Business expansion

John Njoroge Ngatia

Neema Estate-nyahururu Sub-county-nyandarua County-kenya., Kenya

100% repaid

Entrepreneur

Name

John Njoroge Ngatia

On-time repayments

160 weekly installments  •  99%

About Me

I was born and raised around Nakuru town in the Rift Valley Province of Kenya. I have a degree in education from Moi university in Kenya.
After my college education, I could not get formal employment and had to work as a 'matatu ' driver ferrying passengers from one town to another for two years.
I used the little amount of money that I had saved plus some more which I was loaned by a relative to start my business.
My country, Kenya, has extraordinary beauty both in terms geography and contrasting cultures from 42 diverse tribes. It's a choice destination for many tourists from all over the world.
I have a son who wishes to take up my hobby in computers and software as his future professional job.

My Business

I have a cybercafe and small retail shop that deals in electronic accessories.
The cybercafe caters to the people who need fast internet services, especially for government services accessed through the internet, e.g., the e-citizen website.
The retail shop sells small accessories such as phone chargers and batteries to people on transit through the town. I like my business as it augments my hobby in computers.
On average, my monthly costs range from KSh 20,000 to KSh 30,000 while revenues range from KSh 40,000 to KSh 60,000. The proceeds from the ventures are used for household needs, school fees, investment and some for recreational activities.

Loan Proposal

I have a mobile money transfer services in the phone shop.
The part amount of the loan will be used to increase the cash float needed to run the service from Safaricom,that is deposits and withdraws as well as the other part will be used to add more new cheaper smart phones for my clients.
It is through this,my weekly revenue will attract an additional profit of about 35%.
Be blessed team zidisha and thank you in advance for your support.

Show original English  

About Me

I was born and raised around Nakuru town in the rift valley province of Kenya.I have a degree in education from Moi university in Kenya.
After my college education I could not get formal employment and had to work as a 'matatu ' driver ferrying passengers from one town to another for two years.
I used the little amount of money that I had saved plus some more which I was loaned by a relative to start my business.
My country Kenya has extraordinary beauty both in terms geography and contrasting cultures from 42 diverse tribes.Its a choice destination for many tourists from all over the world.
I have a son who wishes to take up my hobby in computers and software as his future professional job.

My Business

I have a cyber cafe and small retail shop that deals in electronic accessories.
The cyber cafe caters for the people who need fast internet services especially for government services accessed through the internet e.g the e-citizen website.
The retail shop sells small accessories such as phone chargers and batteries to people on transit through the town.
I like the my business as it augments my hobby in computers
On average my monthly costs range from ksh 20000 to ksh 30000 while revenues range from ksh 40000 to ksh 60000.
The proceeds from the ventures are used for household needs,school fees ,investment and some for recreational activities.

Loan Proposal

I have a mobile money transfer services in the phone shop.
The part amount of the loan will be used to increase the cash float needed to run the service from Safaricom,that is deposits and withdraws as well as the other part will be used to add more new cheaper smart phones for my clients.
It is through this,my weekly revenue will attract an additional profit of about 35%.
Be blessed team zidisha and thank you in advance for your support.

Feedback

6

None

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  • nicole    Feb 26, 2020

    My sixth loan (!!!!!!!) to John (I think this is a record for me!) -- still recommended. Congratulations & best wishes for continued success!

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  • nicole    Jan 7, 2019

    My FIFTH LOAN!!! to John -- still recommended (and still making a better world!) :-)

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  • nicole    Apr 26, 2018

    My fourth loan to John -- still recommended & I will lend to you again!!

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    • John Njoroge Ngatia    May 22, 2018

      Thank you nicole for entrusting me with your funds.Together we can make a better World.Remain blessed.

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  • nicole    Oct 9, 2017

    My third loan to John -- still recommended!!

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  • nicole    May 27, 2017

    My second loan to John -- I would gladly lend to him a third time!

