Buy 2 computer terminals for my growing cyber cafe
Everlyn
Mombasa, Kenya
100% repaid
Entrepreneur
Name
Everlyn
Member since
February 2015
On-time repayments
308 installments • 94%
About Me
My story begins in small village called Nyakach where I grew up. I was raised in a family of five – 3 females and two males where I am the last born. Nyakach is a typical rural Kenya with no amenities worth talking about. I went to primary and later secondary school and I always knew that if given the chance to break free, I would most certainly jump at that opportunity.
This opportunity came after finishing my secondary education when I went to live with my sister in Mombasa – 800 kilometers from home. My life took a drastic change in Mombasa city where I was exposed to the comforts of urban life like tap water and electricity for the first time.
My sister was kind enough to sponsor me to a computer college where I did a short course in computer applications. I later got a job as a computer operator after finishing the course. While still working, I enrolled for a Diploma course in Business Management on part-time basis.
I secured another job after completing my Diploma course where I was employed as a Personal Assistant in a printing firm. I also started a cyber café after quitting the first job and I am still running this place with the help of one employee.
I am also hoping to do a Degree course in near future, time and finances allowing.
My Business
I run a small cyber café in Mombasa town where I deal with bureau services as well as offering cyber services like browsing and sending emails. Mombasa is big city with a large population and the demand for cyber services is quite high. I saw this opportunity while doing my first job and the business has been doing well.
Apart from cyber services, I also offer photocopying and typing services. All these activities combined give me a gross income of about $500 per month and the expenses gobble about half of that. I use the ‘take home’ amount for my upkeep and send some to my aging my parents back home.
This figure can easily go up if I introduce more services like lamination and book binding. For this reason, I decided to seek credit services hence the reason for joining Zidisha.
Loan Proposal
I operate my business in an area where most people do not own computer neither do they have IT skills. However, they are supposed to use computers to access a number of services and this is where my business comes in. I am currently offering internet services using two terminals which are also used for other jobs.
Ideally I would like to dedicate two terminals for internet services only so as to cope with the number of people who come to my cyber cafe. One refurbished computer will cost me around USD 100 and so with this amount I will be able to acquire two more computer and this will strengthen my internet department of my nascent business.
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$223.00
Date disbursed
Jun 25, 2015
Repayment status
On Time
Projected term
10 months
Other loans
