Buy beauty products

Risper

Likoni, Kenya

38% repaid

Entrepreneur

Name

Risper

Member since

February 2015

On-time repayments

130 installments  •  15%

About Me

My name is Risper Mwikali, born in Kitui County Kenya. I was born in a family of 4 where I am the second born and the only girl in the family. Kitui is a hardship area and much neglected by the government since it is a semi arid area with very few resources. I grew up in this environment into adulthood where I decided to relocate to Mombasa to live with my elder brother while looking for greener pastures.

With help from my brother and parents, I enrolled for a hairdressing course in Mombasa where I was trained for one year. I got a job thereafter and I started saving to start my own beauty parlor since that was dream all along.

With my savings, I was able to open my own place three years ago and I am still running the business. I am a mother of three children and I work very hard to provide good education for them (they are all in school) and secure their future.

My Business

My business deals with beauty where I serve ladies who like to look good. I do haircare and associated beauty work such as pedicure and manicure. I normally target the working people since they have some money to spend on their hair and bodies.

The business is doing well currently since I am able to serve my loyal clients as well as winning ones. I make a profit of about $200 per month which I use for my family's upkeep.

Loan Proposal

I will buy lotions and hair gels which I use a lot on my clients. I will buy them in bulk which is much cheaper than buying single pieces. This way I will save a lot of money and it will also be convenient for me since I wont keep going to the stores to buy them.

This loan will give my business the much needed boost as I try to revive it after a long time of slow activities. This revival will hopefully translate into more business hence more income for me.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$91.00

Date disbursed

Oct 20, 2016

Repayment status

Late

Projected term

10 months

Other loans

Lenders

Paul Buchheit

Mountain View, United States

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  • James    Jul 25, 2017

    Risper said she will start repaying her loan next month.

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  • Raya    Mar 29, 2017

    Dear lenders, I talk to risper mwikali a few minutes ago, she said that she is continuing paying her loan. Thankyou.

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  • Raya    Mar 1, 2017

    Dear lenders, I talked to risper mwikali last night about her loan, she told me that her business is not doing well. She promised to resume repaying her loan as soon as possible. Thankyou.

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  • Raya    Jan 3, 2017

    Dear lenders, I spoke to Risper mwikali a few minutes ago, she promised to resume repaying her loan soon. Thankyou.

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  • Risper    Oct 19, 2016

    I will buy the beauty products as mentioned in the loan proposal. This will help me a lot since these are the products I use when doing my work. Thank you very much.

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  • Risper    Oct 17, 2016

    Dear lenders, it has taken me a while to clear this loan but now I am in a position to clear the balance. Thank you for your patience and the first loan was of much help to me.

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  • Risper    Jul 25, 2015

    My business is still stuggling and I kindly ask you to accept my proposal. I will be sending much more than KES 70 whenever possible so as to clear this loan without taking such a long time. Thank you so much for your kindness.

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  • Risper    May 9, 2015

    To my lenders, I am sorry I cannot raise my earlier set amount due to low volumes at my beauty salon. I have reduced to KES 100 and I am hoping to resume my old rates come June when I expect the business to pick up. I ask for your understanding on this matter. Thank you.

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  • Risper    Feb 16, 2015

    I am very delighted by the contributions made so far. I kindly ask other lenders to lend me so that I can start my project which means a lot to me. To those who have made their bids, I say thank you so much.

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