Name
Everlyn
Member since
February 2015
On-time repayments
308 installments • 94%
My story begins in small village called Nyakach where I grew up. I was raised in a family of five – 3 females and two males where I am the last born. Nyakach is a typical rural Kenya with no amenities worth talking about. I went to primary and later secondary school and I always knew that if given the chance to break free, I would most certainly jump at that opportunity.
This opportunity came after finishing my secondary education when I went to live with my sister in Mombasa – 800 kilometers from home. My life took a drastic change in Mombasa city where I was exposed to the comforts of urban life like tap water and electricity for the first time.
My sister was kind enough to sponsor me to a computer college where I did a short course in computer applications. I later got a job as a computer operator after finishing the course. While still working, I enrolled for a Diploma course in Business Management on part-time basis.
I secured another job after completing my Diploma course where I was employed as a Personal Assistant in a printing firm. I also started a cyber café after quitting the first job and I am still running this place with the help of one employee.
I am also hoping to do a Degree course in near future, time and finances allowing.
I run a small cyber café in Mombasa town where I deal with bureau services as well as offering cyber services like browsing and sending emails. Mombasa is big city with a large population and the demand for cyber services is quite high. I saw this opportunity while doing my first job and the business has been doing well.
Apart from cyber services, I also offer photocopying and typing services. All these activities combined give me a gross income of about $500 per month and the expenses gobble about half of that. I use the ‘take home’ amount for my upkeep and send some to my aging my parents back home.
This figure can easily go up if I introduce more services like lamination and book binding. For this reason, I decided to seek credit services hence the reason for joining Zidisha.
I have been using used computer terminals in my business. This is not by choice but I had to to it this way since I started small but now the business has grown tremendously. This growth now demands that I keep up with the latest technology some of which my old machines cannot handle.
With this loan, I intend to buy a brand new PC capable of running the latest operating system in the market as well as new applications which will enable me serve my clients in a faster way. This will attract more new customers while increasing my revenue.
The cost of this machine will be about USD 350.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$351.00
Date disbursed
Mar 13, 2016
Repayment status
On Time
Projected term
17 months
Other loans
Ask Everlyn a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Amount repaid
$368.56
Amount remaining
$0.00
Date repaid
Jan 26, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 23, 2016 | $5.04 | Mar 30, 2016 | $5.04 |
Mar 30, 2016 | $5.04 | Mar 30, 2016 | $5.04 |
Apr 6, 2016 | $5.04 | Apr 6, 2016 | $5.04 |
Apr 13, 2016 | $5.04 | Apr 6, 2016 | $5.04 |
Apr 20, 2016 | $5.04 | Apr 22, 2016 | $5.04 |
Apr 27, 2016 | $5.04 | May 5, 2016 | $5.04 |
May 4, 2016 | $5.04 | May 5, 2016 | $5.04 |
May 11, 2016 | $5.04 | May 12, 2016 | $5.04 |
May 18, 2016 | $5.04 | May 24, 2016 | $5.04 |
May 25, 2016 | $5.04 | May 24, 2016 | $5.04 |
Jun 1, 2016 | $5.04 | Jun 6, 2016 | $5.04 |
Jun 8, 2016 | $5.04 | Jun 6, 2016 | $5.04 |
Jun 15, 2016 | $5.04 | Jun 22, 2016 | $5.04 |
Jun 22, 2016 | $5.04 | Jun 22, 2016 | $5.04 |
Jun 29, 2016 | $5.04 | Jul 5, 2016 | $5.04 |
Jul 6, 2016 | $5.04 | Jul 5, 2016 | $5.04 |
Jul 13, 2016 | $5.04 | Jul 20, 2016 | $5.04 |
Jul 20, 2016 | $5.04 | Jul 20, 2016 | $5.04 |
Jul 27, 2016 | $5.04 | Aug 3, 2016 | $5.04 |
Aug 3, 2016 | $5.04 | Aug 3, 2016 | $5.04 |
Aug 10, 2016 | $5.04 | Aug 17, 2016 | $5.04 |
Aug 17, 2016 | $5.04 | Aug 17, 2016 | $5.04 |
Aug 24, 2016 | $5.04 | Sep 1, 2016 | $5.04 |
Aug 31, 2016 | $5.04 | Sep 1, 2016 | $1.01 |
Sep 6, 2016 | $4.03 | ||
Sep 7, 2016 | $5.04 | Sep 14, 2016 | $5.04 |
Sep 14, 2016 | $5.04 | Sep 14, 2016 | $3.02 |
Sep 27, 2016 | $2.01 | ||
Sep 21, 2016 | $5.04 | Sep 27, 2016 | $5.04 |
Sep 28, 2016 | $5.04 | Sep 27, 2016 | $3.02 |
Oct 15, 2016 | $2.01 | ||
Oct 5, 2016 | $5.04 | Oct 15, 2016 | $5.04 |
Oct 12, 2016 | $5.04 | Oct 15, 2016 | $5.04 |
Oct 19, 2016 | $5.04 | Oct 15, 2016 | $3.02 |
Nov 1, 2016 | $2.01 | ||
Oct 26, 2016 | $5.04 | Nov 1, 2016 | $5.04 |
Nov 2, 2016 | $5.04 | Nov 8, 2016 | $5.04 |
Nov 9, 2016 | $5.04 | Nov 16, 2016 | $5.04 |
Nov 16, 2016 | $5.04 | Nov 23, 2016 | $5.04 |
Nov 23, 2016 | $5.04 | Nov 23, 2016 | $5.04 |
Nov 30, 2016 | $5.04 | Dec 9, 2016 | $5.04 |
Dec 7, 2016 | $5.04 | Dec 9, 2016 | $5.04 |
Dec 14, 2016 | $5.04 | Dec 9, 2016 | $2.01 |
Dec 24, 2016 | $3.02 | ||
Dec 21, 2016 | $5.04 | Dec 24, 2016 | $5.04 |
Dec 28, 2016 | $5.04 | Dec 24, 2016 | $2.01 |
Jan 11, 2017 | $3.02 | ||
Jan 4, 2017 | $5.04 | Jan 11, 2017 | $5.04 |
Jan 11, 2017 | $5.04 | Jan 17, 2017 | $5.04 |
Jan 18, 2017 | $5.04 | Jan 17, 2017 | $1.01 |
Jan 26, 2017 | $4.03 | ||
Jan 25, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Feb 1, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Feb 8, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Feb 15, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Feb 22, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Mar 1, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Mar 8, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Mar 15, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Mar 22, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Mar 29, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Apr 5, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Apr 12, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Apr 19, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Apr 26, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
May 3, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
May 10, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
May 17, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
May 24, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
May 31, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Jun 7, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Jun 14, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Jun 21, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Jun 28, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Jul 5, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Jul 12, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Jul 19, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Jul 26, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Aug 2, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Aug 9, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Aug 16, 2017 | $0.89 | Jan 26, 2017 | $0.89 |
Loading...