Wholesale stock of sugar, salt, rice and maize flour

Grace Njeri

Mtaani, Kilifi Town, Kenya

100% repaid

Entrepreneur

Name

Grace Njeri

Member since

March 2014

On-time repayments

6 installments  •  0%

About Me

My names are Grace Njeri Riungu. I was born in 1985 14 November in Nkubu Hospital Meru Central. I was raised on a place called Chuka in Meru south District. Ii started school in the year 1988 at Chuka Day School and I was later transferred to Chuka Township where I started my class one. I joined my Form one educations at County Girls secondary in the year 2002.and later I was transferred to Mariana Secondary where I did my leavers and got a D-plain.
Having been brought up by a single mother in a family of 8 plus my cousin and my grandmother, it has been quite difficult to cope and with a lot of challenges, but my mum, she is the best. She gave us everything she had and told us not to lose hope. I did not get to college because of finances, but I did finish a computer application at Chuka University in 2010.
All these years I have worked in many places like promoting Safaricom products, a saleslady at Jemaja Feel Clean products, and a house girl, when I decided to do my own business. Early this year I took a small retail shop which was being sold through my savings and also was given a hand by my mother.

My Business

I am operating a small retail shop situated in Kilifi Town at a place called Mtaani. It is strategically located around houses, offices and the Hadaa mosque. It is a shop which deals with many small goods like rice, sugar, flour, Blue Band, cooking oil, sodas, milk, bread, cakes, sweets, tissues, bisquits, mosquito coils, medicines, e.t.c. I also sell eggs, yoghurt, maziwa mala, paraffin, airtime and pens, pencils, e.t.c. I also started selling grocery things like potatoes, onions, cabbage, sukuma wiki, e.t.c. I am longing for the day when I will reach the goals through my hard work and determination. Right now I need the financial help to boost it. It has helped me to pay my bills and through it I help people.

Loan Proposal

My retail shop sells many items but day-to-day the most sales come from sugar, salt, rice and maize flour. With this loan, I can increase the stock to keep a two or three day supply and save transport, instead of just one day. Then I can buy from the wholesale at a better price to increase profits. I pray for your blessing on this business and thank you for making me a Zidisha member.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Apr 1, 2014

Repayment status

On Time

Projected term

6 weeks

Lenders

L

Ladysmom

Dallas, United States

iggwag

Kilifi, Kenya

fransk

Culemborg, Netherlands

dlpringle

Denver, United States

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  • Ndungu    Jan 12, 2015

    I spoke to Grace and she is hoping to resume repaying her loan soon. Please read her December 27 post. Thank you for your patience.

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  • Grace Njeri    Dec 27, 2014

    Dear lenders,since the incident i have been struggling so much for ends to meet.I have been doing small jobs to earn my living,until this December when i got my savings and bought a few clothes and started selling,it has not picked well though but all i know is that it shall be well and i will complete my loan,thank you so much for your patience and may the Almighty God bless your good hearts,Asanteni.

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  • Grace Njeri    Dec 22, 2014

    Dear lenders,am very much on and i promise you that i will complete my payment,thank you so very much for your patience.God bless you.

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  • iggwag    Dec 22, 2014

    Could you phone my friend Hassan Abdulatif on +254703861837. He lives in kilifi and you can explain where your shop is. Thank you.

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    • Grace Njeri    Dec 22, 2014

      I did Iggwag but it seems his phone is off.My number is 0722-643395,thank you.

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      • Grace Njeri    Dec 27, 2014

        Hallo,Mr Ian,i met with Mr Hassan we talked and i explained what has been transpiring.Your very much welcomed here,safe journey and may God bless you,see you soon,thank you.

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  • Ndungu    Dec 4, 2014

    Dear lenders, I spoke to Grace yesterday and she promised to make some payments next week. Thank you for your patience.

    VM

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  • Ndungu    Oct 3, 2014

    Thanks Grace for keeping your promise. You are almost halfway in your repayments. I encourage you to work harder so that your clear the overdue amount soon. Consider rescheduling in case of serious financial constrains.

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  • iggwag    Aug 19, 2014

    My wife and I will be out in Kilifi for a month next January. Let us hope we can meet up..

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    • Grace Njeri    Aug 20, 2014

      yes we can iggwag.am not so much into the computer so if its ok with you we can chat facebook.gracieriungu my facebook name.

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  • Ndungu    Aug 13, 2014

    Dear lenders,
    I spoke to Grace today and she said she will make some payments on or before Saturday this week.

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  • Ndungu    Jul 17, 2014

    Keep the momentum Grace. Consider rescheduling your loan to improve your repayment rating.

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  • Ndungu    Jul 14, 2014

    Dear Lenders, I spoke to Grace and she told me that she made a payment of KES 250 on 12th July and she will make another payment today.

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  • Ndungu    May 31, 2014

    Thanks Njeri for making your first payment. You need to work harder to improve your record after a rather shaky start.

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  • Ndungu    May 23, 2014

    Dear lenders, I spoke to Grace and she informed me that her business is not performing well but she expects to be back on track as from next week.

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  • Jeremiah    May 14, 2014

    I called Grace she promised to reschedule her loan and start paying after rescheduling.

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  • Grace Njeri    Apr 22, 2014

    Dear Lenders.

    I have been going through a lot of misfortunes. However, I am committed to start paying my loan, I am requesting if you can give me a one month grace period so that I may reorganize myself and start paying the loan on time. You review on this issue will be appreciated.

    Thanks and God bless!

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  • Tobias    Apr 22, 2014

    Grace called me personally and committed herself to reschedule the payment and start paying soon. All the best and Pole Grace.

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  • iggwag    Apr 19, 2014

    sorry to hear about your Sister. I am fine with the delay for a month.

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  • Grace Njeri    Apr 19, 2014

    my sister was involved in an accident and passed away on 11th evening of this month.It has not been easy for me and i had to paralyze all my duties.Please allow me to start paying from 19th of next month after we are through with the burial.Am so sorry for the inconvenience please.I will make sure i pay fully within the required time.

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  • iggwag    Mar 30, 2014

    Hello Grace. I am glad that you have all your funds. My wife and I live in England but visit Kilifi for a month each year in January. Where exactly is your shop? Which is the Hadaa mosque? Is it the large one on the Malindi Road? We must meet next year.

    Ian & wendy

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