Entrepreneur
Name
Risper
Member since
February 2015
On-time repayments
130 installments • 15%
About Me
My name is Risper Mwikali, born in Kitui County Kenya. I was born in a family of 4 where I am the second born and the only girl in the family. Kitui is a hardship area and much neglected by the government since it is a semi arid area with very few resources. I grew up in this environment into adulthood where I decided to relocate to Mombasa to live with my elder brother while looking for greener pastures.
With help from my brother and parents, I enrolled for a hairdressing course in Mombasa where I was trained for one year. I got a job thereafter and I started saving to start my own beauty parlor since that was dream all along.
With my savings, I was able to open my own place three years ago and I am still running the business. I am a mother of three children and I work very hard to provide good education for them (they are all in school) and secure their future.
My Business
My business deals with beauty where I serve ladies who like to look good. I do haircare and associated beauty work such as pedicure and manicure. I normally target the working people since they have some money to spend on their hair and bodies.
The business is doing well currently since I am able to serve my loyal clients as well as winning ones. I make a profit of about $200 per month which I use for my family's upkeep.
Loan Proposal
I will buy lotions and hair gels which I use a lot on my clients. I will buy them in bulk which is much cheaper than buying single pieces. This way I will save a lot of money and it will also be convenient for me since I wont keep going to the stores to buy them.
This loan will give my business the much needed boost as I try to revive it after a long time of slow activities. This revival will hopefully translate into more business hence more income for me.
Feedback
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$91.00
Date disbursed
Oct 20, 2016
Repayment status
Late
Projected term
10 months
Other loans
Lenders
Summary
Amount repaid
$34.28
Amount remaining
$56.81
Expected completion
Sep 13, 2017
Status
Repaying late
Installment amount
$2.02
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 2, 2016 | $2.02 | Oct 29, 2016 | $2.02 |
| Nov 9, 2016 | $2.02 | Nov 8, 2016 | $2.02 |
| Nov 16, 2016 | $2.02 | Nov 15, 2016 | $2.02 |
| Nov 23, 2016 | $2.02 | Nov 21, 2016 | $2.02 |
| Nov 30, 2016 | $2.02 | Dec 4, 2016 | $2.02 |
| Dec 7, 2016 | $2.02 | Dec 17, 2016 | $2.02 |
| Dec 14, 2016 | $2.02 | Dec 23, 2016 | $2.02 |
| Dec 21, 2016 | $2.02 | Jan 3, 2017 | $2.02 |
| Dec 28, 2016 | $2.02 | Jan 11, 2017 | $2.02 |
| Jan 4, 2017 | $2.02 | Jan 21, 2017 | $2.02 |
| Jan 11, 2017 | $2.02 | Feb 3, 2017 | $2.02 |
| Jan 18, 2017 | $2.02 | Feb 11, 2017 | $2.02 |
| Jan 25, 2017 | $2.02 | Feb 16, 2017 | $2.02 |
| Feb 1, 2017 | $2.02 | Mar 1, 2017 | $2.02 |
| Feb 8, 2017 | $2.02 | Mar 9, 2017 | $2.02 |
| Feb 15, 2017 | $2.02 | Mar 17, 2017 | $2.02 |
| Feb 22, 2017 | $2.02 | Mar 25, 2017 | $2.02 |
| Mar 1, 2017 | $2.02 | ||
| Mar 8, 2017 | $2.02 | ||
| Mar 15, 2017 | $2.02 | ||
| Mar 22, 2017 | $2.02 | ||
| Mar 29, 2017 | $2.02 | ||
| Apr 5, 2017 | $2.02 | ||
| Apr 12, 2017 | $2.02 | ||
| Apr 19, 2017 | $2.02 | ||
| Apr 26, 2017 | $2.02 | ||
| May 3, 2017 | $2.02 | ||
| May 10, 2017 | $2.02 | ||
| May 17, 2017 | $2.02 | ||
| May 24, 2017 | $2.02 | ||
| May 31, 2017 | $2.02 | ||
| Jun 7, 2017 | $2.02 | ||
| Jun 14, 2017 | $2.02 | ||
| Jun 21, 2017 | $2.02 | ||
| Jun 28, 2017 | $2.02 | ||
| Jul 5, 2017 | $2.02 | ||
| Jul 12, 2017 | $2.02 | ||
| Jul 19, 2017 | $2.02 | ||
| Jul 26, 2017 | $2.02 | ||
| Aug 2, 2017 | $2.02 | ||
| Aug 9, 2017 | $2.02 | ||
| Aug 16, 2017 | $2.02 | ||
| Aug 23, 2017 | $2.02 | ||
| Aug 30, 2017 | $2.02 | ||
| Sep 6, 2017 | $2.02 | ||
| Sep 13, 2017 | $0.34 | ||
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