Buy additional stock of foodstuffs for my kiosk

James

Mtwapa, Kenya

100% repaid

Entrepreneur

Name

James

Member since

August 2016

On-time repayments

219 installments  •  99%

About Me

I was brought up in middle class family;where my parents could afford to place a meal on the table. I went to Sagala primary school in taita taveta county.Here we used to go to school bare footed n tattered school uniform with patches. In school there was young farmers club; which helped me to nurture my rabbit keeping hobby . In had vast interest in becoming a lawyer but couldn't achieve my goal. This is due to financial constrain where my parents couldn't raise my school fees and other siblings. However, this didn't affect my in terest in academic work.Apart core curriculum activities in schoo we also participated in extra curricular activities such as taita traditional dance and songs. In our traditional dances we shake the body parts below the waist and stamping the feet's. Our traditional food are kimanga(mix of crushed well cooked cassava and beans) ,dazuka(baked maize flour and sugar) and local brewe is classed mwasina

My Business

Having engaged myself in rabbit farming for some time I decided to diversify my business ventures. I decided to start a kiosk in my village to add another stream of income and fill the gap of providing essentials commodities such as sugar,bread,bun dough, wheat and maize flour,cereals and non alcoholic beverages to the locals. A business opportunity arose from this gap which I couldn't hesitate to fill after carry out feasibility study and determined the viability of this business.

Loan Proposal

I hereby request for a loan from your highly esteemed organisation to restock my kiosk with more foodstuffs such beans, maize ,cowpeas greengram and flour

Income Source

I get cash from my fresh vegetables sale from my shamba.This will help me raise money to repay my loan