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  • nicole    Feb 27, 2017

    John paid on time. I would happily lend to him again!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,886.34

Date disbursed

Mar 18, 2019

Repayment status

On Time

Projected term

10 months

Cost to entrepreneur

Service fee: $84.80

Credit risk payment: $508.80

Lenders

Feldborg

Stuttgart, Germany

J

Jason

New Jersey, United States

J

jgpryor

Williamsport, PA, United States

eagle3

Grand Ledge, United States

BelleStarr

Albuquerque, United States

nicole

Worcester, Ma, United States

José Antonio

Carapicuíba, Brazil

EHTHighSchool

Egg Harbor Township, United States

traciyoshiyama

Honolulu, United States

F

faical

Cologne, Germany

J

jyoshiyama

Hilo, United States

F

FHult

Stockholm, Sweden

MichaelDean

San Jose, United States

A

anonymus

Moon, United States

johnandmoliehi

Canton, New York, United States

T

ToddK

Indianapolis, IN, USA, United States

S

Steveandson

Arlington, United States

Apmay

Melbourne, Australia

M

mrhanky1

melbourne, Australia

P

proby24

Singapore, Singapore

S

SelvaMarcus

Green Cove Springs, United States

C

cflint

Springville, United States

H

hanh352

Homosassa, United States

S

stevetanner

Geneva, Switzerland

K

kstringer8

Arlington, United States

G

glomardor

Leonardtown, United States

IA

Ismini and Jerry

Stamford, USA, United States

A

aiban

Austin, United States

J

JoJoHouse

New Castle, United States

Namaste250

Pittsford, United States

B

BClay

Campbell, United States

ads68

Melbourne, Australia

Cadwah

Barcelona, Spain

A

Andy

Berlin, United States

sarna

Toronto, Canada

A

alkemyst

Geneve, Switzerland

fairspirit

Utrecht, Netherlands

joaoferraz

RINCHOA, Portugal

JTShorty

Gorham, Maine, United States

R

ruthieonart

Plano, TX, United States

C

Colmena

Chicago, United States

A

albert

Barcelona, Spain

Z

ZacJ89

RIverside, United States

Hedwich

Gorssel, Netherlands

R

RCHeying

Marietta, United States

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

C

CandC

Washington, DC, United States

M

mallika

Laguna Niguel, United States

E

E

Marin county, United States

P

pvranas

Boulder, United States

NedRyerson

Munroe Falls, United States

M

mark3339

San Diego, United States

D

dolfan19

Boiling Springs, United States

Evan Lamos

Brussels, Belgium

M

Malibu

Westwood, United States

M

Mullagh

United Kingdom

R

roozbeh

United States

B

benlenarts

Netherlands

D

DandS

United States

lyalljellyman

Wellington, New Zealand

N

NOWfund

Tokyo, Japan

M

merk85

United States

Taylor Hanna

United States

ThomasJosef

Berlin, Germany

T

Tim47

United States

T

theleengwist

United States

Otto Barten

Amsterdam, Netherlands

R

rokbe

Netherlands

M

Madtowner

United States

Peter R

Fulda, Germany

Dave Bogard

New York, United States

Villa Maria Outliers

Montreal, Canada

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

Lou Kaucic

Sanbornton, NH, United States

ES

Ed Sikorski

United States

AF

Alysn Ford

United States

George

Corvallis, Oregon, United States

Carla

Amsterdam, Netherlands

JF

Jason Foti

United States

PG

Paul Graham

United States

Mark Grey

Redding, CT, United States

J

Jeff

United States

E

eriklonnroth

United Kingdom

B

Bramlage

United States

R

Ryan

United States

Y

YTSJ

London, United Kingdom

S

Stephanie

Zurich, Switzerland

RC

Rudi Chen

United States

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

RB

Ruth Brown

United States

United States

GA

Giovanni and Yelena

New York, Ny, United States

PW

Peter Wang

United States

J

jeananne

United States

Ren

Minneapolis/StPaul, United States

Benjamin Kniaz

Boston, United States

K

keithlaycock

United Kingdom

V

VJ

Canberra, Australia

Shane Bugeja

Mankato, Minnesota, United States

TB

Tom Bishop

United States

CJ

Chris Jones

Seattle, United States

HCPSPIRIT

Helsinki, Finland

AV

Andrew van der Watt

Johannesburg, South Africa, United States

Diane U

Olympia, Wa, Usa, United States

Colin Marks

London, United Kingdom

M

Margaret

United States

C

Cecile

United States

Menno

Adelaide, Australia

KK

Kurt Kellner

United States

M

Mack

Harbor, Oregon, United States

JF

J Fister

United States

JU

jeremy upsal

United States

WC

Walter Clarke

Phoenix, United States

M

Mary

United States

S

Sarah

Arlington, United States

B

BRB

Australia

GS

gina sanders

United States

Kelsey Lesko

San Francisco, United States

DO

Denis Ontiveros

Guildford, United Kingdom

GA

Gal Ashuach

רעננה, Israel

B

Bram

Germany

RS

Ralph Smyth

United Kingdom

Angela Chu

Toronto, Canada

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