Lenders
Washington, DC, United States
United States
Pitten, Austria
Taiwan
United States
Sweden, Greece
United States
Ask Everlyn a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Summary
Amount repaid
$234.79
Amount remaining
$0.00
Date repaid
Mar 3, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 5, 2015 | $5.21 | Jul 6, 2015 | $5.21 |
| Jul 12, 2015 | $5.21 | Jul 6, 2015 | $5.21 |
| Jul 19, 2015 | $5.21 | Jul 6, 2015 | $0.11 |
| Jul 21, 2015 | $5.11 | ||
| Jul 26, 2015 | $5.21 | Jul 21, 2015 | $5.21 |
| Aug 2, 2015 | $5.21 | Jul 21, 2015 | $0.21 |
| Aug 3, 2015 | $5.00 | ||
| Aug 9, 2015 | $5.21 | Aug 3, 2015 | $5.21 |
| Aug 16, 2015 | $5.21 | Aug 3, 2015 | $0.32 |
| Aug 17, 2015 | $4.89 | ||
| Aug 23, 2015 | $5.21 | Aug 17, 2015 | $5.21 |
| Aug 30, 2015 | $5.21 | Aug 17, 2015 | $0.42 |
| Aug 30, 2015 | $4.79 | ||
| Sep 6, 2015 | $5.21 | Aug 30, 2015 | $5.21 |
| Sep 13, 2015 | $5.21 | Aug 30, 2015 | $0.53 |
| Sep 14, 2015 | $4.68 | ||
| Sep 20, 2015 | $5.21 | Sep 14, 2015 | $5.21 |
| Sep 27, 2015 | $5.21 | Sep 14, 2015 | $0.63 |
| Sep 29, 2015 | $4.58 | ||
| Oct 4, 2015 | $5.21 | Sep 29, 2015 | $0.68 |
| Oct 9, 2015 | $4.53 | ||
| Oct 11, 2015 | $5.21 | Oct 9, 2015 | $0.74 |
| Oct 18, 2015 | $4.47 | ||
| Oct 18, 2015 | $5.21 | Oct 18, 2015 | $5.21 |
| Oct 25, 2015 | $5.21 | Oct 18, 2015 | $0.84 |
| Nov 2, 2015 | $4.37 | ||
| Nov 1, 2015 | $5.21 | Nov 2, 2015 | $0.89 |
| Nov 3, 2015 | $4.32 | ||
| Nov 8, 2015 | $5.21 | Nov 3, 2015 | $0.42 |
| Nov 17, 2015 | $4.79 | ||
| Nov 15, 2015 | $5.21 | Nov 17, 2015 | $0.47 |
| Nov 24, 2015 | $4.74 | ||
| Nov 22, 2015 | $5.21 | Nov 24, 2015 | $0.53 |
| Nov 27, 2015 | $4.68 | ||
| Nov 29, 2015 | $5.21 | Nov 27, 2015 | $0.58 |
| Dec 6, 2015 | $4.63 | ||
| Dec 6, 2015 | $5.21 | Dec 6, 2015 | $5.21 |
| Dec 13, 2015 | $5.21 | Dec 6, 2015 | $0.68 |
| Dec 22, 2015 | $4.53 | ||
| Dec 20, 2015 | $5.21 | Dec 22, 2015 | $5.21 |
| Dec 27, 2015 | $5.21 | Dec 22, 2015 | $0.79 |
| Dec 31, 2015 | $4.42 | ||
| Jan 3, 2016 | $5.21 | Dec 31, 2015 | $0.84 |
| Jan 5, 2016 | $4.37 | ||
| Jan 10, 2016 | $5.21 | Jan 5, 2016 | $0.37 |
| Jan 11, 2016 | $4.84 | ||
| Jan 17, 2016 | $5.21 | Jan 11, 2016 | $0.42 |
| Jan 21, 2016 | $4.74 | ||
| Jan 27, 2016 | $0.05 | ||
| Jan 24, 2016 | $5.21 | Jan 27, 2016 | $4.89 |
| Feb 9, 2016 | $0.32 | ||
| Jan 31, 2016 | $5.21 | Feb 9, 2016 | $5.21 |
| Feb 7, 2016 | $5.21 | Feb 9, 2016 | $5.00 |
| Feb 21, 2016 | $0.21 | ||
| Feb 14, 2016 | $5.21 | Feb 21, 2016 | $5.21 |
| Feb 21, 2016 | $5.21 | Feb 21, 2016 | $5.21 |
| Feb 28, 2016 | $5.21 | Feb 21, 2016 | $0.11 |
| Mar 3, 2016 | $5.11 | ||
| Mar 6, 2016 | $5.21 | Mar 3, 2016 | $5.21 |
| Mar 13, 2016 | $5.21 | Mar 3, 2016 | $5.21 |
| Mar 20, 2016 | $5.21 | Mar 3, 2016 | $5.21 |
| Mar 27, 2016 | $5.21 | Mar 3, 2016 | $5.21 |
| Apr 3, 2016 | $5.21 | Mar 3, 2016 | $5.21 |
| Apr 10, 2016 | $5.21 | Mar 3, 2016 | $5.21 |
| Apr 17, 2016 | $5.21 | Mar 3, 2016 | $5.21 |
| Apr 24, 2016 | $5.21 | Mar 3, 2016 | $5.21 |
| May 1, 2016 | $5.21 | Mar 3, 2016 | $5.21 |
| May 8, 2016 | $5.53 | Mar 3, 2016 | $5.53 |
Loading...