Entrepreneur
Name
Everlyn
Member since
February 2015
On-time repayments
308 installments • 94%
About Me
My story begins in small village called Nyakach where I grew up. I was raised in a family of five – 3 females and two males where I am the last born. Nyakach is a typical rural Kenya with no amenities worth talking about. I went to primary and later secondary school and I always knew that if given the chance to break free, I would most certainly jump at that opportunity.
This opportunity came after finishing my secondary education when I went to live with my sister in Mombasa – 800 kilometers from home. My life took a drastic change in Mombasa city where I was exposed to the comforts of urban life like tap water and electricity for the first time.
My sister was kind enough to sponsor me to a computer college where I did a short course in computer applications. I later got a job as a computer operator after finishing the course. While still working, I enrolled for a Diploma course in Business Management on part-time basis.
I secured another job after completing my Diploma course where I was employed as a Personal Assistant in a printing firm. I also started a cyber café after quitting the first job and I am still running this place with the help of one employee.
I am also hoping to do a Degree course in near future, time and finances allowing.
My Business
I run a small cyber café in Mombasa town where I deal with bureau services as well as offering cyber services like browsing and sending emails. Mombasa is big city with a large population and the demand for cyber services is quite high. I saw this opportunity while doing my first job and the business has been doing well.
Apart from cyber services, I also offer photocopying and typing services. All these activities combined give me a gross income of about $500 per month and the expenses gobble about half of that. I use the ‘take home’ amount for my upkeep and send some to my aging my parents back home.
This figure can easily go up if I introduce more services like lamination and book binding. For this reason, I decided to seek credit services hence the reason for joining Zidisha.
Loan Proposal
I have been using used computer terminals in my business. This is not by choice but I had to to it this way since I started small but now the business has grown tremendously. This growth now demands that I keep up with the latest technology some of which my old machines cannot handle.
With this loan, I intend to buy a brand new PC capable of running the latest operating system in the market as well as new applications which will enable me serve my clients in a faster way. This will attract more new customers while increasing my revenue.
The cost of this machine will be about USD 350.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$351.00
Date disbursed
Mar 13, 2016
Repayment status
On Time
Projected term
17 months
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