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$406.00

Date disbursed

May 21, 2021

Repayment status

On Time

Projected term

6 months

Lenders

A

Anninymouse

Southampton, United Kingdom

G

GalantnostS

Hong Kong, Hong Kong

J

Jason

New Jersey, United States

A

ahnante

Yokohama, Japan

torelizer

Reggio Emilia, Italy

C

chkuo

Taipei, Taiwan

V

vamPierchen

Luxembourg, Luxembourg

AltruisticSelfishnes

Chicago, United States

A

andyfletcher

I want my "My loans" page back, Qatar

D

Davieboy

Melbourne, Australia

O

Oliver

Geneva, Switzerland

M

minynlca

San Diego, United States

S

soren

Göteborg, Sweden

L

ldron7

Utah, United States

Martin

Manama, Bahrain

T

Tallago3

Munich, Germany

P

PeaceandLove

Morro Bay, United States

C

cjmenchaca

Austin, United States

BJ

Brandon Joz

North Carolina, United States

Jeff and Marcie

Portland, OR, United States

N

NancyG

Victoria, Canada

B

Becmo

Brisbane, Australia

T

tmsaddress

Orlando, Florida, United States

C

chrisherron

Chicago, United States

R

RichardH

Manchester, United Kingdom

D

Divergent

Bethesda, United States

T

tomdeneire

Eke, Belgium

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

S

Scordato

Mattituck, United States

S

SvenWaage

Stavanger, Norway

Namaste250

Pittsford, United States

braccino

Settimo Milanese MI, Italy

vinnio

Burlingame California, United States

peanut

Halifax, Canada

JennyinParis

Paris, France

wakazashi20

San Antonio, United States

S

SabresFan

Oro Valley, United States

Bruno

São Paulo, Brazil

V

Valis

Singapore, Singapore

A

Andy

Berlin, United States

nakamura

United States

G

glh25

Winooski, United States

GH

Gav H

Langley, Canada

nmatpt

Lisboa, Portugal

Cricketca

San Jose, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

ShaneS

Port Pirie, Australia

G

Goldrivermob

Gold River, Canada

L

LongTallSallymander

Menomonee Falls, United States

A

AndrewC

London, United Kingdom

M

mmisoo

Nova Dubnica, Slovakia

H

HobbyCollector

Beach City, United States

N

NickLuder

London, United Kingdom

E

Escalada

Bakersfield, CA, United States

C

cerowain

Melbourne, Australia

soniad

Dubai, United Arab Emirates

dmirpuri

Bangkok, Thailand

D

DelapierceD

New York, United States

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

M

MatthiasM

München, Germany

somuchjackson

Boston, United States

R

richdullaghan

Encinitas, United States

mikeice

Kohler, United States

I

Iamzwolf

Middletown, United States

G

GanSatya

United States

sderickson

Berkeley, CA, United States

T

tophini

Alma, United States

J

jenda

Czech Republic

bb4dogs

United States

mepster

San Francisco, Ca, United States

chriseyre

Fremont, Ca, United States

A

angelapeat01

United States

D

dscottprod

United States

B

bscent

Hong Kong

J

JonAlec

United States

Grant Xavier Storer

Seattle, Wa, United States

K

KiraDee

United States

Mike and Jacqui

United Kingdom

S

Sven

Netherlands

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

SteveFylde

United Kingdom

R

Robert

Berlin, Germany

SMOICE

Berlin, Germany

MW

Matt Willis

United States

PC

Patrick Clavette

Hartford, Wisconsin, United States

SK

Sunghwan Kim

Republic of Korea

Richard

Shrewsbury, United Kingdom

moursund

Beaver Nation, United States

JT

JW Tabacchi

United States

Kevin

San Francisco, United States

I

Ian

United Kingdom

EB

Erica Brescia

United States

Pedro Lopez

United States

Joe Lamantia

Reston, Virginia, United States

M

mariamfula

United States

P

PeterP

United Kingdom

K

K

United States

F

Frank

Netherlands

Vratik Krocik

Prague, Czech Republic

M

marton

United States

MC

Melissa Corrigan

Richmond, California, United States

Carrie

Arlington, MA, United States

E

EJOBIV

United States

DO

Denis Ontiveros

Guildford, United Kingdom

M

Melissa

United States

R

Ru

New York, United States

J

Jari

Finland

H

HJ

Switzerland

Utahna

United States

Babbitt Family Foundation

Reno, United States

AZ

Andre Zita

United States

TA

Tiwa A

United States

Vincent Strangio

Pittsburgh, PA, United States

Y

Yaser

Germany

E

Emanuele

Genoa, Italy

W

Wim

Deventer, Netherlands

RA

Ray and Abram

Melbourne, Australia

B

Berend

Netherlands

A

Anonymous

United States

D

Denise

United States

ZA

Zachary Allen

United States

JT

JOY to the world

Cottonwood Heights, United States

Ask James a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • James    Sep 23, 2023

    I wish to adjust my loan repayment amount due to low sales volume. Levels of inflation rate are high which has robbed me my sales revenue due to reduced consumers purchasing power

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  • James    Sep 2, 2023

    Low revenue collection due to reduced consumers disposable income as results of inflation. This has led to low sales

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  • Joseph    Aug 10, 2023

    You're doing very well. I like how you have documented your business. I've learned a good lesson.

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  • Dali    Aug 7, 2023

    Good Luck James

    Translated by Google     Show original

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  • Nelly    Aug 4, 2023

    Good luck

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  • James    Aug 2, 2023

    I hereby thank my serial lenders for their continued financial support. Mat their pockets neverdryu

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  • James    Apr 29, 2023

    Economic turmoil which robbed me my revenues due to low sales volume.

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  • James    Jan 18, 2023

    January back to school fees burden. Which has made me slash the money meant for loan repayment and divert it to fee payment for my children and siblings.

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  • James    Dec 10, 2022

    I have received the funds thanks to my lenders. I have used the funds to buy additional stock

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  • James    Dec 4, 2022

    Hallo. My loan was fully funded within 48 hours, which is a big thank to my lenders for their continued financial support. However it's second week and the funds haven't been disbursed to my mpesa number.

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  • James    Nov 25, 2022

    Thanks in advance zidisha lenders for accepting to fund my project. I'll use the funds to restock my shop. In there future I would like to used my revenues to rehabilitate a semi arid zone in Taita Taveta county

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  • James    Nov 24, 2022

    I would like to thank my zidisha lenders, your have become part of family members. Despite economy upheaval that dwindle my revenues due to COVID-19 pandemic and drought and famine in Kenya, our able to pay my bills and fee for my younger siblings and children. Once again I say thank you for your continued financial support

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  • James    Nov 20, 2022

    Severe drought and famine that has reduced consumers disposable income hence low sales volume.

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  • James    Aug 20, 2022

    Pre and post-election aftermath which dwindled my revenues

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  • James    May 29, 2022

    High inflation and increased taxation which has robbed me my revenues. This has lowered my profit gains which I used them to repay my zidisha loan

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  • James    Mar 15, 2022

    I have received the funds instantly via my safaricom number. Thumbs up Zidisha family

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  • James    Mar 15, 2022

    I hereby thanks Zidisha family (members) for your continued financial support! I will use the funds to buy additional stock thus increasing my revenue. cheers members

    Regards
    James Nyange

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  • James    Mar 5, 2022

    I would like to thank my able lenders for their continued support. The fund enabled me add more stock in my business hence catering for the needs of my customers. Increased stock made me satisfy their needs. This led to high stock turner which increased my revenues thus increasing my profits yields. I used part of profits to pay fees for my children and pay my Zidisha loan

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