPJ) - and has entirely repayed her loan on time.

    Je viens confirmer l'effectivité des déclarations de madame Fatoumata B Diagne, qui a reçu un prêt d'une structure de l'Etat, qui est le Fond National pour la Promotion des Jeunes (FNPJ) qui a été entièrement et régulièrement remboursé dans les délais établits.

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  •    Jun 14, 2010

    Here are some photos of Fatoumata and her family

    Voici ma photo et celle avec les membres de ma famille

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